₦airaland Forum

ernie4life: give us more details on the fund?
although sky bank is comparatively new in the investment market, I won't be quick to write them off till I have all the details and then I do a proper research.

They call themselves SFS Capital. You could invest as low as 10,000 ngn monthly/quarterly/annually/semi-annually with a promise of delivering 12% (minimum, which means it COULD be more) interest per annum.

I dug deeper on my own and found out they are registered as "Unit trust Scheme" . What does that mean

Lol.

The kind of thing I would have done. To hell with the cake.

That's a nice cake, btw.

I was at skye bank today and one of their marketers was all over me with their "SFS FIXED INCOME FUND". They promise to deliver as much as 12% and their minimum principal of 10,000 ngn.

I no trust Skye bank but i'm open to hear from anyone who's invested with them.

angelo82: For guaranteed fund,don't you think is better for them to just pay you your fixed interest rather than ask for dividend?….The dividend payout is a way of shortchanging investors and you won't even detect…..Fund manager always confuse investors but the KGIF bi-annuall interest payout is straight forward and good for investors…..I don't buy all those ones with dividend because their dividend is very small and unnecessary…..

I meant I don't ask for dividend's payout, I simply re-invest ie add to my capital. And trust me, I follow up sharply, down to the last penny.

carpenter: KGIF is for you then since it is fixed (although if the benchmark (MPR) moves, be sure the manager will move the goal post), can swing both ways sha. Then they say if there is excess, 35% of profits could also be shared which is extra.
I will rather keep my money in stocks and funds as long as I do not need them now. Since I found out only 500k is insured by NDIC per individual account, I only keep a little spending cash in my bank account and the rest goes to stocks and somewhat liquid investment like Money market.

Yeah, I do KGIF.
Never seen anyone who got excess oo.

He looks quite matured and cute with the fila.

Seems every musician and actress/actors are now going in to politics. All way na way.

Mixed feelings for me.

In cape coast, with my boys. Eating konkote and palaver sauce.

Good for them.

VGC abandoned and forgotten pedestrian bridge. No tolls @ 2nd Lekki toll gate = no more work at the pedestrian bridge.

Eko oni baje o

pheesayor: Can you please get pictures and let's make it public?

Here goes. I'm not a photographer though

No, it's not.

Having a life, living it and loving life is the greatest success, IMO.

My husband

ernie4life: Both, mind u we still have other investments that the interest is not guaranteed

Ernie let's do "Arms", please.

I am interested in some of their products but need a second opinion.

carpenter: Sorry no bonues, just checked my statement

I wish I could get one that actually gives extra bonuses. Investment one claim they do for KGIF but I'm yet to see or hear anyone that actually got.

Reinvesting dividends is super cool. I do that too.

Generally, one should not carry all his/ her life savings and plunge into mutual funds, to avoid stories that touch. Invest only a fraction, something you can live without.

They should take their campaign to their airport and churches were thousands of them on daily bases fly uninvited to Lagos.

Who send them message?

. . . Just like every other state.

BTW, hope that fallen truck is not carrying my sweet, black, Ogbomosho amala ?

Cool.

Me likey.

ogawisdom: I want to get my interest paid after a maximum of three months is dt too much to ask on a minimum of 12% pa

12% and 3 months max payout? That's far fetched, IMO. If however you see one, do share with us.

Ernie well done.

@All, for KGIF, anyone ever enjoyed excess income ie profit sharing besides the usual 12%? I'm kind of curious.

Lmao

Bookmarked, gotta watch all.

Theories everywhere.

My own is manufactured in US or not, Ebola should just stay away from Nigeria. . .and Ghana

Am I surprised? NO .

If there won't be any paid toll, The work would be abandoned.

VGC pedestrian bridge is still there, abandoned and forgotten.

Eko oni wayo ooo

Nigerians send out their kids to hawk pure water in traffic, do house helps, even pros.ti.tution daily just because the parents are poor, hopeless and can't help it.

What's new or special with this girls case? Her "deal" is super delicious. The OP can't just believe it.

I'm a parent. If I were in the girls parents shoe, would I say No to that opportunity so that mechanics, vulcanisers and street urchins use my girl as their play thing? I think not.

Not saying the girl has been sold off to marriage but assuming she is, I daresay she landed herself a juicy deal. . . So far! Plus she's getting some education.

If one must kiss a frog, let it be a fat juicy one. Ovoko

Donxavier: Miss please......

after he already owns her. if she loved him without him having an investment in her that's an entirely different case. Not after she already owes him her life. How can she freely choose ever? again i say

Miss Please..........

Ok.
Let's agree to disagree.

Chillisauce: I understand you, but the high income earners are scarce oh. After spending money on plot of land at about 10-20million, sand filling, construction etc the money on tat place will take about 50M if not above to finish a well furnished apartment.
Now looking at the quantity, you have about 70% of low income earners , get some plots with that 1plot money for lekki, build cheap flats of single rooms and 1bedroom flats, the renting goes about 60k a 150k( depends on location too), before you say Jack, your tenants are complete. 5 yrs sef you have gotten your money back.
I would consider building for high income earners if I will stay there when I retire or if I'm a big politician trying to hide money fast fast . Since I'm just a simple hustler, I will focus on the low income people and take the small money when them get for comfort. It's just business.
I will also make sure to invest in maybe 2 soldiers for those stubborn tenants that would refuse to pay or move out after the expiration of their contract.

You are absolutely right and this is something i've never actually thought of.

Why own 1 house in Lekki when u can with same or less sweat, own 3? Hmmmn
Spread out, enlarge your tents. Less loss if something goes wrong ( fire accident, government land acquisition wahala)
Interesting.

We are waiting.

Maybe you could do it in bits. Start with one company ; how they operate, bla bla and then the audience can debate, ask questions then we move on to the next one.

Just a suggestion

Donxavier: Then why can't he just come out plain and marry her straight up. I agree with you nothing bad in that but why not be straightforward instead of poising to help when your real intentions are to marry the babe?

What if he actually is NOT interested in marrying her?

What if he wants her to at her own time and freewill, start loving him up,marry him without any push from anyone?

Dude please.

And yes for a 19 years old first time traveller to have gotten a straight 5 years visa, it must have been a legal schooling or working arrangement. Unless she's a special pro.sti.tute for SA's president.

Oh please!

Who gets anyone a 5 years visa for pros.ti.tu.tion runs? Where in this present world does pros.ti.tu.tion pay that much anyways now? Why do Nigerians always ASSUME the worst in every situation?

So what if the man is grooming her as his wife? if she's from a poor family as the OP claimed, what chances are there she won't marry just for money later in life? Or even go into local pro.sti.tution just so she can help herself?

Tufiakwa!

BTW, OP, are you stalking her and why?

It's a shame that no arrest have been made yet and if anything, things are gradually being swept under the table.

I hope this news aint true

I pray it ain't.

Opinions for a Ghana/Naija movie?

Just get the parts 2,3 and 4, broda. It all ends with " To God be the glory".

Seriously though, to deal with a frigid partner, first step is to find out why s/he is frigid.