The manual " HOW TO OBTAIN LOANS FROM MICROFINANCE BANKS WITHOUT COLLATERAL" was relleased on friday, 14th Sept,2007 by HECONCEPTS. It contains

(1). 7 proven strategies on how to raise capital without borrowing

(2) Names, addresses, and contact information of individual, phillantropic and corporate
organisations in Nigeria and overseas who give INTEREST FREE loans without
collateral.

(3) How to obtain loans from Nigerian microfinance institutions (banks) without collateral
in 24Hrs. Guaranteed.

(4) Names and addresses of these microfinance institutions in all the 36 states of the
federation and FCT.
, and more.

The cover price for the manual is #4,000. A discount of #1000 is given for order made on or before Saturday 22nd Dec,2007

For more information and order details call 08050639572, 07032620698.
You can also visit our office at 12, Kudirat Abiola way,Oregun,Ikeja.Lagos.

Shipping outside Lagos attracts extra #1000 for courrier.NO extra charge for Lagos residents.

WANTED FOR IMMEDIATE EMPLOYMENT

1. LADY RECEPTIONIST/SECRETARY.

Minimum of OND certificate in marketing, Business Administration or Accounting.
Between 23 and 28 years old
Years of Experience not mandatory.

2. GRAPHICS/WEB DESIGNER

must present evidence of professionalism
Between 23 and 28 years old.

3. DRIVER.
Minimum of 3 years driving experience.
Must have a good knowledge of Lagos roads.
Between 25 and 35 years old.


NOTICE:

ALL APPLICANTS MUST RESIDE VERY CLOSE TO IKEJA.
ALL CV MUST BE IN WORD FORMAT.

Send all applications as attachment to hejiregroup@yahoo.com on or before Dec 10, 2007.

BRAND NEW HP LAPTOPS FROM THE UK FOR SALE

BRAND NEW HP 530 LAPTOP,
512MB, 1.66GH, 80GB, CDWR/DVD,
Warranty:  12 Months .


For more information and inspection contact dapo on 08066429510 or visit our office at

3rd Floor,MTS building,
12,Kudirat abiola way Oregun,
Ikeja,Lagos.

Do you know that you can open and operate an Australian Domiciliary Account from Nigeria? For more detaills call kenny on 07032620698. Free Mastercard for the next 100 accounts.

WANTED FOR IMMEDIATE EMPLOYMENT

1. LADY RECEPTIONIST/SECRETARY.

Minimum of OND certificate in marketing, Business Administration or Accounting.
Between 23 and 28 years old
Years of Experience not mandatory.

2. GRAPHICS/WEB DESIGNER

must present evidence of professionalism
Between 23 and 28 years old.

3. DRIVER.
Minimum of 3 years driving experience.
Must have a good knowledge of Lagos roads.
Between 25 and 35 years old.


NOTICE:

ALL APPLICANTS MUST RESIDE VERY CLOSE TO IKEJA.
ALL CV MUST BE IN WORD FORMAT.

Send all applications as attachment to hejiregroup@yahoo.com on or before Dec 10, 2007.

WANTED FOR IMMEDIATE EMPLOYMENT

LADY RECEPTIONIST/SECRETARY.

Minimum of OND certificate in marketing, Business Administration or Accounting.
Between 23 and 28 years old
Years of Experience not mandatory.

GRAPHICS/WEB DESIGNER

must present evidence of professionalism
Between 23 and 28 years old.

DRIVER.
Minimum of 3 years driving experience.
Must have a good knowledge of Lagos roads.
Between 25 and 35 years old.


NOTICE:

ALL APPLICANT MUST RESIDE VERY CLOSE TO IKEJA.
ALL CV MUST BE IN WORD FORMAT.

Send all application as attachment to hejiregroup@gmail.com

www.richafrik.com coming soon

1. Precisely define your target audience. "Women 35 to 55" might be a start, but it's not enough. Create a detailed profile of your target customer. The more segments you can identify, the more potential hosts you can approach.

The women's clothing boutique that marketed to BMW owners, for example, determined that their likely customers drove certain types of cars, patronized a certain class of hair salon, belonged to a health club, and were likely to play bridge. A birdseed store might come up with a list that includes consumers who shop at outdoor equipment outfitters or are affiliated with local conservation groups.

2. Identify local businesses that serve the same market segments. That way, you can not only bring people in the door for your initial offer, but also increase the likelihood that they'll return to give you repeat business.

For a cigar store, logical host partners might include better men's clothiers, upscale shoe stores, luxury car dealerships and country clubs. And don't forget non-commercial organizations like Rotary or Kiwanis.

3. Develop a clear offer for each prospective partner. Come up with a free or deeply discounted product or service that has a high perceived value for the consumer with a low dollar cost for you.

One new computer support business offered a voucher worth two free hours of computer repair to the small business clients of a local accountant. A jewelry store offered free jewelry cleaning to clients of a hair salon. A marketing consultant offered a free seminar on how to run sales to one local newspaper's advertisers. A framing shop offered free photo framing to a photographic supply store's top 200 customers.

4. Pitch the plan, highlighting the benefits to the host business. Emphasize that it's a way for the established business to reward their customers at no expense and with virtually no effort. It's also a way to reach out to customers without overtly trying to make a new sale.

5. Supply a letter for the host's use. Providing a draft "offer" letter that can be sent to the host's customers on the host's letterhead will help put the plan into motion quickly. It will also show the partner how easy it will be for him to participate.

Some businesses will allow the letter to be inserted into their monthly invoices or newsletters at no cost to you. Others will charge or require that you pay for a separate mailing. It's a small price to pay for access to the host business' customer base.

