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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 11:42pm On May 12
I can start my comedy career with you. I'm funny die oh😀😀. How much do you want to pay?

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 9:32pm On Apr 24
Please who has more detailed experience about zero deposit here. Senior tenants or retired tenants. Landlords or senior owner of land
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 4:52pm On Apr 21
Cyberknight:

I dont think its illegal. 6 May is almost here?

The important thing is that they can't conduct viewings of the property without your consent, so they might ask you if will agree for them to bring potential tenants to view the place at times you find convenient. You can say no if you like. But if you and the landlord have got along well, then if they ask, see if you can make concessions to them, for the sake of goodwill, even if you don't need a reference from them.


Thank you for your response.
They had already requested for access for viewing . I might just grant them one of the 2 days requested. Thanks
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 2:55pm On Apr 21
Happy Sunday everyone. My rent will expire by May 6 and I gave a notice to my landlord on March 7. Now this man has come to display 'a to rent' signpost in front of my house. My question- is this legal even though I have not moved out.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 8:11pm On Apr 18
Peerielass:


Where exactly are you going to in Czechia? EasyJet and Ryan Air have direct flights from Manchester to Prague.

I'm going to Brno.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 7:18pm On Apr 18
Good day everyone. Please I need your guidance on the issue below:

I want to travel to Czech Republic from UK but there is no direct flight from Manchester. So we ve resolved to go through Vienna, then follow train to Czech Republic and follow same route when return.

My question is: which visa should I apply for? Is it Vienna or Czech Republic.

Thanking you all in advance.
Travel / Re: Living In The UK: Property,Mortgage And Related by elengine: 12:15pm On Apr 06
Iolo:


You are better off if you have a deposit starting the process and learning along the way. I got told I couldn’t get one before staying for two years and I did it in a year. I got rejected from a couple lenders but eventually one came through. A sound broker is the most important element as they will help you navigate things.


Wow. This is the encouragement that I need. I actually believe the two-year stuff can be varied especially for some of us here in the northern England. If I have my 20k for a 200k property after 1 year of stable income should be enough

1 Like

Travel / Re: Living In The UK: Property,Mortgage And Related by elengine: 11:14pm On Apr 05
Jamesclooney:


Most lenders will ask for 25% deposit to offset the risk.

Hmm 25%. Make I kukuma wait oh. Two years don reach soon

2 Likes

Travel / Re: Living In The UK: Property,Mortgage And Related by elengine: 11:12pm On Apr 05
Estroller:


No it is not, but bear in mind that some lenders will require you meet certain residency conditions before you can access competitive deals.

Thank you for this
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 11:07pm On Apr 05
ReesheesuKnack:
Honest Question:
Where is @Justwise?

Justwise, wherever you are, I am sending you Love. Lots of Love. I guess there is no point restating that I (probably a couple of others too) miss you on this thread.
Please come back to us.

I'm back my people. This time around, I come in another form to test some people whether they will believe me or not. So what has been happening lately?

1 Like

Travel / Re: Living In The UK: Property,Mortgage And Related by elengine: 9:08pm On Apr 04
@house, is two years stay in the UK compulsory before one can access mortgage? Rent money is dead money😀 and I'm mot happy seeing my money going to one small boy every month. Now my rent will expire this weekend and the guy has sent me a mail that he want to increase rent by 100 quid
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 10:30am On Apr 02
Please make you na save me oooo.

I have car insurance with Marshmallow since May 2023. Someone hit my car on March 5 and I made a no fault claim. The other insurance coy has paid me and I requested Marshmallow to cancel my insurance. Since march 10, they have been dilly dally and I keep following up just 25 March, they came back to me that they have got a response from their claim dept that my non fault claim has been settled and that they will inform another dept to cancel my insurance. Since then I haven't heard anything despite several follow ups. Now they wanted to take another premium subscription from the DD and I blocked it sharply. Please how do I handle this case? Who should I report them to? They seem to be fraudulent and I notice they usually market only the new immigrants on their Facebook ads. My wife insurer app has a cancellation button, this Marshmallow does not even have so you are at their mercy to cancel. People should stay away from them oh

Note; The reason for requesting to stop the insurance is because the vehicle was deemed a total and I have collected money for the preloss value. Thank you

