₦airaland Forum

Make I assume say na skit!


This isn’t something a person in their late 20s should be proud of or post on SM, let alone someone in their 40s.

Does this even make sense?


Demanding a life for another life? Tell me how this make any sense.


Maybe I ain't thinking too deep.

Executive
Legislators
Judiciary



Alll working.

Ebenezer2021:
as a private school teacher earning 35k monthly, this is the first time I'm hearing such a thing exists

Life no balance, and I'm in my late 30's earning 35k monthly

E get people wey dey earn nothing. Yes, above 40yrs.

Even if dem no do am, wuna no fit use am against eye neck in court. It aint part of the law.

Guys anywhere you dey for this world, just get money.


Make I recommend one out of many great hospitals for you for Abj, if you get bar you fit dey use Nizamiye Hospital e dey Idu. Dem choke oooo. This is just one.

The country no dey where we desire but make wuna no dey bad mouth am.

E go reach where hustle go pay, all this everyday everything ranting go reduce.

Melagros:
COMRADES, I just read a comment on Nairaland where one Nairalander was hearing praise for Nigerian hospitals, and was even comparing the duos health service delivery

Thewrath:
And someone in another thread is giving Nigerians 1001 reason why people travel back to Nigeria for major health issues and surgeries due to inability to see doctors lol

We4all:
Lol...I can relate. So many quacks posing as professionals.

Dem go use Naija for negative content creation and we go dey dey applaud dem.

I hope you typed this from S to the A, Kenya, Zambia. Burundi, or Burkina Faso.

gistray:
Failed country.

South Africa, Kenya, Zambia and 50+ other African countries have every right to look down on us

Those of wuna wey think say wuna parents no born wuna with silver spoon.




At least this one go make wuna appreciate them and keep grinding to born your children with silver spoon.

SmartPolician:
You call them useless and still expect someone to buy them 😂😂

You see am ba.


It can be made useful, but not by the government as of today. They're just using it to move money. If it were owned by a businessman, that person would have either revived it or wound it up.

Those useless REFINERIES should be number 1.

Foolish man!


To his fellow SIMPLE petty men:
Buy the property/land or make sure everything is in your own name if you're this 'SIMPISH & PETTISH'!

They recommended you take her to LASUTH, but you want to hear from from NLUTH first.





Edited: Today's 5th. Any update?

As usual!


Watch how average frustrated Nigerians will rant on SMs!


Ranting as a form of protest no get any effect, know this and know peace.

Onto the next rant.

E fit be for donation for polio vaccines.




E


Fit


B

This one don hit him peak from 19yrs and still counting!


Some castigators wey no fit hit their peak even with their preek from birth to date go dey yarn dust.

Robber wey get INTEREST abi na SPECIALIZATION.

A notorious armed robber who is mostly interested in robbing hilux owners.

It is well. Dem go find her intact.

A good initiative. Keep it up.

Thanks. I get.

Preator:
Cool.

The big three do not rate nigerian fund managers to the best of my knowledge. They issue ratings on entities with major international exposure either countries, banks or major financial institutions.

Now, the ratings done by national rating agencies are not credit ratings like those of banks. It does not reflect their ability to repay debts or meet their financial obligations in a timely manner.

Mostly, the ratings are management quality or investment managers rating. They assess the quality of your managers. It shows how good your fund manager is in managing your assets. It also talks about the quality and adherence to internal controls, risk management and operational efficiencies.

These are important. We mostly forget that almost all these fund managers are heavily involved in managing equity based portfolios where quality of the manager shines.

However, for your mmf, it is largely insignificant because SEC mainly limits what each manager can do. Essentially their use of individual judgement is limited

1. You must invest at least 70% in assets that will liquidate within 365 days
2. The assets must have a minimum of BBB rating
3. You cant put more than 20% of your AUM in a single security(no matter how sweet it is) except its government securities (t-bills)
4. Fees and expenses are capped at 1.5% and 3.5% of your NAV
5. You must settle every redemption within T+1
6. Interest must be distributed quaterly
7. Plus the funds are not kept with the fund manager

There are some more rules sha. You can also read more on Regulation of investment of pension fund assets which is allied.

With this, you will see that judgment is limited for MMF but the rating is indicative for Equity based portfolios.

Kindly share their ratings on Naija MMF/Managers.

As I said, I'm open to learning. Take it or leave it.

Preator:
The intl rating agencies actually do national ratings mostly as its more useful locally.

The other onr u wan learn.. 😂 i reserve comment for now. Na public forum

Why shouldn't a rating by Agusto et al give me comfort?

Pls check Agusto et al & S&P et al ratings scope. Maybe I'm missing something.

Agusto et al rate based on National scale while S&P et al rate based on Global scale.

I'm very open to corrections and learning.

Preator:
Your money market is like stock. For example i trade US stocks via bamboo. So what happens to my holdings if bamboo collapses?

A few years back i did some research into that and found out that nothing happens. I simply log on to Drivewealth LLC in US and move on. The stock doesnt get lost until the company's stock i bought from collapses. So if i have Pepsico stock via bamboo, unless pepsico collapses, i am fine.

In this case, Cowrywise, Stanbic, Trustbanc etc are like bamboo. The underlying assets are commercial papers and government securities. As long as Cowrywise executes my instructions to buy those underlying assets, along with funds from other investors, we are safe. We only lose money when government defaults. And that will affect stanbic too.

By the way, its risks and rewards. Also, knowing what i know as a Finance person. augusto rating shouldnt give you any comfort. If u have the time compare ratings by GCR,datapro and Augusto vs those done by standards and Poors or , fitch or moody. U will see a trend.

Odidigboigbo:
Nano should be around 1.5m for 65" I bought 55" for 1.2m

I bought one in September 2025 not up to 1.2m. They're in categories though.

Britishcoins:
To know original TV is very simple, firstly check the back of the TV, the place they normally write the size, you will see the LG logo, Secondly press the menu, you will see LG office in some smart TV...
Even the original ones do get issue, and original LG is not price friendly.... and many Nigerians cannot even afford it.
I bought my 65" original one abt 450k 3 years ago... now it is close to 600k

It's not that simple oooo, just go to Fouani and have peace of mind.

Now its 1.2m for Nano
And about 800k for UHD.

The best president, judiciary officials and senators so far.


Argue with your mama and papa.



If they aint the best, at least 2m Nigerians for dey street dey protest.

You wan sound funny or clownish?

See wetin poor people dey post?

Adenyga, Dangote, Otedola dey play Naija roads and dem dey stay Naija.

valuedammy:
Wetin you dey find for Nigeria road ?

Goo0dHardDick:
Village people don finally remember this guy.

Dude should better go and stay in the UK

Bittersweetnig:
AJ should go and stay in UK, Nigeria will kill him.

Too bad.

Get well soon, AJ. RIP to the dead.

I hope say him still get 30billion stacked somewhere in the soakaway.

Pete Edochie

&


Olu Jacobs - Beauty and the Beast

Nigerians will come and do the predictable


RANT ONLINE


as


USUAL!

Life continues.

Nigerians don't want to be save!


If more than 100m people are unemployed;
More than 20m children are out of school;
More than 150m are struggling to survive (both employed and unemployed ooo);

With all these, no single protest but online ranting upanda.

ezra1990:
Lol...why you dey paint the truth...make their husbands run DNA test because women can't be trusted...wetin concern nurses for this matter now?