Ave Maria Multipurpose Investment Limited needs a Senior Marketing Manager to coordinate its marketing initiative on the Agribusiness

Position Title: Senior Manager - Marketing.

Work Location: Oyo

As a Business Manager, you would play a crucial role in developing and implementing strategies to promote and sell our Agricultural products and other exportable products will may come up with internationally. Primary responsibility will be to analyze market trends and identify potential overseas markets to maximize the company's export sales and market presence.

Key Responsibilities:

● To sustain and grow the business of the Company’s Product offerings in specified Regional Markets in terms of volume and profitability.
● Capitalize on growth opportunities through new product streams.
● Maintain the right balance between conventional and speciality product sales.
● Focus on key account and channel management by building strong relations with key stakeholders.
● Maintain a constant awareness of the competitive landscape in the designated territory, opportunities for expanding the customer base, and new industry developments.
● Compliance and Regulations: Stay updated with international trade regulations, tariffs, and export laws, ensuring all export activities comply with legal requirements and industry standards.




Preferred Experience & Qualifications:

● 3-5 years of relevant experience in Sales & Product Marketing of organizations especially agricultural products.
● Exposure to B2B Sales with a specific focus on the Asian and European markets are preferred.
● B Sc. / B. Tech/, Master’s Degree / Diploma in Business Management or International Marketing would be an advantage.
● Strong understanding of international markets, export regulations, and trade practices.
● Exceptional analytical and research skills to identify market opportunities and trends.
● Excellent communication and negotiation abilities. Ability to work independently, collaborate within a team, and manage multiple projects simultaneously.
● Flexibility to travel internationally, as required, to attend trade shows, meetings, or clients? Visits.

Method of Application

Interested and qualified candidates should send their CV to: ammiloyo@gmail.com using the Job Title as the subject of the email.

Application deadline: 31st May 2024

Note: Multiple Applications may result in disqualification. Only successful candidates will be contacted.

The Catholic Agricultural Development Initiative (CADI Farm) needs an experienced export Marketing Manager to coordinate its export initiative on the farm.

Position Title: Senior Manager - Exports Marketing.

Work Location: Oyo

As a Business Manager, you would play a crucial role in developing and implementing strategies to promote and sell our Agricultural products and other exportable products will may come up with internationally. Primary responsibility will be to analyze market trends and identify potential overseas markets to maximize the company's export sales and market presence.

Key Responsibilities:

• To sustain and grow the business of the Company’s Product offerings in specified Regional Markets in terms of volume and profitability.
• Capitalize on growth opportunities through new product streams.
• Maintain the right balance between conventional and speciality product sales.
• Focus on key account and channel management by building strong relations with key stakeholders.
• Maintain a constant awareness of the competitive landscape in the designated territory, opportunities for expanding the customer base and new industry developments.
• Compliance and Regulations: Stay updated with international trade regulations, tariffs, and export laws, ensuring all export activities comply with legal requirements and industry standards.

Preferred Experience & Qualifications:

• 6-9 years of relevant experience in Sales & Product Marketing of organizations especially agricultural products.
• Exposure to B2B Sales with a specific focus on the Asian and European markets is preferred.
• B Sc. / B. Tech/, Master’s Degree / Diploma in Business Management or International Marketing would be an advantage.
• Strong understanding of international markets, export regulations, and trade practices.
• Exceptional analytical and research skills to identify market opportunities and trends.
• Excellent communication and negotiation abilities. Ability to work independently, collaborate within a team, and manage multiple projects simultaneously.
• Flexibility to travel internationally, as required, to attend trade shows, meetings, or clients? visits.

Deadline: 30th March, 2024


How to Apply

• Please send an email containing your CV with the position being applied for as the subject of the email to: hrammmfbrecruit@gmail.com

Note: Multiple Applications may result in disqualification. Only successful candidates will be contacted.

Managing Director/Chief Executive Officer (CEO) at Microfinance Bank

Company Info

Company Type: Mid-sized business

Size: 1 to 50 Employees

Company Name: An esteemed Microfinance Bank

An esteemed Microfinance Bank situated in Oyo Central Zone Senatorial District of Nigeria is currently seeking qualified candidates to fill the following position:

Title: Managing Director/Chief Executive Officer (CEO)

Location: Oyo Central Zone Senatorial District, Nigeria

Employment Type: Full Time

Role Overview

• Currently, we are in search of an innovative and forward-thinking Managing Director who can steer our microfinance bank towards great achievements.

• As the Managing Director, you will be responsible for the overall strategic direction, leadership, and management of the microfinance bank.
• You will drive growth and expansion, ensure operational efficiency, maintain regulatory compliance, and lead a diverse team to achieve the bank's mission and objectives.

Key Responsibilities Strategic Leadership:

• Develop and execute a comprehensive strategic plan that aligns with the bank's vision, mission, and values.
• Identify growth opportunities and expansion strategies to increase the bank's market presence and impact.

Financial Management:

• Oversee financial performance, budgets, and forecasts, ensuring profitability and sustainable growth.
• Implement effective risk management strategies and maintain a strong credit quality portfolio.
• Monitor key financial indicators and take proactive measures to address any deviations.

Operational Excellence:

• Streamline operational processes to enhance efficiency, customer experience, and service delivery.
• Maintain a robust internal control framework and ensure compliance with industry regulations and standards.

Team Leadership:

• Foster a positive and collaborative work environment, leading and inspiring a diverse team of professionals.
• Provide coaching and professional development opportunities to ensure the team's continuous growth.

Customer Engagement:

• Enhance customer relationships and ensure the bank's products and services are aligned with customer needs.
• Drive customer retention and satisfaction by promoting excellent service quality.

Market Expansion:

• Identify potential markets and segments for expansion, conducting market research and feasibility studies.
• Develop and execute market entry strategies to successfully launch new branches or units.

Technology and Innovation:

• Stay abreast of technological advancements in the financial sector and leverage innovative solutions to improve operational efficiency and customer experience.
• Drive digital transformation initiatives to enhance the bank's competitive advantage.

Regulatory Compliance:

• Ensure adherence to all relevant regulatory guidelines and industry standards.
• Liaise with regulatory bodies and maintain strong relationships to stay updated on changes and requirements.



• Bachelor's Degree in Accounting, Finance, Business Administration, Economics, or a related field.
• 10 years of progressive experience in Microfinance Bank with a minimum of 7 years in a leadership role.
• Must have undergone the Microfinance Certification Programme and obtained a Certificate in Microfinance Banking issued by the Chartered Institute of Bankers of Nigeria (CIBN).

Competency and Skill Requirements:

• A proven record of success at senior management level, preferably in the microfinance banking industry.
• Strong understanding of microfinance operations, risk management, and regulatory compliance.
• Proven track record of successfully leading teams and driving growth in a financial institution.
• Excellent interpersonal and communication skills, both written and verbal.
• Strategic thinker with the ability to make data-driven decisions.
• Demonstrated ability to manage change and navigate a dynamic environment.
• Proficiency in utilizing technology and digital tools for business enhancement.
• Excellent analytical and problem-solving skills.

Application Deadline: 30th March, 2024


How to Apply

• Please send an email containing your CV with the position being applied for as the subject of the email to: hrammmfbrecruit@gmail.com

Note: Multiple Applications may result in disqualification. Only successful candidates will be contacted.

• Job: Type Full Time
• Qualification: BA/BSc/HND
• Experience: 2 - 3 years
• Location: Oyo (Oyo State).
• Job Field: Human Resources / HR

Job Overview/Summary:

Overseeing various aspects of the employment process, including recruitment, onboarding, and training of new staff members. HR professionals also play a crucial role in managing payroll and ensuring timely and accurate compensation for employees.

