Does anyone have firsthand experience with both Tritek & RYK for Business Analysis/Project Management and Scrum Master/Product Owner trainings?

Are they too good to be true?

I'm leaning towards one based on their responsiveness and customer service but it's not enough to know who's a better provider.

I'd appreciate any personal testimonies or experiences.

Thanks.

Either way works, but you still have to reach out to your mortgage provider to either increase the direct debit amount as you may not be able to increase it on your own or you find out how much your overpayment allowance/limit is annually. It usually varies between 10 - 20% of your outstanding loan amount.

If you make a bulk payment ensure to clarify with the Mortgage Advisor whether you'd like to maintain your monthly repayment amount or have it reduced with the tenor remaining the same (this is where they usually make the mistake).

Viruses:
How is mortgage excess paid?

Is it to increase the monthly DD or login to your account and make one off payments?

Here's a link to a different perspective from the Guardian on Kemi Badenoch's Empire & Slavery argument - https://amp.theguardian.com/commentisfree/2024/may/05/so-empire-and-the-slave-trade-contributed-little-to-britains-wealth-pull-the-other-one-kemi-badenoch

Interesting perspective.

Wondering how they make the money back then, abi na jazz

wonlasewonimi:


Bro.. Buffet morning afternoon and night. All fruits organic. Those guys have hacked how to make holidays enjoyable. The beach was so clean and serene. They bring drinks to you by the beach, you walk about 50 feet to get roasted gbogbo ero for snacks. You watch different shows every night with bottomless cocktails. Too much igbadun dey there abeg. I go try the one you suggested too

How pocket-friendly are they?

Lexusgs430:


Get from any Schengen country.......

May I recommend Labranda beach resort, Corfu in Greece and RIU Hotel Madeira, in Portugal........

That would be relative.

In South Shields you can see shops and amenities at every 5 minutes walk. It's more populated, there are more job opportunities too.

You'd have to choose between 'cheap' and more urban. You can have a look at Cramlington for larger and cheaper properties too.

The 'expensive' houses are in Gosforth, Heaton & Jesmond.

Dharmie02:


That's good. Houses in South Shields are expensive then.

Ah nice!

You should buy a mansion! The houses out there are bigger and have more space.

Im further north in Newcastle.

teeebest:


Okay Boss.

Near Sunderland. Peterlee precisely.

I hope they review this person's case files. Would the person alosnhabe denied applicants who refused to pay or couldn't afford it?

Lexusgs430:



A bad egg would always exist........ This worker go chop beans....... 😂

https://www.bbc.co.uk/news/uk-northern-ireland-68828054.amp

Scary!

Basically selling decisions and reaching out to applicants directly.

Go on the Barclays website and search mortgages then request for a call-back from a Financial Guide, you'd be able to have 1 option in that.

What part of the North East are you in?

teeebest:


Thank you Boss. We are in the North east hence the 126k.

That rate looks pretty high.

I'd advise that you ask the broker for a better rate or check onlther mortgage brokers.

Best of luck.

teeebest:
Mortgage Advice.

Hello Elders, we are on tier 4 presently. Our visas will expire next month. My wife and I both work with the NHS and we are expecting our COS any time soon. We clocked two years in the UK in February and we started viewing properties in our area.

We maxed out our savings with moneybox. We recently saw a property we love and started the process with a moneybox mortgage adviser. He sent us this qoute:
• The lender is Skipton Building Society
* The mortgage loan amount is £126,000
* The rate is fixed for 2 years @ 6.19%
* There is no lender arrangement fee to pay
* The mortgage term is 25 years
* The mortgage is on a repayment basis
* Your monthly mortgage repayments are £825.66

Is this reasonable or we should wait and switch our visa to Tier 2(probably this month end/early May) and retry if we can get a better offer/rate please?

Done.

Nice and concise.

If you can edit wouldn't you rather ask for region than town? Just thinking.

Also, your gender options may need to be expanded based on 'our location and gender climate'.

hermetic:
Greetings everyone, Please I need your help. I created an online survey to be used as an assignment (Market analysis) in my course. 10 questions, will take less than 5 minutes.

The deadline is before noon Monday week, I am aiming for at least 50 responses. Ejo, biko please come to my aid.


Here is is the link to the survey:

https://www.surveymonkey.com/r/WPZMHS3

Thanks!

If it’s not too much to ask, please like this post so I can have an idea of the number of responses I’m getting.

If you're not yet 40, you can also explore a LISA with the same MoneyBox.

acosfd:
Good morning my good people. Abeg what is the best way to save for mortgage deposit. Already opened Cash ISA with money box. Is it a good idea to just save in a current account (as I learnt inflation will eat it away) or there are better options. Plan is to save for one year.