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 5:42pm On Mar 17
It is a very simple case. If she is a dependant,all she needs to do is to engage a lawyer and apply for LR and she will continue to renew it. I have people that got LR just because she got job after school but has no dependant and she gave birth to a son during study. Those guys largely considers what they would lose if you leave too, so far you have a job and not a liability, then you can get any visa to extend your stay

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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 9:31am On Mar 09
Omo, the day I heard of someone who has been an illegal immigrant here for close to 19 yrs now. Fear catch me. Does it mean these people will be avoiding police, not able to own car etc for their lives
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 7:32pm On Feb 26
Good evening house.
I work in a company where my role covers EMEA. I have just been told to prepare to visit Switzerland, Germany, Sweeden, Finland , Czech Republic.etc

My ASK. Please does my BRP allow me to go to these countries or I need to apply for Visa.

Secondly, does anyone have any useful information regarding the cost and any other info that may be of help.

Thanks
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 8:07am On Feb 25
Good morning people of God and traditionalist😃. I currently pay about 1k pounds monthly for childcare and I have been looking forward to seeing how the upcoming changes in the child care affect us positively. To my surprise however, it seems we are not entitled to the 15 hours commencing in April. I want the house to help me look at it whether I'm the one not interpreting it well. Ejoor😀 1k no be moinmoin every month.

Does if mean if you have no recourse to public fund, you are not entitled to 15 hours free of child care if you above 26k outside London? Is there any alternative?

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 11:17pm On Feb 22
My Seniors in the house.

So I moved from hybrid to a fully remote role in October and I am enjoying it.

My question- is there any law that prohibits me from taking another employment in this youkay?

I have been seeing some Interim roles that I feel I can combine with my work without any issue.

Advice oh before grammarian will review my post
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 11:52am On Feb 17
Why are you people still using Lemfi when you can use WSL with better rate. Note that the rate as at last night is 2060. Usually about 20 naira above Lemfi. Please confirm. Their office is in Manchester and it is immediately alert.

Use my code for the benefits of us both

I’ve been using WSLRemit to send money INSTANTLY at the speed of light to Nigeria. You get to send money INSTANTLY, SECURELY and at a very HIGH RAT
E with my referral link https://wslremit.onelink.me/rJi7/ic1sdvtj. Kindly ensure you enter my referral code WSL00037755 on the sign up page on the WSLRemit app. get a better rate. it is far better than Lemfi. today rate 2035
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 9:22pm On Feb 02
Them follow this case

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 12:13pm On Jan 18
Datakey:
Good morning house.

I have Amex and Barclays credit card with a credit score of 887 on experian in my 5th month in the UK. What other credit cards can I apply for that won't Carryy out a hard search on my credit score. And how do I check my eligibility for the card without it affecting my credit score.

Amex carried out a hard search, which might affect my score next month.

How did you get this good score in your 5th months in UK. And you also have credit cards. How did you guys do it when I couldn't access credit card until 12 months

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 7:50pm On Jan 17
lightofjoy:
Please do anyone know how I can get a good insurance deal for my car. Renewing the insurance seems too high.
It's was better when. I registered with my Nigerian licence last year, about £130 and now since have gotten my full UK license and about to renew, my own insurance are giving me a quite of about £300 and trying to look around, what am getting is too high, like £230 thereabout.
Any advice on how to go about getting a better insurance deal. Thanks




Why don't you maintain statusqou. Must you do shakara to them now that you have full licence? Hope you get the point now?
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 10:24am On Jan 16
So I just got a credit card with high interest rate. The rate doesn't bother me anyway because my intention is to use the card to buy things from Asda for instance and then pay back to boost my credit limit limit and score. My question us this, should I always wait for them to send me statement or I should just return the money used as soon as I used it. Please help so as to avoid paying interest. Thanks.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 11:16am On Jan 12
To whom it may concern.

Abortion is free of charge. Please note.

If you are on a student visa, no go get pregnant oh cos it may affect your stay unless your husband has got a COS and and take care of the family.

If you are here on care visa, no go get pregnant and then be looking for a way around. Many people are still looking for COS so don't spoil market fir them and for yourselves. A company that issues COS for you has an expectation and such must be met. If you need to born due to age, then your husband should go get COS. It is as simple as that.