Major Responsibilities:

Human Resources;
• Ensure compliance with hiring policies and procedures.
• Support in the recruitment cycle, along with our recruitment team
• Manage staff contracts and all personal files, & track the new hires onboarding, this includes filing all their new paperwork in both personal and e-personal files.
• Liaise with the hiring managers regarding staff contracts, paperwork, and all other documents related to the new hires.
• Follow up on employee benefits, health insurance, life insurance, & social security.
• Maintain knowledge of national staff entitlements and benefits.
• Maintain up-to-date leave tracking record, and follow up on leaves for all staff, making sure that everything is reflected on the report.
• Make sure to collect the timesheet for all staff promptly and track it.
• Maintain tracking for the staff emails, and coordinate with the IT department for any new updates in this regard.
• Make sure to follow up correctly on the exit process following the standard practice for all employees and release the final settlement and other paperwork to the Finance department promptly.
• Always maintain the confidentiality of all sensitive HR information
• Perform other job-related tasks as requested.
• Assist in ensuring payment requests for office consumables are raised.
• Provide support for New Hire orientation and onboarding including communicating orientation timetables to all facilitators, and coordinating new hire documentation to foster a positive attitude toward organizational objectives as may be required.
• HR Manager to identify and assess training needs and development opportunities using staff performance and development plans as a standard and working with Unit Heads.
• Facilitate staff annual PME processes.
• HR Manager Provide regular briefings on matters, including the status of training, leave balances, timesheet submission etc.
• Serve as a link between the HR and employees by handling questions, interpreting, and administering contracts, and helping to resolve work related problems in consultation with HR Manager and Coordinator.
• Educate and support management & staff in the implementation of HR programs, practices, and initiatives.
• Assist with monthly payroll documentation and process flow.
• Perform other duties as assigned.
• Modeling Way in his/her professional conduct.
Coordination & Representation: He/she will represent the department in meetings and serve as the focal point for the department.
Key Working Relationships: Sector leads, Payroll, Supply Chain, Humanitarian Access Safety and security etc.

Qualifications:

• Education: University Degree in Management, Human Resources, Administration, or related fields or HND.
Work Experience: Approximately 2-3 years of professional experience in HR, Administration/Office Management.
• Demonstrated Technical Skills: Previous experience with Human Resources generalist.
• HR certifications and training if any, will be an added advantage.
• Good understanding of labour law.
• NYSC discharge Certificate or Exemption Certificate.
• Excellent oral and written communication skills are required.
• Demonstrated Managerial/Leadership Competencies: Strong sense of personal integrity, attention to detail, flexibility, and ability to work with people with diverse cultures, religious backgrounds, and ethnicities.
• Languages: English and other Languages.
Computer/Other Tech Requirements:
• Full professional competency in Microsoft Office Suite, especially Word, Excel, Outlook, and PowerPoint.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to: recruitment@avemariamfb.com using the "Job Title" as the subject of the email.

Application Closing Date
20th January, 2024.

Job Title: Head of Credit/Marketing

• Location: Oyo (Oyo State).
• Role: Head of Credit
• Full Time


Key Responsibilities:

o Evaluate whether Business Banking proposals meet sound business criteria and credit risk falls within acceptable parameters, approve and recommend appropriate credit facilities including terms or conditions of facilities.
o Ensure accuracy and reliability of approvals within, or referrals to higher authority, on business credit applications reviewed.
o Identifies, quantifies and evaluates sources of risk about the profitability of business proposals and financial viability of Retail clients as a whole, interrogates/probes.
o Utilizes Industry risk analysis available to identify and understand contextual threats to existing and potential clients.
o Ensure timely and quality credit assessment and decisions are made.
o Manage adherence to the service level agreement that has been concluded.
o Build relationships with and across the network to improve the quality of business proposals and turnaround time on credit evaluations.
o Detects and evaluate shifts or changes in key risk parameters and evaluate the implications of such changes on continued banking relationship.
o Issuing of sanction letters, clearly stating the conditions and requirements of the lending.
o Actively hindsighting lending decisions to ensure that correct procedures are being followed in the approval of facilities, which will prevent new NPLs.
o Regular perusal of relevant internal & external communication, such as circulars, economic reviews on industries, & financial or industry publications to ensure that any development, new requirements or external risks are properly taken cognisance of in lending decisions or conditions of lending.
o Staff training internally (credit staff) and externally by supporting staff with an emphasis on the requirements to make a meaningful assessment of the credit risks involved.
o Manage the implementation of business credit processing systems and software and monitor the performance of same.
o Participate in the relevant committees as required.
o Ensure proper management and monitoring of the Bank's Retail NPL book.
o Ensure that all the necessary systems and controls are in place to properly manage the NPL book, and maximise the rehabilitation of accounts in arrears.
Problem Solving, Planning and Decision Making:

Problem-solving:

o Expected to solve job-related problems within a broadly defined framework and policy. Required to be proactive in forward thinking and sensitive to the impact the decision will have on the book. Should be able to generate solutions to job-related problems.
o Evaluate the risks and benefits of each credit facility application and supporting information, taking into account broad industry risks, total bank exposure to specific industries, and the risk profile of the counterparty applying for credit.
o Analyses the performance of one or more industries, to identify contextual risks that may influence the ability of corporate counterparties to repay debt.
o Takes decisions regarding appropriate corrective action in the management of increasing risk profiles, and counterparty failure to comply with credit agreements.
Identify industry trends and conditions that may threaten the value of security/collateral held, and manage appropriate corrective action in a way that is sensitive to the bank's relationship with its clients, without unnecessarily compromising the bank's security position.
o Makes judgement calls regarding the effectiveness of security/collateral offered, and sets appropriate risk parameters in respect of specific facility structures within which clients will need to operate to contain risk at acceptable levels
Manage teams and handle the problems associated with working with a diverse group of people.
o Manage the cross-functional conflicts that may arise in the course of working with the BB business teams.
o Utilize experience and knowledge in providing solutions to ambiguous situations where intuitive calls are required.
Planning:
o Planning, setting up and managing of Business Banking Function, ensuring that all the following relevant processes are sufficiently addressed:
o Returns/reports: Preparation and submission of all relevant returns/reports.
o Proactively drive review of existing processes and procedures to ensure efficiency that delivers timely and consistent decisions as well as adaptability to changing business needs.
o Proactively ensure that all reporting requirements are met.
o Detect shifts or changes in key risk parameters in a business relationship, target population or industry, or the economy generally; evaluate the short, medium and long-term implications of such changes on continued business dealings and feed these into the policy-making process for personal credits.
o Monitor exceptions (type and frequency of occurrence) and feed this into product review and modifications.
o Ensure staff planning is in line with optimal business requirements e.g. recruit & train staff in time for expected peak business periods, put a proper succession plan in place to facilitate effective backup, etc.
Decision Making:
o Suitability of staff, collateral documentation, legal action, systems and controls, processes, procedure and external attorneys/council/liquidators/administrators.
o Approve viable credit proposals that fit agreed criteria and decline non-viable ones.
Exhibit decisiveness in the application of credit standards and policies.
o Exhibit objectivity and firmness in dealing with non-performance among staff.
Knowledge, Experience and Personal Competencies

Knowledge:

o Degree-qualified. CIBN certification will be an added advantage.
o Sound knowledge and understanding of the local as well as international personal credit industry, retail lending analysis techniques, advances, credit criteria, credit policies, risk and financial analysis, credit control and application thereof.
o Sound understanding of business practices and the Bank's personal credit products suite, credit policies and processes.
o Exposure to basic credit scoring and automated decisioning.
o Minimum of a good University first Degree in any of the Social Science fields as well as a postgraduate Degree and/or professional
qualification.