Congratulations.

You dragged it but you still bagged it.

When you ask for direvtions and use a map, getting to your destination is more assured.

profemebee:
Signed sealed and delivered....

New build .. 12% deposit.. Barclays..

Thanks to everyoneeeeeeeeeeeee.. especially Lexus, Ticha, justwise, LagosismyHome, Deept, Estroller, Stevepop, Mohtunrahyor, Santa2, Zahra29, Solumtoya, Jedisco, Peerielass, bigtt76, newbie715, etc

I hope i didn't forget anyone...

Rent money isn't dead money tho....

Have a blessed day

You're welcome.

The backlogs are being cleared.

I know of one that took 106 days.

Unfortunately, some employers weren't patient enough and jobs have been lost.

Your BRP should be delivered using express service.

Congrats again.

Gift7428:
@bigtt76
@laxxonebody


Checked my email this morning visa approved
Thanks

Thank you for your initiative and starting the thread in tge first place.

God Bless You!

fatima04:
Congratulations to hustla on your distinction and Msc completion. All the best with the job search.

@lexus seems you no pay tithe to the community oo and cost of living crisis no make people see road. Transfer of aggression just dey happen anyhow.

Please keep up the good work and banter. Most times I wonder how you do it being consistent on NL over the years.

Thank God I was here to read up sha before justwise comes to clean up and funny to read the irony from the statement/previous post of most of the accusers.

In other news, people who've had their visa decisions stuck with UKVI for about 4 months have started receiving decisions.

The Atlas system issue may have been fixed.

Mama gave Papa headbutt

Mamatukwas:


I’ve never really appreciated your coconut head until today. Thank God for it! Everyone will be alright las las.

Lol..but you can't live your life based largely on people's interpretation of your words or thouhhts nau.

Your post about graduating with a *Dinstinction* in Cybersecurity is a big motivation to me. It let's me know that my dream of going to a Russell institution is achievable.

If someone feels is showoff, their feelings/opinions are also valid, but with them and in their pocket.

Congrats once again make we focus on better things.

hustla:



Life.. Perspectives...interpretation... Often dependent on your ability to think critically or your general outlook

Some things you say can be used as motivation while others think you're insulting, showing off or degrading them.

While some people think you're a show off on LinkedIn, others use that as motivation.

While one says rent money is dead money so as to encourage you to get on the property ladder early and build equity, others think its bullying or showoff

In everything though, one does not brag about the work of one's hands to another with leprosy (loosely translated Yoruba proverb)

You'll be okay. Run along and come back in 3 months to kick up a storm.

Nairaland Quarterly Visitor.

Checkout the websites of Mental Health UK, Minding Your Head & Natural HR. If you can download Samsung Health there are fantastic resources to help you in the short-term also.

Stay safe.

gmacnoms:
Continue Dey lick old papa poo, you hear?
That’s if you yourself no be old papa wey no too wise.

I know your type

I had cause to meet the previous occupant of the house I'm renting and her prophecy has been fulfilled.

She said landlord would keep increasing rent every year and I even rented at a premium. I've had to haggle and settle at an uncomplimentary amount.

It is however extra motivation to convert my rent payments to equity payments.

Lexusgs430:


Absolutely...... I would continue my engagements, as at when I feel necessary......

I have the ability to read and ignore trolling posts .......😁😂

How rent money is dead money, means people should run faster than their shadows,..... Simply shows some people might have hit their heads on the floor, at birth......😀

For the very slow one's, it simply means whilst happily paying your rent, always have it at the back of your mind to latch unto government/developer schemes, and take advantage (it's a shame I had to break this down)........😜

Dont let your IHS fee waste. Book an appointment with your GP and get a referral to a wellness specialist.

You can also check if your employer has Employee Wellness schemes.

May you find what you're looking for but not with me.

gmacnoms:
they like poopoo for there

Congratulations.

You can check out card companies and financial institutions for rewarding roles.

hustla:
In other unrelated news, I finally completed my Msc Cybersecurity with Distinction

You all can come and chop jollof rice in June abi July

Bills on Lexusgs430

Guy before you point fingers, review your self.

Some of your comments can be termed as something else.

Dem no mention you, take what you can, ignore what you can't and march on.

It'd be great if you dropped the intolerance.

'...shut it..' Shutter Island ni.

ehizario2012:


Where you put this one before? Since you know this, shut it.

Congratulations!

mohtunrahyor:
IT’S MY TESTIMONY TIME 💃🏼
MOVED INTO MY NEW HOME 29th FEBRUARY

Principality 4.8% for 27% deposit (Including Help to Buy Wales) with 2 years in the UK.

