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InvestmentRe: #3000000 Urgent Investment Advise by Fxmanager(m): 7:55pm On Dec 15, 2017
divinevision:
forget Anything forex trading I can not invest in that sector
Can you briefly, let us know why? Because to be honest with you, our trading team has spent about 10years gathering experience enough to develop 3 strategies that will not fail as long as the foreign exchange market exist. We invite you to try us with an investment that you are comfortable with.
InvestmentRe: Treasury Bills In Nigeria by Fxmanager(m): 7:30pm On Dec 15, 2017
emmanuelewumi:
What is the name of your fund management company?
The name of our fund management company is Citadel Forex Fund Management, and we are partnering with a New Zealand based foreign exchange broker with good global reputation, to offer our service. You don’t deposit money into our account. You deposit money into your opened and verified foreign exchange broker account with our partner broker Circlemarkets.

emmanuelewumi:
Is your company registered and regulated by SEC?
No. We know that you are asking this question due to your concern about the security of your investment, and since your investment will be in your verified personal foreign exchange account with our partner broker, this question goes to them , and we will answer this question on their behave. We are partnering with a Government,s registered, Licensed, regulated, monitored and audited forex broker called Circlemarkets in the country, New Zealand. The link to the broker’s website is https://circlemarkets.com/regulation-and-licensing/

Our partner broker is Circle Markets Ltd New Zealand

Circle Markets Limited is a company registered in New Zealand under number: 2164379
Circle Markets Limited is a Registered Financial Services Provider (register number: FSP460986)
You can confirm by visiting and doing a search on the database of the regulatory body’ website https://www.companiesoffice.govt.nz/fsp/ Which is the New Zealand Government financial service providers regulatory agency website,.
EXTERNAL DISPUTE RESOLUTION (EDR)
Circle Markets Limited is a member of NZ FSCL (Financial Services Complaints Ltd.)
Registration Number : 6584.
FSCL is a qualified New Zealand financial dispute resolution company.
You can confirm by visiting and doing a search on the database of the financial dispute resolution company.’ website http://fscl.org.nz/ 
Segregation of funds
In accordance with industry regulations, customer funds are segregated from Circle Markets own assets and kept in a regulated banking institution. This ensures that your funds are available at all times, and cannot be used by the company for its own account. These arrangements are checked and verified by their auditors.

Treating customers fairly
With Circle Markets your interests always come first. They fully comply with industry regulations that require every financial firm to ‘pay due regard to the interest of its customers and treat them fairly’.
This means that they protect your interests in everything they do, from customer support to handling of complaints.
They make sure their team is always on top of the latest market developments.
Complaints
Circle Markets Limited strive for the best service so you would have no reason to complain. But if you do, They will deal with it promptly and fairly. You can contact their compliance team via compliance@circlemarkets.com. They take and received complaints seriously and use them to improve their services.
Financial Commission
Circle Markets offers customers neutral support to handle disputes.
Circle Markets is proud to offer you independent help with handling trading disputes via their membership with Financial Services Complaints Ltd.. The company.’ website is http://fscl.org.nz/ 

Financial Services Complaints Ltd is a neutral body that helps you to resolve any disagreement you may have with Circle Markets.
This means that if you can’t reach an agreement with us on any issue, the commission will act as an independent third party to help resolve it for you.
How to file a dispute?
1. Financial Services Complaints Ltd requires you to first try and resolve the issue directly with Circle Markets via an email to: compliance@circlemarkets.com
2. If the issue can’t be resolved in step 1 above, you can then approach the commission to independently resolve the issue by filing a dispute either:
3. online or by
4. downloading the dispute form and posting it.
If you are providing information for an already filed dispute, please email the information to complaints@fscl.org.nz with your case number in the subject line.




emmanuelewumi:
Is your company registered by CBN?

Is your investment scheme registered and regulated by SEC.
No. We know that you are asking this question due to your concern about the security of your investment, and since your investment will be in your verified personal foreign exchange account with our partner broker, this question goes to them , and we will answer this question on their behave. We are partnering with a Government,s registered, Licensed, regulated, monitored and audited forex broker in the country, New Zealand. The link to the broker’s website is https://circlemarkets.com/regulation-and-licensing/

emmanuelewumi:
Do you have reputable firms like First trustee, United trustee, Union trustee, who are appointed to act as the trustees of your investment schemes?

