₦airaland Forum

Faber:
Atiku is gone, Obasanjo really cursed him, Tinubu will be declared and Obi will head to court. The youths, elites international community and King Makers in Nigeria will back Obi, and he will emerge victorious at the end of the day. Tinubu's lifetime dream of becoming President of Nigeria will come to past, but will be short lived. Truly Tinubu have laid his mark on the Nigerian political space.

I am Obidient to the core, but Tinubu is a man a swear. Atiku is a proud stupid fool, not a politician for one day.

Atiku would have told Ayu to resign, prevent Obi from going to Labour party, choose Wike as VP. Once he enters, he will use asset declaration and EFCC to keep Wike in check, cos Wike is a fool, he will play the game Obj played on him on Wike...Atiku na idiot, he bleeped up full time.

When you see the result from the North, there is no how Obi would win this election.

In Yobe Obi had 2,000 for instance. There is no state Tinubu would not have more than 2000.

Also he didn't have the required 25% spread.

Let me tell you, whosoever inec declares will spend at least 4yrs because Power would have been given to him. He has the right to appoint judges at the supreme court

Pierocash:
I am Obidient,but Obi is out of the race. The only person coasting to victory right now is Atiku. Atiku has gotten 25% vote in 26 states ,while Tinubu is 18 states. The rerun may likely be between Atiku and Tinubu.

But I repeat, Tinubu will never rule us

I can see that you are a hater.

Tinubu already has 25% in 25 states which is more than 24 states requirements while Atiku had 25% in 24states. Dont let the hate blind you.

Even PDP members know that BAT has won this election.

You need to see how well BAT performed in the North.

Northerners won this one for BAT while OBI deprived Atiku the opportunity

ursullalinda:
Even with all the rigging.....Shame to the almighty king maker....Lagosians were heard very loud and clear

Just calm your nerve down,

If LP wins Lagos, and fails to win other states, Is still tantamount to nothing.

One thing you need to know about Tinubu which is also known by a few Igbos and Hausas who work with the Lagos state govt can testify to.

Asiwaju is a detribalized individual. A lot of non-Yorubas fully participated in his govt as Gov of Lagos State.

He identifies qualities irrespective of his tribe and works with the person.

He is a strategist and a master planner.

If he eventually wins, he wont pay evil with evil that one thing i know. However, people around him will suffer the likes of the CBN gov and AGF for the sabotage

Amb1045:
A verified drug lord can not be president of Nigeria. A sick old man can never be president of Nigeria. A thug master can never be president of Nigeria. A verified killer can't be the president of Nigeria. A looter can not be the president of Nigeria. A tribalistic bigot can never be president of Nigeria. An unverified person can never be president of Nigeria however I prefer sick tinubu to Atiku. If obi no win Tinubu can win I'm good with that because Tinubu is better to a criminal called Atiku. Obi is the best candidate. Any body supporting a verified drug lord Tinubu or a verified criminal Atiku has a metal health disorder.

If he becomes the president, you can die

Omahleigh:
Wahala. Thiefnubuu is fighting back because Emefiele doesn't want to make it possible for him to access funds to bribe electorates with

You are one of the stupid people on Nairaland, so is Tinubu that is now controlling DSS?

Compliments of the season to everyone here.

2022 was indeed a fantastic year, a lot of our applications were approved and disbursed while some are still awaiting disbursement especially those we submitted late last year.

I want to say to you that the year has started again and applications have been pouring into the Bank of Industry.

If you don't take a step now, na so the year go end for your face.

For this year, we won't be taking start-ups and business ideas that are still in pre conceptualize stages but already-established businesses that need finances for expansion or working capital. This is necessary to cut out some unserious people who are not ready for the business.

If it's for a business idea don't call me unless it's a diversification.

Reinaldo:
APC will never mean well for Nigerians. That's why Nigerians need to send them packing come 2023. Our votes are for Peter Omoluabi Obi. Insha Allah.

This is madness, how does APGA the same as APC?

Pojomojo:
Team JAPA are among the lazy and irrational citizens. I wonder why many don’t think of the reason why they found themeselves to be citizens of Nigeria.

JAPA mentality IMO you have no plan to influence your nation or your society, it appears you’re not in tune with the purpose of your existence but only focused on your personal interest.