Experience:
o Minimum of 5 years of Banking experience, particularly in credit risk management, banking processes banking products and the operation thereof. Must have service management roles.
o Broad knowledge of applicable Acts and Bank Manuals.
Personal Competencies:
o Adaptability: Capable of adapting to and accepting change, opposing views, and new ideas, as well as being imaginative and creative.
o Numeracy & Analytical Skills: Have the capacity to work with numbers and figures, as well as to collect, process, analyze and integrate data into relevant, factual outcomes or conclusions. Have the ability to undertake and/or analyze underwriting metrics such as through-the-door analysis.
o Excellence Orientation: Disposed to setting and achieving high standards of excellence.
o Organizational Alertness: Capacity to appreciate and understand how a job fits in with other jobs and overall job structure of the organization; and the importance of company policies & procedures.
o Communication: Ability to convey information (both verbally and in writing) by articulating messages clearly, concisely, accurately and understandably.
o Customer Orientation: Able to focus on and achieve high standards of service that meet the expectations of clients.
o Judgement: Capable of evaluating and judging situations or alternative actions and outcomes against rational, logical assumptions.
o Leadership: Ability to lead and manage a large team of people engaged in fairly routine processing functions. Ability to develop subordinates by providing them with simple, clear instructions; demonstrations; systematic exposure to increasingly challenging tasks; continuous feedback, appraisal, counselling and rewards.
o Decisiveness: Show the readiness and ability to make decisions/render Judgment and take full responsibility for same; take action and apply corrective measures when and where necessary.
o Computer Literacy: Ability to use various software e.g. Microsoft Word, Excel, etc.
o Attention to detail: Meticulous approach to issues.

Method of Application:

Interested and qualified candidates should send their CV and Cover Letter to: recruitment@avemariamfb.com using the "Job Title" as the subject of the email.

Application Closing Date
20th January, 2024.

RECRUITMENT AT AVE MARIA MICROFINANCE BANK LIMITED

We are recruiting to fill the position below:

Job Title: Chief Information Security Officer (CISO)

• Location: Oyo (Oyo State).
• Role: Chief Information Security Officer (CISO)
• Full Time

Job Profile

• The Chief Information Security Officer is responsible for the organization's Security Program including but not limited to daily operations of the IT security program, oversight of the annual and ongoing risk assessment process, development, implementation, and maintenance of policies and procedures, ensuring the confidentiality, integrity and access of electronic protected information and of monitoring program compliance as well as investigation and tracking of incidents and breaches and in compliance with federal and state laws.
Duties and Responsibilities.
• Builds a strategic and comprehensive information security program that defines, develops, maintains and implements policies and processes that enable consistent, effective information security practices which minimize risk and ensure the integrity, confidentiality and availability of information that is owned, controlled and processed within the organization. Ensures information security policies, standards, and procedures are up-to-date.
• Initiates, facilitates, and promotes activities to foster information security awareness within the organization.
• Creates a culture of cyber security both with the IT organization and driving behavioral changes for the business.
• Evaluates security trends, evolving threats, risks and vulnerabilities and applies tools to mitigate risk as necessary.
• Ensure that the disaster recovery, business continuity, risk management and access controls needs of the facility are addressed.
• Ensures the institution/organization complies with the administrative, technical and physical safeguards.
• Collaborates with organization senior management, and Compliance officer to establish governance for the security program.
• Serves in a leadership role for security compliance.
• Works closely with compliance to ensure alignment between security and privacy compliance programs including policies, practices and investigations.
• Is responsible for initial and periodic information security risk assessment/analysis, mitigation and remediation. Responsible for development and implementation of security risk management plan.
• Ensure organization has audit controls to monitor activity on electronic systems that contain or use electronic protected information.
• Ensure the organization has and maintains appropriate system use and disclosure / confidentiality statement.
• Assists as needed with breach determination and notification processes under applicable State breach rules and requirements.
• Establishes and administers a process for investigating and acting on security incidents, which may result in a privacy breach breaches.
• Manages security incidents and events involving electronic protected information, identified vulnerabilities, and remediates any security gaps in line with the security incident management procedure.
• Partners with Human Resources and compliance to ensure consistent sanctions for security violations.
• Serves as information security consultant to all departments for all data security related issues.
• Oversee periodic monitoring and reviewing of audit records to ensure that activity is appropriate. Such activity would include, but is not limited to, logons and logoffs, file accesses, updates, edits and printing.
• Leads vulnerability assessment and penetration testing on a periodic basis.
• Monitors and implements remediation actions resulting from vulnerability assessment, Pentests and external 3rd party security risk assessments.
• As subject matter expert on the team, maintain understanding of current technology, database management, programming practices, and future trends through ongoing education, conference attendance and industry press.
• Maintains current knowledge of applicable federal and state security laws, licensing and certification requirements and accreditation standards.
• Coordinate with external sources for threat intelligence relevant for OPEC Fund and initiate remedial actions.
• Coordinate with national cyber security agencies and forums.
• Contributes to the drafting of policies, procedures, and related guidelines within an area of expertise to meet defined key principles and ensure compliance with external requirements.
• Oversees, develops and/or delivers initial and ongoing security training to the workforce. Initiates, facilitates and promotes activities to foster information security awareness within the organization and related entities.
• Maintains and renews a deep knowledge and understanding of the organization’s policies and procedures and of relevant regulatory codes and codes of conduct, and ensures own work adheres to required standards.
• Identifies patterns of non-compliance with the organization’s policies and procedures, and with relevant regulatory codes and codes of conduct, taking appropriate action to report and resolve these and escalating issues as appropriate.
• Coordinates major cross-departmental activities related to cyber security.
• Leads corporate level incident response.
• Ensure external vendors are compliant and conduct periodic vendor risk assessments.
• Coordinate SWIFT customer security assessment and annual attestation to SWIFT.
• Maintains good relations/ contact with external partners/ consultants to acquire goods, services and support, and with other OPEC Fund departments/ units to ensure satisfaction and efficiency.
• Deals with authorized IT consultants hired by the OPEC Fund on the subject of consultancy projects and problem solution, on an on-going basis.
• Deals with all the Fund’s departments/ units on the subject of IT services and consultation, on an on-going basis.
• Carries out other tasks/ duties assigned by the supervisor that are related to the job function.
Qualifications and Experience
• Degree in Computer Programming, Security field or respective studies.
• CISSP/ISO 27K/NIST Certification.
• A minimum of 5 years of relevant professional experience.
• Preferably at least 3-5 years at an institution.
• Fluent in English. Good working knowledge of French, Arabic, German or Spanish is an added advantage.

Competencies:
• Demonstrable strategic orientation and critical thinking skills. He/she must generate valuable insight regarding external issues such as shifts in threats and countermeasures and internal matters such as business implications of information security policies and protocols.
• Familiarity with relevant software, including SAP ERP, SWIFT, Treasury Management Systems and Bloomberg’s information and trading platforms.
• Demonstrable project management skills.
• Must understand, develop, and define network security architectures.
• Excellent understanding of protocols that can manage firewalls, intrusion discovery, and intrusion prevention.
• Excellent experience with computer networking components, including DDoS and DoS mitigation approach, DNS, authentication, TCP/IP, and VPN proxy services.
• Demonstrable ability to work in an international multi-cultural environment, with sensitivity and respect for diversity.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to: recruitment@avemariamfb.com using the "Job Title" as the subject of the email.

Application Closing Date
20th January, 2024.

