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EmmySmiles's Posts

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PoliticsRe: Pray For SE. Total Destruction Of Trucks And Goods From The North. PICS by EmmySmiles: 11:17pm On Oct 26, 2022
You guys should stop sharing fake news... This is an old news. They're trying to paint South East black and Peter Obi. These people are evil. This is not our people doing it.
PoliticsRe: Is This ESN Or UGM Bodyguard Wearing Slippers With Peter Obi? by EmmySmiles: 1:45pm On Oct 23, 2022
He is a local vigilante... See the inception on his vest.
PoliticsRe: Doyin Okupe Denies Reports Of Oseloka Obi Stepping On Nigeria's Flag by EmmySmiles: 10:32am On Jul 04, 2022
Peter Obi is there current nightmare.....hahahahaha
PoliticsRe: Peter Obi Lied He Has No House Abroad, See His House In London by EmmySmiles: 10:30am On Jul 04, 2022
Peter never said he doesn't have a house in the UK. He said he doesn't have a house in America and he doesn't live there. That he lives in Onitsha. Also don't forget, he was living i the UK when he was asked to come back and lead the people of Anambra.

Also, he never said he doesn't own a house in the UK. Obi was already a billionaire before coming back to be a governor and he has been cleared of every wrongdoing by the EFCC.

Show a video where he said he doesn't have a house in the UK and i will rest my case.


#PeterObi4President2023
EducationRe: Lawrence Amaechi: We May Join ASUU Strike To End Youth Hopelessness’ by EmmySmiles: 7:07am On Sep 01, 2021
This is not good at all...our education sector is in big mess. I just cry for my dear country.
Nairaland GeneralRe: How Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 5:09pm On Aug 28, 2021
Can you recommend any please?.
ForestHill:
Pay someone to manage your salary
Nairaland GeneralRe: How Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 5:09pm On Aug 28, 2021
Thanks bro.
Burger01:
You are addicted. Stay away from your phone for six months...and that's indeed if you are serious.
Nairaland GeneralRe: How Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 5:08pm On Aug 28, 2021
Thanks bro. It's like u have a mirror showing u my lifestyle. Chai..it's well with my soul.
CrazyMan:
Draw an expenses table on how you've been spending your 200k and try to remove the irrelevant expenditures.

I usually say this, and I'll keep saying it...most Young guys are broke not because they're poorly paid but because they spend their money recklessly...I'll recommend you do the following.

1. Avoid women...that 2k, 5k, 3k, 10k...you spend on them each time you meet or send to them upon request, if you sit down down to calculate the total at the end of the month, you'll be amazed at what you spend on women. If you must date look for a working class girl who wouldn't become a parasite to your income.

2. Avoid addictions...bettings, drinking, clubbing, prostitutes... etc. Theses addictions can ruin the finances of a promising young man. If you're a victim of any of the above, work hard to discipline yourself by seeking godly counsel from a spiritual leader you respect.

3. Avoid fast-food... believe me, those breakfast you order online in your place of work to feel like a big boy before your fellow colleagues can render you potentially broke. The cheapest online dish is 2k. Meaning if you place an order in 5 working days, you've spent about 10k. With a good girl friend that 10k can get you 3 different soups and a tomato stew which you can refrigerate and consume for over 2 weeks (weekends inclusive). Also, try to stock your home with provision...this helps as well.

4. Avoid things you don't need...most guys are guilty of these, you have two Android phones, you still go ahead to purchase an iPhone, you don't need it. Or because you want to impress a girl you buy a car on credit and spend your whole life paying for it...if getting it would make you financially uncomfortable, then you probably do not need it.

5. Cultivate a saving habit... during my youth service days several years back, I learnt this habit and believe me, it's been so helpful to me. Draw your budget for that salary and remove the amount that would go into your savings, and make sure that funds you send to that separate account remains there no matter what.

Do this and you won't find yourself patronizing these loansharks anymore.

Good luck.
Nairaland GeneralRe: How Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 5:26pm On Aug 27, 2021
grin grin grin grin cheesy
AdeniyiA:
Then you need special deliverance...
Nairaland GeneralRe: How Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 5:01pm On Aug 27, 2021
Bros, I swear some people earn less and they're doing better. I just want to stop and be financially disciplined.
Jamesbiodun:
That means your 200k ain't enough
Nairaland GeneralRe: How Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 4:21pm On Aug 27, 2021
Thank you so much. But I have tried it several times, I still ended up downloading them again.
AdeniyiA:
Manage your income, pay up d debts nd uninstall d apps one after d other
Nairaland GeneralHow Can I Stop Borrowing From Loan App?. They've Ruined Me. by EmmySmiles(op): 4:07pm On Aug 27, 2021
Guys,

Please I need your advice seriously on this. I work and I earn over 200k monthly, but it's not always enough for me because I live on loan. This loans are just from all this mushroom loan houses with crazy interest rates and they're frustrating me.