Do you have reputable companies who act like the custodians of the investible funds eg UBA custodians, First custodians etc?
In accordance with industry regulations, customer funds are segregated from Circle Markets own assets and kept in a regulated banking institution. This ensures that your funds are available at all times, and cannot be used by the company for its own account. These arrangements are checked and verified by their auditors.


emmanuelewumi:
Who are your fund managers? Can you share the CV of your fund managers? Are the fund managers licensed by SEC?
We are a group of seasoned traders and forex market analysts with years of experience. Together, we have united our skills and knowledge to be able to provide you with a reliable "asset-growth" opportunity in the foreign exchange market, an investment that thrives in any economic situations (a recession proof investment). We are working fulltime, six days a week taking a professional and logical approach when it comes to managing our clients’ funds.

We are not licensed by the SEC, but we are offering our service under a Government’s licensed, regulated, monitored and audited foreign exchange broker. In our own opinion, we believe in what someone can do and not their qualification or licence. We have seen professionals messing up in their endeavour due to lack of experience. In fact we value experience more than any degree certificate, etc. We are self-thought traders with about 10years experience with 3 proprietary currency trading systems, which is a result of testing hundreds of currency trading strategies throughout those years. These trading strategies has been able to adapt to any market changing condition during the years of testing. The ability of a trading strategy to adapt to any market changing is lacking in so many other currency trading strategies and causes them to always fail in the long run. Our current trading strategy that we are using to run our public trading journal in this forum through this link https://www.nairaland.com/3901897/currency-trading-journal-target-avg was tested for 4years before we came out to run this journal. Before any of our 3 trading strategy fails, every other currency trading strategy must fail, and for our trading strategies to fail, the whole world will be using only one currency or we the fund managers don’t manage risk (we focus on risk management), or there is low liquidity in the currency market (The currency market is the most liquid market in the world). Another thing that you need to know is that our trading strategy has a very low capacity constraint, meaning it can control large amount of investment (The banks and big financial institutions were exclusively in control of this market, before it was retail to individual traders/investors like you). Our aim is to use our trading skills and strategy to generate better returns to interested/potentials investors in our fund management service.



emmanuelewumi:
Your answers to these probing questions are needed urgently.

These were the questions I asked mmm guys, since the guys could not provide convincing answers I was able to save myself and my money from the brouhaha caused by the freezing and final crash of MMM.
MMM was a ponzi scheme, people were making payments into people account, and it was only sustained by new people coming into the scheme. In our own case, this is a fund management service whose performance and survival is tied to our superior trading strategy in the market. We don’t rely on new deposit to make returns to our investors. We use your money and engage it in the market to generated return by actually analyzing and trading currencies in the currency market with it. No lock up period on your savings/investments and you can withdraw or close your account anytime. Your withdrawals from our partner broker to your bank Mastercard/Visa debit card takes 2 to 5 business days maximum. If you are using ecurrency payment system, it takes 5 mins to the ecurrency payment systems then you can then make instant withdrawals to your Nigerian Bank account using Nigerian trusted e-currency exchanges. You can also use Bank wire transfer, Skrill and Neteller payment system. We promise a target of average 5-10%+ monthly profit on your savings/investment. Funds in a secured licensed,audited and regulated financial firm. You can monitor your savings/investment anywhere you are in the world 24/7 using any internet enable device. Deposits/withdrawal are 100% controlled by the investor (We only have access to trade your account through the trading platform and not given access to withdraw). You are free to test us with any amount you can comfortably risk before saving/investing fully with us. Statement of account sent to your email daily. working risk to savers/investors capital is 5-10% risk and maximum permissible risk to savers/investors capital is 30%.

It would have been simple for us to allow the investors to open an account through the broker of their choice and give us the login details to the account to trade the account for them, but it will be stressful and they will be slippage in performance and returns. That is why we decide to set up the investment through a forex broker’s PAMM investment structure so as to be able to manage multiple investors account at the click of the mouse, and the fund managers will also get their monthly performance fees at the end of the month, from the broker without issues with the investors.