We’ve been lied to that life is what we felt it is when actually it’s extremely the opposite of what we’ve been told.

Don’t be surprised that citizens of civilized countries are tied of their country just as we’re tied too. Strict laws we don’t follow here, you’ll get there and comport yourself meanwhile, their citizens are tied of such laws cause they know some countries are lawless.

Wow, humanity on the run to nowhere when nothing is chasing them but themselves and they lament it’s life.
This money for relocation is enough to set up a micro enterprise to meet the fast growing population in Nigeria / Neighboring African country, with a plan for upgrade of the business as the cash flow increases. There is no free launch any where in the world. Africa has a lot of gap and opportunities to be filled and harnessed. All the same relocation is good with respective individual evaluation of the opportunities and risk.
For every thing in life, there is time and season for every one, so it is always good to get prepared for the opportunities.

My advise is that individual should relocate on personal reasons and not because your close friend or family member has travelled to the UK or Canada, The case varies and individual potentials, opportunities and luck varies.

A family of 4 that have truly "Japa" to the UK knows your total initial cost is highly exaggerated for the popular one-year masters.

1. School fees can be paid at an official rate (less than 500 nairas) and some schools require a 2k or 5k pounds deposit. This drops the tuition deposit to about 1m to 2.5m. If I assume a 5k deposit, it saves 2m nairas compared to yours.

2. For proof of funds (in interest), you need tuition balance + living expenses. Most school tuition is less than 13,000 pounds, and there are schools with less than 10000 pounds tuition. If you deposit 5000 pounds (2.5m nairas) for a 13,000-pound school, you will need about 8000 pounds (4m nairas) more for the tuition balance. You will also need 29,000 pounds for living expenses for a family of 4 outside London. (29,000+8000) pounds= 37,000 pounds (about 17.5m naira). At 3.5% interest, 17.5m naira will yield 612,500 naira. Saves about 1.9 million nairas compared to yours.


To-be continued..
All the best.!
Peace

You have made so much sense in this piece, as for me and my family, we are going no where. How can i make 19m in Nigeria and use everything to japa. If i can make 19m here then i can make more. My children can go and study but me am going no where. This country is blessed and resourceful. If i travel at all is just on vacation.

Wilddove:
Lol.. Prayer doesn't work stop deceiving yourself

You have died just that you have not yet been buried

iwaeda:
https://dailypost.ng/2022/11/09/presidency-youre-not-custodian-of-rivers-vote-atiku-attacks-wike/

If he is or not, we will all see

Onetenth:
yeah same thing I was told by lot of people. He was trying to pass a message to me, but why did he disappear after seeing me? Honestly I'm still not myself, I can't sleep alone in my room

Bro do you have any of the pics before he was killed

If you are into the laundry and dry cleaning business you can also get in touch with us via our number. You stand a chance of getting support from BOI.

Good afternoon everyone,

If you are a woman and you are into cosmetology and you have all the required licenses that allow you to operate in Nigeria,

You can get in touch if you need financial support from the Bank of industry.

ogo4god:
Hello sir, I don't know you can help me to get N100bN loan from Boi, I have a great project idea,

BOI won't give a single obligor this much, you will need the support of International financial institutions such as AfDB.

The key challenge would be the security arrangement. Another thing that could pose a challenge is the level of expertise or experience of the people who will manage the project. However, this is surmountable if the first challenge can be resolved.

And if the first challenge can not be resolved due to the size of the loan, i will advise you explicitly put the idea on the paper detailing the profitability of the project and the required cost then look for investors to invest in the idea.

Thanks for contacting us

Good morning everyone,

I came across this shared BOI's experience of a Nairalander on Nairaland so i decided to share my thoughts and facts about the whole issue.
https://www.nairaland.com/4371169/nairalanders-experience-bank-industry-documents.

Bank of Industry has policies that most people(customers) don't know about. These policies were coined out of experiences had/challenges faced by the bank in its earlier stages of operation.

Now, let me address the issue raised by the young man in the above link.

BOI has a processing fee that is divided into two for MSMEs; these fees are Appraisal and commitment fees which are paid after approval of the loan. It is usually 1% each making 2% of the loan amount approved. These fees are not refundable but you don't need to be afraid at this stage because if the loan won't be disbursed it won't be approved especially for MSMEs. Once it is approved it will be disbursed. However, some requirements must be met which are referred to as post-approval requirements. These requirements are usually letters the customers need to sign, others are agreements that the guarantors and the customers must sign. Then, the payment of 10 security deposit in the BOI MFB ( this you are entitled to collect back with interest after the tenor of the loan if you do not default).