I want to stop, but I don't know how. Please I need sincere advice from you guys and I promise to stick to it.

Thank you.
CareerRe: Is There Any Advantage Of Having A HSE Certificate? by EmmySmiles: 5:38pm On Jul 28, 2021
YES...... YEP..... YEAH

simonsays:
Hello Naira landers,

I looked up the cost of enrollment for HSE 1-3. It's almost around 400K. Considering the economy, is it wise to spend that kind of money on training?

How lucrative is having a HSE certificate in the job market?

Which jobs are readily available for HSE holders?
Christianity EtcRe: Man Rains Money On His Pastor In Church (Photos, Video) by EmmySmiles: 7:09am On Jul 11, 2021
Movie set....the pastor is an actor
CareerRe: Can I Resign In The Bank And Concentrate With The POS Business by EmmySmiles: 8:57pm On Jul 07, 2021
Yeah agency banking. Access Bank and First Bank are doing it. You can get from either of the two.

Jackbaur88:
Baba please I need you to enlighten me on this. Is this same as agent banking?
CareerRe: Can I Resign In The Bank And Concentrate With The POS Business by EmmySmiles: 1:12pm On Jul 07, 2021
Are you high on cheap drugs?...

Why can't you do the both?...I worked in a bank while also running my POS business. Infact sometimes I send some customers to my POS outlet when the branch is crowded. I also run a different kind of POS business then.

I also open account in my outlet.

I collect deposit and charge a token
TravelRe: What Is The Cost Of Living In Abuja? by EmmySmiles: 4:35pm On Mar 31, 2021
Abuja is a place you live according to your means. It's not as expensive as people think. I feel Lagos is even more expensive ams stressful than Abuja. Transport here is very low, due to good roads and less traffic.

So I will not agree with you on this one.

saphiere:
Life is Abj is expensive. What kind of job are you into? I'd prefer Lagos to Abj for a starter.
CrimeRe: 18 Suspected Internet Fraudsters Arrested In Abuja, 3 In Niger by EmmySmiles: 11:13am On Mar 30, 2021
I just want to check names.
Thank God my brothers no dey oooh.

After they will say na only us like money.

It's well. grin grin

[quote author=powerfulguy post=100312945]https://twitter.com/officialEFCC/status/1376565224577323012?s=19[/quote]
PoliticsRe: JUST IN!!! Sen. Orji Kalu Spotted In Abuja Local Hospital (photos) by EmmySmiles: 9:35pm On Sep 15, 2020
That's Nezamiya Hospital in Abuja owned by Turkish people. It's the most expensive hospital in Abuja. Malaria test in the hospital is 200k. How's it a local hospitalhuh
TV/MoviesRe: BBNaija: 30 Entertainers Supporting Laycon (List) by EmmySmiles: 5:48pm On Sep 14, 2020
Those celebrities don't vote ooh. They only make mouth and support without voting. Audio support��.. Leave that support jaree. Ozo will surprise people if he gets to the finals.
PoliticsRe: Peter Obi's Dollar Investment As Anambra Governor Now Worth N95bn - Alex Otti by EmmySmiles: 3:21pm On Jun 14, 2020
Bros, why u dey vex?... And who told there's no infrastructure in Anambra state?. For your information, Anambra state houses the biggest industries in the eastern part of the country. When last did you travel to Anambra state??.. Get your facts right next time. Peace�


techmo:
cool



Isnt it absolute stupidity for a state with so much unemployment, zero power supply, and absolutely no infrastructure, to ware house 75 billion in a cormercial bank like diamond bank.. while bankers wont even borrow the money out to Anambra indegene but to the likes of Dangote and Rabiu of Biu groups

75billion would construct a gas pipeline from Imo gas flaring fields, build a 1000 Megawatt Thermal/gas turbine power station and give Anambra 24/7 electricity with enough to sell to other state while their industries drastically develop

a Bank Boss Start hailing you, then they don chop you mugus, alex otti is just thanking you customer dada who would save money rather than develop and make more money

