₦airaland Forum

arkad139:
These fintechs are more reliable than our yeye banks

Honestly
Very fast transactions with almost zero fees.
I think these yeye banks are the ones fighting the fintechs through CBN because of their growing popularity. I can't see any reason by CBN for fining them such amount. They just want to frustrate them.

seanwilliam:
Crv ATH was 15$,
Atall atall e supposed reach 10$ at the peak of this cycle nah.. I’m considering going all in… be like e get potential .. let me know your honest opinion on this coin,
Cc ilegendd, doyin01, graceglory, Alexa58, twosquare. Tflex01… make I put my last 1pam

Your last money no always dey finish lol

You people have started your propaganda again? Naira that's already falling smh

vikstandon:
Bro, in the long run, buildings depreciate while land appreciates.

I’ve seen instances where people purchase structures only to demolish them and construct something new. Buildings eventually become obsolete. It’s wiser to build houses in locations where you can recoup your investment within a few years.

Oftentimes it is always like that @bold
Houses are just like cars, they get old & ugly with time once new designs emerge. You need to see how ugly & dilapidated some of the houses built in 90s look now. When people say houses appreciate, they don't know the land is what actually appreciate. Because a lot of people will buy that property & demolish it to erect their desired structure.

aicon4s:
100m might be a lot to you but for some others it is not much of a value.

A 100m property that brings in only 3m annual returns of which part will still go into property maintenance, Meanwhile through that 100m property he got a loan of 500m and built an Hotel that is capable of raking in 50-80m per annum. You should know where his interest lies

Like I said in my comment, not everyone is interested in taking loans. Tailoring the investment to only be beneficial on the basis of loan means it is not a very good one & that is what the op is saying.

aicon4s:
I used to have this mindset painted above until I had the opportunity to discuss with people that own such properties.
One of the best collaterals you can have as a business man is a landed property with a CofO.
With that 2 or 3 storey building worth 150Million you can have access to loan of up to N500 million.
The owners of those properties don't care about the Return on Investment (ROI) on the property, they see it as opportunity to access loans. That's why if you go to places like Onitsha and Aba you will see so many high rise residential buildings. Most of them have been mortgaged for loans.

How will someone invest 100m in a project & won't care about return on investment?? Except the person is a politician looting funds! Is it everyone that is interested in taking loans? If u have built a house for rent with slow ROI & wahala coming from troublesome tenants, u will not make the bold statement.

SUPERPACK:
You forgot that the building still belongs to you plus the rents coming in. Add it to real estate appreciation and that building will be valued at minimum of 100 million naira in 10 to 15 years time. Add it up and total value from that house in that 35 years will be about #170,000,000.

Buildings don't appreciate, only land appreciate! New buildings designs emerge everyday & with time old ones become obsolete. You see people pricing a property at high amount, it is the location of the land they are pricing, not the building. Often times they will demolish the building to erect their desired structure. If u have built a house before, u will understand the op. I have done it & most times I do regret it. I ask myself if it was worth it. Not only the ROI is very slow, it comes with a lot of troubles from troublesome tenants. Building a house for rent shouldn't be anyone's first investment, it's best to buy land, fence it & find something else to invest in.

No wonder you can hardly find good money from POS operators these days. Always mutilated notes.

Samantha125:
Last month I visited my parents in Limpopo and I informed her that I was around... We arranged our meeting and since it was a restaurant, I didn't think anything bad could happen... Long story short, I ended up fighting for my life in hospital and lost the baby... I had to undergo three surgeries, all because of that ultrasound my husband posted on his Instagram.

Like 2024 isn't my year.

Sorry about your experience
In as much I don't approve of people showing off on social media, but I think your disobedience cost u your child & not the social media ultrasound post your husband made. Even after your husband warned u, u still went ahead with your plans behind his back.

Elliotwaveforec:
Benchmark for next year's budget is 1400/$, so expect a drop below 1400 and any pullback caps at 1400.

This is what we call central banking, not the usual commercial banking we've been used to for years.

Range 1200 -1400 in 2025, to keep the budget well funded, and avoid much deficit.

