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Family / Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by gonzales38: 11:38am On Jun 01, 2023
OP I advise you SAPA-proof your rent using Paymyrent.ng
Register here https://dashboard.paymyrent.ng/account/register

All the best !!!

Family / Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by gonzales38: 11:34am On Jun 01, 2023
Sign up with Paymyrent.ng https://dashboard.paymyrent.ng/account/register so that sapa does not become your landlord

All the best bro

Essenza01:
I really don't know anymore, i just did my budget for the month and i am scared, i have cut from everywhere possible and i fear for my self.. i dont have a GF, Wife, Children.. my salary is N400,000 and i have added side businesses and one or two's to even survive.. but with this fuel increase, what else is left... zero savings..

- Rent - N108,333/mth (1,300,000/12)
- Fuel for car - N180,000 (36k for 5-6days)
- Auto maintenance - N30,000/mth (service/repair)
- Fuel for generator - N50,000/mth (20ltr/wk)
- Feeding - N62,000 - (N2,000/day)
- Health miscellenous - N5,000/mth
- Dstv - N4,500/mth
- Data - N7,000/mth
- Recharge card - N3,000/mth
- Dry cleaner - N4,000/mth (Starch/iron)
- Hygiene maintenance - N10,000 (body spray/perfume, roll on, soap, cream) etc..
-  Gift to people - N10,000/mth
-  Family House contribution - N20,000/mth
- Eko electric - N10,000/mth
- repairs and maintenance - N12,000/mth
- Clothing, footwear etc - N10,000/mth
- Outings, restaurant, sit outs and provisions - N30,000/mth

Total = N556,500...

My rent is average rent for where i stay, its a two bed flat, i use the other room for home office..

Feeding is N2,000/day.. its not anything out of the ordinary.. tried cooking and spent more with time wasting.

Fuel for car is at the new rate of N500/ltr, my car is a 70ltr car tank..

Auto maintenance is basic brake pads, shocks, service 2mths, tire guage, police pr, tire purchase if any, minor touch ups etc... nothing major.

Fuel for generator is 20ltr/day (2hrs or less daily)

I need help.... how are you people doing it, what am i doing wrong? The rat race is killing me..

Family / Swap SAPA For Smarter Rent Solutions: Discover Paymyrent.ng! by gonzales38: 5:50pm On May 30, 2023
Tired of being on the wrong side of SAPA? grin

It's time to turn the tables and regain control of your financial situation! cool

Don't let SAPA become your landlord. shocked

Instead, register with [url]paymyrent.ng[/url] and take charge of your rent payments. cool

Say goodbye to constant financial struggles and hello to convenience and peace of mind.

Join [url]paymyrent.ng[/url] today and start building a better financial future.

Don't let SAPA win—register now at [url]paymyrent.ng[/url] and reclaim your financial power ! grin
Properties / Rent Payment Hack - Don't Sleep On This by gonzales38: 11:12am On May 29, 2023
Paymyrent is a savings platform that enables you to save little by little towards your house rent, fees and other basic needs.

You can do this through the periodic savings plan where you can save daily, weekly or monthly. and the fixed deposit savings plan with interests up to 15%.

For the periodic savings, you can save;
1. Daily with a minimum of N300,
2. Weekly with a minimum of N1500,
3. Monthly with a minimum of N5000.

Kindly visit www.paymyrent.ng to get started.

Properties / Re: The Quit Notice Our Landlord Gave Us by gonzales38: 7:17am On May 27, 2023
I will advise you to contact www.paymyrent.ng

thank me later

omolola100:
Good morning everyone.
Our landlord called my mom and handed this letter to her yesterday, we complained about the roof of the house last year, the rain has almost destroy our belongings, although he promise to repair it once we make payment, up till now he didn't repair the roof.
He called my mom on March 10th that he has increased the rent from 45k to 60k, my mom told him we can't afford that amount and he told us to pack out,
Our rent expires by June and this man has been threatening us to leave the house, we no longer live comfortable in the house again.
We have been trying all our best to get a new apartment but we haven't been able to raise the money for a new apartment.
I'm just confused right now.
I planned to report this case to the police, people are advising me not to report our landlord....
I need your help and advice on this issue..
God bless you all.
Family / Re: Is It Ok For A Guy To Be Living With His Parents At Age 32-39 ? by gonzales38: 7:13am On May 27, 2023
let the person try www.paymyrent.ng to help him save towards his house rent and other projects

3 Likes

Jobs/Vacancies / VANCANCIES - Admissions Assistant, Admissions Tele-counsellor, Corpers by gonzales38: 3:08pm On Oct 05, 2021
Kindly send your CV to the email address on the relevant flyers
All the best !