All this information won't be explained to you. That's why the bank came up with consultants to help you with all this information and ensure you get the fund disbursed. A good consultant that is not after the money he will get from you would have explained in detail all the above information even before you start so that you won't get to the middle of the process and be lamenting that the Bank is fraudulent, Buhari govt is bad like the young man did in the above link.

If you have a consultant, you will know from the beginning if you should go ahead or not. You can make an informed decision from the beginning instead of going into what you wont be able to finish.

A lot of customers too-know-attitude is one of the reasons they start and can not finish. They think once they are educated that all. They will get to midway and stuck then they will start complaining.

In my next post, i will do the cost-benefit of the BOI loan as against the commercial bank loan

Gabless:
I am 28 years old, a graduate of one of the university in South West. I work as a contract staff in a bank.

I met this guy about a year ago through my best female friend, and the journey started. I took him to my parents and he also took me to his parents too, and the wedding preparation started.

We were suppose to do family introduction but my parents says there is no need considering some logistic reasons. Although my mum has her reservation concerning him. But since my father has no objection I think am good to go.

He has sent money for some preparation since he is not residing in Lagos. The problem started after I went to idumota with my aunt to buy our engagement clothes. It was my aunt that drove me to the market. When we returned, my fiance called me, we talked for some times, but he couldn't appreciate my aunt for her kind gesture. Although my aunt didn't say anything that day but she wasn't happy. My dad also complained that he has been rude to him. The same goes with my mum.

The last straw that broke the Carmels back was when he was arguing with my aunt over the phone. He did not know I was in my aunt's house that particular day. I wasn't happy at all, thinking that if he would not regard my parents how would he treat me after marriage.

So I confronted him the second day over the phone, telling him that I'm not happy about the way my parents where complaining about him, and that attitude of him is creating fear in me. Instead for him to be a little remoseful and even call those people and apologize, he was arguing with me, still in my aunt's house.

So I told him, maybe we should put the preparation on hold thinking he would at least try and apologize to them. He just said, is that what you want and ended the call.

Everyone was surprised. He didn't call back it was his mum that called my mum, she didn't even persuade them to stop me from taking such step, and the guy too didn't call me for like too weeks until when I called him and he said he wasn't interested in the marriage again.

Actually, I wasn't happy and I have been downcasted since then, but on the other hand, May l ask this question does this guy really loves me?. Is he really mature enough for marriage. Is it all my fault? Please don't insult or abuse me. I just want to know if it's all my fault.

This is one of the reasons my friend served his girlfriend a hot breakfast. It has not even gotten to this stage. He was told the girl's mother will be the one controlling his home if he marries the lady. One day, a friend of his came around when the girl was around for the weekend and the girl asked my friend when is his friend leaving that he can not sleep over in a two bedrooms apartment. All these my friend thought and served her a very hot breakfast. How can your family so intrusive?

lhordspy:
Very true... It is more like Obi and Atiku fighting for their already 2019 joint votes. Tinubu is not affected a bit.

The number of new votes or should i say voters that is adding to the 2019 own .. Is just 1m+ newly registered voters, after INEC screened the double registration out.

Even if the 1m+ people are to vote for obi, which is practically impossible, add it to the number of Atiku/obi votes in 2019(which is impossible because Atiku already have the northern voters in his bag) ... It wont be enough to even win an election.

Incase you dont understand what am trying to say. Even if you join Obi votes presently + Atiku's vote + the 1m newly registered voters, it isnt still enough to defeat a certain Tinubu APC if going by the Last general election.

Why am refferring to the last general elections is because nothing changes, nothing have change. Except the rallies and supposedly '2million' match which we witness almost every seconds.

The same people engaging in rallies or supporting obi, never voted for APC 2019.

The same set of people feeling marginalised on religious bases, because of the muslim-muslim ticket will never vote for APC in 2019 too.

The same christian bodies antagonising muslim muslim ticket, Never supported Buhari 2019 also.

