₦airaland Forum

CaptainZubi:
It probably skyrocketed at some point. After some while, these loan apps give waivers. At least the registered loan apps. In this man's case, they are only preying on his gullibility because eventually, they will still waive it off to default.

Perhaps I was lucky cos I can't imagine how much it would have been and the ridicule they would have subjected one to if it's all these new unregulated apps .

Most time ,the default fee accumulates daily .

sonssyo:
The money is small and they are considerate, have you paid them the 5400 now?
I used them before eventually yanked all of them off, once I finish paying the fair money own, I will instruct them to close my account, that's what i did for Ealla, Carbon, Branch, Palm credit, that's waste of energy and resources.

I paid them back immediately. I don't like debts .

Loan app is bad and should be discouraged.

Some time last year, I was dead broke and I had no option but to borrow 1500 from a loan app for a week with about 90% increase ,on the due date ,I was being threatened that I will be called criminal and all my friends that have forgotten me will remember me for bad when they post my picture to them .

I also borrowed 300k from fairmoney last year and I paid back over 500k now they are calling me to come and borrow 550k ,when I check the interest rate ,I will be paying back over 1m .

This is ridiculous.

Everlastingson:
Stop deceiving yourself, you hypocrite. Is it Igbo that started Nigerian Civil War or you Fulani killers who kept killing innocent Igbos in the North? Because they are your brothers in Katsina killing and maiming your people you still call them Bandits and not Terrorists. But IPOB is Terrorists. If you're not a known terrorist, then explain to us how Israel provoked the Oct 7th Hamas genocide.

Don't be a dick that twist history .

Why don't you tell us the reason the Hausas and Fulanis were killing Igbos in the north and the person that declare the civil war ?

Bandits are different from terrorists, terrorists are more organised and fight for a cause but bandits only want to make money ,perhaps you should go back to school.

There are several terrorists in the north but that doesn't mean those kidnapping for ransom are not bandits and IPOB that attacks state infrastructure in their struggle for independence are not terrorists.

victorsola:
while most muslim during the jihad movement 1000 yrs ago is the reason Muslim think thier power is in Middle East basically mecca.

Yes

The bone of contention here is Israel and why a lot of good hearted people are supporting their evil .

Empresa:
No matter what, every human life is important. Palestinians are surely uncomfortable with the presence of Isreali in Gaza but that's not enough to kill innocent civilians and jubilate afterwards.

I will support whatever brings peace to region and avoid further bloodshed. Hamas and Palestinians have rejected every peace deal till date and there is no guarantee they will not start another war.

I will support Palestinians relocating if it brings peace to the region. Afterall, I don't know where they belong in the history of things.

You see Isreali, Syria, Persians, Babylon, jordan, Egypt etc where and how did they get there. Any move that brings peace is welcome by me

It's funny you claim Hamas reject peace deal when it was Hamas that signed it first and it's Israel that's continuing to bomb Gaza after the peace deal .

What Hamas want and especially Palestinians authority is two state resolution which Israel and USA have blocked several times in the UN . You need to be current before you hold on to an opinion .

So it's Palestinians that should relocate but not Israel ? Why did you think Israelis were ejected from European countries ? It's simply because they're problematic .

Around 2018, I borrowed 5400 naira from Branch . I was unable to login to pay back since then and I was really scared it would have skyrocketed but when I was able to login about 3 months ago ,the amount to pay back was still the same .

Empresa:
Did you complain when Hamas attacked, killed 1200 innocent civilians and took away 250 hostages.

What was the crime of those innocent people killed and kidnapped?

Who provoked Hamas to attack on Oct 7?

When you provide honest answers to these questions, people will take you serious

I condemned Hamas attacked on innocent people but as your 3rd paragraph posited ,Israel provoked the attack,it's a shame that the propaganda that it's started on Oct 7th is common among Israel apologist . If you follow news before Oct 7th or read history ,you will know that it didn't start on Oct 7th.

That being said ,will you support the relocation of Germans because they started WW2 or Igbos because they started biafran war ? Will you destroy the whole of Imo state because UGM attacked and killed innocent people and security operatives or destroy the whole of Katsina because bandits kidnapped and killed innocent people?

zumbigbo:
Na you be Eze. We lost the battle when they replaced our Gods with their Gods.

Our consciousness needs to be re awaken .

Guestmale:
Hamas has done that on the 7th of October 2023 and they are facing the consequences now.

It didn't start on Oct 7th .

Also ,will you consider it fair if the Igbos were displaced because they attacked first during the buafran war ? Or the Germans during WW2 ?

11doubledee:
What is genocide and ethnic cleansing?

use Google .

