₦airaland Forum

fatima04:
I think the issue of discount is sort of being misunderstood and maybe discount isnt the right word.

We get a subsidised amount from the hospital because we are paying cash and once and for all. Just like economics the value of 1 naira in jan 2017 isnt the same with 2018 or dec 2017 sef.

They value the amount you are paying now rather than the one dt will be subjected to insurance,hence the term "self pay patient"

For ex, My hospital in odessa has an agreement for 2500 including mother and baby/ies which has to be paid within 2 weeks of delivery. Do note that in the agreement it was clearly stated that the 2500 is null and void once a 3rd party is going to make the payment.

It was my over meticulousness (2weeks after ) i decided to even go check my acct and all and saw 11000 bill oo! I den packaged myself and english oo, only for the account officer to be apologising for not posting my payments earlier so the system locked her out cos it was past 2 weeks grace for self pay.

In all i just believe they came up with the self pay to get their money fast and easy without being subjected to all d hassles of insurance claims and all.