Jobs/Vacancies / Re: 20 Betting Platform Testers Needed ..urgently by gonzales38: 4:41pm On Apr 11, 2021
haykes:
Interested

Send an email to resourceswisdom@yahoo.com
Jobs/Vacancies / Re: 20 Betting Platform Testers Needed ..urgently by gonzales38: 4:41pm On Apr 11, 2021
Slimtuns:



Hi, will one be required to place bets?

N100 bet and you will be greatly rewarded
Jobs/Vacancies / Re: 20 Betting Platform Testers Needed ..urgently by gonzales38: 8:03pm On Apr 10, 2021
gonzales38:
Are you based in Nigeria?
Do you bet frequently?
Are you willing to test a betting platform and get rewarded with money?
Send an email to resourceswisdom@yahoo.com

Only credible people that follow the instructions will be rewarded

Let the games begin

Read and follow this simple steps
1. Go to the betting platform to sign up, make a deposit of a minimum N100 via all the gateways (maximum 7) available on the platform
2. Agree to video record this process from when you start the website on your device
3. Agree to provide the mobile number of the device used in conducting this test, the mobile network operator or internet service provider and
your location as at the time of browsing on the platform.
4. Agree to share your overall experience with the site, high level details like is it fast or slow, is it easy to find things, is it easy to use, is it easy to see the words or not, etc.
5. Screen record the actions and send the video.

The company will

1. Provide the tester free deposit money N1,400 in addition to the money they registered with and can keep what they win from the bet.
2. Provide the tester with additional N5,000 cash money transferred to your account

Send the recorded video and these info (the mobile number of the device used in conducting this test, the mobile network operator or internet service provider and your location as at the time of browsing on the platform. Share your overall experience with the site, high level details like is it fast or slow, is it easy to find things, is it easy to use, is it easy to see the words or not, etc). to resourceswisdom@yahoo.com

Your video must be clear , no unnecessary background noise, must be from start to end of the process

Once your submission is okay we will ask for your account number.

#datsall
Jobs/Vacancies / Re: 20 Betting Platform Testers Needed ..urgently by gonzales38: 7:54pm On Apr 10, 2021
Slimtuns:



Hi, will one be required to place bets?

yes
Jobs/Vacancies / Re: 20 Betting Platform Testers Needed ..urgently by gonzales38: 4:18pm On Apr 10, 2021
gonzales38:


If you follow the instructions, you will be rewarded with N5000 cash transferred to you account details.

What are you waiting for?

5 persons shown interest!

15 more to close.

This offer closes by 6pm on April 10, 2021
Jobs/Vacancies / Re: 20 Betting Platform Testers Needed ..urgently by gonzales38: 2:50pm On Apr 10, 2021
gonzales38:
Are you based in Nigeria?
Do you bet frequently?
Are you willing to test a betting platform and get rewarded with money?
Send an email to resourceswisdom@yahoo.com

Only credible people that follow the instructions will be rewarded

Let the games begin

If you follow the instructions, you will be rewarded with N5000 cash transferred to you account details.

What are you waiting for?
Jobs/Vacancies / 20 Betting Platform Testers Needed ..urgently by gonzales38: 12:43pm On Apr 10, 2021
Are you based in Nigeria?
Do you bet frequently?
Are you willing to test a betting platform and get rewarded with money?
Send an email to resourceswisdom@yahoo.com

Only credible people that follow the instructions will be rewarded

Let the games begin
Jobs/Vacancies / Freelance Opportunity To Earn Extra Income by gonzales38: 4:03pm On Sep 22, 2017
A major player in the Telecommunications industry is presently giving opportunity to anyone who is interested in earning extra income to work on a project.
This Opportunity is open to everyone who has a smartphone and the ability to use it effectively.
Trainings would be held on
Thursday 28th Sept, 2017
by 10am at

3D Impact Marketing Ltd,
5A Dele Adedayo Street,
Off Ramat Crescent,
Ogudu GRA, Lagos.


If interested, kindly signify which day you would be available for the training using the link below:

https:///forms/qA8wSfvwIY3AcIc42

You can also send your name and preferred date to: 09024653591. TEXT MESSAGE ONLY.