Elusive001:
Bros go and rest.

"....Most Christians believe the source of their power is Israel....."

You have just proven that you know absolutely nothing about Christianity.

Quietly and continue with your islam. No offence intended

Don't be a dick .

I grew up as a Christian but better still ,I grew up in a Christian family .

All religions are scams .

Christians believe their source of power is Israel the same way Muslims believe theirs is Mecca and the same way Isese believe theirs is Ile Ife .

We need to revolutionise and make agriculture attractive to young people .

Growing up ,we consider farmers as poor and not a proud job but now we know better .

We should encourage cluster and highly mechanised farming . It's a shame that countries like Ukraine that's in war or very smaller countries like Netherlands are producing more foods than us . Which means that our population is just a liability.

Instead of noveu rich guys to be building filling stations and hotels ,farming should be encouraged.

It's insulting when I see news about hungry Africa kids in western outlets or when they use it as dry jokes in their movies .

And yes ,I've personally diversified into agriculture .

Most Christians believe the source of their power is Israel that's why they turn blind eyes to the evil being committed. Religion is a very powerful tool to control people .

The acclaimed moral police of the world are openly supporting genocide and ethnic cleansing and are blocking ICC judgement but wait till countries like Russia ,China ,Syria, Myanmar or the likes do less than this ,thats when you hear different negative words .

Power rules the world ,not right or wrong .

What US does is to steal other countries' resources and send to US .

Dvdpity:
Now the military won't go after these terrorists. But when Igbo boys organize themselves and start fighting back, the Nigerian military will start killing the Igbo boys. I'm totally sick of this country.

those you called Igbo boys were killing security operatives not Fulani herdsmen.

Xisnin:
We are talking about Nigeria here.
And where did you get 17% from?


Before Trump, major reasons for threat to aids, not health ones, are either military coup,
suppression of opposition, instigation of civil war or invasion of foreign country such as recent Rwanda moves.
Again, you are bringing in SA, even though the topic is exclusively about Nigeria.
BTW, SA has no case at the ICC. The ICJ case which I believe you mixed up is no longer a SA affair,
several countries have already joined none of which Trump has said anything about them.



What does the bold even means?
You watched too many movies.
99.99% of actual spies are local. So no mixing needed.
It will be idiotic to send a white man to a black nation as an on the ground asset.
If you are referring to the co-ordinators, those ones are very few and don't
need no aids organization whose staff are again local. They already have
official roles as embassy staff.

Valuable assets are not foreigners, they are local highly placed and powerful people.
For example, our current president who is neither white nor ever an aid worker or recipient feature in wikileaks
expose as supplying information to the Americans for example.


How is this relevant to the usefulness of the aids?



There is no looking inward for a poor country by rejecting foreign aid.
It will be the most foolish decision ever.

You prefer a quarter to half of the Nigerian budget for roads to go towards treating HIV patients
just to pretend to be rich?
We could look inward and raise tax 300% to make up for the rejected aids.

Why did you think SA which has a better economy than Nigeria
and which appears you very rate high did not outrightly reject the aids and look inward?

How about we return all the $6 billion spent in Nigeria since 1999, how about we go back to 1960
when USAIDS began and pay everything back so we can pat ourselves on the back that we are
no longer beggars.

from publicly available data ,USAID bears 80% of the cost in Nigeria. If Nigeria has not depended on foreign funds before now ,I'm sure the commitment will be more than that .

So it's because there's coup in SA that Trump wants to cut funding for aids in SA ? Not that I'm supporting coup or war but each country has right to choose their leaders ,whether military, monarchy, theocracy or democracy and USA is not police of the world . Not to mention that USA is the number one coup plotter and warmonger in the whole world .

Therefore ,threatening a foreign government with aid is a way of arm twisting them to US will . We've seen what coupist and military dictator of Burkina Faso is doing to imperialist France as instance of France granting aid to BF but taking bulkof their gold .

You must be joking about the activities of spies ,the least person you could think of will be your spy ,those in offices or embassies are mostly bureaucrats . This is not films ,check the news about aid workers that were arrested for spy in Yemen and Greece ,or the aid workers Israel claims they're working for Hamas . Aid workers have access to the innermost region and it's even through mostly disguise of religion that the British penetrated Nigeria and ursurped the then government.

Calling Nigeria poor is another form of mental conditioning , Nigeria is poor but her politicians could embezzle $2bn ,#50bn,#200bn etc or budget billions of naira for motorcade and housing or other miscellaneous but the country is still standing?

It's not that USA is rich or have surplus else they won't be in over 30 trillion dollars debt ,USA is just like a man that appears rich but he's piling up debt to maintain a status .