The same Afenifere, never supported APC 2019

The same South East, South south.. Are traditionally PDP voters, their votes never changes the outcome of 2019.

Infact some of the muslims voted Atiku/obi 2019, but this time arround with the present political situation where the campaign as been turned into religious one, religous sentiments have found it way in Nigeria politics now, those votes are going to APC this time.

Undecided voters in 2019 like me, who voted for Atiku/obi will never ever vote for any of them this time, why? Because of the aggressive way of the obidients followers. I know so many of us here that are on that line or should i say clinging to that excuse.

The south-west voted overwhelming for Atiku/obi 2019, not because of the love for Atiku or Obi but because we felt the pain of the failed First tenure of buhari then.. Even lagos was almost lost by APC even with Tinubu.
I feel my analysis is right here because those states lost by APC 2019 in southwest, was won by same APC governors during the governorship election except Oyo state which was narrowly lost.
Now, coming to 2023, i feels a tribal sentiment will play major role here, APC will win massively in south west. But what if APC lost, they lost Overall in the southwest in 2019 in the presidential election. It still never changes anything. APC STILL WON THE ELECTION. BUHARI WON.

So when you take all this into consideration, analyse it without religious sentiment or hatred for any candidate. IT DOESN'T CHANGES ANYTHING. Infact the antagonism. of the Buhari candidature we witness in 2019, was far far more than the Tinubu candidature upset we are witness now. Because the anger of Buhari's first tenure which was marred by gross incompetency, insecurities upset alot of people and it cut across all regions. Be it yoruba, hausa,igbo, egede, idoma, ebira... Just name it.. People were angry with his first tenure.
And after the election? I think we all know what happened - Buhari won again.

Some people are saying, the youth, the youth!. Do they PVc's? Alright fine, someone also came out to say they registered because of Obi this year.
Then they didnt turn out massively like we are been deceivedto believe, the number of newly registered voters justify my point. Just 1m+ (which am sure the youth cant have more than 50% of 1m+)

So in my opinion, it takes more more than this childish rallies, photoshopping Tinubu's picture in an irritating manner, or throwing of insult and jabs. We, when i mean we, i mean i included engage in all this for Atiku/obi 2019, Buhari still won.


By simple logic and permutation and the little knowledge i have about politics, TINUBU may not win next year general election, but APC WILL DEFINITELY WIN. And it will be by landslide JUST LIKE 2019.
BECAUSE NOTHING HAS CHANGED EXCEPT THAT OBI AND ATIKU ARE NOW SHARING THEIR VOTES.

You are one of the reasonable few

2022 has been an amazing year for us at Titans Business Advisory Solutions. We are glad to announce to you another successful approval of one of our applications.

Surely we will meet our target for the year.

If you need our services use the number below to contact us via WhatsApp.

Thanks

I'm glad to announce to you another success on one of my applications to the Bank of Industry.

This is a Car Oven Spray Booth. The application was submitted in May here we are with the result.

And this will be my 2nd Car Oven Spray Booth i did between Nov 2021 till date.

That rent is too much for what you are earning.

You need to cut your clothes according to your size.

Another loan was approved for my client on the 18th of this month.

Making 4 approved 2 disbursed this year.

Before Oct ending I should have at least 2 additional disbursements.


The target is 10 projects this year.

Bring in your project, we can still get you a disbursement this year.

ecolime:
APC folks are day dreaming.

Wike doesn't have cult followership. His defection to APC means Political suicide. Example is Akpabio and Fani Kayode. I don't want to believe he is that dumb.

PDP made Wike and not the other way round. Even if Wike joins APC, they cannot get the votes of Rivers state.

Moreover, the South (SE, SE & 60% of SW) is already locked down for Peter Obi. Some North Central states are also in the kitty for PO.

I feel so sorry for Tinubu and his camp. It would be hilarious to see him scramble for NE & NW votes against 2 core Notherners-- Atiku and Kwakwanso

Interesting times ahead honestly

You are deceiving yourself, 60% SW? he cant even get 20% from SW

LoveUdie:
"I got married in 2021. Ever since day one, my hubby and I have sex twice a month. I have tried talking to him but he'll say he isn't feeling fine. If I try to seduce him he'll remove my hand. I'll have to wait till he feels like having sex which is twice a month.

We don't have kids yet and we both work. I'm tired because I'm missing out on the fun of marriage. What can I do?"


