PayCentre Africa is a product of E-Settlement Limited and it is a leading agent banking network that lets you carry out banking hall transactions for people in communities where banking services and facilities are scarce.

The network gives you an mPOS pin pad and a PayCentre android application which you connect via Bluetooth to carry out transactions. The agent kit also comes with a T-Shirt, banner, sticker, fliers and a bag. PayCentre agents make money off each transaction they carry out for their customers.

Registration to be a PayCentre Africa agent can be done in 3 ways;

You register to be their agent on their website at paycentreafrica.com/agentsignup, they will ship the kit to you
You register through any of the PayCentre ambassadors, they are in every state of Nigeria.
You register at any of their offices in Nigeria and this can be done in one day, they will register, train and give you the kit that same day. Be sure to go early so you can leave on time.
Currently, PayCentre Africa has 7 offices in Nigeria and the locations are below.

Lagos – Headquarter Office
13, Hughes Avenue, Alagomeji- Yaba, Opposite Law, Union and Rock Building.
Abeokuta – South-West Regional Office 1
PROHUB, First Floor, 38, Salawu Olabode Avenue, Ewang Road, Idi-Aba, Abeokuta. Ogun State
Ibadan – South-West Regional office 2
45, Soun Ajagungbade Street, off Aare Avenue, Bodija, Ibadan
Port Harcourt – South-South Regional Office
No. 38 Old refinery road, adjacent PDP office Akpajo, Port Harcourt
Imo – South – East Regional Office
Angelina House, 31 Wetheral Road, Owerri, Imo State
Abuja – North Central Regional Office
Efab plaza extension, No 70A, Area 11 Garki, Abuja.
Kano – North West Regional Office
No. 26A, Post Office Road, Near Bureit Road, Fagge LGA, Kano
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You can reach then PayCentre Africa Customer Support team through the following platforms

Number: +23417006213
Email: hello@paycentreafrica.com
In-app chat on the application
Social media support page
Facebook: E-Settlement Limited Support
Twitter: @esl_helpdesk
Instagram: @esl_helpdesk
You can also follow PayCentre Africa on social media to get updates on their products and services.

@paycentreafrica on Facebook, Twitter and Instagram.

Website: www.paycentreafrica.com

PS: Beware of scammers out there pretending to be PayCentre Africa, payment should only be made to the company's account which is E-Settlement Limited.

Leading agent banking solution provider, PayCentre Africa, has emerged as a winner in the 2019 Inclusive Fintech 50 list. The Inclusive Fintech 50 of emerging Fintechs for financial inclusion is an initiative of the MetLife Foundation and Visa in partnership with Accion and IFC to help fintech companies attract capital and resources to benefit the 3 billion financially underserved people globally

PayCentre is a product of E-Settlement limited that provides financial access and empowerment to underserved communities and unbanked people in Nigeria.

Using a mobile application and an mPOS (Mobile Point of Sale) device, agents on the PayCentre network can carry out banking hall transactions like cash withdrawal, transfer, deposits, bill payment, cable subscription, and airtime purchase for people in areas with little to no basic banking facilities.

The agent network is made up of 3,000+ small business owners in remote locations and collectively processes transactions worth more than USD $28 million each month.

Speaking on the win, E-Settlement’s CEO, Olaoluwa Awojoodu remarked that “It feels good to be recognized for our work and impact in Africa, we will take this as an encouragement to reach out to and serve more communities. We hope to increase our network to 10,000 agents before the year runs out”

The Inclusive Fintech 50 competition body said it received applications from 400 early-stage inclusive FinTechs operating in nearly 150 countries across payments, insurance, infrastructure and more and that the winners stand out due to their innovative products and services, deep understanding of the underserved market, and their strong traction-to-date.

Together, the winners and applicants demonstrate the significant potential for fintech to serve underserved populations with tailored products, business models, and value propositions.

E-Settlement is a financial technology company with a focus on increasing access to basic financial services to individuals and businesses in Africa.

The Group has been at the forefront of innovative, easy to use, affordable, secure and inclusive payment solutions for Africa and the world beyond for years.

E-Settlement also owns CashEnvoy, an online payment gateway, and PayPad, the first-to-market mPOS solution that provides customers with an alternative mode of payment.

The winners are listed at www.inclusivefintech50.com/winners.

