₦airaland Forum

ekpotek:
Least I forget carry your marriage certificate too. You never know what the POE will ask to demonstrate relationship.

ekpotek:
Sure you can carry his british passport data page. Just in case. At least know his address and telephone number. As a first timer going to the UK, you will be asked questions at POE. A likely scenario is this:
POE- What is your business in the UK?
You- To visit my husband
POE- How long will you be staying?
You - 4 weeks or 30 days
POE - Do you know his address?
You- Yes
POE- What is his status in the UK!
You- British Citizen, show them his passport data page
There could be other follow-up questions by the POE just to convince themselves that you’re are not planing to over stay. Pleas be prepared for any questions at POE.

ekpotek:
You do not need a new invitation letter. Just be familiar with your husband address in the UK or his mission in the UK. The home office may ask. You can carry along with you a copy of his passport data page and visa or his BRP card. You are good to go. Enjoy your trip.

giselle237:
Hello again , dont panic. You are okay. Nothing is wrong with the new dates as plans change.
Any other confusions, pls ask. Safe trip.

leef2022:
I don't get you all, what is eff about it, if the post intended to visit China after her visit to the husband from the UK and has ticket to further the trip, would that cause her a denial at the UK entry? No it may not, because she would have demonstrated her ability to leave the UK after her visit, but if she showed such itinerary to a bank she would not be given PTA as there is no evidence of a return back to Nigeria.

Make points you all are about Asian, and other continent.
With/out a return ticket as a visitor you can successfully be admitted into the UK as well as be denied an entry. But without a return ticket you can process a PTA.
Don't be so shallow when making points.

Ashirioluwa:
Madam don’t stress yourself. You are going to visit your husband in UK so you don’t need all that. My sister entered UK recently with just £200. Tell them you are going in to visit your husband in case they ask any question.

But if you have cash here in Nigeria that you are planning to travel with to UK then you can think of PTA because you will get official rate compared to the black market rate.

ekpotek:
If you can afford to buy $4000 PTA, buy it, and deposit it into your dorm account. Its the cheapest way to get forex at CBN rate. Otherwise you have to buy at BDM rate at the airport. Since you already have your visa. You do not need to carry much physical cash. $500 cash is enough as your husband will be waiting for your at the airport.

giselle237:
Dnt panic.. pta means personal travel allowance meaning it is personal to you and your travel.
Just hold a reasonable amount of money in hand incase you are asked at the UK border. Note I said UK border, nigerian immigration officials have no business with how much you are carrying except over 10, 000 usd which u will have to declare.
Also if this amount you will have to declare at the UK borders. If less than this it is not NIS business.
Your concern is if the UK border officials want to see if you are carrying money or not. U can carry some in cash and the rest in your account.

ekpotek:
PTA is personal travel allowance. The maximum is $4000. You will need your passport with visa stickers and flight ticket to apply at your bank. It has nothing to do with the fund your husband is sending to you.

Oggg:
yes i have someone but 5th August Qatar airways… from abj.. change your date lol

HelenABUO:
Thanks

Bagiol:
Congratulation.

Bagiol:
You dot the Visa right

Bagiol:
I received a pick up mail from TLS today, no email from UKVI. Should Ibe worried

askari01:
Told you but did u check ur spam mailbox? ..Well.... NO FEAR though... Start packing ur baggage. Congratz in Advance...

talantolo:
some 17th collected last week. what TLS?

talantolo:
some 17th collected last week. what TLS?

askari01:
Expect ur passport soon ... You may also proceed to lodge your conplaint at the UK embassy. My Sister did same and after 3days passport arrived.

askari01:
For june 8th biometrics... a decision would be made between today and
next tomorrow which is 20th July... Just my own permutation ooo, Pls don't quote me ooo. If you dont get a refusal mail between 6th - 7th weeks excluding saturday n sunday... you may relax ur nerves and start looking for cheap tickets.... Dont waste funds by sending paid mail when ur application is just 4-5th weeks, wait till 7th week .