Make una no go consult one useless union to fight for you oh, nobody will fight for you and if they Don, you are at risk of losing your visa. He who seeks equity, must do equity.

5 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 8:45am On Jan 11
Santa2:


I do not have experience with car but I will ask; Have you done an HPI Check?
You could use totalcarcheck (dot) co (dot) uk used to be about £8.99 or £14.99 for their premium package, 3 checks I believe.

Here is a checklist someone posted some time ago on this forum

Buying a car

Thank you so much for this robust response. I will follow through

- Ensure during your test drive, upon set off, the automatic gearbox is not jerky
- Check the spare tyre well, is dry.
- Check the rear mats area is dry
- Ensure no bangs and knocks from suspension is observed
- Check MOT history from government website
- Conduct an HPI vehicle check
- Check that AC is blowing cold......

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 5:30pm On Jan 10
elengine:
Abeg. Does anyone have experience about this car. It is 2016 model and am considering it.



Do you people want to wait until I buy the car before you give your opinion. I will make sure you all bear the cost if I buy eba oh.

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 7:14am On Jan 10
Abeg. Does anyone have experience about this car. It is 2016 model and am considering it.

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 12:56pm On Jan 06
giselle237:
the first company has to cancel their COS.


Thank you for your response. I will advise accordingly.

Thanks.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 12:55pm On Jan 06
ReesheesuKnack:


Formally reject the existing England Job offer. Follow up with the company to cancel the CoS.
Once you receive confirmation that the CoS has been cancelled, then pursue your Scotland dreams.
Good luck!

Wwll received. Thank you so much for this
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 12:13pm On Jan 06
elengine:
I have a question here please.

A recently graduated student in youkay got a care COS in England but has not used it to apply for visa. He also got another health care job in Scotland but the coy in scotland is not able to generate a new COS for him because they said it is showing on the system that he has a COS. This person preferred Scotland to England. Please advise on what he needs to do.

Note. I have not seen a case like this before, what I always know is someone switching from an existing COS to an undefined COS


Please everyone I need your opinion on the above. Lexusgs430, other elders in the house and anyone who has a similar experience. Thanks
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 11:03am On Jan 06
I have a question here please.

A recently graduated student in youkay got a care COS in England but has not used it to apply for visa. He also got another health care job in Scotland but the coy in scotland is not able to generate a new COS for him because they said it is showing on the system that he has a COS. This person preferred Scotland to England. Please advise on what he needs to do.

Note. I have not seen a case like this before, what I always know is someone switching from an existing COS to an undefined COS
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 10:56am On Jan 06
Maureen4sure:
Hi everyone,
I just registered with Mashmallow Insurance with my UK provisional driver's license.

I indicated that I had driven for 13 years while back in Nigeria and made no claims before coming to the UK.

Now the vehicle insurance is requesting a "proof of your no-claims discount." How do I go about this?

Your kind advice is needed.

Thanks

My insurance is with marshmallow as well and it is almost a year now. I have a 4-year no claim discount with them. What I did was to request mutual benefit insurance in nigeria to give me a letter of no claim from them and I uploaded it. After like 3 working days, marshmallow came back to say that they ve accepted my NCD. I guess they validated it. You can do same as long as you left your former insurer on a good note.

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by elengine: 8:58pm On Jan 04
Goodenoch:


Lol. Two things:

1. I wasn't impolite. I responded and gave actionable advice. I even suggested keywords instead of just saying 'go to Google'.
2. If they follow my advice, they'd get where they need to be in two clicks. Yours would take three, and involve more time and uncertainty.

Your being sanctimonious to me might feel good, but it's actually not helpful if you don't prompt people to learn how to sort basic things out. Think: Will they come on Nairaland every time they want to apply for something in the UK? In asking people for such things, won't they be at risk of being given false information when they could simply do basic research and find the info they need?



Continue to speak grammar. You go explain tire. Just go back and read your response again and put yourself in the shoe of the person that asked the question. I have realised from experience that, no question is stupid when it comes to immigration. Please let him ask and I repeat again, kindly ask any question if you are unsure. Nobody can provide fake information here and people trust the information they get here which is why they are comfortable to ask. Ask ohhh it is life and death matter

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