Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 12:28am On Mar 18, 2023 |
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 9:55pm On Feb 04, 2023 |
You ended it with humour but may God Bless you and your intentions. @Akhat this should be extra motivation to ace the test. And please pay it forward when you're blessed enough to do so. Lexusgs430:
Look for a premier Inn/Travelodge hotel...... I would pay for one night ....... One night only ....... Don't book Dorchester hotel o ........🤣😜😠12 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 4:39am On Jan 24, 2023 |
Did you open multiple accounts within 3 months?Could be a possible reason. Pogracious: Hello Ancestors in the house, pls help me understand.I registered with clearscore last month to check my score and all was well until last week when I got an email that my score had dropped by 140 points without any hard search to get any credit card or loans.
Pls help me understand what dropped the score as 140 is not a small score ooo
TIA |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 11:41pm On Jan 20, 2023 |
Big man thingz! Pearlyfaze:
I think it all depends on where you are. I live in Newcastle Gateshead (aka Ishigate). 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 11:39pm On Jan 20, 2023 |
Stay in Darlington, Thornaby, Peterlee, Sunderland and look for a hustle in Sunderland, Washington or Durham. Transport fare to Newcastle on a regular may dent you. Joshua62: Good evening,
I will be studying at Teesside University this January. I have tried to secure accommodation in the university environment but to no avail.
I will need suggestions of areas I can spread my search to with good jobs prospect cause I hear say jobs no too dey middlesbrough.
I don't mind 1hr to 1hr30mins to school as my lectures is just 3times weekly.
Thanks 5 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 6:47pm On Jan 17, 2023 |
Welcome....enjoy the cold. MelaninGemstone: Hi guys, I just got to London 2 days ago and I would be traveling to Newcastle in a few days (Northumbria University)
Please how can I book a train to Newcastle from London and which train station would I depart from ?
Do all the London Underground travel to other cities ?
Please advise |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 6:43pm On Jan 17, 2023 |
I checked on my Lloyd's Bank app. It's the 2nd tab below your account balance on the home screen. jblesn: How did you check your credit score? I have spent about two months in the country and i tried checking on clearscore but its saying nothing is coming up. I have a SIM contract and I have set up DD for my electricity bill |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 8:12pm On Jan 08, 2023 |
I hope this helps: I registered on Credit Ladder based on the info I got here, linked it to my Lloyds and allowed it read my transactions and I was asked to quote the transactiona narration for my tent as was captured by my bank which I did. I don't think it has counted yet because there seems to be a window for new items to reflect e.g my electoral registration. lightofjoy: How do you add your rent, I also paid for 6 month but when I was still in Nigeria. I transfered the money to a friend here who helped to pay on my behalf. How do I add this to my credit rating?
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 9:58pm On Jan 07, 2023 |
It was the letting agency, because 'I had no UK roots', despite providing a UK homeowner guarantor. But I've loaded it now on Credit Ladder. Omo I don't think I'd be able to spend £1k in 3 months! bigtt76: Nice one. Don't mind the Monzo werey ...they bounced me too and I went same route as you did for 1.
Boya make you try my AMEX referral https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS - you get 6000 Avios once you are approved and you spend up to $1000 within 3 months.
You can use the card to pay your utility bills though its advisable you use below 25% of your approved credit limit to boost your credit scores.
Was it the landlord that pressured you into paying 6 months rents in advance instead of monthly?
2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 9:49pm On Jan 07, 2023 |
1 High Street - Lloyds 2 Digis - Revolut & Monese Tolzeal:
Are these Main Street banks or digital banks ? I received quite good inflow as-well but checking with ClearScore isn’t as up to that. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 8:41pm On Jan 07, 2023 |
Okay Monzo bounced me. 1. So I opened a Lloyds Classic, Revolut & Monese (both basic accounts). 2. No credit card yet. I'm going to be shopping for one soon. 3. I paid 6 months of rent at once via a transfer from my Lloyd's. I just paid British Gas via Direct Debit for Electricity & Gas on the 26th of December. Phone & Internet will come on live this January. Water bill.is on my wife's account. I also just registered and got confirmation of being on the electoral register. bigtt76: Impressive. For the benefit of others, can you share the following details
1. Type of accounts you opened 2. Type of credit card (if any)? 3. How do you pay your bills?
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 11:24pm On Jan 06, 2023 |
I guess I've been lucky with my credit score. Its 572 and I'm just under 2 months in the country. I opened 3 accounts and had a significant inflow of about £5k so I don't know if that helped. Solumtoya:
The more you apply and get bounced, the lower your score gets. Stop applying and just use and repay judiciously. Try and stay in same house for a while, don't close Bank Accounts. But most importantly: GIVE IT TIME... For many, with all the hard checks that came with your application, you may need to wait it out to improve |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 6:04pm On Dec 27, 2022 |
You're welcome. There's a vibrant Nigerian Community in Gateshead & South Shields. If ome has a car everywhere is closeby. The Meteo & Buses work very well. If there'sanything else you need, you can PM me. chukusi: Hello Guys.
