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JoshTim's Posts

Nairaland Forum › JoshTim's Profile › JoshTim's Posts

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Christianity Etc › Re: Is Righteousness Only In The Heart? by JoshTim: 8:59am On Oct 30, 2022
Some christians that show outward righteousness these days are devil inside.

The character of a true christian is summarized in LOVE.

If you love your neighbour, you won't talk behind his back. If you love God, you will worship him.

The inside gives appearance to the outside. The outside can be faked but the inside cannot. A man can start appearing like a saint....you need to test the spirit behind that man,...if he is propelled by what is inside or deceit
Food › Re: See The Little Potatoe I Bought For 1K Today (pic) by JoshTim: 10:23pm On Oct 29, 2022
2saviourfriday9:
I bought this little potatoe for 1k in the market i use it to cook beans
this morning.
e cheap or e no cheap location is uyo
but please how much do you buy yours?
.this one na 300 naira for Lagos here. Just come to Ilepo market before you get to ìyànà Ipaja. My kitchen is well stocked now. Bye bye to mama put.
Jobs/Vacancies › Re: Sterling Bank Management Trainee Test Invite by JoshTim(op): 3:40pm On Oct 29, 2022
Mastav:
Someone should please drop the WhatsApp link so we test, it kept restarting, stable for good news
Http://chatdotwhatsappdotcome/L8CPKn9l4KNDiS3iRMrzkl
Jobs/Vacancies › Re: Customer Care Representatives Job by JoshTim(op): 6:47pm On Oct 28, 2022
Missfree:
pls i just applied now i pray they pick me am in need of job badly
It is well. It's a good thing you applied.I pray you get one and very quick.
Health › Re: My Right Eye Is Going Blur, Please Help by JoshTim: 6:37pm On Oct 28, 2022
olowofariwo:
My friend had the same issue weeks ago he tried different self medication with no improvement, he at last visited eye doctor, after diagnosis he was told to by 4 different drugs (very expensive, I can't remember the names except IGOLD) everything cleaned within days.
Please can you make inquiries from him?
Politics › Re: Ebonyi: Appeal Court upholds Umahi's defection to APC by JoshTim: 1:03pm On Oct 28, 2022
BAT for 2023. Emilokan 1 of Nigeria. As e dey pepper ipob miscreants e dey sweet us
Health › Re: My Right Eye Is Going Blur, Please Help by JoshTim: 10:57am On Oct 28, 2022
lastchild:
2 days ago, i started noticing that my right eye go blur under the sun, yesterday it grew worst that i couldn't see clear with that eye under the sun, tears kept flowing down that eye and it kept closing like am sleepy, once it's night time the eye becomes healthy.

This morning, i woke up and discovered something like coverage in that eye that made my vision blur, like something was pasted on my eyeball, i used the mirror but nothing was there. Am preparing to go to the hospital now but feel like sharing it here for any advice


thanks
The same thing is happening to me. I don use glass tire....use anti blue light whenever am using my system, but the thing no dey improve. I bought a herbal tea, let's see if it will work.
Jobs/Vacancies › Customer Care Representatives Job by JoshTim(op): 9:27am On Oct 28, 2022
Business › CBN New Naira Designs: Implications by JoshTim(op):
Yesterday being 26th October, Central Bank of Nigeria(CBN) announced redesigns of the #200, #500, and of course the highest denomination #1000.

Now, the media is filled with all sort of opinions, few good opinions while major lacks in insight as concerning the real implications of this monetary redirection.

Redesigning the naira will curb:
1.Terrorism :Proceeds of terror, particularly kidnapping proceeds will be rendered useless.
2. Illegal Activities: Proceeds denominated in naira derived from hard drugs[cocaine, tramadol, weed etc] will be rendered redundant.
3. Stolen funds/assets not declared in asset declaration form: This particularly addresses stolen funds. Of course, they will be rendered useless.
4. Vote buying : With the election approaching, vote buying will be reduced.
5. Money Laundering: With this, it is difficult to launder money.

Of course it will also lead to

6. Income Redistribution: It will redistribute income from illegal activities to productive sector.
7. Reduce inflationary pressure: Since illegal monies are now eliminated, inflationary pressure will reduce.
8. Improve the naira value: Naira will improve asa result of reduced volume of naira versus the volume of dollar availability. This is projected to be small.

Note: It is expected that within few days/months between now and December, there may be proliferations of mobile banks and agency banking, driven by the illegal parties to PLACE the naira in the financial system before the deadline.