Agent banking is a system in which individuals are equipped with tools that let them carry out banking hall transactions for members of their community. Agent banking gives people access to banking facilities and helps them get bank accounts and run transactions. PayCentre is a leading agent banking platform in Africa.
According to the EFInA 2018 report, only 39.45% of Nigeria’s adult population makes use of or have access to banking services. This is where Agent banking comes in to create employment opportunities and empower communities by creating simple banking facilities. 
PayCentre Agent Network offers the lowest charges in the market, fast dispute resolution, 99% uptime (network stability and high transaction success rate) and loan opportunities to agents.
Below are 3 ways that you can make money every day on the PayCentre Agent Network.

Become a PayCentre Agent: To become a PayCentre agent, you need an android device, Valid ID, your passport photo, signature, utility bill not older than 3 months, some startup capital and a prime or lucrative location. We have some ideas for prime locations in our post here.  Visit www.paycentreafrica.com/agentsignup to sign up. After training and setting up, you’ll be able to carry out cash withdrawal, deposit, transfers, airtime top-up, bills payment and cable TV subscriptions for members of your community and make a profit off every transaction. 

Become a PayCentre Ambassador: The PayCentre Ambassadorship positions are open to existing agents, new agents and non-agents. Ambassadors act as the PayCentre’s foot soldiers who recruit new agents in unbanked communities, trains them, registers them and solve their inquiries. As a PayCentre Ambassador, you get to a percentage of each transaction carried out by the agents under you for as long as they’re functioning in the PayCentre Network. The more agents you recruit and manage, the more money you earn each month.  If you have awesome people skills, good customer support skills and are willing to go to unbanked communities to recruit new agents, send an email signifying your interest in PayCentre Ambassador program to hello@paycentreafrica.com Corps members and students in remote communities are highly encouraged to apply. 

Refer other agents to the PayCentre Network: This opportunity is open to PayCentre agents only when you refer a new agent to PayCentre and they use your code while registering, you get a percentage of our income off the referred agent’s transactions every month for 6 months. The more agents you refer, the higher your bonus every month. Ensure you give the new agents your code and they use it while registering so your bonus can be sent to you. The agent code can be located on the top right corner of your PayCentre Agent portal (paycentre.paypad.com.ng). It starts with “PC/AGT/” 

Interested in being a part of the PayCentre family so you too can make money every day? Send us an email (hello@paycentreafrica.com), give us a call (0908 296 3289, 706 268 9382) or send us a message on social media; @Paycentreafrica (Facebook, Twitter and Instagram)

Running an agent banking business is more than offering banking hall transactions, it is fulfilling the financial needs of your customers and community. Doing this well requires putting some things in place to ensure that the business runs smoothly and grows over time. The tips below are guaranteed to bring you more patronage and increase profits for your PayCentre agent banking business. 
Prime Location: As a PayCentre agent, your goal is to offer financial services to a customer and as such, you must be in a location that is not only to get to but also at a place where the people here need your services.   Areas with no bank branches, ATMs, parks, markets places with lots of leg walk or opposite the only ATM available in your area may prove to be very lucrative for you. Choose a location that people can easily get to and see from everywhere. 
Network Connection: To be able to carry out transactions using the app and mPOS, you need to have a stable and strong network connection. A poor network connection may cause transaction failure. 
An Existing Business: Having an existing business like trading, airtime or data sales, foodstuff and so on can increase patronage for your agent banking business because your customers will know about it and inform other people that they can carry out banking hall transactions at your store. 
Stable Power Supply: You need a stable light supply to be able to charge the mPOS machine and your phone so that you can always be able to perform transactions.  
Put up your PayCentre Banner: For customers to know you're a PayCentre agent, you need to put up your PayCentre banners, posters and fliers bearing the PayCentre logo so that new customers can see and patronize you.  
Note: The banners, posters and fliers are included in the Agent kit given to you when you become a PayCentre agent.   
Good Customer Service:  Customers who are well served and properly satisfied will always come back, so, always ensure that you are cordial and polite with every customer.  When experiencing network issues, calmly explain the situation to your customer and inform them of the next steps. 

Ready to start making money every day? Sign up to be a PayCentre Agent now by visiting www.paycentreafrica.com/agentsignup or call 0908 296 3289 or 0706 268 9382.

