adescopy:
I can do that for you if you like. Check my signature for my number

well, I didn't recommend anyone, if he goes to CAC site he will be guided

samshoz:


How much is it to register as an Enterprise, duration and what's the process sir?

That's not my area of expertise, just Google CAC site for more info

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samshoz:


I have not registered. How much to register? Your number is not on WhatsApp?

Would get some rabbit stock, make some cages, get their feed and some medication for them.

when I see that you have good project to pursue, I give out my whatsapp number. The number above is just for calling

joinnow:
For a startup biz is there any hope or is it only existing biz?

there is hope but u must have a business that is super feasible

samshoz:


I have not registered. How much to register? Your number is not on WhatsApp?

Would get some rabbit stock, make some cages, get their feed and some medication for them.

try and register first and make sure its an enterprise

samshoz:
Sir, what about those of us doing small backyard livestock farming as part time biz and want to expand, any hope for us?

it depends on what u want to do, what u want to buy and if u have registered ur business with CAC.

If you have not registered, it is advisable to register an enterprise for such purpose instead of limited. Thanks

Fourth reason is


Poor management structure

You will agree with me that most businesses don't have management structure or I should say they have poor management structure. The owner of these businesses know this and wish to have this structure while some don't even know the essence of having one.

To BOI, an enterprise or company with poor management structure will mismanage any fund given to such an enterprise or company. Therefore they ensure any enterprise or Company that come for financial support has good and competent personnel to handle whatever the fund will be used for.

When an organization has pool of competent personnel to handle the daily operation of the enterprise or company, such an enterprise or company will not have problem in using its resources judiciously as expected by BOI. so such application will be successful.

It is advisable to get competent hands into your management team even if the team members won't more than 2 or 3 for an enterprise (MSMEs)

In short, BOI looks at the experience the applicant has in that business and if the person (CEO) doesn't have experience, he/she must have experience team members

espirito:
Bro please continue, this is top quality content.

Thanks

aliamimar:
Please continue, we are following.

Thanks I will drop one more reason then continue tomorrow

The number 3 reason why some applications are not successful is

Lack or poor financial records


This is a serious issue that every entrepreneur who has vision to grow must pay attention to.

It is not a surprise that many entrepreneur dont even have company account. They use personal account but still they make money daily and spend the money that day either to buy raw materials to produce another product or they spend the money or keep the money at home. This kind of business might have good cash flow but are not reflecting in it bank statement either personal or company account. Pls for God sake how will you convince BOI that such a company has good cash flow?

It advisable you allow your money to pass through your company account or personal account even if you will withdraw it the same day.

Note

As an entrepreneur if you want to grow, you must have a company account, there are some transactions you can't do with your personal account.

A well - run Company account with good outflow and inflow will give an entrepreneur green light to BOI. with this, you will get a loan from BOI. most entrepreneur that complain don't do this.

For SMEs who registered as limited and has vision to grow, try and get your financial records to be audited by an auditor.

I am too loaded but the response isn't encouraging to continue.

for a serious minded business pls contact me on the above number

Any one with similar experience should please use this medium to comment, let me thrash the issue here and explain to you why u didn't get the loan.

By the grace of God, I have 800m awaiting approval done before covid lockdown, 334m approved awaiting disbursement, 2.5B approved awaiting disbursement.

Let talk irrespective of the amount, by the grace of God I will handle it

jayaim:
Oga, me & u know. Even if u meet the criteria, it won't be givin to u. Am taking from experience, paddy paddy connection is involved. I have applied they just eat our money. A reputable government firm in Abj stood for us.

You are one of the people that made me to create this thread. if you didn't get the money then your documentation has issues, to you u met all the requirements but to them you didn't meet them. I have some questions to ask you, did you use consultant to apply? because people are very funny when it comes to doing d right things. if you meet 99 out of 100 requirements, to BOI u haven't met all the requirements. At the long run I will post the short video of people that i have helped to secure this loan with what they bought which was financed by BOI. Last year alone I got 10 approvals and 8 disbursements with the remaining 2 disbursements ought to av happened if not the lockdown. You need the right people to guide you to approach BOI. I like this kind of feed back, I challenged you today, contact me if you are actually in need of that fund and you are sure you meet the requirements as claimed. Thanks

Tinamama:
Pls continue,l am highly interested in your lecture

I will continue with this tomorw, pls check back tomorw noon sir. I value you sir meanwhile i have my line above for more discussion

[quote author=ogo4god post=89072506][/quote

you have my number you can talk to me

Bigdaddy234:
Register your company with cac today Business name Limited liability company Church Mosque Association Club NGO Foundation Football club
Telephone or whatsapp 07034672434

how much is Business name and Limited

how much is registration fee for both limited and enterprise

if you are into fashion, you can also be supported. I mean full time fashion designer

Emrixx:
Please continue
I'm interested in this lecture

I will still like to hear from more people before I can continue but I value you. You can use that number to reach me for more info. I don't charge until we both convince that you will get the support from the Bank

BOI is still in the business of providing financial support to serious minded MSMEs, SMEs and LEs operating within the country.

Below are the reasons why many businesses especially MSMEs failed to successfully access well structured BOI loan even after several attempts while they come back to say BOI don't give out loan as being advertised publicly:

Note:

BOI is not a commercial bank that give you loan without any serious documentation or a loan at a killing interest rate that could eventually kill your business. It is a Developmental Financial Institution that gives your business financial support with moratorium to enable you stand firm. Their belief is that the project which you took the loan for must be the one to pay back the loan.

let move on now, I will like to focus more on MSMEs and SMEs because I believe most LEs have major required documents.

Here are the reasons:

1. The business owners' inability to determine
what the business actually need.

Many business owners will just approach the bank(BOI) for loan when they are not even sure if they actually need the loan or not. Many don't even know the type of business the bank can support and the one they don't support but when they are rejected they will be complaining.