Internal Control and Compliance Position

Job Specifications:

 Employment Type: Full-time.
 Required Qualifications: A Degree in Accounting or a related field.
 Location: IWERE ILE (Iwajowo Local Gov’t Oyo | Nigeria.)
 Job Field: Auditing and Control

Duties & Responsibilities

• To plan, organize and carry out the internal controls function including the preparation of an audit manual and audit plan
• Conduct a risk assessment of all departments
• Report risk management issues and internal controls deficiencies identified directly to the CFO and Company Board and provide recommendations for improving the organization’s operations.
•Evaluate compliance with existing, policies and procedures, identifying and proposing modifications as needed.
• Identify areas of strengths and weaknesses and engage in continuous education and staff development regarding best practices
•Review the responses to internal and external audit management letter queries to ensure that recommendations are implemented and ensure that all action items are resolved
• Evaluate information security and associated risk exposures
• Evaluate the regulatory compliance program
• Evaluate the organization’s readiness in case of business interruption
• Provide support to the company's anti-fraud programs.
• All other duties as reasonably requested Skills, Experience and Attributes:

Requirements:

Degree in accounting level in a related field or equivalent

• 4 – 6 years experience in accounting, finance, auditing or Business Management in a rapidly growing business
• Experience in writing internal policies and procedures and process evaluation and documentation • A demonstrated knowledge of internal controls.
• Strong organizational skills with the ability to manage multiple projects simultaneously • Strong analytical skills. Detail-oriented and able to work and interpret figures and other financial information. • Strong written and oral communication skills.
• Ability to address issues and effect change • Ability to demonstrate a professional and objective perspective at all times.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.

METHOD OF APPLICATION

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@avemariamfb.com

SELECTION/INTERVIEW:
Please note that the shortlisted candidate(s) will be invited for an interview via SMS, email or Telephone Call(s).

Deadline: 15th October 2023.

Ave Maria Multipurpose Investment Limited, a Holding Company, duly registered with Corporate Affairs Commission, with different subsidiaries ranging from Micro Finance Bank, Tractor Services, Farm Management and others is in need of a Head of Legal
Job Specifications:

Employment Type: Full-time
 Required Qualifications: A Degree in Law
 Location: Oyo Town (Oyo East | Nigeria.)
 Job Field: Legal/Law

ESSENTIAL DUTIES

• Legal Advisory Role: The Head of Legal along with the Legal Adviser manages legal risk within the enterprise by providing legal advice to the business and management.
• Collaboration Role: The role of the Head of Legal is also a collaborative one and in that capacity he works with departmental leadership and key stakeholders across the business in overseeing and ensuring legal compliance across the business, maintaining the business’s integrity both internally and externally (reputational risk)..
• Specific functions: The Head of Legal also performs similar duties as he deems fit for the proper execution of his duties and duties as delegated by the Company Secretary/Legal Adviser and management of the bank.
• Supervise legal work of Legal Officers, paralegals, and outside counsel; consults on difficult or sensitive issues.
• Ensure compliance by the Bank with best Corporate Governance Practices including risk identification and mitigation.
• Draft, review, and approve policies and procedures, regulations, bylaws, and other legal documents.
• Reviews contracts, leases, and other legal documents; researches legal issues and recommends revisions as necessary.
• Review, research, interpret, and prepares both written and oral opinions on a wide variety of legal issues.
• Provide efficient, effective legal support services and ensuring compliance by the Bank with laws governing its operations;
• Ensure the Bank is legally protected in all its transactions, with customers and other third parties;
• Manage the Bank’s litigation portfolio to ensure that it is within set parameters by Managing disputes, claims, actions and potential disputes.


Minimum Qualifications

• 7-10years proven experience as Head legal Services/Legal Advisor.
• A graduate degree in law (minimum of second class lower).
• Member of the Nigerian Bar Association.
• Professional Certification/MSc is an added advantage.
• Preferably candidates from the banking sector.
• Excellent knowledge and understanding of corporate law and procedures in the banking sector.
• High degree of professional ethics and integrity.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.

METHOD OF APPLICATION

All interested candidate(s) should send an email containing your CV with the position being apply for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:
Please note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).

Deadline: 14th December 2022.


Ave Maria Micro Finance Bank of the Catholic Diocese of Oyo is a fully licensed MFB by the Central Bank of Nigeria (CBN) established by the Catholic Diocese of Oyo to cater for all people, with emphasis on the poor and the vulnerable irrespective of religion, race, age or gender that are financially excluded. AMMFB is in need of experienced INTERNAL CONTROL and HEAD OF RISKS

Table of Contents

1. Internal Control and Compliance
2. Head of Risks
3. Method of Application
4. Deadline: 14th December, 2022.

Internal Control Position

Job Specifications:

 Employment Type: Full-time
 Required Qualifications: A Degree in Accounting.
 Location: IWERE ILE (Iwajowo Local Gov’t Oyo | Nigeria.)
 Job Field: Auditing and Control

Main Duties & Responsibilities

• To plan, organize and carry out the internal controls function including the preparation of an audit manual and audit plan
• Conduct risk assessment of all departments
• Reports risk management issues and internal controls deficiencies identified directly to the CFO and Company Board and provide recommendations for improving the organization’s operations.
•Evaluate compliance with existing, policies and procedures, identifying and proposing modifications as needed.
• Identify areas of strengths and weaknesses and engage in continuous education and staff development re best practices
•Review the responses to internal and external audit management letter queries to ensure that recommendations are implemented and ensure that all action items are resolved
• Evaluate information security and associated risk exposures
• Evaluate regulatory compliance program
• Evaluate the organization’s readiness in case of business interruption
• Provides support to the company's anti-fraud programs.
• All other duties as reasonably requested Skills, Experience and Attributes:

Requirement:

- Degree in accounting level in a related field or equivalent
• 3 – 5 years’ experience in accounting, finance, auditing or Business Management in a rapidly growing business
• Experience in writing internal policies and procedures and process evaluation and documentation • A demonstrated knowledge of internal controls
• Strong organizational skills with the ability to manage multiple projects simultaneously • Strong analytical skills. Detail oriented and ability to work and interpret figures and other financial information. • Strong written and oral communication skills
• Ability to address issues and effect change • Ability to demonstrate a professional and objective perspective at all times

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.

METHOD OF APPLICATION

All interested candidate(s) should send an email containing your CV with the position being apply for as the subject of the email to: recruitment@avemariamfb.com

SELECTION/INTERVIEW:
Please note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).

Deadline: 14th December 2022.