We believe there is no body here who don’t know what a foreign exchange PAMM investment structure is. We have foreign exchange brokers here in Nigeria with PAMM investments. We have Alpari, Instaforex, forextime (FXTM), Hotforex as foreign exchange brokers here with PAMM investment. What we are actually presenting here is also a PAMM investment, though it is being set up in our preferred broker “Circlemarkets”, due to our our background check and overall good global reputation of the them including their low commission on trade orders.

If after all this, anybody still believed and tagged what we are presenting here, as a ponzi scheme to you, are we to say that Alpari, Instaforex, Forextime (FXTM), Hotforex operating in Nigeria as foreign exchange brokers with PAMM managers, just like us are also running a ponzi scheme? Why are we allowing them to operate here with offices in Lagos, Abuja, etc then? We have our own reasons for choosing Circlemarkets as our partner broker, low spread on trade orders, no negative report on withdrawals from clients globally, good trade executions, etc.


We believe we have answer your questions to your satisfaction.
InvestmentRe: #3000000 Urgent Investment Advise by Fxmanager(m): 1:53pm On Dec 15, 2017
divinevision:
l am not in Nigeria presently I want to come back home to invest with #3000000 (three million naira) i need advise on what type of business that can generate good income
You don't need to come back, you can stay where you are and invest. We are here for you. Your #3,000,000 can currently give you an average of #150,000+ monthly return investing with us after performance fees. And if you want an average monthly return of more than #2,801,878 after 60 months(5years) of your investment with us, you can do so using compound interest in your investment with us. This means after 60 months(5years) of your investment with us using compound interest, you will be getting an average monthly interest/income of more than #2,801,878 assuming you decide to start withdrawing your monthly interest. This will be possible as long as we stay under our working risk of 5-10% of your capital, and the maximum permissible risk of 30% to your capital. Note: we are doing everything possible to stay under 10% risk to our potential investor’s capital.

At 5% average monthly returns using compound interest without withdrawing funds from your account, your #3,000,000 will grow to more #56,037,558+(#56million plus) in 60months(5years time).

How is it possible to turn #3,000,000 to #56,037,558+(#56million plus) in 60months(5years time)?

It is possible through the power of compound interest as explained below.

Compound interest is the concept of adding accumulated interest back to the principal sum, so that interest is earned on top of interest from that moment on. The act of declaring interest to be added to the principal is called compounding.(I.e you decide to add the earned interest to the initial principal in the investment going forward)

Monthly compound interest formula
We are using monthly here ,since we are talking of monthly returns.
The formula for Monthly compound interest, including principal sum, is:
A = P (1 + r/n) (nt)
Where:
A = the future value of the investment, including interest(returns)
P = the principal investment amount (the initial deposit amount)
r = the monthly interest rate(returns) in decimal.
n = the number of times that interest is compounded per month (in this case once or one time)
t = the number of months the money is invested
Note that this formula gives you the future value of an investment, which is compound interest plus the principal. Should you wish to calculate the compound interest only, you need this:
Total compounded interest = P (1 + r/n) (nt) - P
Or simply
Total compounded interest =A-P
Let's look at an example
Compound interest formula (including principal):

A = P(1+r/n)(nt)
If an amount of #3,000,000 is invested with us and we return a monthly interest rate (returns) of 5%, the value of the investment after 60months (I.e 5 years) can be calculated as follows...
P = #3,000,000. r = 5/100 = 0.05 (decimal). n = 1 (since we are compounding it once a month. t = 60.
If we plug those figures into the formula, we get:
A = #3,000,000(1 + 0.05 / 1) ^ (1(60)) = #56,037,558
So, the investment balance after 60 months (5years) is #56,037,558
Methodology
Step-by-step explained, how we get the #56,037,558. This all revolves around BODMAS and the order of operations. Let's go through it:
A = #3,000,000(1 + 0.05 / 1) ^ (1(60))
Using the order of operations we work out the totals in the brackets first. Within the first set of brackets, you need to do the division first and then the addition (division and multiplication should be carried out before addition and subtraction). We can also work out the 1(60). This gives us...
A = #3,000,000(1 + 0.05) ^ 60
Then:
A = #3,000,000(1.05) ^ 60
The exponent goes next. So, we calculate (1.05) ^ 60.
This means we end up with:
#3,000,000× 18.679185894122945668381742854713
= #56,037,558
You may have seen some examples giving a formula of A = P ( 1+r ) ^ t . This simplified formula assumes that interest is compounded once per period, rather than multiple times per period.