6. Develop a strategy to convert redeemers to repeat customers. This, after all, is your long-term goal. For the women's boutique that gave away a kimono, the strategy was to encourage browsing and lure shoppers into dressing rooms to try the merchandise. For one new bakery that gave away a chocolate éclair, the approach was to hand out a buy-five-get-one-free VIP card with the free pastry.

Whatever the specific plan, the host-beneficiary method is the single most effective way to quickly attract a critical mass of qualified customers to a new business. Instead of beating the bushes for customers with individual referrals or scattershot ads, you can tap into a targeted group of consumers en masse to jumpstart sales.

Best of all, you're piggybacking on the success of another entrepreneur who has spent years building a solid customer base. In many ways, this eliminates the need to reinvent the wheel. For a startup facing so many other challenges, it's just smart business.

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!

www.richafrik.com coming soon

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!

www.richafrik.com coming soon

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!

www.richafrik.com coming soon

The 2007 Presidential election tribunal hots up. Do you think Ya'dua will win ? share your opinion,

www.richafrik.com coming soon

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!

www.richafrik.com coming soon

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!

www.richafrik.com coming soon

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!


www.richafrik.com coming soon

Count your blessings and see what the Lord has done for you.Could you spare a few seconds to share the goodness of God in your life in 2007.At least, you are still alive !!!

www.richafrik.com , coming soon

:oCould anyone tell me the hottest place to spent this xmas/new year holiday?

www.richafrik.com coming soon

:oCould anyone tell me the hottest place to spent this xmas/new year holiday?

www.richafrik.com , enriching nations

could anyone tell me more about the prospect of this Lagos-ibadan expressway estates.I am considering buying a plot there.

Let us continue to pray for our dear country Nigeria.this is not the nigeria we want.God bless Nigeria.

Dr. Sunny is doing an angelic work.He is one in a billion.God bless Him.
From HECONCEPTS

I need a self contain apartment in a neet compound anywhere in surulere by the end of this month. budget is 100kpa. 08050639572.

The manual " HOW TO OBTAIN LOANS FROM MICROFINANCE BANKS WITHOUT COLLATERAL" was relleased on friday, 14th Sept,2007 by HECONCEPTS. It contains
   
(1).  7 proven strategies on how to raise capital without borrowing
   
   (2) Names, addresses, and contact information of individual, phillantropic and corporate
      organisations in Nigeria and overseas who give INTEREST FREE loans without
      collateral.
   
  (3) How to obtain loans from Nigerian microfinance institutions (banks) without collateral
       in 24Hrs. Guaranteed.
   
  (4) Names and addresses of these microfinance institutions in all the 36 states of the
       federation and FCT.
       , and more.

 The cover price for the manual is #4,000. A discount of #1000 is given for order made on or before Saturday 22nd Dec,2007
 
 For more information and order details call 08050639572, 07032620698.

Shipping outside Lagos attracts extra #1000 for courrier.NO extra charge for Lagos residents.

This manual includes:

   (1) Names, addresses, and contact information of individual, phillantropic and corporate
      organisations in Nigeria who give INTEREST FREE loans without
      collateral.
   
  (2) How to obtain loans from Nigerian microfinance institutions (banks) without collateral. Guaranteed!
   
  (3) Names and addresses of these microfinance Banks in all the 36 states of the
       federation and FCT. , and more.

(4) List and contact information of all VENTURE CAPITALISTS in Nigeria.
 
  (5).  7 proven strategies on how to raise capital without borrowing

   The cover price for the manual is #3,500, FREE DELIVERY WITHIN LAGOS.

Order before December 20th,2007 and get a free copy of a book tithed "HOW TO WRITE A WINNING BUSINESS PLAN"
   
For more information and order details call 08066696009,08050639572. Or visit our office at 12,Kudirat Abiola Way, Oregun,Ikeja LAGOS.

www.richafrik.com coming soon!

The manual " HOW TO OBTAIN LOANS FROM MICROFINANCE BANKS WITHOUT COLLATERAL IN 24HRS" was relleased on friday, 14th Sept,2007 by HECONCEPTS. It contains
(1). 7 proven strategies on how to raise capital without borrowing

(2) Names, addresses, and contact information of individual, phillantropic and corporate
organisations in Nigeria and overseas who give INTEREST FREE loans without
collateral.

(3) How to obtain loans from Nigerian microfinance institutions (banks) without collateral
in 24Hrs. Guaranteed.

(4) Names and addresses of these microfinance institutions in all the 36 states of the
federation and FCT.
, and more.

The cover price for the manual is #3,000. A discount of #1000 is given for order made on or before Saturday 22nd Sept.,2007.
For more information and order details call 08050639572, Shipping outside Lagos attracts extra #1000 for courrier.NO extra charge for Lagos residents.

I wondered if "old money" has now become a bus stop in lagos. everytime you are entering a bus, the conductor will tell you, OLD MONEY MA WOLE O, meaning, old money dont enter o.

DANGOTE, OTEDOLA, JIM OVIA, JIMOH IBRAHIM, You guys should watch your back because KEHINDE OLORUNFEMI is coming!!! Nigeria is yet to see,

well, the president has been imposed on us by the PDP but I still believe God wanted him to be there. No matter how he looks,it is the GOd that allowed him there that should be allowed to rule us. No matter what come ,Nigeria is going to be a great nation. I believe in the Nigerian dream.However, I wish pat utomi and his other colleagues all the very best at the tribunal.

Medical Biochemistry.that was way back at OAU. it was a really tough challenge. thank God I passed it in the end.