Its not a mistake to say that what some businesses need to thrive in this country is not access to capital. Some actually have access to fund but still fail, they need business consultant who can guide and professionally advise them to determine what next for the business to move on. In this case, BOI has consultants who can guide and also help in securing financial support from BOI after it has been ascertained by the consultant and agreed by the business owner that they actually need financial support.

(I won't charge you a dime for this advisory services until we conclude and agreed by both parties that you actually need the fund and also fit to meet other requirements)


2. Negligence to records keeping.

You will agree with me that an average Nigerian don't take things seriously until is being needed or when chips are down. As a matter of fact that's what brought us to where we are today on this Covid 19 issue. If the FG has shut down the air and land borders on time we wouldn't av been so hit like this. So as our Nigerian business men and women, we don't pay attention to documentation. Today in Nigeria, many businesses are operating without registration with CAC or having any documents that record their daily sales or transactions. With this kind of structure, how can such a business(es) successfully access a well structured, documents oriented and easy repayment loan like that of BOI? Such individuals or businesses will be frustrated and ends up saying BOI don't give out loan or is difficult to access. The question now is, did you or your business meets the required conditions?

There are other reasons which i will share here when I see people response to what have shared.

For further enquiry

contact 07088809305

IkpuNnegiEwu44:
Hafonja again?

The lock down never start o

You are an epitome of stupidity

MadeBoy:
I have caught her like two time masturbating. I just pretend I don't know. Probably there is more I didn't see.

you are having pre marital sex and you are talking about prayer, the spiritual battle that will face you is just rehearsing at your family house. You had better get married if you can't control your urge

how can i contact you?

Perfectnumber6:
Just this and some of you will still be happy Na WA for Nigeria

if they didn't provide, what will you do?

okpalaAnambra:
Afonjas and honey pot...

There are two different types of stupidity: Inherited and Artificial stupidity. Yours is inherited, only people who are inheritedly stupid can post what you posted. No remedies for your stupidity

igwedehxy:


It depends sir. If I was going for agric or some other not so competitive courses, do u think my heart will skip?

Your Biology is not good enough, u should but there could be some mad scores now far higher than this

she felt all these and still came to Nigeria

ekoileblog:

Can we communicate via email

Chat me on 08130919858

Happy for you bro, I did that for good 17 years before i was delivered

Ujonghauwa:
Use this week/next week to call ur source(s) to help u check if ur names are still on the list...

I repeat, use this week and next week to check if ur names are still on the list.
May God help everyone.

Gbosa!!!! Gbam!! Keu! Keu!!keu!!! Keu!!!! Gbosaaaaaaa!!!!!!!!!!!!!!!!!!!!!

Biafrareform:
Good morning all, for those still awake.

I think my relationship just ended. Something we both cherish.

Well, months back my ex and I came back together. We had a bliss relationship while in our final year, but I wasn't committed at all and she knew it and left. Back then in school she kept going to my phone and of course she do see things to talk about .

After 1 year of being apart, I needed a committed relationship cos I wanted to settle down. She came to my mind and the feelings was so strong even though I tried to resist it. We finally met and resolved all issues that led to her leaving .

Is been the sweetest memory we have had so far. Everything was going fine. She is a nice and sweet girl. Our agenda is marriage and she is aware. She fits perfectly to my ideal woman. Our emotional and spiritual connection is just perfect.

Well, things take a turn when I went to her phone and saw stuff that knocked me out. What really got me mad was her dating a married man. My emotion was dead. She said the relationship is in the past. She was forced to go into it after she left school. Her mum forced her into it when she stopped caring for her and asked her to go fend for herself. Then we weren't together. She confessed to becoming someone else from who I knew when I didn't tried to bring her back. But she is not a bad as I think , she concluded .

I also saw her chat with someone where she sent a bedroom pics she took in my house. She said she is just flirting with him (they have a fling) but that I should give her time, she is going to completely cut of tiers with them.

Well, I love her was ready to stay with her.
She was around again this Val and was tempted to check again and noticed she is still communicating with the married man. Infact I noticed they met lately in January. I locked up , and decided that is over. Didn't talk to her about it.

We went out for on Saturday. She is the type that hardly post on Facebook. Infact she has reduced my activities on Facebook. Her reason, our lives shouldn't be on social media.
I uploaded our outing on WhatsApp. She did too, but didn't upload the one we took together. Yea, she hasn't done that b4. I was angry and voiced out what I saw in her phone. Accused her of deliberately hiding us from her contacts.
She apologised and told me she isn't doing anything with the man again. Just the normal chat cos of the friendship they have had b4 . She even handed her phone to me to call him and end it if I want . I wasn't taking any of that cos I saw from her browsing history where she is been searching how to make a married man fall in love and spend on her but didn't let her know of it.
She pleaded that nothing is happening between them again. Then she begged that I should stopped going to her phone that is destroying us. That if I ended up destroying this relationship, where do I want her to start.

She is back to her base and we chatted last nite and she brought up the case of me going to her phone again and I was angry with that and told her about the browsing history too.

She was completely devastated with my findings.
Is lengthy right, sorry about that. This is a relationship we both cherished and I know she love me real good. Ohh, I forgot to tell you, she bought me a native dress and sent 6k to me from her 33k NYSC allawee. She is a good girl. She is nice and caring. I love this girl real good. Never loved anyone like this before.

But I don't know what has really gone wrong with her. I was determined to really make this right, but as it stand now, it seems dead to me and I am sure she also feels same too.

I should have stayed away from her phone. But guys, is not my fault, I love this girl and I am serious about it.

Bro, run away from this kind of lady. She will cheat when u eventually marry her