Leading Agency Banking Network; PayCentre has taken financial inclusion to states in Nigeria's South-South region!
Our aim is to provide financial solutions and employment to the underbanked and underserved by giving them the opportunity to earn money by becoming their community's mini-bank.
The classes include training of new agents, interviewing current agents who want to become ambassadors and town hall meetings with all relevant parties to gain valuable feedback that will help the brand serve its customers better.
The first leg of the training starts on the 13th of May in Yenegoa, Bayelsa State, touches Delta the following week and ends in Edo state on the 27th of May.
For those who would like to attend these classes, you can catch the PayCentre staff at the following locations.
BAYELSA (May 13 - 17)
Training DatesWednesday 15th - Thursday 17th of May
Venue: Ruthmour Hotel and Treasure Suites, Ruthmour Street, off Imiringi Road, Yenagoa.
Time: 9 am
Townhall Meeting
Date: Friday 17th May 2019
Venue: Ruthmour Hotel and Treasure Suites, Ruthmour Street, off Imiringi Road, Yenagoa.
DELTA  (May 20 - 22nd)
Training Dates
Warri
Date: Tuesday 21st of May
Venue: Peemos Place, No 5, Emaye lane, Agbasa, Warri.
Asaba
Date: Wednesday 22nd of May
Venue: Ladiva Hotel and Event Centre, Plot 12 Phase 4, Core Centre NTA road, 320242 Asaba.
EDO (May 24 - 28)
Training Dates
Auchi
Date: Monday 27th of May
Venue: Matrose Motel and Resort, KM 22 Afohwa/Iyara road, Auchi.
Benin
Date: Tuesday 28th of May
Venue: Kenbrill Hyatt Hotel, 10 Agbaranfo Street, off Ettete street GRA, Benin.
Know anyone living in any of these states that will benefit greatly from the PayCentre training class? Invite them to any of the classes and win bonus from PayCentre.
Want to attend but can’t make it? Register online at www.paycentreafrica.com
Call 07036315371 or 07081762866 for more information and directions to the location(s).

As a business owner looking to expand and increase profits over the years, it is key to be aware of trends and know the right tools that will move your business to the next level.

Here are some important tools for you.

1. Active social media accounts: We’re living in the digital age where everyone has access to the internet. Having social media accounts puts your business out there for everyone to see and exposes it to your target audience.

With social media platforms, you can make sales, run customer service efficiently and gather feedback that will be beneficial to your business. Did you know Cashenvoy has a payment link that you can use to receive payments from Customers via social media and chat apps?

2. E-commerce platform: E-commerce platforms allow merchants to have a virtual store where they can sell their products online. These platforms give exposure to your business as the more popular ones are known internationally.

You can also have an e-commerce store integrated on your website. An example of a popular e-commerce store is Shopify which lets you can accept payments via Cashenvoy portal

3. A secure payment system: A business should have a payment platform where they can receive payments for their products, track product sales and keep track of their money.
This payment platform should be simple, safe and secure, Cashenvoy is perfect for this and you can set yours up easily on www.cashenvoy.com

4. Accounting Software: Using accounting software helps you keep track of your business expenses, send invoices, pay bills and have a better idea of your financial standing.

This ensures you know how much your business has grown at a particular time and you can also compare with other times.

5. File Management and Storage Apps: File management apps like Dropbox or Google Drive allow you to store your media and files so you don’t lose anything important and you can easily retrieve them whenever you need. You can scan and upload your business document, goods pictures, invoices and receipts in a safe, secure place.

Know any other important tool that we should include in this list? Add in replies.

Following the success of the PayCentre Agent training, ambassador recruitment exercise and Townhall meetings in Ogun, Oyo and Osun state, we are taking our training to Ekiti and Ondo state!

We’re looking to provide financial access and provide employment to people in underserved communities by giving them means to earn more while carrying out banking hall transactions using our agent banking app and mPOS.

The training starts on the 3rd of April 2019 in Ekiti state and will end on the 10th of March in Ondo state. You can catch the PayCentre staff at the following locations

Ekiti State
Date: Wednesday and Thursday, April 3 &4
Venue: De Jewels Apartment
2, Olatunji Street, Opposite the Nigerian Immigration Office, Federal Poly Road, Ado-Ekiti, Nigeria

Ondo State
Date: Monday and Tuesday, April 8 & 9
Venue: Bliss World Hotel & Resort
40 Henry Fajemirokun Avenue, Plot 20, Block 1, Ijapo Estate, Akure, Nigeria

Know anyone living in these states and who will benefit greatly in the PayCentre Agent training classes? Invite them to the classes and win bonus from PayCentre.