LISA Contribution with my husband started 23rd of September 2022 and Completed October 2023 to get a total of £20,000 (bonus included)

I really appreciate all of the information and encouragement given on the platform.

Thanks to @Lexuss430 and everyone for taking time to reply messages.

No more DEAD MONEY 🎉

Congratulations!

lightofjoy:
Hello my people, I have come again, my appreciation for your prompt response to my request/worry earlier today, I appreciate them a lot. My thanks goes to @Lexusgs430, @Controlv, @LaXxOnebody, @LionlnZion and my special thanks to @Jamesclooney; God bless you sir for your advice and encouragement, am grateful. I appreciate all Nairaland family, this is a community like family that relieve your burden when you don't see way forward.
About my last request and worries, tonight around past 7pm, I got home office approval for our skilled worker dependent visa and that of my children.
I will tell little of my story, I came into the UK late 2022 on a student visa, couldn't get a job, we were spending the little change we brought from Nigeria though we had paid 6 months rent in advance before leaving Nigeria and that really helped us when there was no job.
Early 2023 I later got a factory work, after working there for like 4 weeks, the stress was too much on me so I had to resign, the thing wan destroy my waist and leg, so I ran for my life. Thereafter I was using my car for Domino delivery though they only give me around 14hrs/week and sometimes even 10 hrs/week. I also was doing teaching as a cover supervisor to cover the remaining hours. Also my wife was really helpful during this my 1 year studies.
Fast forward, I was applying for jobs late December as my course ends in January, 2024, a lot of rejection because of student visa stuff but from January 2024, I started getting some interviews but when it gets to right to work, they always back off.

Along the line, an agent from an online jobsite categorically call me and told me that since I don't have UK experience, I should come down on my salary expectation and come to something like 35K or 40K but with my 16 years professional experiences and my experience in my last job in Nigeria, I was determined to go for the best. Also, from this forum, there were advices by some of our people that said you should go for the salary range you want and someone even said here that don't apply for salary range you don't want. Before I forget, I graduated with distinction when my result came out in February (All Glory to God). All these encourage me to go for what I want, I was applying for as many as I could in my desired salary range and later within the last two weeks of interview I got a job of over 60K with hybrid working and a lot of benefits.
I am so grateful to God for His mercies and to this forum for all the precious advises. Am grateful.

I decided to write this long epistle as this might encourage someone in this group that it will always get better. Thank you once again.
Please pardon me for any typo.

You can call the UKVI helpline but you wont get any help. They're one of the most inefficient call centres in the UK (personal experience and experience of others).

You'd need to send an email to complaints@homeoffice.gov.uk and copy public.enquiries@homeoffice.gov.uk. You'd then start getting holding messages.

It's probably Atlas messing with you. You can read about it here - https://inews.co.uk/news/politics/faulty-71m-home-office-it-system-causes-immigration-errors-and-leaves-staff-sobbing-2943859

Good luck!

Hclinton:
Hello my people,
please I need an urgent help, I filled application for skilled worker dependant visa with my children but they send me a mail for one of the children that they can't decide her application because they are yet to take a decision on mine and that they have sent me a mail requesting for additional documents.

Now my issue is that I didn't receive any message requesting additional documents.
Please what can I do?

I was asking about when you made your visa application.

Gift7428:

I didn’t get the question

When did you out in your application?

Gift7428:
The visa?
I have still not heard from home office.
I am still working but just worried
I can’t even use lemonade or change jobs. I am stuck
Thanks for asking.

Saw this and it's scary.

Cashing out by waving people on to Canada from India through the UK.

https://www.theguardian.com/uk-news/2024/feb/27/former-ba-employee-allegedly-orchestrated-3m-immigration-scam-from-heathrow-check-in-desk

But the guy done japa.

Wallsend is good and has some Africans around.
It's going to be the priciestin terms of rent for the places you mwmtikned and it has good transport links.

Durham is beautiful and picturesque.

Bishop Auckland woild be cheap but far from other towns and cities, fewer blacks.

I know nothing about Killingworth except that bus 63 and 63 go there.

Cheers.

Yhello4u:
Which area is best for a black family to reside?

Bishop Auckland Durham
Wallsend
Killingworth

I was put on the reserve list in March 2023, Im still there. Followed up a few times.

Honestly i dont expect anything from it again.

cbn4main:
Elders in the house.
Civil service just put my friend on the reserve list for an EO role. I want to ask on his behalf, how long should he expect the actual appointment?
People who have been on the list, how long did it take b4 you were appointed?