HEAD OF RISKS POSITION

Job Specifications:

• Employment Type: Full-time
 Required Qualifications: A Degree in Accounting.
 Location: IWERE ILE (Iwajowa Local Gov’t Oyo | Nigeria.)
 Job Field: Risks and Compliance

ESSENTIAL DUTIES

• Ensure that the Bank has an approved written risk management policy, which is consistent with the Institution’s business strategies, capital strength, management expertise, and which falls within the overall parameters determined by Opportunity International Network.
• Ensure that the Bank has an approved risk appetite statement and that this appetite is communicated through the Institution and included within the risk reporting templates
• Establish a culture within the Institution that emphasizes their commitment to internal controls, risk management and high ethical standards.
• Work with internal audit to ensure that the risk based audit approach taken is not susceptible to gaps in the risk management process. As part of the continuous improvement loop, participate in internal audit finding reviews to help identify areas of exiting or potential risk to be addressed.
• Help build best practice to enforce a pro-active approach towards credit approval, monitoring, reporting and control in order to maintain the loan portfolio within acceptable quality parameters.
• Advise on the establishment and approval limits for branch and regional credit committees and be a member of the Head Office Credit Committee
• Working with the Regional Head of Risk, recommend on acceptable risk levels in the Bank – by customer segment, product, industrial classification, etc in line with the framework developed by the Risk Management team (RMT).
Requirement:
• Bachelor’s degree in a business related subject, preferably in accountancy, from a reputable University.
• Professional qualification (ACCA or CIMA).
• Minimum of 5+ years experience in a risk management role, preferably from a microfinance, banking or financial institution.
• Knowledge and Skills
• Appropriate and relevant skills related to all areas of risk management.
• Experience in risk management and evaluating business operations including sustainability, efficiency, budget and overhead control, profitability and default management.
• Knowledge of banking, company, employment and tax laws and regulations, banking compliance regulations and accounting principles.
• Ability to monitor and assess achievements against performance targets, quality standards and service agreements that aligns with OBM business plan.
• Excellent oral and written communication skills with advanced skills related to the preparation and submission of regulatory, statutory and risk/compliance reports.
• Ability to manage and prioritize multiple tasks and work under demanding conditions with many interruptions.
• Intermediate skills in personal computer operation, word processing and spreadsheet software.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.

METHOD OF APPLICATION

All interested candidate(s) should send an email containing your CV with the position being apply for as the subject of the email to: recruitment@avemariamfb.com

SELECTION/INTERVIEW:
Please note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).

Deadline: 14th December 2022.

HEAD, INTERNAL AUDITOR

Job Specifications:

Job Type: Full Time

Required Qualifications: BA/BSc/HND, MBA/MSc in Accounting

Location: OYO

Requirements & Qualifications:

• Candidate must have at least 3-5years of Microfinance Bank experience in internal control.
• Minimum of B.Sc. or HND in accounting or related discipline. MCIBN certification will be an added advantage.

Job Description

o Manage operations of the audit department to ensure achievement of set objectives and goals
o Oversee and ensure preparation of timely Audit reports to management
o Audit Committee and provide progress reports regarding action taken by management.
o Conduct Audits in accordance with the approved internal audit plan.
o Determining processes and procedures are adequate to prevent and detect fraud, suppression, theft or misappropriation of funds.
o Carrying out constant checks to ensure adherence to internal control policies and procedures on segregation of duties.
o Returns rendition to CBN
o Report on Anti-Money Laundering policy of CBN, NDIC, EFCC, ICPC and other relevant bodies.
o Reviewing and preparing the bank compliance ratios and comparing side by side with the regulatory standard ratios to see if the bank is falling short of the standard and give recommendations on the way forward.
o Reviewing of daily call over-report.

BENEFIT/ PACKAGES
We offer an attractive remuneration package and opportunities for career and personal development.

Method of Application

All interested candidates (s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:
Please note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone
Call(s).

Deadline: December 5, 2022

1. Branch Manager Position

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Olorunsogo Local Gov’t Area Igbeti and Saki) | Nigeria.

Full Job Description

A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers. The manager is responsible for the day-to-day coordination of the branch. Some further responsibilities include:

Responsibilities and Duties

• Identify risks within the business
• Ensure employees are complying with company policies
• Look for growth opportunities within the branch
• Establish and maintain relationships with new and existing clients
• Ensure marketing strategies are executed
• Manage staff, aiding them in goal setting
• Ensure a safe environment, including theft prevention
• Recommend or reject loan requests based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit-granting process of your team members.
• Assessment of credit worthiness of the potential customer to optimize the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objectives of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.
• Working with credit officers to contact debtors to pursue payment.
• Devising a customized recovery strategy on a case-by-case basis.
• Following up on client’s payments and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven

Skills

• Leadership skills
• Strong strategic acumen for leading growth opportunities
• Ability to multitask on a variety of projects
• Great verbal and written communication skills
• Understanding of financials and related products

Qualifications and Requirements:

• A minimum of B.SC/HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills. The candidate should have 1-3 years of experience in a related role and with a lending institution.
• Proficiency in using Microsoft Packages, especially Excel, Word, PowerPoint, etc., is mandatory.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.

Method of Application

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.

2. Credit Officers/Marketers

Job Specifications:

• Full Time
• Required Qualifications: OND/HND/BSc
• Location: Oyo (Oyo, Ogbomoso, Igbeti, and Saki )

Job Description:

• Facilitate lending for clients by accessing creditworthiness & process relevant
Paperwork
• Prepare loan applications
• Evaluate client's financial information
• Calculate risk ratios
• Gather information about the clients and address verification
• Analyze, verify applicant's financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan terms comply with the organizational regulation and policy
• Loan Monitoring
• Good customer relation
• Act as a liaison between the institution and the applicant
• Book loans in the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilization
• carry out regular post disbursement visits on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of OND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

BENEFIT/PACKAGES
We offer a competitive remuneration package and opportunity for career and personal development.

Method of Application

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.

Ave Maria is an investment company whose mission is to create a group of leading microfinance banks that will provide financial services such as loans and savings products to entrepreneurs who lack access to the traditional financial sector to create wealth through ethical and innovative financial services delivery.

We are inviting applications from interested and qualified candidates to apply for the Jobs at Ave Maria Microfinance Bank and Ave Maria Micro-Credit Institution whose Head of Office is in Oyo.

Table of Contents

1. Branch Manager.
2. Computer Programmer: Full-stack software Development/Frontend and Backend/Web Design and Development.
3. Internal Control and Compliance Officer
4. Method of Application
5. Deadline: September 30, 2022

1. Branch Manager Position

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Olorunsogo Local Gov’t Area Igbeti) | Nigeria.

Full Job Description

A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers. The manager is responsible for the day-to-day coordination of the branch. Some further responsibilities include:

Responsibilities and Duties

• Identify risks within the business
• Ensure employees are complying with company policies
• Look for growth opportunities within the branch
• Establish and maintain relationships with new and existing clients
• Ensure marketing strategies are executed
• Manage staff, aiding them in goal setting
• Ensure a safe environment, including theft prevention
• Recommend or reject loan requests based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit-granting process of your team members.
• Assessment of credit worthiness of the potential customer to optimize the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objectives of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.
• Working with credit officers to contact debtors to pursue payment.
• Devising a customized recovery strategy on a case-by-case basis.
• Following up on client’s payments and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven

Skills

• Leadership skills
• Strong strategic acumen for leading growth opportunities
• Ability to multitask on a variety of projects
• Great verbal and written communication skills
• Understanding of financials and related products

Qualifications and Requirements:

• A minimum of B.SC/HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills. The candidate should have 1-3 years of experience in a related role and with a lending institution.
• Proficiency in using Microsoft Packages, especially Excel, Word, PowerPoint, etc., is mandatory.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.

Method of Application

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 15, 2022.



2. Computer Programmer: Full-stack software Development/Frontend and Backend/Web Design and Development.

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Iwajowa Local Gov’t Area Iwere Ile) | Nigeria.

Job Description:

The Computer Programmer will develop computer software applications in a variety of coding languages such as C++, Java, PHP experience, Python and others and API integration expertise.