We have the best currency trading team here to assist you in building your #3,000,000 to over #56,037,558 in 5years (60 months) (you will be getting an average monthly interest/income of more than #2,801,878 assuming you decide to start withdrawing your monthly interest after that) and helping you live the life you deserve even without a job. You can give us a trial.

This is the best structured, secured and transparent savings/investment you will ever find in this forum. No lock up period on your savings/investments and you can withdraw or close your account anytime. Your withdrawals from our partner broker to your bank Mastercard/Visa debit card takes 2 to 4 days maximum. If you are using ecurrency payment system, it takes 5 mins to the ecurrency payment systems then you can then make instant withdrawals to your Nigerian Bank account using Nigerian trusted e-currency exchanges. You can also use Bank wire transfer. You might be interested in what we offer. We promise a target of average 5-10%+ monthly profit on your savings/investment. Funds in a secured licensed,audited and regulated financial firm. You can monitor your savings/investment anywhere you are in the world 24/7 using any internet enable device. Deposits/withdrawal are 100% controlled by the investor (We only have access to trade your account through the trading platform and not given access to withdraw). You are free to test us with any amount you can comfortably risk before saving/investing fully with us. Statement of account sent to your email daily. working risk to savers/investors capital is 5-10% risk and maximum permissible risk to savers/investors capital is 30%. Visit the link below.

https://www.nairaland.com/3901897/currency-trading-journal-target-avg

Visit the posts below to learn how to avoid scam and fraud. Learn to check and get the regulatory body's website to verify any company's regulatory status.

https://www.nairaland.com/3925379/investments-anti-scam-fraud-guide
https://www.nairaland.com/3931027/4-ways-avoid-investment-scams

InvestmentRe: Treasury Bills In Nigeria by Fxmanager(m): 1:07pm On Dec 15, 2017
Viking007:
Its better you answer the questions just as they are, not posting unnecessary links.
We will reply him soon
InvestmentRe: Treasury Bills In Nigeria by Fxmanager(m): 6:31am On Dec 15, 2017
emmanuelewumi:
What is the name of your fund management company?

Is your company registered and regulated by SEC?

Is your company registered by CBN?

Is your investment scheme registered and regulated by SEC.

Do you have reputable firms like First trustee, United trustee, Union trustee, who are appointed to act as the trustees of your investment schemes?

Do you have reputable companies who act like the custodians of the investible funds eg UBA custodians, First custodians etc?

Who are your fund managers? Can you share the CV of your fund managers? Are the fund managers licensed by SEC?

Your answers to these probing questions are needed urgently.

