₦airaland Forum

zedman1:
Na wah o. The way children of this generation carry money cover everything de really baffle me. They're talking one thing, you're talking bills. Tufiakwa.

Mrshocker:
Wike and fubara are using the masses to play politics.
They are not fighting. “If you know you know”
Jonathan cancus of PDP!!

I dare fubara to invite Atiku to Rivers I want to see something.

Politics 101

doggedfighter:
Their shoes look expensive.

bernard1000001:
FYI Isreal has made President of Iran helicopter crashed

Penboy:
The initial prices were derived after reverse stock spilts o.
Didn't mean it traded at the 15K price.

But yes, holders are in deep shit already.

wallg123:

How person go dey inside uk for over 40 years without travelling out ? That one worse pass being inside prison oh.

CrossRhodes:
Why are you gay?

Tjra:
See one of them.

Better get yourself treated.

ehizario2012:
The beauty of IPTV

Biggerdream:
Thank you at Lexusgs430, but the property in question is a freehold, its not a leasehold, the article you posted was about ground rent which to my own understanding is applicable to leasehold properties. Is estate rent charge same as ground rent?

Biggerdream:
Hello everyone,

I apologise if this issue has been addressed in the previous posts. Please kindly indulge me.
My husband and i as first time buyers are considering purchasing a property with an annual Rentcharge of £266, which is payable to a management company for maintenance and upkeep of shared areas. While the Indemnity Policy offered by the seller's solicitor provides some protection, we are concerned about the potential impact on the property's value and saleability in the future.

Are there any specific challenges or issues that arise when selling a property with a Rentcharge, example does it in any way affect property valuation or saleability, or is it something we shouldn't worry about and go ahead? We really love the property.

Please my oga's in the house, I go dey corner dey read your responses.
Thank you

obitryce:
Hi Everyone,

I've been a silent member of this thread, observing and learning about acquiring a property in the UK. The knowledge gained here helped me in acquiring my 3-Bed (Old Build) Semi-detached property in April this year, all thanks to the likes of Ticha, Lexusgs430 etc. I 'm currently in need of a builder in Liverpool area, as I intend to convert an empty space downstairs into a toilet and would appreciate any useful information or contact.

Thanks..

aremso:
Mad oo

marshallkowope:
hello,i read all posts from 1-39,

i am grateful for all the contributions.please correct me if I am wrong.

from earlier conversations I have deduced that it is better to apply for a mortgage after two years residency.

i would clock two years in uk by feb2025.if I am going to purchase a house of 450k ..
it is better I do lifetime isa 4k each year to gain 2k from uk govenment by may2025

i have a few questions
1) I tried to look for where to find homes with first home schemes in london,I found that they are almost non existent,,is it that way in London (or everywhere) or I am just not searching the right way

- Land shortage in London, lead to explosion of flats....

2)with regarding the deposit,i have read it goes through aml,would It be questioned if it is gradually built up in normal isa account or a regular uk current account here or sale of an item such as a car or jewellery

- Have evidenced financial trails, to avoid money laundering triggers........

3)is 5% ltv on 40 year repayment mortgage sensible or financial suicide ( I don't intend on paying minimum payments,i intend on making 10% overpayments when I can.....I am asking because of unforeseen circumstances for example a loss of job

- If you're 20, a 40 year mortgage term is ok..... If not, possibly lower property value threshold........ Does not mean you would remain in the same property, you can sell few years down the line and leverage on your equity........

4)for London,is shared ownership generally looked at favourably or negatively

- I would not touch shared ownership properties, they would feast on you.......😁😂

thank you

teeebest:
Elders, please what should one look out for when considering house insurance qoutes?

The qoute from the insurance company that is recommended by the mortgage adviser is higher when compared to the qoutes I got from moneysupermarket.

lorhema:
Thank you. And I am glad we did. That couple has been hounded like none I know.

Calvary247:
My husband cheats alot.
I tried communicating with him to consider my emotional and psychological well-being but he didn't really take kin interest. I have wanted to cheat back but thinking of it disgusts me. Just help with a piece of advice that will help me.


Edited: File photo used for illustration

Santa2:
Thank you..didn't know that this is your neck of woods, you suppose don show me the way since. I have grown to love the area, sadly would be leaving the area just wen we are beginning to take roots and build community. Oh well, its all good.

lastkingsman:
Because Obi told everyone to calm down and follow the judicial process.

Nobody is doing that s**t in 2027. The moments Bulaba rigs, we hit the street because we can't take balablue

deept:
Lol, you dey fear?

Until we make the hard decisions and people take responsibility, these problems will persist.

deept:
I had to Google what nof and tkr are.

What about those who cannot afford to go private? Did we get sicker as humans or what? Or because the care is 'free' we do not take care of ourselves?

What about the people who cannot afford to go private? Did we get sicker as humans?