Want to attend but can’t make it down to any of the locations? You can register online at www.paycentreafrica.com

Call 07036315371, 07081762866, 0908 296 3289, 0706 268 9382 for inquiries and directions to the location(s).

PayCentre is a financial solution by E-Settlement Limited.

As part of its mission to touch lives by providing access to financial services and creating jobs through its agent network.  Leading Agent Banking Network; PayCentre Africa, is taking training and empowerment classes to the financially underserved communities in SouthWest Nigeria for the unemployed or people who will like to earn more.
The classes include training of new agents, interviewing current agents who want to become ambassadors and town hall meetings with all relevant parties to gain valuable feedback that will help the brand serve its customers better. It started on the 4th of March 2019 in Ogun state and will end on the 16th of March in Oyo state.
For those who would like to attend these classes, you can catch PayCentre staff at the following locations
OGUN STATE (March 4 - 7)
Abeokuta: Ambassador Interview and Agent Training on the 4th of March at Celia Suites 1, Wole Soyinka Road, Ibara GRA, Abeokuta. 
Ijebu Ode: Ambassador Interview and Agent Training on the 5th of March at Grand Inn Hotel, Plot 3, Dipo Dina International Stadium Road, Ijebu Ode.
OYO STATE (March 11 - 12 & 16)
Ogbomoso: Ambassador Interview and Agent Training on the 11th of March at Pectoria Guesthouse Ogbomosho, JATA Street, Off Maryland Road Oke-Aanu, Ogbomosho
Iseyin: Ambassador Interview and Agent Training on the 12th of March at Momak Hotel and Suites 1 No 18, Oke-Idawo Area Oju Baba, Iseyin
Ibadan: Townhall Meeting On the 16th of March at Animal Science Department Hall, the University of Ibadan on March 16
OSUN STATE (March 13 - 15)
Ile-Ife: Ambassador Interview and Agent Training on the 13th of March at Hotel De Treasure Opposite Redeem Christian Church Region 3 Ife/Ibadan Expressway.
Oshogbo: Ambassador Interview and Agent Training on the 14th of March at Leisure Spring Hotel. Iwo Ibadan Road, Osogbo Osun State.
Oshogbo: Townhall Meeting on the 15th of March at Leisure Spring Hotel. Iwo Ibadan Road, Osogbo Osun State.

Know anyone living in these states and who will benefit greatly in the PayCentre Agent training classes?  Invite them to the classes and win bonus from PayCentre.
Want to attend but can't make it down to any of the locations? You can register online at www.paycentreafrica.com 

Call 07036315371, 07081762866, 0908 296 3289, 0706 268 9382 for inquiries and directions to the location(s).

PayCentre is a financial solution by E-Settlement Limited.

CashEnvoy can be described as Nigeria’s PayPal. The service allows you to send and receive money as well as make payments on CashEnvoy enabled websites.
CashEnvoy performs payment processing for online vendors, auction sites, and other commercial users. It charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount).

Source: http://timbuktuchronicles..com/2010/07/cashenvoy-nigerian-paypal.html and http://www.cp-africa.com/2010/07/16/nigerias-pay-pal-cashenvoy-send-receive-money-online/

CashEnvoy accounts can be funded with Interswitch Verve, Verified by Visa and GTB Mastercard(Coming soon).

Websites already using CashEnvoy can be found on The Nigerian Shopping Guide

Interview with one of CashEnvoy founders can be read on http://mobilemoneyafrica.com/archives/2050

Online businesses creates good source of income for a lot of people across the world. It’s about time this industry starts to grow in Nigeria. With the clamp down by pay pal on payments made to and from Nigeria, a platform like CashEnvoy that charges no upfront integration fees could help in making this a reality. I think it’s a welcome development, don’t you think so?

CashEnvoy can be described as Nigeria’s PayPal. The service allows you to send and receive money, as well as make payments on CashEnvoy enabled websites.

