₦airaland Forum

DeepSight:
The world has changed. During the cold war, China was not the economic super power that it is today. So sanctions from the West alone were usually enough to cripple anyone. Today, the variables are very different. Sanctions from the West alone will simply not have the same effect: because there's a new boss on the block: China.

Calicoe:
U dey mind the stupid man? Left for me, na to track loan defaulters down and cripple their legs go make sense. Dem start loan business for them to come default?

eleko1:
Una wey dey collect loan and give free interest get mind ooo and some ingrate THIEVES that'll collect loan and run to Nairaland to complain

Winters23:
All these chronic debtors deserve no pity. When they are about to borrow they’ll be so humble and immediately they get it they celebrate like maga have paid

chatinent:
Oga, inasmuch as I don't support what they did, is it five days you are calling ordinary yet you cannot pay?

Go and pay your loan.

What if what they did to you was in their terms and conditions that you didn't read but agreed to?


After five days, you ghost them. Now dem don ghost you, you dey para.

Who still dey even patronise these scam loan apps!

RapportNaija:
I'll go first...

A lady shared this with me a few days ago:

Shisha business in bars, hotels, or beaches.

To do this, you'll acquire shisha pots and other necessary items, then seek permission from bar/hotel owners to get a stand and sell your shisha to their customers.

This is confirm truth.. A pot of Shisha is sold for 10k to 15k in club in Victoria island.lagos

You can buy 1 shisha pot for 30k...and you'll charge 1 customer 2.5k - 5k+ (depending on location & level of bar/hotel) for 2 coal.

I believe this is a nice one if you can find hangout spots where they don't sell shisha.

Enn214:
Why is it that they don't allow people to serve themselves once the pot of soup is involved... But if it's beans or rice, you are allowed to serve yourself..

Is it the meat they are protecting??

Iamagoodgirll:
So I came across this post in a group

NL guys have you experienced this?, also share your view.

I NEED ADVAISE FROM A MALE READERS:

And no, my story is not made up. It’s for real, actually very real. I am a top executive of a very successful conglomerate my father founded. I resumed the job early this year when I returned from the U.K after completing my MBA.
As a result of my job, I usually find myself frequenting places I ordinarily wouldn’t want to- Ikoyi club, society weddings, conferences, etc. I’m a geek for the most part, and something of a recluse. I would rather stay in my house at the end of day and watch TV. When I became Deputy CEO of the company, I realized that I had to start hanging out at these places to build a social circle, mostly for business reasons. I am not a very sociable person, but with the help of my more outgoing cousins, I have been able to build a pretty decent network of Lagos ‘big boys’ between January when I returned and now.

During a conference in Lagos this year, I was approached by a young lady banker. She was working in the Marketing department at one of these banks, She’s pretty young- about 7 years my junior. I’m 28; this lady is about 21. You know how young these graduates are these days.

Anyway, she walked up to me and started persuading me to consider opening up a bank account with her bank and told me all the benefits of the account, etc. She looked so innocent and desperate, and practically begged me for an opportunity to see me again so that she could convince me. I ended up giving her my complimentary card. I usually don’t just give out my card like that, but I did.
Three days later, when I was hanging out with my new-found friends and my cousins at a bar at one of the Hotels on the Island during the early evening, this girl called me and reminded me who she was. She said she really needed me to open an account, and that she was eager to convince me on why I needed to open an account. My friends noticed I was talking to a girl on the phone. You know how guys are; they teased me and asked me to just play around with her and invite her for drinks.
I asked her to come over to the Hotel, and surprisingly, she said she would be there in 20 minutes. The branch she worked in is on the Island, so she apparently took a Bike and came to meet us. This was about 6pm. The girl came, and my friends all saw her. They smiled and talked among themselves in hush tones, and I talked briefly with her for like 5 minutes and told her I would make a decision on banking with her or not. She was desperate from what I could see, and she was eager to get my account.

When she left, my friends all laughed mischievously and told me in plain terms that I had to sleep with the girl. They went on talking about how all these bank marketers sleep with different men before getting deposits, and insisted that I must not be any different. Now, I’m not a virgin; I’ve had my own fair share of sex in the past, but I’ve never been one to take advantage of a girl. I knew she was desperate as she had a target to meet up to, or something of the sort. But when you’re a guy hanging out with guys, it’s pretty difficult to be the odd one out. All my friends made me promise that I’d sleep with the girl. I promised; I didn’t want to look like some geek. And I’m really trying to feel among these guys.

To cut a long story short, two days later, when I was in my office, this girl called me and tried persuading me to bank with her. As she was talking to me on phone, I asked her jokingly: “What are you willing to do in order for me to open an account with you?”

She hesitated and then she told me: “Anything you want sir.”

Gbam! That was my cue. I asked her to meet me at one hotel for drinks later that evening. I asked my PA to book a room for me at the Hotel. She came to meet me. We had drinks, we chatted. She told me that her bosses had ordered her to deliver N10million to the bank that month, and that so far, she hadn’t gotten anything. Her job was on the line, and she had only just started working there 3 weeks before. I asked her to follow me to the room. She did. I slept with her.

Surprisingly, it turns out she was doing it for the first time. She was actually a Virgin. The bed sheet was stained with her blood and all that stuff, and I was just amazed. I thought being a marketer and all, that she would have been sampled many times. But no, she was a virgin. When we finished, she was shy of looking at me in the eye. We didn’t talk much. I gave her money for a Taxi, and gave her the name of the Finance director of the subsidiary I am in charge of. I asked her to meet him the following day to open up a corporate account. I instructed the guy to open up an account worth a few hundreds of millions- probably enough to meet her target for the next 2 years if there is such a thing in commercial banking circles. I don’t know how these banks work.