What can she do house? How can she make her husband show more interest in sex?

Let me be helping you out. My wife is also starving me

Na so i broke a jaw of a lady and the Cd busted. After some weeks I started feeling sick from the Inside, I thought I was HIV positive without going for the test. I didn't go for the test because of the fear and I was dying inside and becoming lean.

Someone told me it could be typhoid, i started taking typhoid drugs which didn't work.

One day I took the bold step and I went for an HIV test and the result came out negative. The excitement was so much and all my typhoid drugs started working. I became better, fit and regained my weight.

The best thing is to abstain

Nonso92:
This is nonsense, water is a conductor of electricity. If there's water in that bucket, and he opens the shower for the water to pour on him, with the boiling ring plugged in electricity, that dude is dead and gone

Honestly, you are the one saying rubbish.

Since you know what you know, what have you invented? Just mention one thing you have invented in your life. People will think to do something you who never thought of any good thing to do will be looking for fault.

terrezo2002:
Hmmm. Some of them are tricksters. But if you can afford to buy him as food, please do. I have been tricked many times and I know I wast tricked, but I still try to help when I have the power to do it and if I see you really need it.

I was later told by a colleague that they are 419, once i do that, he will ask me to do another thing till they collect all my hard-earned money.

It's just funny, i should go to Amadia from Abule egba to buy Amala for him and come back to Abule Egba to drop the food for him.Me that was going to Kola jejely

I have heard and seen a lot happening under the sun but what happened today really surprised me.

Today i was coming from Ikeja, i entered BRT to Abule Egba where I intended to join a bus going to Kola. I was trekking on the walk away
Waiting for the bus to come when a man called me back, I looked at him, he is crippled and sitting on an object. The man prayed for me, he asked me to kneel, i just bent a bit while he continued praying. After he offered his prayers, he asked for something unusual which led me to write this epistle.

He said he doesn't need money, but food and he wanted me to buy the food for him. He described the place where the food is sold, and the type of food he preferred and bring the food back to him where he is. This man told me that if i do it, God will surprise me.

I was confused because of the happenings around these days, i was thinking if the man had not made arrangements somewhere for me. I also thought that the man could be a bait attracting people to his trap at that location he described for me.

I quickly called my pastor who warned me not to yield to such a trick.

I'm a bit confused to be candid

23tayo:
100k job in ibadan or 200k job in lagos VI

I beg you in the name of God to stay in Ibadan but if you want to t suffer, you can then be coming to Lag with that amount in that area you mentioned.

Anything less down 300k na suffer you wan con surfer. The stress wont worth it.

With 100k job in the city like Ibadan, Akure, Oshogbo, and Abeokuta you will live a better.

Opportunities are everywhere, me in Lagos gan, if I have opportunities to work in the above mentioned cities, i go japa.

You will just discover that you are working and earning but you won't have tangible savings.

A word is enough for the wise

michalshawn:
Look, If she wants to get her own embroidery machine then I will suggest you to recommend her to buy embroidery machine from techmantion. They have a wide range of embroidery machines.

Well, she has already collected a proforma invoice from a supplier maybe when another client comes i can link him or her to techmantion.

You must note that BOI will ask you to supply the customer first, the customer will confirm the receipt of the machine while BOI will pay to the supplier directly after 72hrs.

Techmantion can also link its clients to us, so that we help them get the BOI loan while the money comes to Techmantion being the supplier.

It's a win win for everyone involved.

Thanks

jameshow:
I just crossed the line for one of my clients.

The machine you are seeing below is an embroidery machine.

It makes an indelible inscription on clothes.

That machine is N3.5m

BOI is still in the business.

This customer referred someone to me, the woman was full of doubt but having seen the undeniable proof and evidence from the man that referred her, she has decided to take the giant step and get her own embroidery machine. The man bought 4 heads while the woman going for 6 heads, what a bold statement she is trying to make.

Everything is set and ready for submission.

By God's grace, I can tell you all to watch out for her testimony before November ends.

Life they say is a risk. I can tell you this is a calculative risk and it's worth it.

10% interest per annum with 6 months moratorium no be beans ooo.

adekusibe10:
I lost ur number. Pls chat me up 09034570300

Check the 1st or 2nd page of the thread for my number