Investment › Re: Equity Investment. by LadyCaplin: 2:20pm On Jan 29 |
The PlutusNeo App is a letdown. Unable to set up my account because I didn't receive the OTP. Sigh! EquityM: Cowrywise or download PlutusNeo on the Play Store or Apple Store. |
Investment › Re: Mutual Funds by LadyCaplin: 6:46pm On Jan 26 |
Thank you! hfc80: Do not use the app, go to there website and initiate redemption it happens to me also on till I used to the website |
Investment › Re: Mutual Funds by LadyCaplin: 12:17pm On Jan 26 |
My fellow investors.
I am not impressed with the online redemption process with Stanbic IBTC MMF. Initiated a redemption last week Thursday: nothing.
I have initiated another today (before 12noon), let me see how it goes.
P.S. This is my first redemption since i started investing with them. |
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 1:30pm On Jan 05 |
I agree! A little bit of red won't hurt so that I can stock up tbh faoogoke: The way the market is behaving...I dont understand.
The greens is scary! |
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 3:52pm On Oct 27, 2025 |
Easy Tiger.... EDUECO: No,it is a bad buy! 
Just wait until it gets to ₦2 
If First Bank is selling above ₦30 ;from common sense ACCESSCORP at below ₦30 is a bonanza. |
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 11:48am On Oct 27, 2025 |
Thank you. Let me load up on UBA then. Itzlinda: Wait for the panic selling and buy at 20-22.
I sold all my units after the news of the purchase of London property by the Ceo and bought Dang cement at 510. I am very happy with that impulsive decision I made. |
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 9:30am On Oct 27, 2025 |
So in all of this, is AccessCorp a good buy or nah? |
Travel › Re: Canada Visit/tourist Visa Discussion. by LadyCaplin: 3:27pm On Sep 29, 2025 |
Wait for the outcome of the application which will be sent via email and updated on your portal as well. All the best! Nobodycarez: Hello please I have submitted my application and did my biometric and it has been updated in my portal. Please what next I applied for vv |
Investment › Re: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 1:15pm On Sep 12, 2025 |
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Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 11:48pm On Jul 18, 2025 |
6days: 560Euros onile1975: @ Ladycaplin
Pls how much is the hotel reservation you use to get the visa and is how many days?
Because they said your minimum spend per day must be 65€ / days and must multiply with the number of day you want to use in Schengen state, example you want to spend 10days ur hotel booking price will 10*65=650£, so is ur own case similar to this estimate |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 6:55am On Jul 17, 2025 |
None..
quote author=onile1975 post=136126066]
@ Ladycaplin congrats again
How many tour did you booked ?[/quote] |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 6:37pm On Jul 16, 2025 |
Thank you. I submitted the following documents: 1) 3months Bank statement (Naira and Dom Accounts). 2) Travel Insurance from Cornerstone Insurance. 3) Payslips, TCC, Introduction Letter from Employer, Cover letter stating my itinerary. 4) Hotel accomodation using booking.com 5) Flight reservation on airfrance (not paid for). 6) Marriage certificate. 7) Copies of my previous passports showing my previous Schenghen visas + valid UK and US visas.  Investments, pension and property documents. This is all I can remember. I renewed my UK visa recently, so I pretty much used the same documents. I hope this helps. Marcgrace: Hello @LadyCaplin
Congratulations !
Can you please share the list of documents you have submitted? And are you a frequent flyer? |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 6:30pm On Jul 16, 2025 |
Thank you. 1) Salary Earner. 2) Quite sufficient to cover my trip. Added my investments, pension too. 3) Cornerstone Insurance. onile1975: @ Ladycaplin congratulations
1)Please are you a self employed or salary earner?
2) please like how many millions naira was your closing balance? because it looked to get Schengen visa you must have plenty million s in your account
3) what is the name of travel insurance you use? |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 1:32pm On Jul 16, 2025 |
Quick Update/Visa Alert to encourage other applicants:
Biometrics: 27th June 2025 SMS/Email of Passport return: 14th July 2025 Passport Collection: 16th July 2025. 6months Multiple Entry Visa granted. |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 10:11pm On Jul 14, 2025 |
Likely so... You can go on Wednesday. All the best! Swaycater: Please I'll love to ask, would the public holiday tomorrow after people doing biometrics? |
Investment › Re: Mutual Funds by LadyCaplin: 9:14pm On Jul 13, 2025 |
Thank you so much. I will do my research on the fund you stated and yes my investment aim is to hedge against inflation, long term. Will revert if i need any further clarification. Thank you once again. emmasoft: Please understand dollar for is not like MMF. The underlying asset is eurobonds. The fund is categorized as moderate or medium risk.