Anyway, she called me and thanked me profusely for saving her job. My friends now know I have slept with her, and I have solidified my place among them as a ‘bad’ guy.

The issue is this: I haven’t been able to stop thinking about her. It’s been like six weeks now. I haven’t called her since then, even though she keeps sending me text messages asking after my wellbeing and thanking me for banking with her. She deals directly with my Finance guy so we don’t talk money ever. But I think about her every day. I think I actually have feelings for her, and the idea that I was her first makes me feel like she should belong to me. I’ve never been a Lady’s first. I’m actually going crazy with thoughts about this girl.

Am I crazy? Should I call her up and ask her out? How would that feel? How would she react? Also, considering that my friends all see her as the bank ‘LovePeddler’ would it be a good idea to still ask her out? How will my friends see me? I’m not looking for sex from her; I’m looking for something real, something intimate. I want something that’d last- probably forever.

I’ve never felt this way about any other lady in a really really long time. What should I do?

QuinModah:
Oshodi 2 bedroom 300k

Berger 2 bedroom 350k this is dependent on the location in Berger

Mushin self contained 200k
A room and parlour 300k
2 bedroom 400k

Dubaiguy:
The issue of potential immigrants/ foreign job seeekers becoming victims of both fake visa and job agents is very prevalent in the society. Almost everyone seeking a greener pasture in another country have been a victim of either. I was once a victim too.

About a week ago, I heard of an issue some Nigerian immigrants have with some job agents which was one of the reasons that prompted me to make this video.
Let me tell you Fake Visa agents and job agents are not really the same, and they have a lot of tricks up their sleeves.

My focus would be on Dubai and UAE generally ( they are many here) Here is how to identify fake visa agents. fact about


I will start with Visa agents

1. DEMANDS PART-PAYMENT(Advance payment) They offer to apply three months visa for you on part payment, and you pay the balance when it is done. This is false. There is no legal agent or company that will apply three months visa for you in advance. As a matter of fact, the first payment you are asked to made is the original payment. The balance payment is for the agent's benefit. Paying before the visa is the real deal.

2) COST Relating to Nigeria's current situation, if an agent collect above 150,000 from you to purchase three months visa to UAE. Question him or her. Trust me, 150,000naira as at when typing this is the maximum owing to exchange rates etc. Anything above that is extortion.

Let's move to fake Job agents.

These ones operate in Dubai/UAE. You experience them after you have gotten your visa and move to Dubai. These job agents take advantage of people's desperation and a lot of people fall into their traps.

Here are some red flags to identify a fake job agent from my experience and experience of other people.
1) COME WITH YOUR LUGGAGE They always have a catch phrase which is "come with your luggages" They use this catchphrase because they know you are desperate and need somewhere to stay and a job to make money.

After paying them, they will take people to a place, like you have been employed. Truthfully, you will start working but many of the companies they take people to have no quota. In UAE, quota is the number of slots the government give each company to employ people. Since these companies are illegitimate, they don't have quota to apply for your visa.

After Agents take you there and you start these jobs, after three months, the company will tell you "We are sorry, we don't have quota and can't apply for your visa" you would have worked for three months without significant profit and the agent that took you there will be gone or tell you it's no more in their hands cos they got you a "job."

2) AGENT FEE Any Job with an agent fee is a red flag. Agents will charge you from 500 to 1500 dirhams depending on the salary of the job. Be careful, get more facts before paying.

3) LOCATION OF AGENT'S OFFICE Be wary of companies based in Business Bay, Burjuman and many other places which includes Sharjah and Ajman. Ajman is popular for bad vices and is a den of fraudsters and scammers. I talked about it in my last video. Be very careful if you get invited for interview in these locations. Am not saying everywhere in this location is bad, Just be more careful.

4) CONSULTATION/REGISTRATION FEE Any company that asks you to pay consultation or registration fees is likely false. No legit recruitment agency in UAE charges job seekers. They may tell you, you will start job in three days, Sunday etc. All lies. Leave immediately.

5) OFFER LETTER ON THE SPOT Any job that gives you an offer letter without an interview is probably fake. Question that. No job will give u an offer letter to do your visa without interview. They use a flat, or normal apartment and it is always well set up when u come back in 2 or three days, they are gone.

You can check the source for more information and please don't send me a pm. Rather a comment on the video will be seen and addressed.

Thank you



https://www.youtube.com/watch?v=4-uLMYWEt7Q

Odin2:
They should just give the trophy to Unai Emery to take home...

He has reached the finals 5 times and won it 4 times. Only lost it with Arsenal

When I tell you people Arsenal is cursed don't argue.

Hashabiah:
Israel has just started fighting a war they cannot win. The best solution is to broker peace because Muslims are more suicidal than any other religious group out there

Karlovych:
English fans are always causing problems everywhere they go, smh

Beblessedbaba:
These traders are not smart at all..

Very wrong move.. These guys did not learn anything from Ladipo market. Why not negotiate and have a win win by asking for value for the token paid regularly.

Next move: The authority will demolish some part of the market..due to several reasons..
Landuse, encroachment, abuse of property and over riding public interest. Ask several individuals that went through this route the end result.


Beside the separation of power between the arms of govt in Nigeria is a mirage. Lawyers go just dey cash out till the final verdict.

Joohan:
It's enough if you'll be going to Poland and Lithuania.
I'm not too sure about Estonia because, you'll still need to travel to Egypt or turkey for your visa interview. There's no Estonia embassy in Nigeria