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LadyCaplin's Posts

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InvestmentRe: Equity Investment. by LadyCaplin: 5:55pm On Jun 03
Hello My Fellow Investors,

Has anyone been able to access their Investnaija app? I havent been able to access it.

Sigh!
InvestmentRe: Equity Investment. by LadyCaplin: 7:49pm On May 13
Correct...

All Equity funds.

Thinking Cowrywise and Zedcrest, although ChatGPT isn't very confident about Zedcrest because they are relatively new when it comes to Equity funds and selected Paramount over it....But the returns sweeettttttt, i no go lieeeee, lolll

LoriHamo:
The cowrywise she mentioned is still equity naaaa

She wants to trim it to just two fund managers

She wanted to defend Paramount and send it to Zedcrest
InvestmentRe: Equity Investment. by LadyCaplin: 5:46pm On May 13
Sigh...

I am trying to trim my Equity Mutual Fund Holdings to just 2. Currently, I have a managed Equity portfolio on Cowrywise (consists of different providers), Zedcrest and Paramount. Paramount is looking like the weakest link after eliminating Stanbic IBTC.


welzyj2:
Calm down Chapel Hill is among most proven oo
InvestmentRe: Equity Investment. by LadyCaplin: 12:03pm On May 13
Same here...Been trying to login but no luck.

Once I can, I will liquidate my investment and transfer to Zedcrest. To think I started both on the same day with the same amount but Zedcrest's performance is waaayyyyy better!

Ogborokiri:
I wanted to topup but is not going through
InvestmentRe: Equity Investment. by LadyCaplin: 12:01pm On May 13
Are you able to login?

Can't seem to. Sigh!

Iamblessed8888:
Paramount came in tonight with a 1.87% slam. Seems they are picking up now. Probably did some rebalancing and reconstitution
InvestmentRe: Equity Investment. by LadyCaplin: 10:40am On Apr 13
You were missed.

Welcome back!!!!

smiley
CSblackpink:
Guys, I'm back. In order to keep an eye on my foreign ETF, I had to take a brief break.

Zedcrest continues to lead the equity rankings, followed by Paramount and Zrosk. CS is doing great at the moment. If you are a novice, I suggest opening an account with these equity fund managers. The SEC's most recent report, dated April 2, 2026, is shown below.


https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/
InvestmentRe: Equity Investment. by LadyCaplin: 11:00pm On Mar 10
Yes. They are very efficient. I was impressed with their service too.

Niiade:
This Zedcrest is faster than my shadow. Account open sharp, updated sharp, no fee to transfer money to your wallet and it’s updated instant. Got Clearing house number in less than 20 mins. Omo they are fast make I find money add to my 2K with them then we test transactions and withdrawal.
InvestmentRe: Equity Investment. by LadyCaplin: 10:58pm On Mar 10
Not bad ooo

Not bad!

[quote author=Ensol post=138722621][/quote]
InvestmentRe: Equity Investment. by LadyCaplin: 1:28pm On Mar 09
Hahahahahaha...

Sigh!

EquityM:
Wait a few more days; they will definitely send the form. I'll try and liquidate from the ESG as well; if they send me the form, I will forward it to you. They only know how to dance and post selfies on IG.
InvestmentRe: Equity Investment. by LadyCaplin: 1:24pm On Mar 09
Yes, it has.

I sent an email to the support team and my account/investment reflected.

Kindly note that trades can only be initiated during trading hours from 10:00 a.m. to 2:20 p.m., Monday to Friday (excluding public holidays).

Additionally, it takes T+1 (Transaction Day plus one working day) for the value of your trade to settle into your TradeIN account.

The above was part of their response to me.
Ogborokiri:
How is the top up on investnaija has it reflected already?
InvestmentRe: Equity Investment. by LadyCaplin: 1:00pm On Mar 08
Investnaija app is just blehhhh..

@EquityM to think the topup i did on Friday is yet to reflect.

The Zedcrest app just works tbh!

Ogborokiri:
Thanks chief this investnaija is giving me hard time to input the amount I wanted to use Zedcrest and CS how do you see it
InvestmentRe: Equity Investment. by LadyCaplin: 2:24pm On Mar 06
@EquityM Thank you for your response.

I must commend Zedcrest, the onboarding process including the top up was fast. The funds reflected immediately in my wallet and I was able to invest in their equity fund.

I can't say the same for Paramount Equity Fund, because I funded my account using the investnaija app and till now, the funds are yet to reflect in my wallet. To think I initiated the both top ups around the same time. Very poor customer service from Paramount tbh...


EquityM:
Zedcrest.
InvestmentRe: Equity Investment. by LadyCaplin: 10:22am On Mar 06
@EquityM

Please which would you advise I consider between Paramount and Zedcrest Equity Fund. I have Stanbic Nigerian Equity Fund but i need another Fund Manager.

Thank you.

EquityM:
The weekly factsheet has been updated by Sec. These equity managers are at the top of their game, according to the factsheet.

(1) Zedcrest
(2) Zrosk
(3) Paramount.

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/
InvestmentRe: Equity Investment. by LadyCaplin: 2:08pm On Mar 02
As seen on Investnow.ng (United Capital)

InvestmentRe: Mutual Funds by LadyCaplin: 10:25am On Feb 23
Good morning, my fellow investors!

InvestmentRe: Mutual Funds by LadyCaplin: 12:38pm On Feb 19
For the person who asked about Risevest.