The major advantage is the hedge against inflation and devaluation of the local currency. You need to have a long-term view when investing in dollar fund. I will prefer the Norrenberger dollar fund to any of the others you mentioned, basically because of a better rate. |
Investment › Re: Mutual Funds by LadyCaplin: 11:18am On Jul 13, 2025 |
Hello Everyone.
I am new here...Can the gurus please advise on which Dollar Fund/Eurobond one can invest in?
These are the options I am considering: ARM Eurobond, Nigerian Eurobond Fund by United Capital Asset Management and Stanbic IBTC Dollar Fund.
I will appreciate your insights people.
Thank you as you respond. |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 5:57pm On Jul 11, 2025 |
Congratulations! I submitted on the 27th of June too but my application is still under processing when i tracked it. Do keep us posted when you pick up your passport. Chuckdee: Yes, Submitted 27th June, got pickup text yesterday 10th July. |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 10:51pm On Jul 08, 2025 |
It means your application has been decided and your passport is ready for pick up or delivery. Did you get any email apart from this? If no, it is possible your visa was approved. But this can only be confirmed once you pick up your passport. Congratulations in advance and keep us posted! Maryjane62: Good Evening Everyone, I just got below mail, what does it indicate? Was the visa was approved? This is my first time applying?
Dear Customer,
A decision for GWF reference number xxxxxxxxx was received at the UK Visa Application Centre on 07/08/2025 18:31:44.
If a courier return service was purchased from VFS, your passport and notification of the decision will be delivered to the chosen address.
If not, your passport can be collected from the UK Visa Application Centre during the designated passport collection times (Please check our website for details).
Please note this is an auto generated e-mail. Please do NOT reply to this email.
Regards,
VFS Global |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 3:29pm On Jul 08, 2025 |
Hello everyone.
Any idea on the current timeline for receiving a decision for visa applications?
Has anyone who submitted between the 23rd to 27th of June 2025 received a decision?
Thank you. |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 10:31am On Jul 05, 2025 |
Very good profile with a high likelihood of being approved for a visa. Just ensure you package your application properly. All the best! Desmondola2020: I schooled and lived in the uk for 4years. I relocated to Nigeria fully last year but I would like to visit the uk this year with my wife. I have a business and also pay my self 4m monthly salary and my wife earns 1m monthly from same business. What’s the best way to apply? Should I apply as a director in my business using only my salary account or I should use my business ? My wife and I went to France , Belgium and Netherlands in December for our honey moon. I presently have active schegen , USA , Canada visa. Personal acc is around 10m plus. |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 2:00pm On Jul 04, 2025 |
May I suggest that you build your travel history to other countries before applying. It appears you may have been "blacklisted" for now.... Sorry once again! onile1975: At Lady caplin Thanks
I have waited for 10years before making the sixth application, is just that u k entrance clearance officer were heartless because they don't challenge there decision |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 10:26pm On Jul 03, 2025 |
Sorry about your refusal. If you dont mind, when was your last visa issued? Can you share your timeline too? Date of biometrics? Thank you Abikeadebey: So what could have been the reason since it’s a renewal? |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 5:06pm On Jul 03, 2025 |
6th application? You need to take a long breakkkkk from reapplying. Sorry about your refusal. onile1975: Hello good people of the house Cashmadam Davodyguy and Gurus,I need contributions
My 6th application was just refused with the following reasons
1) eco said I have not travel since my last denied, meanwhile I travel to Ghana by flight in February this year
2) the eco said 1300pounce will not be sufficient for 7days visit
3) the eco said my monthly income of 1million and fifty thousand naira is too low for me to travel to u.k
4) the eco said am travel alone living my three children behind is a sign of overstay in u.k
5).the eco stated all previous reasons and use them to refused the fresh application after I have clerified all this reasons in the letter I submitted.
Pls house, I need a lawyer to fille ppp for me this is weekend act of u k entrance clearance officer, but I have sent email to home office complain,requesting for reconsideration of application,yet I need a u.k lawyer to handle it. Anybody with contact of uk immigration lawyer can assist with contact email.
