₦airaland Forum

Potvalor:
$1K over 30yrs >> $5m lump sum even factoring inflation (the average U.S inflation rate over the past 30yrs is 3%).

Anyone who understands Time Value of Money, Annuity and Compounding, already knows you can either convert all the $1K daily cashflow to today’s Present Value (e.g: due to Inflation rate, so $1K after 30yrs will be worth $300ish today), or to Future Value (after 30yrs). Then you compare the value to that of the lump sum for a fairer comparison.

It was funny reading God.x tackling Ibem.e despite being on the wrong side of the argument😂. Attached below is the ChatGPT answer to the question (4% inflation rate was used for the calculation though).

https://chatgpt.com/share/6835f870-2d8c-800b-8356-83ae70bb5f40

What exactly are you doing? Well if you can't read then I cant help you. 1k daily for 30years will add up to roughly 11million dollars, before you get to that 5million dollars it will take at least 13years. The person with the lump sum who invested it immediately with just a 5% yearly return would be earning 250k yearly on top of his original 5mil. Now add up 250k yearly for the same 30years plus his 5mill and tell me what he has.

MorataFC:
Up blues

No big club in Europe wants to flex Conference league and Europa.

Ibeme:
🤡🤡🤡 you don't even know the meaning of APR

You should just be quiet and stop exposing your low education and poverty status at this stage

Why would anyone invest $5m at 5% but cannot invest £1k daily at 5% APR (Annual Percentage Rate)?

Show me where you invested your 1k and got 5% return annually? You keep exposing your fake certificate.

izzou:
[color=royalblue]At least, I am happy that you can see you goofed.

Well, I don't know any investment that can do so.

The post was a question on which was better, and obviously the 1k is.

My only argument of choosing the 5m is that I can die before 30 years go reach.[/color]

No i didn't goof, I was on point. Take a look at my initial response again.

Godx:
Just 5% interest on 5 million, and you're getting 250k a year and then also still have the 5m

It would take you over 13 years to acrue the 1k a day to hit the baseline of 5 million. But with the 5% annually, the 5 mil would be 9.5 mil by that point.

Ibeme:
See the question you were asked, see your response, that's why you are a MassCom student

Everybody with education knows this a compound interest question over 30 years, but you could not help reveal your low education with village man calculations

Well I have given you the AI calculation, go and argue with Zuckerberg

Receive your L and rest. You don't know what you are talking about. You brought fake calculation and was attributing 5% return of investment of 1k daily. Aba accountant

izzou:
[color=royalblue]I put *365 there. Did you miss it?

5% of 1000 is 50.
50 times 365 = 18,250

By the end of the year, this is the return for the 1k that was paid to you on January 1st. You're still receiving another 1k on the 2nd and 3rd.

You still don't get it, do you?[/color]

Show me where an investment of 1k would get you 18,250 at the end the year? You are still making the same mistake as the Aba accountant using daily return of 5% for 1k. If I was to use daily return for the 5million that would be 90million return per annum.

Ibeme:
Imagine this clown talking about L

You are the one who opened your halitosis mouth to say it will take 13 years of $1k daily to get to $5m, so you know the $1k daily is not for the first year alone but trying to cover your ignorance

If in doubt, go and read Raumdeuter post again, the one you responded to. 🤡🤡🤡

I have given you Meta AI calculation of Raumdeuters question, you dey argue with AI. Your father.

If you are given 1K daily how many years would it take you accumulate 5million. At this point it's obvious you are not really an accountant.

izzou:
[color=royalblue]The 18,250 is the returns for just one of the 1ks you received daily nau

The question said 1k daily..

5% of 1k * 365 is just for one 1k bill you received in a day. [/color]

1k will get you 18,250 return in a day . Who taught you maths?

Ibeme:
🤡🤡🤡 Is it only the first year you receive £1k daily?

Accept your L and rest please. It's obvious you don't know what you are talking about with your fake calculations. Go and read my initial post again.

Ibeme:
MassCom student. Will you not put the $1k in the same bank account that returns 5% yearly? Who mentioned daily? You won't go and educate yourself.

So this is how you dazy guys here with fake calculation. 1k daily is 365,000 yearly. An investment of that amount with a 5% return will get you 18,250 per annum. 18,250 multiply by 30years is 547,000.

Ibime:
Go and do your Maths again and apply the 5% to the £1k per day over 30 years vs 5m at 5% over 30 years. MassCom student

Why will I apply 5% to 1k per day. Where do people invest 1k and get 5% return daily ? Aba accountant.

raumdeuter:
I saw a question on Twitter

At age 20yrs, 5m at once or $1k per day for the next 30yrs

Just 5% interest on 5 million, and you're getting 250k a year and then also still have the 5m

It would take you over 13 years to acrue the 1k a day to hit the baseline of 5 million. But with the 5% annually, the 5 mil would be 9.5 mil by that point.

Amigoss:
Interesting season it will be then, Shekpites,Spursy and manyoo will be stronger too...I will use the forthcoming season to judge Slot well,Hope he didn't do a di Matteo

What are those? Names of useless items or name of clubs.

DeeScan:
like hell you are ..


Let wirtz come first and watch how we go farm the league.. we're going four - five seasons back to back ..