Responsibilities for Computer Programmer

• Develop and write computer programs to perform specific tasks related to organizational goals
• Create workflow diagrams and charts to demonstrate the functionality of programs before coding them
• Run software tests to spot and resolve the e bugs and inconsistencies
• Write code for software patches and bug fixes
• Work with team members to find creative, innovative solutions to problems
• Collaborate with other departments to understand their needs and devise ways to accommodate them with software
• Perform regular audits to identify software inefficiencies and mastermind ways to improve workflow
• Write and continually update documentation for all programs for internal and external reference

Qualifications and Requirements for Computer Programmer

• Bachelor’s degree in computer science, engineering, or another related field
• 3+ years of experience in a computer programming role
• Strong attention to detail and ability to spot tiny errors or inconsistencies in code
• Must have excellent creative problem solving skills.
• Excellent communication skills and ability to work with a team
• Knowledge of programming languages such as Python, Java, JavaScript, C++, Ruby on Rails, and more
• Up to date on the latest software innovations and committed to continually building on existing knowledge and skills
• Exemplify superior time management skills and capable of working productively with minimal supervision
• Ability to follow directions closely and accurately
• A desire to innovate and create cutting edge programs

Required Skills/Abilities:

• Very good verbal and written communication skills.
• Proficient in Microsoft Office Suite or related software.
• Thorough understanding of computer programming languages, which may include C++, Java, Python, Swift, and others.
• Excellent interpersonal skills.
• Ability to predict potential user and software issues.
• Ability to create complex code.
• Organizational skills and attention to detail.

Physical Requirements:

• Prolonged periods sitting at a desk and working on a computer.

BENEFIT/PACKAGES
We offer a competitive remuneration package and opportunity for career and personal development.
Method of Application
All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.

3. HEAD, INTERNAL CONTROL and COMPLIANCE

Job Specifications:

• Job Type: Full Time
• Required Qualifications: BSc/HND
• Location: Iwere ile (Iwajowa Local Gov’t | Nigeria.

Job Description

• Ensure compliance on report rendition to regulatory bodies monthly.
• Ensure compliance with the bank with rules, policies, and regulations daily.
• Reconciliation of correspondent bank accounts to ensure transactions are not outstanding beyond 2 weeks and bringing the exercise up to date monthly.
• Review of the statutory returns to regulatory authorities and government agencies to ensure accuracy and timely rendition monthly.
• Customers’ visitation for random deposit verification weekly.
• Review the accuracy and reliability of financial transaction records – cash deposits, cash withdrawals, treasury bills investments, fixed deposits, and funds transfer daily.
• Engage in loan recovery and reconcile customers’ loan accounts for closure when the need arises.
• Involvement in the thorough review of the bank’s accounting software for efficiency daily.
• Review credit or loan files for compliance daily.
• Review accounting records to ensure proper compliance with the company’s policies daily.
• Review and recommend changes to some of the company’s policies to ensure adequate control daily.
• Conduct cash counts of vaults daily.
• Reviewed customers’ account opening documents for compliance with the Know Your Customer (“KYC”) policy and anti-money laundering requirements daily.
• Ensure compliance with the bank’s policies and conduct daily, weekly and monthly General Ledger (GL) reviews for reconciliation.
• Handle customer complaints (Fraud, disservice, etc). When the need arises.
• Review expenses & payments. Daily
• Conduct sweep exercises and spot exercises for tellers and account officers.

Requirements & Qualifications:

• Candidate must have at least 2-3years of Microfinance Bank experience in internal control.
• A minimum of HND or Bsc certification will be an added advantage.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.
Method of Application
All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.

Vacancy adverts for the post of a Branch Manager for Igbeti Branch, Olounsogo Local government area Igbeti, Oyo State which is one of the Branches of Ave Maria Multipurpose Investment Limited whose Head of Office is in Oyo.

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Olorunsogo Local Gov’t Area Igbeti) | Nigeria.

Full Job Description

A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers. The manager is responsible for the day to day coordination of the branch. Some further responsibilities include:

Responsibilities and Duties

• Identify risks within the business
• Ensure employees are complying with company policies
• Look for growth opportunities within the branch
• Establish and maintain relationships with new and existing clients
• Ensure marketing strategies are executed
• Manage staff, aiding them in goal setting
• Ensure a safe environment, including theft prevention
• Recommend or reject loan requests based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit granting process of your team members.
• Assessment of credit worthiness of the potential customer with the goal of optimizing the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objectives of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.
• Working with credit officers to contact debtors to pursue payment.
• Devising a customized recovery strategy on a case by case basis.
• Following up on client’s payments and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven

Skills

• Leadership skills
• Strong strategic acumen for leading growth opportunities
• Ability to multitask on a variety of projects
• Great verbal and written communication skills
• Understanding of financials and related products

Qualifications and Requirements:

• A minimum of B.SC/HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills. The candidate should have 1-3 years of experience in a related role and with a lending institution.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc. is mandatory.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.

METHOD OF APPLICATION

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: August 31, 2022.

Ave Maria Microfinance Institution is one of the leading Microfinance Institutions in Oyo state with its head office situated in Oyo town while branches are spread across Saki, Ogbomoso and Igbeti.

We are presently seeking to recruit Credit/Loan officers in our Ogbomosho, Igbeti, and Saki Branches.

Credit officer position requirements:

- Minimum of 1-year experience as a credit/loan officer in a Microfinance Institution.
- Minimum qualification of BSC/HND.
- Proficiency in computer usage.

Kindly send a CV with the preferred branch and position applied for as the subject of the email to mdceo@ammilmfi.com

Application closes on 20th July 2022.

Recruitment at Ave Maria Microfinance Institution - Internal Control And Compliance Position

Job Specifications:

• Job Type: Full Time
• Required Qualifications: BA/BSc/HND, MBA/MSc
• Location: Oyo.
- Vacancy Position: Internal Control And Compliance.

Requirements & Qualifications:

• Candidate must have at least 3-5years of Microfinance Bank experience in internal control.
• Minimum of B.Sc. or HND. MCIBN certification will be an added advantage.

Job Description

• Ensure compliance on report rendition to regulatory bodies monthly.
• Ensure compliance with the bank rules, policies, and regulations daily.
• Reconciliation of correspondent bank accounts to ensure transactions are not outstanding beyond 2 weeks and bringing the exercise up to date monthly.
• Review the statutory returns to regulatory authorities and government agencies to ensure monthly accuracy and timely rendition.
• Customers’ visitation for random deposit verification weekly.
• Review the accuracy and reliability of financial transaction records – cash deposits, cash withdrawals, treasury bills investments, fixed deposits, and funds transfer daily.
• Engage in loan recovery and reconcile customers’ loan accounts for closure when needed.
• Involve in thoroughly reviewing the bank’s accounting software for efficiency daily.
• Review credit or loan files for compliance daily.
• Review accounting records to ensure proper compliance with the company’s extant policies daily.
• Review and recommend changes to some of the company’s policies to ensure adequate control daily.
• Conduct cash counts of vaults daily.
• Reviewed customers’ account opening documents for compliance with the Know Your Customer (“KYC”) policy and anti-money laundering requirements daily.
• Ensure compliance with the bank’s policies and conduct daily, weekly, and monthly General Ledger (GL) reviews for reconciliation.
• Handle customer complaints (Fraud, disservice, etc). When the need arises.
• Review expenses & payments. Daily
• Conduct sweep exercise and spot check on tellers and account officers.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunity for career and personal development.
Method of Application
All interested candidate(s) should please send an email containing your CV with the position being applied for as the subject of the email to: marketing@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: July 20, 2022.

Ave Maria Multipurpose Investment Limited is a Microfinance Institution that deals in offering credit/loan facilities to creditworthy borrowers/customers with its head office in Oyo town and branches in Ogbomosho, Saki, and Igbeti.

We are currently hiring Branch Managers, Loan/Credit Officers, and Daily Contribution Account Officers in the three branches mentioned above.