When I checked US mission site ,they said they "invested" $6bn so far which means it's business to them cos the idea of any form of investment is gain . Who knows the damage US has done to our system since then ?

Now ,I'm not trying to underrate the effort of USAID in Nigeria but I believe Nigeria don't need it .

Xisnin:
Explain how free HIV drugs for the 2 million people in Nigeria is greek gift.

Without these subsidies, the drugs will cost the government hundreds of
billions to trillions of Naira. This 4.8 billion is not even up to 1% of the funds needed.

For the record ,it's just a fraction of it the USAID is bearing like they bear just 17% in publicly available data in SA .

Secondly,there are several political and economic policies that US always try to arm twist Nigerian government or they cut aids like we've just witnessed in SA because SA is trying to pass land reforms and submit a case against Israel in ICC that doesn't favour the US .

Thirdly ,foreign spy agencies like CIA always mix with aid workers to penetrate deeper system in subterfuge .

We've just witnessed how these aids providing countries call the aid receivers beggars and other insulting names . Lastly, Nigeria should look inward and solve her problems by herself,that's the true path to success . The same Nigeria that budgets 4bn+ today will be able to up it next time .

Xisnin:
Reject it?
Countries are run with pragmatism and not emotional outbursts.

yes ,its pragmatic to reject greeks gift .

No one owns the world,it's the US that will FAFO .

Good for the country ,glad Shettima shares the same sentiment that he doesn't believe in AID . AID is like Trojan horse.

Dariye:
I am tempted to say "What an amazing speedy reaction to the development" but we all know that is not the case. Infact Trump already reversed the decision to halt the funding but trust these people, the money allocated will still be released for a use already being catered for.
My kontri!

Even if Trump reverse his decision,the best thing is for Nigeria to reject it ,that's the best way to remove western fangs from the system.

77up:
Is that not a stupid joke if he's actually joking? Well , you can not underestimate the stupidity of those kids that have hijacked this platform, doing all such of f00lish things.

I wish naira land is more dynamic where there's features like block or mute .

Chelsea win !

Aaronsrod:
Just imagine talking like that to a Christian ruler like Donald Trump?

Is he mad?

Pray he does not bring curses upon his lineage and all of Africa !

you must be joking right ?

nospmoht:
And we owe China more. Maybe you should find out what is happening in Ogun state.. lands been sold to China

Tell me about Ogun State land that was sold to China and why it's wrong cos as far as I know ,anybody or country can buy land anywhere in the world so far their relationship is intact and the land is open for sale .

China has the highest farmlands in USA and USA is owing China over 900 billion dollars but no one is saying Americans will be sold to China .

In as much as I believe that Nigeria should be introspective and solve our problems by ourselves ,I still believe that China is better than USA in terms of international relations.

nospmoht:
You will wake up one day and find out that your government sold you to China.. since they are selling off Nigeria gradually

Don't derail the topic ,Nigeria is owing USA and other western nations as well .

USA debt is over 30 trillion dollars and China debt is over 15 trillion dollars yet no one is claiming ownership of their citizens or the country becoming insolvent .

simeonabio:
Can you read what is wrote for yourself, Is FG nor any state submitting audited report. Let the CBN abide by the ruling of the Supreme Court.

Of course I believe the FG will abide by the ruling and it's good for our country development.

However ,asking for reports is not bad either because some governors are looking for ways to bypass the new policy and hijack the money that will be sent to the LG but if LG submit audits ,it will be hard for governors to do that .

omoredia:
He is not begging ur papa. If u dont like it start to japa to China

Actually ,I like China more than USA and I believe a lot of wise Nigerians share the same sentiment because China is more peaceful and share technology with other countries unlike US that cause chaos everywhere and wants to gatekeep technology.

The only debacle to Nigeria relationship with China is distance and language barrier.

You can grow better when you don't beg others for crumbs . They will not have avenue to insult or look down on you either.

They will not have leash on you like a dog as well .

No matter the amount USAID is spending on Nigeria ,Nigeria can afford it herself.

This is good for governance, corruption will be reduced .

The next step government needs to work on is liason with consumer agency because government is known for inflating contract cost so as to embezzle but if consumer agency can put a percentage error on products used , corruption will be drastically reduced.

Politics should be made unattractive but governance . This will weed out unserious and corrupt individuals from participating.

Great!

This is a bad policy .


If the government sponsor these weddings ,who will sponsor their feeding or their children school fees ?

People should be empowered to become responsible for themselves not beggars.

Good!

Cultism should never be glorified or tolerated!

There should be more people speaking against cultism.

Its disadvantage surpasses its advantage which is only a sense of social gathering but at the cost of always looking at your back.