You had Klopp plus prime Mane, Salah, firmino and Van Dijk for 8years and only won one league title. Settle down

Amigoss:
That is where he comes in,he rejected you by the way

We dropped out. Good player but sadly he won't be enough to stop us next season. Rodrigo will be back plus the addition of Reinjiders, Eze/Cherki, Airt nouri etc

fredoooooo:
Apari omo Guardiola ...

Pep has never gone two seasons without winning the league. I have no doubt we are taking back our title next season.

Jamiuokolaa:
This aged quite well

If you had gone ahead with this bet, na so you for turn castrated pig as we speak

Go and read my terms again. My terms was for him to swear with his balls that City won't win the league. That's all

zeez7:
See Andrew nwa mama goal keeper

Allison has also conceded 202goals in 228games. Those stats are pointless and beside Ter Stegan was la Liga player of the season just two seasons back.

Salah dribbling led to more goals, assists, chances created and big chances created. Salah was a far more effective dribbler than Hazard.

BlueRayDick:
Get educated in reading full sentence and not just picking out a phrase to drive ur yeye agenda.

Even the screenshot he posted buttressed your point.

..

A40:
Canelo vs Bud Crawford September 12

Thank you Arabian money

Waste of money and time. Canelo will wipe the floor with Craw.

Guardiola can never lose a champions league knockout tie home and away with such a strong team. Pathetic Performance from Madrid.

Android17:
Pep doing Pep things.

RM will beat City on the day probably 3-1 or 4-2.

Bernardo, Gundogan in this day and age? I can even forgive Gundogan since it worked against Newcastle. But Bernardo?

Bernando remains the best presser we have in that team. The problem he has had this season is running for two people especially when Kdb is starting and paired with someone like kovacic. With Nico in that midfield I expect some sense of structure.

raumdeuter:
Benching Haaland and KdB will definitely raise questions when they crash out
I can get the thinking behind dropping Haaland given that Rudiger has a way of annoying him and getting into his head, Pep thinking a fluid front 4 without a target man might be able to shake Madrid defence

Can Khusanov hold Vinicius pace and trickery

Kdb is finished, His legs are gone. He shouldn't be starting games like this and Haaland is injured. If you watched the game against Newcastle you would known that. He isn't even training with the subs. If not khusanov then who? Should he play Nunes or Rico to hold Vini.

Android17:
Foden has 10 goals and 4 assists this season in all competitions.

A terrible season according to some by the way.


GENERATIONAL.

Aura. Choked Chelsea so bad.

FakeNEWSevryday:
You are not making any sense now. Everything about that was pure facts.
We all know you can't defend your fraud any longer. Why is everyone saying, "Give him his players back," when he already has the deepest squad in EPL history?

Just look at the market value of the starting XI that faced Sporting Lisbon was €725m, while Lisbon's was €278.3m, almost three times higher.

Man City (€695.1m) vs Bournemouth (€194.6m) over three times higher.

Man City (€640.1m) vs Brighton (€227.4m) nearly three times higher.

Man City (€748.3m) vs Feyenoord (€132m) more than five times higher. etc, etc, yet he couldn't win those matches

The fact remains yiur Fraudiola needs excessive spending to achieve success.

Ok

MorataFC:
Just listen to yourself,
So, are you saying Pep needs the best players before he can claim to be the best coach? Isn't that exactly what we've been saying all along, that Pep cannot succeed without a high-budget squad, which is why he’s often referred to as a "chequebook coach"?

You mentioned he needs his players back. Are those players he fielded from Leicester City or Ipswich Town?
Abi did he play those games with only 8 players against 11?
Or are you implying that the teams that defeated him had better players than the ones Pep fielded?
He won just 1 game out of 13, yet the value of the players he fielded was worth twice as much as those he faced. This clearly shows that, despite still having a better team on paper, he couldn't deliver results. How much worse would it be if he had a small-budget squad?

During Lampard's era at Chelsea, we had seven injuries to our regular starting XI, that’s more than half of the team on the injury list, yet Lampard didn’t play 13 games and win only one.

Below are the same posts claiming that Pep is the game-changer, the mastermind behind Manchester City's success, not the players, and he's the only one in that team capable of turning water into wine.

P.S. I will bring out more receipts tomorrow.

There's nothing tangible in this post worth replying to.

Android17:
Dias is out again till after the next international break.

Aké had to be taken off even against Everton. . .again.

John Stones is out.

Akanji just returned from Injury.

Ederson is out.

Grealish is out.

Walker is out.

Kovacic just returned.

Foden has been in and out.

KdB in and out.

Doku in and out.

Savio in and out.


Without mentioning Rodri or Oscar and the fact that City have only 19 squad players.

Leave that guy to continue capping.

Sportsweb:
Ask Pep Guardiola na


The man has been shouting "give me back my players".

But if you check their injury history, only Rodri and Oscar Bobb are out.

Shut the hell up. Dias has missed 13games this season through injury, Akanji 6, Stones 8, Ake 13 not to mention kovacic with 6 and Kdb 10.

Leyqute:
You have $2 million but $100 is too much for you. Anuofia 🤣

Calm down. I was showing that nigga how easy it is to post fake transactions and balance. If I have $2million dollars I will be in Dominican republic right now. So are you ready to drop your balls or not?

StarchAndBanga:
Since u so much believe in Pep's ability to turn things and win the league come May, his $100/N10k should be like free money to u with no risk attached

Put ur money where ur mouth is or get lost.

Mr man anyone can create fake transactions and balance. Look at me I have 2 million dollars in my app. If he is sure city won't win the league, then he should drop his balls.