BRANCH MANAGERS

Requirements:
- Minimum of BSC or HND in any discipline
- Minimum of 2 years experience in the same leadership role
- Must be very vast in credit appraisal, credit analysis, and risk analysis
- Must be very apt in reporting
- Must be willing to relocate to the Saki part of Oyo state,

CREDIT/LOAN OFFICERS

Requirements:
- Minimum of BSC or HND in any discipline
- Minimum of 2 years experience as a credit/loan officer
- Must be very vast in credit appraisal, credit analysis, and risk analysis
- Must be willing to relocate to Saki, Ogbomosho, or Igbeti part of Oyo state

DAILY CONTRIBUTION ACCOUNT OFFICERS

Requirements:
- Minimum of Secondary School Certificate.
- Must be very vast in credit appraisal, credit analysis, and risk analysis.
- Must be willing to relocate to Oyo town, Saki, Ogbomosho, or the Igbeti part of the Oyo state.

Interested applicants should send their CVs to marketing@ammilmfi.com using the job role and preferred location as the subject of the email.

The application closes on 25th May 2022.

AVE MARIA MULTIPURPOSE INVESTMENT LIMITED.

WE ARE LOOKING FOR CREDIT AND LOAN OFFICERS.

LOCATIONS: OYO TOWN, OGBOMOSO AND SAKI.

QUALIFICATIONS:

- Male or Female
- Minimum of OND in marketing or related discipline.

JOB ROLE
Job Title: Credit/Loan Officer.

Responsibilities:

- Sourcing for prospective loan customers.
- Facilitate lending for clients to processing loans for prospective clients.
- Timely and complete collection of the due repayment amount.
- Can work with the team.
- Want to learn.

REQUIREMENTS: Minimum of one year of experience as a credit/loan officer.

SEND YOUR RESUME TO:

Email: hr@ammilmfi.com
Application deadline: 25th May 2022.

Qualified candidates will be invited for an interview afterward.
___________________________________________________________________________________________________
Note that shortlisted candidates if outside the locations mentioned must be ready to relocate.
___________________________________________________________________________________________________

Job Specifications:

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 years
• Location: Oyo (Oyo)
• Job Field: Banking/Finance

Requirements & Qualifications:

• Degree in Banking/Finance/Accounting or Economics is preferred.
• Minimum 2 years experience in a loan recovery role.
• Good communication skills.
• Familiarity with bank deposits/loans products.

Duties & Responsibilities:

• Follow up with customers for all outstanding payments and identify problematic accounts. Ensures Non-Performing Loans are followed up and monitored diligently.
• Responsible for communicating with delinquent borrowers, establish and developing effective payment plans with the delinquent borrowers.
• Making collection efforts on past due accounts vide site visits, email, or phone in order to achieve prompt payment.
• Advice borrowers of their legal liabilities under existing contract law (including the interpretation of their liability under the loan agreement).
• Perform daily operational or admin duties of department including daily reports and processing of accounts.
• Compile statistics and reports related to Credit Admin for management review.
• Liaise with lawyers to issue Notice of Demand and Notice to Recall
• Follow up with lawyers on litigation cases until the cases are closed.
• Submit the litigation cases to the judge
o Attend Court to meet with the Judges whenever required.
o All other matters ancillary to the above and to perform any other related duties that Management may require from time to time.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to:info@ammilmfi.com using the "Job Title" as the subject of the email. For inquiries call: +2348058356194.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 30th March 2022.

About Ave Maria Microfinance Institution Limited (AMMFI)

Ave Maria Microfinance Institution is a financial institution licensed by the government. We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the underbanked, high-net-worth individuals, among others. At Ave Maria Microfinance Institution Ltd, our core value is "growing together”. We pursue this by supporting early-stage, small and medium-sized enterprises (SME), the informal working-class, and low-income families.

Credit/Loan Officers needed at Ave Maria Multipurpose Investment Limited (A Microfinance Institution)

Job Specifications:

•Job Title: Experienced Marketer
• Full Time
• Required Qualifications: HND/BSc
• Location: Oyo (Oyo, Ogbomoso, and Saki)

Job Description:

• Facilitate lending for clients by accessing creditworthiness & process relevant
Paperwork
• Prepare loan applications
• Evaluate client's financial information
• Calculate risk ratios
• Gather information of the clients and address verification
• Analyze, verify applicants' financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan terms comply the organizational regulation and policy
• Loan monitoring
• Good customer relation
• Act as a liaison between the institution and the applicant
• Book loan in the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilization
• carry out regular post disbursement visits on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of HND in Marketing, Business Administration or related discipline.
• The candidate should possess good marketing, customer service & interpersonal relation skills.
• The candidate should have at least 3 years of experience in a related role.
• Proficiency in using Microsoft office suite applications and skilled Internet use is mandatory.

BENEFIT/ PACKAGES

We offer an attractive remuneration package with incentives and opportunities for career and personal development.

Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: hr@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 30th March 2022.

RECRUITMENT AT AVE MARIA MICROFINANCE INSTITUTION LTD

This is to inform the general public that applications are invited from suitable and qualified candidates for the following position at Ave Maria MFB & Microfinance Institution (AMMFI)

CREDIT OFFICERS/MARKETERS For– Oyo, Ogbomosho, Igbeti, Saki, and Iwere ile at Ave Maria MFB & Microfinance Institution (AMMFI)

Table of Contents
1. Credit Officers/Marketers
2. Internal Control Officers
3. Recovery Officer
4. Method of Application
5. Deadline: 25th November ,2021.

About Ave Maria Microfinance Bank Limited (MFB&MFI)

Ave Maria Microfinance (MFB&MFI) Bank Ltd "the Bank” is a financial institution licensed by the Central Bank of Nigeria. We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the underbanked, high-net-worth individuals, among others. At Ave Maria Microfinance Bank Ltd, our core value is "growing together”. We pursue this by supporting early stage, small and medium-sized enterprises (SME), the informal working class and low-income families.

Credit Officers/Marketers

Job Specifications:

• Full Time
• Required Qualifications: OND/HND/BSc
• Location: Oyo (Oyo, Ogbomosho, Igbeti, Saki and Iwere Ile)

Job Description:

• Facilitate lending for clients by accessing creditworthiness & process relevant
Paperwork
• Prepare loan applications
• Evaluate clients financial information
• Calculate risk ratios
• Gather information of the clients and address verification
• Analyze, verify applicants financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan terms comply the organizational regulation and policy
• Loan monitoring
• Good customer relation
• Act as a liaison between the institution and the applicant
• Book loan in the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilization
• carry out regular post disbursement visits on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of OND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

Internal Control Officer

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 - 3 years
• Location: Oyo (Oyo, Ogbomosho, Igbeti, and Saki)
• Job Field: Finance / Accounting / Audit

Job Description

• The Control Officer's key function is monitoring and measuring operational efficiency of the organization by detecting and eliminating fraud and ensuring compliance with the bank's regulations, policies and procedures.

Responsibilities

• Daily update and auditing of the collection officers daily.
• Carry out strategic and impromptu checks on loan customers to verify documented information reported by DCA collection officers.
• Carry out detailed investigations when discrepancy, cash suppression or fraud is noticed.
• Internal control checks and records to safeguard company assets.
• Make recommendations regarding facilities, equipment, personnel, procedures and systems to improve operational efficiency.
• Ensure compliance with the banks policy, procedure and regulations.
• Identify areas of financial and administrative strengths and weaknesses and develop best practices.
• Develop and implement appropriate operating procedures to ensure compliance with bank and industry policies.
• Conduct audit testing of potential risk areas and identify reportable issues.
• Monitor and provide advice to management to minimize risk resulting from poor controls.
• Daily, weekly and monthly reports.