There is a CBN limit on amount of deposits by individuals/corporate bodies. If deposits exceed these limits, it will be reported to CBN.

Modified:
Exchanging the Naira for dollar may not present an escape route. How many nairas will be exchanged for dollar in the midst of FOREX scarcity. It is stressful and almost impossible to exchange the trillion of naira outside, let's assume proceeds of illegality are within the 'billion range".

Again, there are cost concerns. Cost of printing new notes versus cost of insecurity, cost of crimes. I think the benefit far outweighs the cost. We are Nigerians, we are not Americans. Certain things are peculiar to us, and one of them is boundless illegalities. They must be curb.
Politics › Re: He Changed The Currency In 1984; He Is Changing It Again In 2022 - Shehu Sani by JoshTim: 8:28pm On Oct 27, 2022
tuoyoojo:
I need to be schooled

It is extrapolated that by redesigning the currency , corrupt politicians , looters, kidnappers would be forced to bring out there share of 3 trillion not domiciled in banks

So what stops these people from changing their old naira notes to into dollars in bureau de change , wait for the new notes and change it back to the new notes


Someone school me pls
You think there is enough forex to gulp the bulk of naira outside and within the time limit and the stress. Most will be redundant
Jobs/Vacancies › Re: Npower Batch C 2020 - How To Apply. by JoshTim: 8:26pm On Oct 27, 2022
Received
Jobs/Vacancies › PWC Internship For Graduates, Corp Members And Masters Students by JoshTim(op): 5:57pm On Oct 27, 2022
Career › Re: ICAN May 2023 Diet Exam - Let's Meet Here by JoshTim: 5:30pm On Oct 27, 2022
addyjossido:
Get your comprehensive ICAN materials for all levels at affordable prices. call or WhatsApp: 08067863531.
Do you have ATS study pack-hardcopy
Jobs/Vacancies › Re: Sterling Bank Management Trainee Test Invite by JoshTim(op): 5:03pm On Oct 27, 2022
0Plurse:
Ohh thanks, but do you know how we can get in?
If you can chat her up FunmilayoDeborh
Jobs/Vacancies › Re: Sterling Bank Management Trainee Test Invite by JoshTim(op): 4:32pm On Oct 27, 2022
0Plurse:
No. What stage are you?
Lol, there is one. But am not on WhatsApp.
Jobs/Vacancies › Re: Npower Batch C 2020 - How To Apply. by JoshTim: 2:18pm On Oct 27, 2022
Amaso99:
weed k#l you dia
Congrats....na the money dey shack you like this. Go pay your debt.
Jobs/Vacancies › Re: Npower Batch C 2020 - How To Apply. by JoshTim: 1:22pm On Oct 27, 2022
Amaso99:
30k well received
First bank
Akwa Ibom
Na weed dey work grin grin grin
Politics › Re: Dele Momodu - "Tinubu Is A Potential Dictator." by JoshTim: 8:14am On Oct 27, 2022
omoredia:
Tinubu is just a fool. Plain and simple
You this Beni boy. No be cultist dey tidy your pale?
Politics › Re: Governor Sanwo-Olu Commissioned 3 Fire Stations today. by JoshTim: 7:53pm On Oct 26, 2022
DEXTROVERT:
This
Lagos
Governor
Underperformed
Considering
The
Funds
Available
To him
To catch you for corner and give you a serious beating like bush baby dey hungry me. Show your face first
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 7:46pm On Oct 26, 2022
[quote author=Hpesoj post=117900225]I beg to differ. I don't see any direct correction between the redesign of the Naira and vote buying, terrorism financing and ML. This is not 1984. Moreover, most individuals involved in illicit financial transactions now keep their money in foreign currencies and crypto.

And in the midst of forex scarcity. You aren't making sense.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 7:16pm On Oct 26, 2022
Yampotatocarrot:
Although your reply wasn't directed to me, but aside the name calling, I love your analysis.

If you don't mind, I'll love to ask, what stops the politicians from converting it to dollars, and once they need it again, they reconvert back to naira?
Base on signaling theory, there is already a distastes holding the naira...everyone that has got ill gotten wealth now is looking for avenues to exchange the naira. This will further lead to worsening of the naira....don't be surprise, the dollar will trade for a thousand naira at the black market. They can do what you said but at the cost of stress of moving large money around looking for whom to exchange them with. It's stressful and will take time. They might have to eventually, forgo a large chunk of the ill gotten money.