NOTE: Admission and registration is free
Jobs/Vacancies / Urgent Job Vacancies by gonzales38: 1:36pm On Aug 03, 2017
3D Impact Marketing Ltd is recruiting the following Sales Representatives for
Lagos and North who will work for a major player in the Telecommunications Industry.

Urgently needed are qualified applicants residing around Fadeyi, Epe, Eti-Osa, Ibeju-Lekki, VI, Ikoyi

Market Developers:
1. Education – Minimum HND graduate
2. Age – 18 to 30 years
3. Computer Literacy
4. Must pass globally accepted and administered psychometric tests.
5. Sales experience is compulsory
6. Ownership of a Smartphone is compulsory.

Business Developers/B2B Canvassers
1. Education – Minimum HND/BSc/BA graduate
2. Age – 18 to 35 years
3. Computer Literacy
4. Must pass globally accepted and administered psychometric tests.
5. One year sales experience is compulsory.
6. Ownership of a Smartphone is compulsory.

General Skills Required:
Analytical, Selling, Reporting, Computer Literacy,
Interpersonal, Organizational, Numerical, Communication, & Leadership.

Other Attributes:
Should be a Team Player, Ability to Deliver Under Pressure, Commitment, Ability to meet set objectives, Result oriented.

Salary: Industry standard apply. Enhanced with a Pay for Performance Scheme.

How To Apply: Interested candidates should apply using the link below:

https:///forms/aXvxZ842Tv6oeDQY2

Closing Date: 8th August, 2017
Business / Do You Know Where You Are Going? by gonzales38: 6:20pm On Jul 16, 2017
Watch this video

https://www.youtube.com/watch?v=PCF6m96wOYM

For more information about wealth creation,
asset management and business advice send an email to resourceswisdom@yahoo.com
Jobs/Vacancies / For Those Interested by gonzales38: 2:07pm On Jul 13, 2017
Ever considered that
$100,000 a year is only $273 a day.
$273 a day is only $11/hr if you earn money 24 hours a day.�
If you're only working 8 hours a day, how do you make money the other 16 hours? Simple.
You need a business that pays you while you sleep.
There is nothing wrong with having a job to pay the bills, but a job rarely sets you free financially.
You need a business that pays you 24 hours a day, 365 days a year.
If interested send an Email to resourceswisdom@yahoo.com

All the best
Jobs/Vacancies / Sales Professionals Needed Nationwide - Please READ the Instructions by gonzales38: 6:29pm On Mar 20, 2017
3DIM is recruiting the following Sales Professionals who will work for a major player in the Telecommunications Industry Nationwide.

Market Developers: (Quote Job Code: MD3DIM02)
1. Education – Minimum OND graduate
2. Age – 18 to 30 years
3. Computer Literacy – Mandatory
4. Must pass globally accepted and administered psychometric tests.
5. Sales experience is an advantage, but not compulsory

Business Developers/B2B Canvassers: (Quote Job Code: BD3DIM01)
1. Education – Minimum HND/BSc/BA graduate
2. Age – 18 to 35 years
3. Computer Literacy – Mandatory
4. Must pass globally accepted and administered psychometric tests.
5. Sales experience is an advantage, but not compulsory

Cluster Coordinators: (Quote Job Code: CC3DIM01)
1. Education – Minimum HND/BSc/BA graduate
2. Age – 22 to 40 years
3. Computer Literacy – Mandatory
4. Must pass globally accepted and administered psychometric tests.
5. Minimum 2 years Sales experience.
6. Previous field supervisory/managerial responsibility is an advantage, but not compulsory

Analyst: (Quote Job Code: AN3DIM01)
1. Education – Minimum HND/BSc/BA graduate in Mathematics, Statistics or any of the analytical sciences
2. Age – 22 to 40 years
3. Computer Literacy – Mandatory
4. Must pass globally accepted and administered psychometric tests.
5. Minimum 2 years’ experience in a similar role
6. Previous experience managing data centres would be an advantage.

Regional Managers: (Quote Job Code: RM3DIM01)
1. Education – Minimum HND/BSc/BA graduate. A higher degree will be useful, but not mandatory
2. Age – 27 to 45 years
3. Computer Literacy – Mandatory
4. Must pass globally accepted and administered psychometric tests.
5. Minimum 5 years Sales experience.
6. Previous Field Managerial responsibility compulsory


General Skills Required:
Analytical, Selling, Reporting, Computer Literacy, Interpersonal, Organizational, Numerical, Communication, & Leadership.

