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Nairaland / General / Can One Switch Pension Fund Managers In Nigeria by GudlockJoena: 7:52pm On Jul 13, 2017
Hello Nairaland,

I changed jobs a some years back. At the former company my pension contribution was relatively substantial.

However, I find the services of my pension fund managers non-existent. simple issues like change of email address or phone numbers are not executed. Now I would like to switch to a more responsive company.

I am currently "googling" the topic, but thought maybe a pension fund manager on the forum might provide faster and more accurate results.

Thank you
Investment / Re: Loopers Club Ponzi Scam Finallly Collapse by GudlockJoena: 4:49pm On Feb 15, 2017
Fools.
Investment / Why MMM Is The New Email by GudlockJoena: 12:13pm On Jan 19, 2017
I am not here to advise MMM participants or tell them what to do with their money. I just want to share an observation.

Email Fraud

In the early days of Email fraud, attempts were made by fraudsters to make their writing as professional and mistake-free as possible.

This was to present a semblance of authenticity: So they spent time designing letterheads, digital stamps, signatures etc, etc.

Then things changed.

They stopped bothering...to the extent that in just 10 seconds one can tell that the email in your mailbox is fraudulent.

So why was this new strategy adopted by fraudstars?

It was adopted because, the authentic looking mails attracted a lot of people, but most of those attracted were able to realise that they were dealing with fraudsters after more correspondence, and promptly ran away. This wasted the fraudsters time...and time was his most valuable resource.


So by allowing lots of mistakes to remain on the emails, they effectively eliminated the knowledgeable and non-greedy people who at once knew that the claims were bogus, leaving only vulnerable, ignorant, or very greedy people. This saved time and ensured high quality stupid or greedy "targets".

'...............................

Fast forward to MMM

Before MMM, there were money doublers, planwell, wonderbanks etc

They tried to ensnare people with attempts at authenticity, actually pretending to run businesses or being investment houses with central accounts, promising great returns...Then They vanished.


Then MMM came:

-They openly told you they are not a bank, business or investment.

-They openly said you risk everything

-They openly said you will get 30% after 30 days, sourced from "crowdfunding", website clicks and "help" (LOL)

-Rather than naming their reps "guides", they call them "guiders"

At that point they succeeded in eliminating knowledgeable and non-greedy people from their list of potential "targets".


The End.


NB
There is none as blind as he who refuses to see.
Lalasticlala
Investment / Re: She Lost Her Money In A Ponzi Scheme Now She Is Threatening Me by GudlockJoena: 12:52pm On Jan 12, 2017
Everyone invested in a Ponzi scheme is already criminal minded.

You already know that your gain is directly going to be loss for someone else, and that by quitting you accelerated the demise of the scheme.

So the true crooks are not just the people that started the racket, but you also that took money you did not work for and ran away.

7 Likes 1 Share

Celebrities / Re: Gideon Okeke Blasts Chiwetalu Agu Over His "Vulgar Slangs" by GudlockJoena: 10:21am On Jan 12, 2017
Why do Nigerians resist common sense arguments?

The guy is simply saying some movies should be rated 18+ if they contain vulgar language, and not broadcast as if it was PG.

But typical Naija mentality is "wetin concern you", "mind your business" "Are we complaining" angry.

80 Likes 5 Shares

Politics / Re: Ibori Was Supporting Saraki And Dogara From Prison - Nwaoboshi by GudlockJoena: 9:28am On Dec 24, 2016
Such an important issue...
Such useless comments.

Ex-convict being celebrated by sitting senator.

There really is no hope.

The "positive" is that these guys are not hypocrites, you know exactly where they stand and who they support, unlike the others in government who are probably worse.

However if we, the youths can't agree on what is right and wrong, what hope is there for a better tomorrow.

I give up...
...again.

8 Likes

Business / Re: Oil Prices Pushing $47. by GudlockJoena: 7:22am On Apr 28, 2016
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1 Like

Jobs/Vacancies / Re: Why You Need To Rebrand Your CV by GudlockJoena: 3:33pm On Mar 22, 2016
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1 Like

Business / Re: Speculators Get Burnt As Naira Gains Value by GudlockJoena: 9:52am On Feb 29, 2016
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Forum Games / Re: Eye Test: What Number Do You See? by GudlockJoena: 2:05pm On Feb 24, 2016
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1 Like

Celebrities / Double Post by GudlockJoena: 11:28am On Feb 23, 2016
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Career / Re: Why I Refused To Confirm Four Trainees After Their Assessment Centre. by GudlockJoena: 7:03pm On Feb 03, 2016
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5 Likes

Politics / Re: I Don't Know Where Shekau is-Chadian President by GudlockJoena: 8:54pm On May 11, 2015
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