Mine is 9weeks already

talantolo:
May 25th, any update?

DrStrangelove:
Good day Kel,

Sorry about ur refusal. From what I can see, there are several red flags in there that any VO wouldn't overlook.

1. Ur living costs are too low for a family of three ( since u stated ur wife and child in there). 45K a month? How? (£89)? Is it feeding, transport costs, child care/food/consumables, phone bills, cable etc. Except am living under a rock somewhere else, this is unexplainable. Am guessing u deliberately made that low enough to make ur disposable income high to fit into the 3 months disposable income rule. If u were single, we can understand but not a family of three pls. Was the 45K the average across the six months of ur bank statement? Or it showed up only in about some months prior to the end while the real livings costs showed on the earlier months? The numbers were not adding up to the VO as against ur living costs

2. What exactly did u tell the VO about ur family disagreement? U didn't need to tell that in the application. It's not their business. Now u got the VO wondering about ur low budget, low living costs plus not visiting ur family all together. Something is fishy.

The application seems not well put together hence ur free to reapply again (hence no appeal) which is a good thing.

Forget about saying in ur new application that ur brother is helping u with money (red flag that ur work might not be well paying enough). Remember ur a Senior Manager. Save well and fix ur disposable income and living cost issue before u reapply. Take ur time and build a robust account. Remember, u have submitted ur payslips, bank statements and employment details so any sharp deviation will be noticed.

Before I continue, I will like to salute ur courage in bringing ur refusal letter here. It helps and means a great deal to all. Wish u the very best on ur next application.

From what I have noticed, there are other factors at play other than oanda rates (don't know why my keyboard keeps typing oando) and not less than three times disposable income in the Finances section of the application. This section is very important as also the Travel History section. I believe this sections give u the visa or not. That's why most emphasis are on these in the refusals I have seen so far. That said, most, like 85% of applicant's financial situation are a mess or not visa worthy as at the time they decide they want to apply for a visa. They will need to adjust their spending habits and inflow/outflow or boost and wait out months to conform to the oanda and 3 months disposable rule. Most earn under 300K a month. The next 10% are sort of lucky as they have good paying jobs and their statements can fit into those two rules easily without breaking their backs. The remaining 5% don't need those two rules. The rules, visas (talking of UK only) and VOs will be the ones to conform to their bank statements/assets/deposit accounts.

Let's focus on the 85%. They are ones that come here (many are ghosts and don't participate in the commentaries) for help and we should be able to guide them in all lengths. No two applicants statements are the same. We can't only use a blanket advice on those two rules for them as there are other elements in their statements that are lacking. For example, the above applicant, even Giselle was exclaiming that na wa o, that the guy should get travel history. Travel History came into play when the financials were not okay even when applying those two rules. The guy doesn't need to travel anywhere else, he just needs to reapply well. There was another guy from the former posts who had big money like 13M or so in his account that followed the same rules but was refused. So my point is let the applicants state other factors like factors in their financials like opening balance, average monthly spend, salary or personal account, unexplained income etc so that we can dovetail into the situation and advice.

Many applicants don't return here to say what they went thru, some come back in ghost mode, some return to shed more light on their refusals (God bless them) while some come to give the good news. Bad news na orphan. Most of 85% will need those rules as they are skirting on the periphery of the VO's evaluation especially if they have families. Singles are much luckier. Then again another observation, the salaried applicants have less wriggle room as opposed to business owners and self employed applicants.

Pls sorry for the long read, these are my own 2 Kobo. Pls be welcome to add or subtract. Thanks

Goodluck

askari01:
Have you sent a paid mail? However, expect your documents latest next weekend though.

callmemadamm:
Okay check later today or tomorrow morning.

callmemadamm:
I just tracked my application now, Application transferred to VAC so track yours, my bio was 18th May TLS Ikeja. Goodluck I noticed you have been so worried, just I have been so lets keep calm in a few hours this long wait will be over.