.
PoliticsRe: APC Manifesto: Questions Over Buhari’s Key Campaign Promises by EmmySmiles: 8:53am On May 29, 2020
Kai... How did we get here??... This government is clueless. All they know how to do is borrowing.
TravelRe: Must I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 11:25am On May 26, 2020
Thank you brotherly. I appreciate.
DonFreshmoney:
The agent knows Crap you dont need to have a travel history before applying for the visa
TravelRe: Must I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 11:25am On May 26, 2020
I have HND and I thought doing it will be a better option. But maybe I will consider PGD/PGC as advised.. Thank you.
lucasalves:
Travel history helps... but the most important thing will be the authenticity of the documents you present and how satisfied they are with it.... Travel history probably helps those seeking visiting visa more than it helps someone looking to study. My advise is you are better off using that money to do a professional course on top of your B.sc or even M.sc and ohh your bank account has to be sparkling.
TravelRe: Must I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 11:00am On May 26, 2020
Business and Project Management (Diploma) 13950CAD
Denique:
Course duration and tuition, pls
TravelRe: Canadian Student Visa Thread Part 17 by EmmySmiles: 6:08pm On May 24, 2020
Do you know any school that can offer PGD/PGC in Canada. Maybe Ontario will be preferred.
Anon123:
LOL
Please ignore all this frauds called travel agent.. nobody on earth can tell u authoritatively you can't get a visa you haven't applied for yet.. pls check your mail

As for the bolded, why go for a diploma when you can go for a PGD/PGC.
TravelRe: Canadian Student Visa Thread Part 17 by EmmySmiles: 5:05pm On May 24, 2020
Wow. Thank you very much. You just gave me hope. I was already giving up on the whole thing.
Thank you so much.

Lekiboboe:
Well..Well.. Yes u will need to pay DAT $500 CAD so as to reserve ur seat and show commitment to the skool

As regards what the agent talked about Travel history, its not true, though it does matter if u av a Travel History, But if u don't have, its no problem, u will only clarify that in ur Statement of Purpose (SOP)

Nobody can assure u of securing a visa, (infactt, Canada said its a crime to assure an Applicant he/she gonna get a visa).....U will need to put all the necessary documents in place , ask questions here in the forum and u will be responded to...

Observation
U have an HND,
.... a One Year Post Graduate Certificate or a Two Year Post Graduate Diploma (PGC/PGD) in a Program u wanna do should av bin what u should av gone for, cos a Visa Officer will expect u to get an Higher Degree than going for a DIPLOMA after ur HND

But if u av a cogent reason on why u are going for Just a DIPLOMA, u gotta do justice to that in ur SOP by explaining and convincing the VISA OFFICER why u are going for a DIPLOMA instead of a PGC/PGD
TravelRe: Canadian Student Visa Thread Part 17 by EmmySmiles: 10:20am On May 24, 2020
Hello Nairalanders,

Please I will need to get more clarifications on the best way to approach this.

I applied for a diploma course in a Canadian college and I got an email from them for me to pay $500CD before 20th of June so I can get my LOA (Letter Of Acceptance) from the school to enable me apply for visa.

I have engaged a travel agent to help me with the study visa application but he asked if I have traveled before and I said no.

To my greatest surprised, he said I can't get the Visa if I don't have travel history.

My question now is, what's the best way for me to approach this?.. I don't want to pay the $500CD and my visa get denied.

Please fellow Nairalanders advice me on the best way to go about it. I'm ready to pay the $500CD but want to be sure I will get the Visa.

NB: For the records, I have HND and I'm 32 years


Chimzy4real:
Ok
TravelRe: Must I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 10:16am On May 24, 2020
Thank you so much.

holluville:
@op ... go to the thread below... you will get the best responses.

https://www.nairaland.com/5818588/canadian-student-visa-thread-part/66
TravelRe: Must I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 10:09am On May 24, 2020
Canadian Career Education College

And the course is Business and Project Management.

Godson1988:
What's the name of the college and what's the diploma course you going for.
TravelRe: Must I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 10:08am On May 24, 2020
Canadian Career Education College

mekanta7:
@Op.. What's the name of the college
TravelMust I Have A Travel History Before Getting Study Visa To Canada?? by EmmySmiles(op): 10:36am On May 22, 2020
Hello Nairalanders,

Please I will need to get more clarifications on the best way to approach this.

I applied for a diploma course in a Canadian college and I got an email from them for me to pay $500CD before 20th of June so I can get my LOA (Letter Of Acceptance) from the school to enable me apply for visa.

I have engaged a travel agent to help me with the study visa application but he asked if I have traveled before and I said no.

To my greatest surprised, he said I can't get the Visa if I don't have travel history.

My question now is, what's the best way for me to approach this?.. I don't want to pay the $500CD and my visa get denied.

Please fellow Nairalanders advice me on the best way to go about it. I'm ready to pay the $500CD but want to be sure I will get the Visa.

NB: For the records, I have HND and I'm 32 years.

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