Education and Skills

• BSc in Economics, Finance or other related subjects
• 2-3 years of experience in a similar role in a micro-finance bank.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

LOAN RECOVERY OFFICER

Job Specifications:

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 years
• Location: Oyo (Oyo, Ogbomosho, Igbeti, Iwere ile and Saki) |
• Job Field: Banking/Finance /Accounting

Requirements & Qualifications:

• Degree in Banking/Finance/Accounting or Economics are preferred.
• Minimum 2 years experience in a loan recovery role.
• Good communication skills.
• Familiarity with bank deposits/loans products.

Duties & Responsibilities:

• Follow up with customers for all outstanding payments and identify problematic accounts. Ensures Non-Performing Loans are followed up and monitored diligently.
• Responsible for communicating with delinquent borrowers, establishing and developing effective payment plans with the delinquent borrowers.
• Making collection efforts on past due accounts vide site visit, email or phone in order to achieve prompt payment.
• Advice borrowers of their legal liabilities under existing contract law (including the interpretation of their liability under the loan agreement).
• Perform daily operational or admin duties of department including daily reports and processing of accounts.
• Compile statistics and reports related to Credit Admin for management review.
• Liaise with lawyers to issue Notice of Demand and Notice to Recall
• Follow up with lawyers on litigation cases until the cases are closed.
• Submit the litigation cases to the judge
o Attend Court to meet with the Judges whenever required.
o All other matters ancillary to the above and to perform any other related duties that Management may require from time to time.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

RECRUITMENT AT AVE MARIA MICROFINANCE INSTITUTION LTD

This is to inform the general public that applications are invited from suitable and qualified candidates for the following position at Ave Maria MFB & Microfinance Institution (AMMFI)

CREDIT OFFICERS/MARKETERS For– Oyo, Ogbomosho, Igbeti, Saki, and Iwere ile at Ave Maria MFB & Microfinance Institution (AMMFI)

Table of Contents
1. Credit Officers/Marketers
2. Internal Control Officers
3. Recovery Officer
4. Method of Application
5. Deadline: 25th November ,2021.

About Ave Maria Microfinance Bank Limited (MFB&MFI)

Ave Maria Microfinance (MFB&MFI) Bank Ltd "the Bank” is a financial institution licensed by the Central Bank of Nigeria. We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the underbanked, high-net-worth individuals, among others. At Ave Maria Microfinance Bank Ltd, our core value is "growing together”. We pursue this by supporting early stage, small and medium-sized enterprises (SME), the informal working class and low-income families.

Credit Officers/Marketers

Job Specifications:

• Full Time
• Required Qualifications: OND/HND/BSc
• Location: Oyo (Oyo, Ogbomosho, Igbeti, Saki and Iwere Ile)

Job Description:

• Facilitate lending for clients by accessing creditworthiness & process relevant
Paperwork
• Prepare loan applications
• Evaluate clients financial information
• Calculate risk ratios
• Gather information of the clients and address verification
• Analyze, verify applicants financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan terms comply the organizational regulation and policy
• Loan monitoring
• Good customer relation
• Act as a liaison between the institution and the applicant
• Book loan in the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilization
• carry out regular post disbursement visits on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of OND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

Internal Control Officer

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 - 3 years
• Location: Oyo (Oyo, Ogbomosho, Igbeti, and Saki)
• Job Field: Finance / Accounting / Audit

Job Description

• The Control Officer's key function is monitoring and measuring operational efficiency of the organization by detecting and eliminating fraud and ensuring compliance with the bank's regulations, policies and procedures.

Responsibilities

• Daily update and auditing of the collection officers daily.
• Carry out strategic and impromptu checks on loan customers to verify documented information reported by DCA collection officers.
• Carry out detailed investigations when discrepancy, cash suppression or fraud is noticed.
• Internal control checks and records to safeguard company assets.
• Make recommendations regarding facilities, equipment, personnel, procedures and systems to improve operational efficiency.
• Ensure compliance with the banks policy, procedure and regulations.
• Identify areas of financial and administrative strengths and weaknesses and develop best practices.
• Develop and implement appropriate operating procedures to ensure compliance with bank and industry policies.
• Conduct audit testing of potential risk areas and identify reportable issues.
• Monitor and provide advice to management to minimize risk resulting from poor controls.
• Daily, weekly and monthly reports.

Education and Skills

• BSc in Economics, Finance or other related subjects
• 2-3 years of experience in a similar role in a micro-finance bank.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

LOAN RECOVERY OFFICER

Job Specifications:

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 years
• Location: Oyo (Oyo, Ogbomosho, Igbeti, Iwere ile and Saki) |
• Job Field: Banking/Finance /Accounting

Requirements & Qualifications:

• Degree in Banking/Finance/Accounting or Economics are preferred.
• Minimum 2 years experience in a loan recovery role.
• Good communication skills.
• Familiarity with bank deposits/loans products.

Duties & Responsibilities:

• Follow up with customers for all outstanding payments and identify problematic accounts. Ensures Non-Performing Loans are followed up and monitored diligently.
• Responsible for communicating with delinquent borrowers, establishing and developing effective payment plans with the delinquent borrowers.
• Making collection efforts on past due accounts vide site visit, email or phone in order to achieve prompt payment.
• Advice borrowers of their legal liabilities under existing contract law (including the interpretation of their liability under the loan agreement).
• Perform daily operational or admin duties of department including daily reports and processing of accounts.
• Compile statistics and reports related to Credit Admin for management review.
• Liaise with lawyers to issue Notice of Demand and Notice to Recall
• Follow up with lawyers on litigation cases until the cases are closed.
• Submit the litigation cases to the judge
o Attend Court to meet with the Judges whenever required.
o All other matters ancillary to the above and to perform any other related duties that Management may require from time to time.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

Job Specifications: Tractor Operator
• Full Time
• Required Qualifications: OND or HND
• Location: Oyo (Oyo | Nigeria).

Job Description

We are searching for a trustworthy tractor driver to join our crew. As a tractor driver, your responsibilities will include driving tractors, completing maintenance duties, and using farm implements to plow, and more. You will report to the Farm Manager and should be comfortable working alone for long periods.
To be successful as a tractor driver, you should have good concentration skills and excellent hand-eye coordination detail-oriented and demonstrate strength as well as active listening skills.

Tractor Operator/Driver Responsibilities:

• Driving and carrying out regular maintenance and repairs of tractors and other farm implements.
• Operating tractors safely and efficiently.
• Performing inspections of tractors and attachments like graders, rollers, and plows, and ensuring they are well-lubricated.
• Using tractors to transport materials and pull or push agricultural equipment.
• Operating tractors with laser leveling equipment to prepare fields.
• Reporting any faults or concerns to the Farm Manager and other relevant stakeholders.
• Remaining alert while driving and servicing the tractor, and maintaining the appropriate speed limit at all times.
• Completing minor repairs on tractor and farm equipment.


Tractor Driver Requirements:

• OND or High National diploma.
• A relevant driver’s license.
• A completed apprenticeship or experience in a similar role.
• A relevant associate’s degree may be an advantage.
• The ability to identify and react appropriately to hazards.
• Extensive knowledge of heavy equipment.
• Experience performing maintenance on tractors and other farming equipment.
• The ability to carry out duties unsupervised, in harsh weather conditions, and during irregular hours when required.
• The ability to follow written and verbal instructions.
• Superb health and safety knowledge.
•
BENEFIT/PACKAGES

• We offer a competitive remuneration package and opportunities for career and personal development.
• Method of Application
• All interested candidate(s) should please send an email containing your CV with the position being applied for as the subject of the email to: avemariamfi@ammilmfi.com
• SELECTION/INTERVIEW:
• Please note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
• Deadline: September 30, 2021.