You have come out from your dirty dungeon to start posting your nonsensee again? April this year u were all over nairaland screaming dollar will fall to 700/800 before august with your misleading charts, people sold their dollar to naira & dollar rose to almost 1900, u were nowhere to be found, then suddenly u have come here again to start this your nonsensee?? If u are a new person on this thread, pls don't take this poster serious, he is an APC agent & will never post an honest view on anything that concerns this govt. So expect any of his post to come with bias. Someone has given a neutral & honest analysis on this naira dollar issue above.

Alexas58:
Trolling is not a work
Get a life

Bye bingo

You should direct all these posts to yourself.
You are the number one troll here & responsible for all the arguments arising on this thread. The bitterness in u is just too much & I don't find it funny at all. I understand it is normal for members to exchange words in this kind of community, but the way u go about yours is very bad. You find it very hard to move on. All the people involved in this argument have moved on, but u are still finding a way to drag grace.glory why?? I hate it when someone is unnecessarily being abused, that is the issue I have with u. You are an oppressor & don't know when to withdraw. You have been insulting grace.glory & not for once has he insulted u back, your conscience should at least tell u to stop!

Alexas58:
Woof woof woof comes the dogs!

If you see where the genesis of the trolls started attacking me!

I never talked down on anyone

Let him swear that he didn’t use his alt monikers to attack me!
Cos that’s where the issue started

Exodus 14:14

Oga stop writing nonsense!
Your level of hate is becoming threatening. Despite all the humiliation members have put u through on this thread, why are u still here?? is your umbilical cord tied to this place?? Don't think because some of us have criticized grace.glory for his post, u will have the leeway to be doing your nonsense here! You need to slow down on your hate bro, nobody is paying anyone here. Take it easy with the hate, haba!

Alexas58:
Proud and Arrogant

Crv is nowhere near its entry point when you first called it

Bye!
Go and focus on your paid group and leave us alone

Is your Umblical cord tied to this place?

Because nobody appreciated you with $50 this year, you think it’s your entitlement!

@bold So u are the one whose umbilical cord is tied to this place abi??
Why is there so much hatred in your heart??
How has grace.glory offended u any way??
I can't remember seeing any of his post directly attacking u. The kind of hatred u exude here is very scary. I'm very sure u will not hesitate to kill him if given the opportunity. This bitterness u exude here is too much! This is a faceless forum, nobody is paying u guys here, why this manner of hate??

GRACEGLORY:
You still don't get it. You guys think this is about paid group actually. Human resource is far higher than money. The motive isn't paid group, even though said out of anger. And it's now obvious that most people don't read, you stumbled upon a line, and built on a phrase and discharged!

That's the diplocay you were said, not to have.

You need to really stop this gas lighting & don't try to push this further. Be a man & own up to your words. I didn't really quote u directly on this issue because u are respectful in your post, not because I use your analysis or any other analysis on this thread. A wise neutral person has made a sensible post on this & I think that should settle it. Coming here to make this kind of posts will only make u look stup!d.

Whatever reason that prompted u to make that post should remain with u. Was doyin reply to your post not a query? Why didn't u tell him your reason for it?? Instead u came here to be writing long epistle of how this thread is the reason your channel or whatever is not doing well, u didn't know that your reply was an insult to the sensibilities of every member that has defended & look out for u on this thread? Don't drag this further pls. Stop posting here & face your channel so it can grow. The praises & soft spot members had for u here really got into your head.

@ Omobola121
May God bless u & continue to increase your wisdom. Such an unbiased submission.

Fastt:
Stop watching it. Disconnect. If you carry asha, finish work, you go dey monitor her/him social media? You bought, offloaded after the good counsel given to you here. So as you have offloaded , focus on other projects. Trying to win back your loss aggressively might result in more loss. Go back to the drawing board and see what you did wrong.

True @bold
Monitoring coins after sale is unhealthy for one's mental health.

I thought he denied this? Hmm

Superpack589:
What were you trying to say with your stupid adage, gatekeeper?

You always have a way of dragging issues even when it is needless. This was how u were defending Alexa when doyin initially called him out until alexa started attacking u too. There is something called "scienter" in criminal law, whether graceglory executed it or not, there is already an intent. Since members have been attacking Alexa here for trying to sell fake analysis, it is only fair they attack anyone that does same, so I don't know why u are quoting doyin.

