We use smartphones for a lot of things. We listen to music, play games, watch video, and talk to one another on social media. Another use for smartphones is to make our lives easier. Thankfully, there are plenty of apps that can do just that. You carry this thing on you all the time so why not let it make your life easier?
Here’s my top 5 most used apps in no particular order.


WhatsApp: This is probably the most used instant messaging app in the world and there’s no surprises there. This is where 98% of all my personal and business conversations happen. Should this app go down i and millions of people around the world will be handicapped.


Twitter : I always want to stay on top of what’s happening around the world and what better place and no other platform makes that possible more than twitter. Whatever your interest are, whether tech, politics, education, “japa”, there are always industry experts dropping valuable tidbits every second.


YouTube : I love learning new skills and Whatever skill you want to learn there are thousands of videos to help you learn. With unlimited internet access, YouTube is where I consume all my video content. Don’t get me started on football content, highlights, compilations, transfer news, omo I don’t joke with YouTube at all.


Yellowcard : Crypto is a big part of our lives now. There are so many crypto exchange platforms and I probably have several crypto apps on my phone but I prefer Yellowcard more than most platforms. This is my go to whenever I need to make a quick crypto transaction whether is buying or selling. Rates are comparable with other platforms sometimes better, it’s easy to use, fast transactions.

Spotify : I mostly use Spotify for all my podcasts needs. The older I get the less I want to listen to music and just listen to content that adds value to my life that’s why my airpod never leaves my ear and there’s always one of my favorite podcasts playing.


That’s my top 5 most used apps. What are yours? Share in the comment section.

Typical Huawei, Large battery,Large storage, Large display.

Conclusion
There is no right answer to the best approach for crypto enthusiasts. Hodling and trading both have their merits and disadvantages. The best approach depends on you and the level of risk you are willing to expose your funds. If you are interested in trading, you can take a percentage of your crypto holdings and start with it. As you get more versed in the crypto space, you can increase your trading portfolio.
You can also decide to combine both investment strategies and hodl a certain percentage of both to fit your risk profile.  Regardless of the strategy you take, you must do your own research. Do not be pressured into a trade or investing in a crypto token without adequate research.
As a crypto newbie, you need to proceed cautiously. The decision to either trade or hodl is up to you, and hopefully, these will help you decide which approach is best for you. To get started on your crypto journey, you can buy bitcoin on Yellow Card, which has the best rates and the most advanced security for your crypto tokens for either you decide to hodl or trade bitcoin. 
Happy HODLing or trading!

Hodling vs Trading: Which is the better alternative?
Although Hodling and trading have their merits, they also have their cons. A person who hodls has to keep in mind the market’s extreme volatility and be in emotional control during a bearish market. Several people sell off their tokens during a bearish market out of fear which often incurs a loss.
Yet, although people praise trading as the better alternative to getting rich quickly, it also has its pitfalls. Success stories are shared often, but we don’t hear much about the losses. And those experts or gurus online who claim to know how to make money off crypto fast often downplay the losses. 
Indeed, traders do not have to worry much about the utility of a coin like crypto holders as they can quickly enter and exit a market, but at the same time, they could enter and get stuck in a bad trade. In fact, several people have tagged crypto trading as a gamble.  
In the end, the decision to either hodl or trade boils down to how much risk you are willing to take or expose your funds. Trading may be for you if you can tell the market apart and effectively read the market to trade your crypto coins. But if you have no experience with trading, you don’t have to be pressured into trading; you can start with hodling.
Experts recommend that an inexperienced crypto enthusiast begins with Hodling. This will allow you time to understand the market before you start trading. There is also the option to combine strategies by hodling some crypto while trading the rest.

What is Trading?
Crypto trading is buying and selling crypto assets within short intervals to earn some profit. Crypto traders buy or sell cryptocurrencies based on their perception of when the price will go up or down. The idea is simple, buy low, sell high.

Prospects of Trading
* You can earn significantly from price fluctuations, providing a source of daily income. 
* You can take on trading as a full-time job, become more active in the crypto space and enjoy the flexibility of being your own boss.

Cons of Trading
* Requires technical skills: You need adequate knowledge of fundamental and technical analysis.
* Time-consuming: You might be hooked to your mobile all day watching the market charts and trends.
* Higher risk: You can record significant losses from trading as you don’t control how the market moves.
* Emotional control: You need to be able to manage your emotions when making trades as prices of cryptocurrencies may fluctuate in a rapid, volatile market. You need to be able to make rational decisions, or you may end up with a significant loss.

Hodling and trading both have their merits and disadvantages. The best approach depends on you and the level of risk you are willing to expose your funds.

There’s no doubt that you can earn significant profits from cryptocurrencies. There are several success stories of crypto millionaires on the internet to prove that. Yet, the path to making the best profit for a crypto enthusiast or newbie might seem muddled up as they decide which is their best alternative: hodl or trade. 

What is Hodling?
HODL is an acronym for hold on for dear life. It is a long term investment strategy that involves buying and holding on to a crypto asset with the expectation that its price will increase over time.

Pros of Hodling
* Little or no effort: You don’t need skills to hodl.
* Allows for Dollar Cost average: You can spread your investment over time and purchase more of the asset without pressure.
* Less risky and will enable you to save your funds in crypto to avoid Naira’s inflation. 

Cons of Hodling
* You need to conduct extensive research to ensure that the asset you purchase is viable.
* You may miss out on significant gains that come with trading, and at the same time, you are not sure when to take a profit. Hodlers are not always sure of the right time to sell. They may sell too early, and the price skyrockets or they sell late, and the price dips.
* It’s a long term investment which leaves your funds tied up for a long time. You may miss out on other investment opportunities as you don’t have funds at your disposal.
* It requires patience and emotional control to continue hodling an asset with a bearish market.

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