CashEnvoy performs payment processing for online vendors, auction sites, and other commercial users. It charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount).

Source: http://timbuktuchronicles..com/2010/07/cashenvoy-nigerian-paypal.html and http://www.cp-africa.com/2010/07/16/nigerias-pay-pal-cashenvoy-send-receive-money-online/

CashEnvoy accounts can be funded with Interswitch Verve, Verified by Visa and GTB Mastercard(Coming soon).

Websites already using CashEnvoy can be found on The Nigerian Shopping Guide

Interview with one of CashEnvoy founders can be read on http://mobilemoneyafrica.com/archives/2050

Online businesses creates good source of income for a lot of people across the world. It’s about time this industry starts to grow in Nigeria. With the clamp down by pay pal on payments made to and from Nigeria, a platform like CashEnvoy that charges no upfront integration fees could help in making this a reality. I think it’s a welcome development, don’t you think so?

CashEnvoy can be described as Nigeria’s Paypal. The service allows you to send and receive money, as well as make payments on CashEnvoy enabled websites.
CashEnvoy performs payment processing for online vendors, auction sites, and other commercial users. It charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount).

Source: http://timbuktuchronicles..com/2010/07/cashenvoy-nigerian-paypal.html and http://www.cp-africa.com/2010/07/16/nigerias-pay-pal-cashenvoy-send-receive-money-online/

CashEnvoy accounts can be funded with Interswitch Verve, Verified by Visa and GTB Mastercard(Coming soon).

Websites already using CashEnvoy can be found on The Nigerian Shopping Guide

Interview with one of CashEnvoy founders can be read on http://mobilemoneyafrica.com/archives/2050

Online businesses creates good source of income for a lot of people across the world. It’s about time this industry starts to grow in Nigeria. With the clamp down by paypal on payments made to and from Nigeria, a platform like CashEnvoy that charges no upfront integration fees could help in making this a reality. I think it’s a welcome development, don’t you think so?

Cashenvoy can be described as Nigeria’s Paypal. The service allows you to send and receive money, as well as make payments to Cashenvoy enabled websites.
CashEnvoy performs payment processing for online vendors, auction sites, and other commercial users. It charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount).

Source: http://timbuktuchronicles..com/2010/07/cashenvoy-nigerian-paypal.html and http://www.cp-africa.com/2010/07/16/nigerias-pay-pal-cashenvoy-send-receive-money-online/

CashEnvoy accounts can be funded with Interswitch Verve, Verified by Visa and GTB Mastercard(Coming soon).

Websites already using CashEnvoy can be found on The Nigerian Shopping Guide

Interview with one of CashEnvoy founders can be read on http://mobilemoneyafrica.com/archives/2050

Online businesses creates good source of income for a lot of people across the world. It’s about time this industry starts to grow in Nigeria. With the clamp down by pay pal on payments made to and from Nigeria, a platform like CashEnvoy that charges no upfront integration fees could help in making this a reality. I think it’s a welcome development, don’t you think so?

Hey,

If you want to pay for anything online

registration, software, ebooks. buy online ship to Nigeria

just go to www.bottomnaira.com

and click on the Easy payment link

Need someone very good with web applications urgently,
Pls mail me on olaoluawo@gmail.com

Can anybody advise me on a web hosting company to host my website?

Please help

not bad iice, but if you pay $10 and you get back $1 dat means you paid out $9.
So you saying the missing dollar is in fractions that have dissappeared into thin air?

3 girls go to a motel. The front desk clerk tells them the room will cost $30 for the night. Each girl gives $10 to make out the 30.

Later that night, the clerk realized that the room was actually $25, not 30. So, he calls one of his co-worker and give him $5 to return to the girls.

On his way, the co-worker ask himself:" How am I going to share $5 to 3 girls?" So, he decides to give each $1 and keep the extra $2 for himself.

So, each girl actually paid $9 for the room ($10-$1). So, the total should be $9+$9+$9 = $27. If we add the $2 that the co-worker kept, we get $29.

The question is: "WHERE IS THE MISSING DOLLAR??"

Hey I can help you if you can afford between 30-35 grand, depending on how many you want.

Viper if you need help with how to go about your bussiness plan, you could send me a mail at olaoluawo@yahoo.com

To get a loan from a bank I think you would need a collateral and a good bussiness plan