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Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 1:05am On Aug 29, 2020 |
On a separate note, tomorrow I intend to drop some notes I wrote while doing due diligence for PayvestCarbon. I'll look forward to seeing your notes too. 1 Like |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 8:37pm On Aug 28, 2020 |
spiceeamiee:If a company is seeking to crowdfund investments from people, then, in my opinion, they have to have a decent amount of online and social media presence in order to do so. Then if the business they intend to fund is a physical business, then they can also ask you to come for additional physical proof (e.g an agritech company). Otherwise, online presence is what can serve as proof of viability, proof of operations and an avenue for prospective investors to compare notes. (And if the company is now promising the kind of extraordinary returns that themap is promising, they have to provide extraordinary proof.) So I think it is very valid for most (not all) of us to view with strong skepticism a company like Green Safety or themap that's seeking to raise capital online but is basically invisible online and on social media. 5 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 7:05pm On Aug 26, 2020 |
Telsidelake: I'm glad to be of help. |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 10:33am On Aug 26, 2020 |
MummyIMadeIt:Yep fingers crossed. In other news, do y'all remember how I suggested that we take 1-2 weeks to focus on PayvestCarbon and weigh them up? Well I have been doing my own weighing and should be able to share my thoughts by the end of the week. Y'all should share your own findings too. Afterwards I personally intend to move on to Rentcrowdy. Let me know what y'all think. 2 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 12:38am On Aug 26, 2020 |
MummyIMadeIt: Perfect. Keep us posted biko. |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 10:27pm On Aug 25, 2020 |
MrMcJay: Ok thanks. We'll keep watching to see how things will develop. |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 4:59pm On Aug 25, 2020 |
Mopolchi:Log into wealth.ng and then go to Dashboard >> Marketplace >> The "Real Estate" tab. Problem, though, is that there doesn't seem to be any real estate options right now. So keep an eye out and if you see any listed later, let us know. Thanks. 1 Like |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 4:57pm On Aug 25, 2020 |
Epignosis19: I hear you. Let me keep staring at all the red flags then. |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 9:45pm On Aug 24, 2020 |
Epignosis19:This response is not even halfway satisfactory. I raised 6 issues and you haven't given a satisfactory answer for any. The best attempt you've made at answering my one of my questions is saying that you see people on Instagram saying they got paid on Sunday. However, the word of a Nairalander like Pepchizy that we know well on the agritech thread carries more weight than those people that are unknown entities. And check out below what Pepchizy had to say before now on themap. So as I keep saying, all I see are red flags. No opportunity, just gaping traps. Do extraordinary due diligence Nairalanders or, as I would prefer, steer clear of this completely- at least until all the concerns we are having are resolved. Bcpump: 1 Like |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 2:53pm On Aug 24, 2020 |
Epignosis19:Well I have stated some of them before, but let me restate them here: 1. They are asking for big sums of money per unit, which makes it harder to use a small amount to test the waters. 2. The returns they are promising look way too good to be true. 3. Extraordinary claims require extraordinary evidence. If themap wants to prove that their promised ROI is indeed sustainable, we'll have to see extraordinary evidence of their operations. And, like MrMcJay said, adverts on BRT buses are not enough. We need actual proof of their operations e.g bike operations. 4. Many Nairalanders have attested to how hard it is to use their website. What serious organisation that collects serious sums of money fails to get their website on point? Even reQuid that sells units of investment for just N5,000 has a solid website. So what is holding themap back from doing the same or even better? 5. People have also attested to how, when your investment matures, you have to be chasing themap with calls and messages before getting paid. That is also a serious concern. 6. Their website isn't organised. Their payment system isn't organised. So how can they be organised enough to be a long-living and stable business? 7 Likes 1 Share |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 12:06am On Aug 24, 2020 |
MrMcJay: Ah I'm glad that you're finally here MrMcJay to contribute to this convo. From all the angles that I've been looking at it, this themap matter has just been popping red flags in my face. There are quite a number of things that just don't check out, and the fact that this thread has been invaded by their affiliate marketers and advertisers isn't helping at all as these people are making some incredible claims. So please continue with your cross-examination. To all Nairalanders, I say once more: please exercise caution and do very meticulous due diligence before investing in or continuing to invest in themap. 8 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 1:55pm On Aug 19, 2020 |