I Just Moved to Gateshead, Newcastle.
Anyone Closeby?
I need tips on how to get my ways around the town.
Thanks 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 12:11am On Dec 26, 2022 |
Read the contract again. It's possible that the 3 months payment was just the initial, subsequently rent should be monthly. Wait for input from others too. Gift7428: Hello everyone Merry Christmas
Please I need you guys to help me not crucify me abeg.
What if I can’t afford to pay 3 months upfront as it is in the contract ( I didn’t even read contract properly then as I was very desperate to get a house and all the agents requested upfront payment. My first payment was 3 months upfront and it is due soon. I can afford my rent monthly. I don’t even get paid that way. This rent issue is already affecting me, thinking too much. I feel it’s very unfair to people coming from outside the UK.
How do I go about this? Will I be chased out? I live with my child. I like the place and I don’t want to move out.
Please help me guys. Thanks 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 10:58pm On Dec 25, 2022 |
Merry Christmas folks! |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 6:03pm On Dec 22, 2022 |
Baba from what year do you recommend? Also, are you not jeopardizing your chances at getting a Lexus endorsement with this your Wike-like Honda endorsement? Lexusgs430:
Don't forget to add Honda jazz ........
They would have Bluetooth/aux port, AC, automatic windows etc etc etc
What other extra convenience, do you seek ......... ![cheesy](https://www.nairaland.com/faces/cheesy.png) 1 Like |
Travel / Re: Parenting In The UK As A Nigerian Migrant. by LaXxOnebody(m): 7:40pm On Dec 19, 2022 |
jesmond3945: How are you my co parents? God bless you all. How are you guys coping with school pick up and drop off? Other parents tend to ignore you while standing in the queue and depressed faces all over the place. Infact is not a fun place to be. This makes the whole experience burdensome. What are your experience fam and what are your coping strategies? I'll say hi when next I see you at Monkchester Nursery |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 12:44am On Dec 19, 2022 |
Hi.
Thank you all for all your posts. Regardless of the ideological leanings they've been very helpful (at least to me) in picking insights across the spectrum.
I recently arrived as a dependant and it's been a bit tough, but like everybody says, I'll adjust.
I'm in the Newcastle area and wouldn't mind more experienced people who can give direction.
If there's also any valuable info pertaining to the Tyneside I'd be glad to receive it.
Once again, kudos to you all for the help you provide. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 8:27pm On Dec 18, 2022 |
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 12:52am On Dec 02, 2022 |
Scandinavian: Hello everyone, I am currently in Newcastle and I need accommodation for my family and I.
Does anyone know a sure agent in this area? We are looking for a 2 bed, preferably furnished but if not, that's fine too Check out Pattinson. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 1:58pm On Nov 13, 2022 |
June232022:
sure we can meet on sunday at winners chapel international newcastle am always there on sunday Sir please where's the church located? |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 5:36pm On Sep 17, 2022 |
I'd like to connect with you Sir. I'm sure I can gain from your Newcastle experience. @June232022 |
Autos / Re: Well Kept 2006 Toyota Highlander by LaXxOnebody(m): 8:11am On Nov 17, 2017 |
SCAM SCAMMING SCAMMER SCAMMING SCAMMER SHOULD STOP SCAMPERING!!!! ![angry](https://www.nairaland.com/faces/angry.png) 1 Like |
Autos / Re: Super Clean Toyota Picnic by LaXxOnebody(m): 8:10am On Nov 17, 2017 |
SCAM SCAMMING SCAMMER SCAMMING SCAMMER SHOULD STOP SCAMPERING!!!! ![angry](https://www.nairaland.com/faces/angry.png) |
Autos / Re: 2010 Toyota 4runner Tokunbo For Sale Super Clean And Fresh by LaXxOnebody(m): 12:38pm On Oct 31, 2017 |
ANy issues with the steering? |
Autos / Re: very clean Golf 4 AUTO For Sale - N470k by LaXxOnebody(m): 11:56am On Oct 22, 2017 |
is this car still available? |
Autos / Re: Very Clean Honda Accord 2009 (vontron / Evil Spirit) Bought Brand New - N 1.6m by LaXxOnebody(m): 11:56am On Oct 22, 2017 |
is this car still available? |
Autos / Re: Clean Sharp Volkswagen Jetta 2008 - 650k (Low millage Bought Brand new) by LaXxOnebody(m): 1:28pm On Feb 23, 2016 |
If you fix the burst air bag in the steering, the broken lights behind and the AC, a buyer will appear within hours. But expecting the buyer to fix it is just so wrong, so it means if you weren't selling you wouldn't do that? |
Autos / Re: Clean Sharp Volkswagen Jetta 2008 - 650k (Low millage Bought Brand new) by LaXxOnebody(m): 6:51pm On Jan 14, 2016 |
Hi...I called you on Friday trying to find out more about the vehicle, you brusquely dismissed me and you were borderline saucy. If you want to do business and you put your numbers out here, be ready for different calls from different people. So dont take out your frustrations on other people. If you are still down for business, lets schedule a viewing on Sunday evening. 8 Likes |