InvestmentRe: Mutual Funds by LadyCaplin: 12:33pm On Feb 19
I love agbalumos though......lol

Batman2412:
So I decided to donate 100k to cowrywise equity on 17th February 2026. It was posted immediately and before you could say agbalumo, I already lost 612 bucks. @ 21.68% oh. So let's see how long it will take for the 100k to finish. Invest in equity with only money you can afford to lose
InvestmentRe: Mutual Funds by LadyCaplin: 10:07am On Feb 18
I still do lol. To think I invested in 3 of their funds. I however, "diversified" by funding my Trustbanc MMF with Cowrywise to take advantage of the higher rate.

Babygal2020:
Anyone still having funds with Stanbic? I neva gather morale leave them despite their low rate. I have more than 46M there.
InvestmentRe: Mutual Funds by LadyCaplin: 11:03am On Feb 13
Yes you are right.

We no longer have the option to select our preferred Fund Manager from a list of options that was previously provided. What is available is more like a Managed portfolio where all the Fund managers have been aggregated into a single portfolio. At first, I thought it was the app messing with me. Very lucky I was able to invest in the Trustbanc MM before the options were taken away.

Phew!

IamtheDef:
Unfortunately cowrywise isn't what it used to be in terms of being able to decide for yourself what fund manager to choose. I'm not sure there's much guiding to do with the new update, they basically just choose for you by averaging the offers on their platform.

InvestmentRe: Equity Investment. by LadyCaplin: 2:20pm On Jan 29
The PlutusNeo App is a letdown.

Unable to set up my account because I didn't receive the OTP.

Sigh!

EquityM:
Cowrywise or download PlutusNeo on the Play Store or Apple Store.
InvestmentRe: Mutual Funds by LadyCaplin: 6:46pm On Jan 26
Thank you!
hfc80:
Do not use the app, go to there website and initiate redemption it happens to me also on till I used to the website
InvestmentRe: Mutual Funds by LadyCaplin: 12:17pm On Jan 26
My fellow investors.

I am not impressed with the online redemption process with Stanbic IBTC MMF. Initiated a redemption last week Thursday: nothing.

I have initiated another today (before 12noon), let me see how it goes.

P.S. This is my first redemption since i started investing with them.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 1:30pm On Jan 05
I agree!

A little bit of red won't hurt so that I can stock up tbh

faoogoke:
The way the market is behaving...I dont understand.

The greens is scary!
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 3:52pm On Oct 27, 2025
Easy Tiger....

EDUECO:
No,it is a bad buy! angry

Just wait until it gets to ₦2
cool

If First Bank is selling above ₦30 ;from common sense ACCESSCORP at below ₦30 is a bonanza.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 11:48am On Oct 27, 2025
Thank you.

Let me load up on UBA then.

Itzlinda:
Wait for the panic selling and buy at 20-22.

I sold all my units after the news of the purchase of London property by the Ceo and bought Dang cement at 510. I am very happy with that impulsive decision I made.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 9:30am On Oct 27, 2025
So in all of this, is AccessCorp a good buy or nah?
TravelRe: Canada Visit/tourist Visa Discussion. by LadyCaplin: 3:27pm On Sep 29, 2025
Wait for the outcome of the application which will be sent via email and updated on your portal as well.

All the best!

Nobodycarez:
Hello please I have submitted my application and did my biometric and it has been updated in my portal. Please what next
I applied for vv
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by LadyCaplin: 1:15pm On Sep 12, 2025
Co-ask...
megawealth01:
grin
TravelRe: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 11:48pm On Jul 18, 2025
6days: 560Euros

onile1975:
@ Ladycaplin

Pls how much is the hotel reservation you use to get the visa and is how many days?

Because they said your minimum spend per day must be 65€ / days and must multiply with the number of day you want to use in Schengen state, example you want to spend 10days ur hotel booking price will 10*65=650£, so is ur own case similar to this estimate
TravelRe: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 6:55am On Jul 17, 2025
None..


quote author=onile1975 post=136126066]

@ Ladycaplin congrats again

How many tour did you booked ?[/quote]
TravelRe: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 6:37pm On Jul 16, 2025
Thank you. I submitted the following documents:

1) 3months Bank statement (Naira and Dom Accounts).
2) Travel Insurance from Cornerstone Insurance.
3) Payslips, TCC, Introduction Letter from Employer, Cover letter stating my itinerary.
4) Hotel accomodation using booking.com
5) Flight reservation on airfrance (not paid for).
6) Marriage certificate.
7) Copies of my previous passports showing my previous Schenghen visas + valid UK and US visas.
cool Investments, pension and property documents.

This is all I can remember. I renewed my UK visa recently, so I pretty much used the same documents.

I hope this helps.


Marcgrace:
Hello @LadyCaplin

Congratulations !

Can you please share the list of documents you have submitted?
And are you a frequent flyer?
TravelRe: Securing Visa To France, Applying From Nigeria... by LadyCaplin: 6:30pm On Jul 16, 2025
Thank you.

1) Salary Earner.

2) Quite sufficient to cover my trip. Added my investments, pension too.

3) Cornerstone Insurance.

onile1975:
@ Ladycaplin congratulations

1)Please are you a self employed or salary earner?

2) please like how many millions naira was your closing balance? because it looked to get Schengen visa you must have plenty million s in your account

3) what is the name of travel insurance you use?

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