Bcpump: All these things that I am hearing is just telling me that "egungun, be careful". If a company is so disorganized that it can't do proper bookkeeping and tracking of people's investments, if they have to be chased up and down before they pay me, and if, even while they are "paying" it's not so easy to contact them, then it's all a ticking timebomb in my opinion. I personally won't be looking at investing with them any further. That's me though. Everyone else can do as they see fit. Thanks. 15 Likes 2 Shares |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 2:21pm On Aug 18, 2020 |
Also, an initial look at Pettysave shows that most of their investment offerings are agritech opportunities with a few real estate openings here and there. That doesn't help my aim of diversification all that much. But hey if they're legit and run sustainable investments, that's another solid firm to add to the agritech list maintained for Nairalanders by MummyIMadeIt. 1 Like |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 2:00pm On Aug 18, 2020 |
Pepchizy:Ok. We should all start looking into those two as well then. Pettysave and themap.ng. For now, I'm still examining PayvestCarbon. I'll move to either TRJ, Aella or Rentcrowdy next. So y'all should share what you find about those two. UPDATE Actually my initial, cursory look at themap.ng is not encouraging at all as they are: 1. Asking for big sums of money per unit. 2. The returns they are promising looks way too good to be true. Extraordinary claims require extraordinary evidence. If themap wants to prove that their promised ROI is indeed sustainable, I'll have to see extraordinary evidence of their operations. That's my prima facie assessment. 9 Likes 1 Share |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 8:47pm On Aug 17, 2020 |
Bcpump: Nwannem help me ask am oo. 1 Like |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 2:56pm On Aug 17, 2020 |
IllRatherNotSay: Emmaesty: Thank you both for pointing that out. Since their names are so similar, I think we need to start calling them using modified names so that we won't be confusing them anymore. I propose PayvestCarbon and and PayvestCosmotran. 3 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 10:48pm On Aug 16, 2020 |
Emmaesty: In fact, I suggest we do it like this: let's make this a group effort. I suggest that we pick one company every 1-2 weeks and investigate, cross-examine and fact-find them for those two weeks. And since you've started looking into them, let's put Payvest on the spot first. Now, a cursory search for "payvest" on Google turned up the following article from Techpoint as the top result: https://techpoint.africa/2020/07/16/payvest-launches-new-investment-mobile-app-in-nigeria/ And the article backs up what you reported: Payvest does offer some almost incredible ROI. That's already a concern. But then the article goes on to say: Finally, Payvest prides itself on being the most secure provider of savings and investment opportunities in Port Harcourt and Nigeria. It keeps your money safe as all its projects are duly insured by AXA Mansard and Leadway Insurance. So that's one thing to investigate. Let's reach out to AXA Mansard and Leadway and hear what they say. Another thing is let's look into how healthy and prosperous are the operations of the parent company i.e Carbon (formerly known as Paylater). If you and others agree with me, you can add more things to dig into. 15 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 10:37pm On Aug 16, 2020 |
Emmaesty: Yes those ROIs look too good to me too. But like MummyIMadeIt said on the agritech thread, low ROI is also not a sign of being legit or reliable either. So since Carbon (formerly known as Paylater) is the parent company of Payvest and Carbon is not an unknown quantity AFAIK, I think what you/we should do next is to make deeper inquiries e.g by sending them an inquiry mail. Let me know what you think or eventually do. 2 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 11:28pm On Aug 15, 2020 |
Dadeo:Thanks for sharing. I'll definitely take a long, hard look at these guys too. |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 11:23pm On Aug 15, 2020 |
Phylife: Lol. Thing is I actually first heard about most of these companies from the post below on the agritech thread. But hey please do take a back seat. None of us are in a rush to dive in either- at least I'm not Asinnerman: |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 11:14pm On Aug 15, 2020 |
Emmaesty:Yes 26% is not very mouth-watering, especially since we are coming from the agritech space. But as to whether they are high-risk investments, well, I'd say it will depend on what we find out about each company. None of them will probably be low-risk, but some should at least be medium risk. 2 Likes |
Investment / Re: Crowdfunding Investment Platforms And Options (non Agritech Categories) by enigmatique(m): 11:08pm On Aug 15, 2020 |
Lax95:After a first look, my problem with these guys is that their "About us" page contains nothing but the profiles of their developer team and customer relationship rep. No CEO/MD, members of board of trustees etc. None. That doesn't look encouraging. But hey, continue digging and let us know what you find. BTW, here's their "About us" page: https://www.pramopro.com/about 1 Like |
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