I submitted at ikeja |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 9:05am On Jul 01, 2025 |
Congratulations! Gentleman07: Picked up my passport today with 2 years visa
It was quite fast just 4 days from biometrics to pick up email.
I was in the uk for 6 weeks on my 6 month last year. Submitted everything I saw on the thread but I guess submitting a my bank statement that gives them access to login in real time to access both my personal and company account might be the reason for the swift response.
Thank you all on the platform for the insights.
All the best
Hello to everyone
I had a 6 months uk visa from last year, I used it once and it expired in January 2025
I decided to apply for 2 years
Biometrics - Mon 23rd Vfs email passport ready - Friday 27th
I didn’t receive any refusal email from ukvi so far
But my worry is why so fast? I have never seen this kind of timeline before just 4 days to decision, I didn’t pay for any sort of piority just normal application. I m kinda nervous. I’ll pick up by Monday. Pls does anyone have an idea why decision so fast even tho I didn’t pay for Piority fast track,
Biometrics was done at Ikeja Lagos.
Bless you all for all meaningful contributions |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 9:19pm On Jun 27, 2025 |
I doubt this can be deleted once you have uploaded and accepted the terms or something like that. missexiest: Another question pls,how do I delete an already uploaded document on the vfs website?Kindly assist me. Thank you |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 3:00pm On Jun 27, 2025 |
Option 1. Make sure it is stamped and signed by the relevant officer of the department in charge. All the best! firebreather: Morning everyone,
Let's say I'm working for a (small) company that doesn't use a payroll system. But I'm earning high enough to be able to afford traveling, how do I get a payslip?
Based on my research so far, these are the options I can think of:
1. Get the company to give me a typed break down of my monthly income for the past three months on a company letterhead. (Not sure of this but with some convincing I can pull it off.)
2. Submit my statement of account that shows my salary and use highlighter to indicate the salaries
3. Submit my statement of account without any indication and hope the visa officer will find the salaries for the period of three months.
N/B: I'm using the same account I use for my salary as my personal account so money comes in and goes out steadily. And it is this same account I'll be using it's statement for the visa application. |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 9:11pm On Jun 19, 2025 |
Visa Alert! 10years Visit Visa Biometrics: Tuesday, 10th June 2025 Decision Email: Wednesday, 18th June 2025 Passport Pickup: Thursday, 19th June 2025 Docs I submitted: Employment letter, introduction letter, staff ID, TCC 6 months salary account statement, dorm account, pension statement Evidence of investments (money market, Risevest, etc.) Copies of valid and expired visas Hope this helps someone. Wishing everyone still waiting all the best! 🙏🏽 LadyCaplin: Good evening, People.
Is an appointment required to pick up one's passport from the VAC?
Based on their email, customers must present their digital receipt, evidence of identity and QR code at the security point.
Can someone kindly clarify what this digital receipt and QR code is? Apologies if this has been answered previously.
Thank you. Daalu. Nagode. Eshey! |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 10:48am On Jun 19, 2025 |
I see you finally submitted your application.
Wishing you a successful outcome.
Cheers!
quote author=onile1975 post=135795519]Hello house
Many people want to travel out of this country come and see a lot of people at Vfs center yesterday that I went for biometric it was cloudy yesterday. I cannot believe what I saw ,as many people were also coming for collections.collection is greater than submission.[/quote] |
Travel › Re: General UK Visa Enquiries - Part 5 by LadyCaplin: 6:38pm On Jun 18, 2025 |
Good evening, People.
Is an appointment required to pick up one's passport from the VAC?
Based on their email, customers must present their digital receipt, evidence of identity and QR code at the security point.
Can someone kindly clarify what this digital receipt and QR code is? Apologies if this has been answered previously.
Thank you. Daalu. Nagode. Eshey! |
Travel › Re: Canada Visit/tourist Visa Discussion. by LadyCaplin: 11:26pm On Jun 16, 2025 |
This was fassssssttt lol Congratulations! biggybanking: Even less.I Submitted an application 17th may and it was approved 26th May. No US visa. And others were less than am month. |
Travel › Re: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 7:35pm On Jun 15, 2025 |
Just keep trying. I got the same message error when i was trying to book mine. You can try very early in the morning too. All the best! gateleo: hello guys
have been trying to confirm appointment date for my documents submission in Lagos TLS..but i got this error message anytime I tried to confirm the date..
Any one experiences this? hav been trying since 4 days now with the same error messages |