These were the questions I asked mmm guys, since the guys could not provide convincing answers I was able to save myself and my money from the brouhaha caused by the freezing and final crash of MMM.
Please we will get back to you with answers to you questions. Bear with us. Thanks you
PoliticsRe: Nec Approves $1bn Excess Crude Funds To Fight Boko Haram by Fxmanager(m): 5:06am On Dec 15, 2017
Okay.
PoliticsRe: Fg Amnesty On Tax Defaulter Ends March 2018 – Fowler by Fxmanager(m): 5:04am On Dec 15, 2017
Okay.
TravelRe: Runway Repairs: Faan Orders Partial Closure Of Enugu Airport by Fxmanager(m): 5:01am On Dec 15, 2017
Okay.
PoliticsRe: Ambode Commissions Johnson, Jakande And Tinubu Park, Alausa; Check Out The Photo by Fxmanager(m): 5:00am On Dec 15, 2017
Okay.
EducationRe: Unilag School Gate Shut Down As Non Academic Staff Members Protest by Fxmanager(m): 4:59am On Dec 15, 2017
Okay.
RomanceRe: Please Help Am Suspecting My Girlfriend. by Fxmanager(m): 4:57am On Dec 15, 2017
Deunic:
I and my girlfriend have been dating for 3years now, i never like discussing her pass relationship life because every one of us has our own pass too, so i just focus on trying to build a loving and lasting relationship with her, we promise to be sincere to each other, she use to be the kind of girl that always called and tell me of her day activities in school, i really enjoy it as we always call and tell each other of our daily activities, after she graduate ( last year) she went to Lagos in searches for job, she got a kind of job whish i don't like ( the company is a kind of handling and booking expensive hotels for rich men) i told her to look for teaching job in some school, i contacted my friend in Lagos to help her look for school where she can teach, with the search my friend got one school for her, she went there and told me that the salary is 40k i told her to work since she is staying with her big brother she will not be feeding herself, she agreed but latter she said that she prefer the other job and i said ok ( i have tried my best) after she started working in the company things change , we do not call each other as we use to before, and she normally close from work at around 11p:m late night, this disturb me so much even when i call her she will not pick the call, then latter 30miunte or 1hour she will send tex that she was with a client, i beg her to stop the job since the job has no official prize ( salary) the job is pay as you work, so if you get a rich man that is willing to spend much, the more the man pays the company from there you have your own percentage, she came to visit me and spend 3days with me, i notice one number calling her all the time at night and each time the number called she will not pick it, so the next day the same number called again and i ask her who is that calling her she said is one of their colleague, i ask her to pick the call next time, so the call came again and she pick i notice she was not her self trying to cut the man shut, at the end the man said i love you and she didnt reply back, i pretend as if i didnt heir what the man said after like 1hour i ask her why she didnt reply the man that told her he love her? she said that she is not use in telling someone that, that the man has been disturbing her since and she has no time for the man ( but the way the man was talking to her shows that they have something together) after then she always switch off her phone, after she left things start getting worst, she is not calling me as before unless i call her, when i notice i decided not to call her for 3days and waooo she didnt call me too, when i call her to tell her she is changing she said that the work is stressful that she travel ( to sokoto/ to sukoto/ to warri/ to benin /to enugu / to up and down) that is the reason why she didnt have the time to call me, well i mind my business am doing good on my own, if i call her at night like 4>6 times and next the phone will be off, and may be she call back the next day morning and i was not around to pick her call, she will start sending me numbers of text messages like ( that i should forgive her/ that it pains her to know that am doubting her/ that God knows she is saying the truth/ and that she do not want to have problem with me, e.t.c )
i have never accuse her before, i only have feelings that things are not ok.

please am confuse, is she really seeing someone els or the job is affecting her?
and should i quite the relationship or continue?
Be careful, you might be sitting on the bench in that club. I rather play division 20 and be the captain, wearing the captain band.
RomanceRe: My Girlfriend And I Don't Exactly Agree On The Concept Of Kids. Help!!! by Fxmanager(m): 4:53am On Dec 15, 2017
Don't ignore communications in relationships.
PoliticsRe: Industrial Court Halts Sack Of Over 20,000 Kaduna Teachers by Fxmanager(m): 4:41am On Dec 15, 2017
Okay.
EducationRe: Court Stops El-rufai From Sacking 21,780 Kaduna Teachers by Fxmanager(m): 4:40am On Dec 15, 2017
Okay.
InvestmentRe: 500k To Be Invested by Fxmanager(m): 3:05am On Dec 15, 2017
urchpath:
Hello everyone,

I have 500k lying dormant in my account.
Been trying to figure out a profitable business but cant.
Maybe because of the fear of loosing my money.
I am willing to invest this into any profitable business depending on how convinced i am.

Send me an email at
urchpath@ yahoo .com
We have sent you a mail with the subject "500k To Be Invested".
InvestmentRe: Treasury Bills In Nigeria by Fxmanager(m): 9:45pm On Dec 14, 2017
Ojix85:
grin grin I'm glad too. Seems like good news.
But in the light of the recent happenings, one must begin to diversify.
Check our signature for an alternative investment platform to diversify your investments. we target a return of an average 5-10% monthly return to investors.
InvestmentRe: Investment & Money Management Limited by Fxmanager(m): 3:47am On Dec 14, 2017
cuvosafice:
I am scouting for potential investment partners, we are a financial and management consulting firm. I represent a client with an investment Capital of $1.8 Billion to

partner with corporate firms (Small, Medium and Large scale Enterprises) through Loan and investment partnership deals. Do get back to us for exclusive deals.

Regards,
Ramsey Sapper.
Executive Director.