Other Attributes:
Should be a Team Player, Ability to Deliver Under Pressure, Commitment, Ability to meet set objectives, Result oriented.

Salary: Above industry standard. Enhanced with a Pay for Performance Scheme.

How To Apply: Interested candidates should send their CV depending on the regions where they live or wish to work:
North: north@3dimgroup.com
West: west@3dimgroup.com
South East/South South: south@3dimgroup.com
Lagos: lagos@3dimgroup.com
Please quote the job codes as part of your Subject/Heading.
Closing Date: 27th March, 2017
.
Jobs/Vacancies / Field Surveyors, Brand Buidling Agents & Market Developers NEEDED URGENTLY by gonzales38: 6:54pm On Jan 29, 2017
Temporary, Term Contracts and Tenured Job Openings

An Organisation that I'm involved with is recruiting for the following openings:

A.Field Surveyors

Required Nationwide for a 3 - 4 Week project.

Qualification: Minimum OND from any field of study

Skills Required:
Analytical, Selling (Not Compulsory but Preferable), Reporting, basic Computer Literacy, Interpersonal, Organizational, Numerical, Communication, & Leadership.

Other Attributes:
Should be a Team Player, Ability to Travel, Ability to Deliver Under Pressure, Commitment, Result oriented.

Salary: Above industry standard. Enhanced with a Pay for Performance regime.

How To Apply: Interested candidates should send their CV: hr@3dimgroup.com. With Subject Code As: Field Surveyors. Please also state your place of domicile and state of work preferences.


B.Market Branding Agents

Required Nationwide for a 3 - 6 Weeks project.

Qualification: Minimum SSCE

Skills Required:
Good communication Skill, Communication, and ability to achieve set targets.

Other Attributes:
Commitment, Self-motivated, Ability to Deliver Under Pressure, Energetic and physically strong.

Salary: Above industry standard. Enhanced with a Pay for Performance regime

How To Apply: Interested candidates should send their CV: hr@3dimgroup.com. With Subject Code As: Market Branding Agents. Please also state your place of domicile and state of work preferences.

C.Market Developers Nationwide.

Qualification: Minimum OND from any field. Marketing Field will be an added advantage.

Skills Required:
Analytical, Selling, Reporting, Computer Literacy, Organizational, Numerical, Communication, & Leadership.

Other Attributes:
Should be a Team Player, Ability to Travel, Ability to Deliver Under Pressure, Commitment.

Salary: Above industry standard. Enhanced with a Pay for Performance regime

How To Apply: Interested candidates should send their CV: hr@3dimgroup.com. With Subject Code As: Market Developer. Please also state your place of domicile and state of work preferences.

Closing Date: 9th February, 2017.
Phones / Nigerians Spend 193 Minutes On Their Smartphones Daily! by gonzales38: 12:54pm On Jan 06, 2017
Findings have showed that Nigerians spend 193 minutes on their smartphones daily, shocked and businesses must understand this to stay atop.
How do I make money out of this you may ask?

Send an email to more@airtime4change.com

Read more here http://punchng.com/nigerians-spend-193-minutes-smartphones-daily/
Phones / Re: New Data Charges: 10 Things I Will Start Doing by gonzales38: 8:38am On Nov 30, 2016
I know an app that allows you to browse for free once you download it.
https://play.google.com/store/apps/details?id=com.moben.buckshee

It is only available for android users for now.

They are about rolling out so position yourself well

It works with all the GSM networks in Nigeria and it is not fully concluded

All the best
Business / Re: Nigerian Economy: Here Are Some Profitable Online Businesses You Can Start by gonzales38: 7:27am On Nov 10, 2016
Do you know that out of every 10 customers that enter a chemist,
9 have an active mobile phone and they will be willing to accept airtime in place of change!

With www.airtime4change.com these retail businesses can make their customers happier and also make more money.

How do you make money, you ask?

Here are the steps:
1. Introduce as many chemists, supermarkets,pharmacy shops as possible to www.airtime4change.com
(We have over 90 businesses with multiple locations using our solution)
2. Get them to subscribe for a fee (N5000) - One off
3. The subscription fee is paid into our corporate account.
4. You send us their details
5. You get N3000 out of every N5000 paid for subscription.

However, you'll need to pay a signup/commitment fee of N1000 before we can set you up in our database.

Interested?

Send an email to more@airtime4change.com

All the best

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