Mind u this argument u are dragging was started by same alexa. Graceglory that was quoted by everyone has not responded, but Alexa kept logging in with his alternate monikers to fuel this thing till it became heated & doyin had to defend himself. Let this rest, except u have sth personal against doyin. The snake responsible for all these argument is still same Alexa. If he didn't keep fueling this thing with his alternates, the thread wouldn't be this messy by now.

Alexas58:
Woof woof woof

Let me tell u today, there is dignity in labour!
A beggar is better than u that is always trying to scam people on this thread. You should be the least person trying to mock anyone's hustle on this thread, not to talk of someone working in a sane country. You have been in cryptto since 2020 yet u don't have up to $50 in your portfolio?? Anyone with even $2h in his portfolio will not come to this thread looking for whom to scam of their $20 on daily basis. You need to truly reflect on your life. Even if this is a faceless forum, the way u behave here bespeaks u are very miserable.

Alexas58:
Bye cleaner

See who is trying to mock someone's legit hustle in a working country? You that is always scheming ways to scam people of their $20 with your fake analysis all over nairaland, na u dey try mock person hustle that is paying her per hour?? No be as them doyin no let u execute your scamming plans here, that was when u started exhibiting your madnesss on this thread. Go to UK embassy & see the number of Nigerians dying to get UK visa. You are very delusional!

Born2conquer:
I sold my ALTS in loss today, BTC might bleed soon.i am gonna reenter

I don't think this is a good move though
Patience is required in this game bro

AngelHoly:
Thank you so much
I will search for them and tag them

Please don't take that guy's post serious, he is just clowning. There is no WhatsApp group anywhere, everything u need to learn about cryppto is on this thread contributed by different users. Always visit the thread, u will get updates. Be mindful of how u invest in sh!tcoins though.

Yemike:
Hey! Why your blood dey hot? If you can't read to comprehend it's not a must to type a post. I know someone will misinterprete that post and here you are. I don grow pass useless comment and banter I take God beg you.

If u are mature, it should reflect in your comment. There is nothing to misconstrue about your post, nobody is a kid here. Your message is quite clear, but u should ask yourself if majority of the members here don't know the meaning of criticism? Spiting someone is different from criticism.

Thank God Trump won
These people were really ready for war

Yemike:
Rest baba, they're grown up men let them settle their differences.
Very soon now Alex will come tag you guard dog.

Why not come out like a man & attack ilegenddd if that is what u want?? Why all these coward approach? Are u a guard dog to Alexa? You have been making some senseless comments on this thread, saying there should be room for criticism, when u know what Alexa is doing is not criticism but unwarranted hating & attack on other members here?? If u have something against ilegenddd spill it out like a man & stop this hide & seek bullsh!t u are doing!

GovernmentAgent:
You like to play the victim card every time Alexa or any other person attacks you but here you are launching unprovoked attacks on a moniker that has neither mentioned you nor engaged you in anyway.

He who brings ant infested logs into his house should expect a visit from lizards!

See this senseless thing!
Your colleague helinues is now into cryptto trading, don't go find something meaningful to do with your life.

Alexas58:
uptober
Let’s get ready today!
I’ll write a post
If I don’t get upto 60 likes to satisfy my cravings as a woman, I won’t post it!.

So whose post is this below?
Were u also looking for likes to satisfy your cravings as a woman? Everything ilegenddd does u copy & when u fail at it woefully, u come out to make noise. You are cursed!

Alexas58:
I want to make a post on support and resistance!
This would help a lot of aspiring traders!
Note!
If I’m talking about this post, I would use Notable examples on different charts ranging from crypto to stocks, to commodities to explain what I’m talking about!
Based on where it happened!

If this post gets 15 likes!

I’ll shill it and write about it!
Time for people to improve their trading games
If you're looking for a method that will raise your $100 to a thousand dollars in a few weeks, or millions of dollars in a few weeks, or ×5 in a day!,
Then this post is not for you,
but if you want a consistent and profitable approach to the market, then this post is for you.