For terrorist financing, it is almost impossible for them to exchange except they 'PLACE' it in the financial system using fronts. There are bank regulations and cbn anti terrorism and money laundering policies acting as control and preventive measures.
Politics › Re: Sack Emefiele Now - Sowore Reacts To Redesigning Of Naira Notes by JoshTim: 6:34pm On Oct 26, 2022
broadman20:
For you to say this, you don't understand the cost of printing a new naira note not to talk of redesigning all the notes in Nigeria.

What a waste?

Most of you sincerely need to go back and study your elementary school economics.
The cost of printing naira note vs the cost of terrorism financing, terrorism, money laundering, vote buying. Pick one. Make una dey try get sense small na. So in the midst all these warnings of terror attack, you expect the government to fold arms and do nothing. We are festive season oga and this is the time terrorist attack.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 6:32pm On Oct 26, 2022
Promoter2:
Your father is an olodo
Haba na....wetin i do you. Okay, sorry o.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 6:26pm On Oct 26, 2022
Earthquakes:
Na your mama, papa, uncle, aunt, sister, brother and everything you know except your dog be olodo..
Where do you work, how much do you make in a day with your financial dexterity to open mouth to insult anyone you see online, do you know me before or have I quoted you before?
It's like thunder wants to fire you local champion
Sorry o.
Sports › Re: Why Is That English Premier League Players Barely Win The Ballon D'or by JoshTim: 6:10pm On Oct 26, 2022
Epl so overhyped ehn. Gardiola don turn am to farmers league sha.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 6:03pm On Oct 26, 2022
Image123:
You seem to be the spokesperson for the CBN but you can try passing your points without being insultive. What happens to monies that are not mopped up after 31st of January due to unavoidable reasons. We all know that we don't meet deadlines in Nigeria. And for example, people outside Nigeria having the currency, what happens when/if they travel to Nigeria after January 31?
There are always provision for those. This is not the first time they are carrying out the exercise.

There will be focal places oversees for the exchange.

Sorry about the insult.

This will go along way in curtailing vote buying, terrorism financing, money laundering etc.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 5:33pm On Oct 26, 2022
Brendaniel:
So you cannot make your point without insults and you want to prove to me that you went to school for something that did not teach you how to talk without insults...
Sorry o.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 5:28pm On Oct 26, 2022
franchasofficia:
This man and APC keep destroying the little confidence Nigerians have in Naira. This is wrong timing as it will further put fear in Nigerians and they will start rushing dollars to save their money which will further cause dollar scarcity and more Naira inflation.



Emefiele and APC really swore to destroy Nigeria before Buhari hands over, na wa oh
You are the one that is not knowledgeable. Your education is a waste

Give yourself brain, this is a monetary strategy to fight all sort of crimes, terrorism, corruption, money laundering, etc.

You just went to school for nothing. You should have asked questions.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 5:27pm On Oct 26, 2022
etcme:
Please ooooo, I am not an Economics but I would want someone to explain to me in a layman's term the importance of this Currency Re-design in this present Nigeria that our economy is dancing skelewu.

Isn't this a misplaced priority as we have other things to tackle in the nation?
this is a monetary strategy to fight all sort of crimes, terrorism, corruption, money laundering, etc.

Hope you understand
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 5:26pm On Oct 26, 2022
Brendaniel:
Nigeria wasted money conducting the 2015 election that produced Buhari, wasted resources to maintain him as president, wasted lives and properties through his nepotism and inefficiency , wasted time having him as president, wasted resources on irrelevant issues, each time I see Buhari or think about him, waste is what always come up, Just like I said many years ago that the only good thing Tinubu did for Lagos throughout his 8 years was bringing Fashola(I was in University when I said this).

The only good thing Buhari can do now for Nigerians is to ensure Peter Obi wins - If not his name will be synonymous to shame
Oga, no be everything be gragra. Just shut up

Give yourself brain, this is a monetary strategy to fight all sort of crimes, terrorism, corruption, money laundering, etc.

You just went to school for nothing. You should have asked questions.
Business › Re: Old Currencies To Expire 31/01/2023 - Emefiele (Video) by JoshTim: 5:25pm On Oct 26, 2022
Promoter2:
This is no where close to the major financial issues this country is facing today. Why is Emefiele still CBN Governor?

I weep for Nigeria.
Olodo....now una go dey cry say government no do anything about fighting terror.
Give yourself brain, this is a monetary strategy to fight all sort of crimes, terrorism, corruption, money laundering, etc.

You just went to school for nothing. You should have asked questions.

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