₦airaland Forum

Enskynelson:
I think the mission is impossible.

Enskynelson:
An average of 18-20units per semester is OK.
Check your Core courses units. If they are 14, consider doing 2 units each to get to 18 but if you already have 16, don't pick more than 4 units of the electives. If you have 18 units from the core courses, pick 1 elective.

Jidegaf:
I only sympathize with japa group.If you have ambition of traveling never owl any finance house who report on credit bureau,It might cost you Application rejection.

danniyal:
I am afraid they already have your information stored on their data base. You can only use this method for new apps and those borrowing for the first time on existing apps

abbeylfc:
My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

danniyal:
This only applies to loan sharks. Don't try it with registered loan apps such as branch, carbon etc. They can get a lien on your bank account
It is applicable to sokoloan, 9jacash, gocash, ncash, 9credit etc and for those collecting loan for the first time. If you have collected before, they already have your contacts

First, they rely on your contacts to disgrace you. Let's beat them at their own game
Steps
✓Download superbackup from playstore
✓back up your contacts using superbackup. Go to file manager> smscontactsbackup>contacts and you will see the backed up contacts as .vcf
✓disable google synchronization or remove your google account completely from your phone
✓delete all your real contacts from your phone
✓download contact generator from playstore and generate as many fake contacts as you want
✓you can now apply for loan from any of the loan sharks using the fake contacts you have generated
✓after successful loan application, delete the loan app from your phone, delete all the fake contacts and restore your real contacts using superbackup and you are good to go

Sparekey:
Abeg which loan app no disturb your contacts, I need to borrow urgently

ekene101:
debt na my body cream,infact na fake contacts dem bombard,none of them knows me.

ekene101:
one word"ignore"

ekene101:
I dey owe them for more than 7months now, nothing sup..

softapples:
The Word of God proclaims, “A woman should learn in quietness and full submission. I do not permit a woman to teach or to have authority over a man; she must be silent” ( 1 Timothy 2:11–12). In the church, God assigns different roles 2 men and women. This is a result of the way mankind was created and D way in which sin entered the world ( 1 Timothy 2:13–14). God, through the apostle Paul, restricts women from serving in roles of teaching and/or having spiritual authority over men. This precludes women from serving as pastors over men, which definitely includes preaching to them, teaching them publicly, and exercising spiritual authority over them.
There are many objections to this view of women in pastoral ministry. A common one is that Paul restricts women from teaching because in the first century, women were typically uneducated. However, 1 Timothy 2:11–14 nowhere mentions educational status. If education were a qualification for ministry, then D majority of Jesus’ disciples would not be qualified.

softapples:
The Word of God proclaims, “A woman should learn in quietness and full submission. I do not permit a woman to teach or to have authority over a man; she must be silent” ( 1 Timothy 2:11–12). In the church, God assigns different roles 2 men and women. This is a result of the way mankind was created and D way in which sin entered the world ( 1 Timothy 2:13–14). God, through the apostle Paul, restricts women from serving in roles of teaching and/or having spiritual authority over men. This precludes women from serving as pastors over men, which definitely includes preaching to them, teaching them publicly, and exercising spiritual authority over them.
There are many objections to this view of women in pastoral ministry. A common one is that Paul restricts women from teaching because in the first century, women were typically uneducated. However, 1 Timothy 2:11–14 nowhere mentions educational status. If education were a qualification for ministry, then D majority of Jesus’ disciples would not be qualified.

ladyF:
I prefer fried rice jor

Its [size=20pt]LadyF[/size] again

ladyF:
I prefer fried rice jor

Its [size=20pt]LadyF[/size] again

godoluwa:
those hausa truck drivers are without any brain

ZianaJordana:
Buying $320,000 cars for his girlfriend, all while he can't even pay his rent.

YourMain:
Any bets it's on loan

grammarcop:
Why are you taking this personal? Are you his song writer?

Dohmeenick:
thunder fire u....your father...idiat...

lumdy:
did you just few people??
are you dreaming or what planet are you from. does alicia keys know the song Doro Buchi

chowlade:
the matured ones that has already gotting job before they are giving the school admission right?

dumo1:
2 Baba deserved that evolution award dbanj hasn't released any hit since Oliver twist. Other artistes deserved their awards. No Rigging unlike dat headies award. Nigerian artistes repping well.

moufan:
stop sphewing rubbish here joor,when was the last time he made a hit song? i was still in the university then when he released oliver twist,the dude is definitely living on past glory

OkparaJesus:
Prayer will be answered by who God or god of homosexual? I have was so happy to have joined in lynching the guy self