Website: www.masconationservices.com
This is the best structured, secured and transparent savings/investment you will ever find in this forum. No lock up period on your savings/investments and you can withdraw or close your account anytime. Your withdrawals from our partner broker to your bank Mastercard/Visa debit card takes 2 to 4 days maximum. If you are using ecurrency payment system, it takes 5 mins to the ecurrency payment systems then you can then make instant withdrawals to your Nigerian Bank account using Nigerian trusted e-currency exchanges. You can also use Bank wire transfer. You might be interested in what we offer. We promise a target of average 5-10%+ monthly profit on your savings/investment. Funds in a secured licensed,audited and regulated financial firm. You can monitor your savings/investment anywhere you are in the world 24/7 using any internet enable device. Deposits/withdrawal are 100% controlled by the investor (We only have access to trade your account through the trading platform and not given access to withdraw). You are free to test us with any amount you can comfortably risk before saving/investing fully with us. Statement of account sent to your email daily. working risk to savers/investors capital is 5-10% risk and maximum permissible risk to savers/investors capital is 30%. Visit the link below.

https://www.nairaland.com/3901897/currency-trading-journal-target-avg

Visit the posts below to learn how to avoid scam and fraud. Learn to check and get the regulatory body's website to verify any company's regulatory status.

https://www.nairaland.com/3925379/investments-anti-scam-fraud-guide
https://www.nairaland.com/3931027/4-ways-avoid-investment-scams

InvestmentRe: Treasury Bills In Nigeria by Fxmanager(m): 6:23am On Dec 13, 2017
dandollar1:
Dear All,

Please be informed that the Debt Management (DMO) has stated that the N198.032B Nigerian Treasury Bills which will mature in December 2017 will not be rolled over. 
 
Kindly type in  link below unto your browser to see full information.
https://www.thisdaylive.com/index.php/2017/12/12/dmo-redeems-n198bn-treasury-bills-in-december/
This information has led to an aggressive demand in the Treasury bills Secondary market thereby crashing the rates further.
 
At this time, being 12 noon Treasury bills in the Secondary  market are trading as follows:
 
91days - 7.40%
182 days -  7.00%
364days - 7.00%

Thank you.


This was the news I got from my bank this afternoon.
Will the rates rise again?
This is the best structured, secured and transparent savings/investment you will ever find in this forum. No lock up period on your savings/investments and you can withdraw or close your account anytime. Your withdrawals from our partner broker to your bank Mastercard/Visa debit card takes 2 to 4 days maximum. If you are using ecurrency payment system, it takes 5 mins to the ecurrency payment systems then you can then make instant withdrawals to your Nigerian Bank account using Nigerian trusted e-currency exchanges. You can also use Bank wire transfer. You might be interested in what we offer. We promise a target of average 5-10%+ monthly profit on your savings/investment. Funds in a secured licensed,audited and regulated financial firm. You can monitor your savings/investment anywhere you are in the world 24/7 using any internet enable device. Deposits/withdrawal are 100% controlled by the investor (We only have access to trade your account through the trading platform and not given access to withdraw). You are free to test us with any amount you can comfortably risk before saving/investing fully with us. Statement of account sent to your email daily. working risk to savers/investors capital is 5-10% risk and maximum permissible risk to savers/investors capital is 30%. Visit the link below.

https://www.nairaland.com/3901897/currency-trading-journal-target-avg

Visit the posts below to learn how to avoid scam and fraud. Learn to check and get the regulatory body's website to verify any company's regulatory status.

https://www.nairaland.com/3925379/investments-anti-scam-fraud-guide
https://www.nairaland.com/3931027/4-ways-avoid-investment-scams

BusinessRe: Investments Anti-scam/fraud Guide by Fxmanager(op): 4:44pm On Dec 12, 2017
Please add your own. Let us join hands to clean this forum free of scammers and fraudsters
BusinessRe: A Business That Can Be Started With #300,000 by Fxmanager(m): 4:24pm On Dec 12, 2017
chuksdsilent:
My friend has worked for some years now and have saved up to #300,000 but he doesn't want to work for somebody again. He want to start a business but looking for a lucrative business. he is asking me which business he can venture into. Any reasonable idea will be appreciated. Thanks
Check our signature and thank us later

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