It's the election season, time to start promising everything, promisable........😁😭😂

Chreze:
Ran an eligibility check, got approved by Natwest for 19months 0% purchase and balance transfer card. My question now is:

Does that our pattern of using around 30 - 35% credit limit still applies to this type of card??

Or one can use everything and pay within the time frame.

Want to know before I proceed with the application or make I just leave the thing and go my way. Cos if that credit card limit apply, then na bank loan go favour me.

Abeg who de awake make e help me answer this question.

That 30% usage, is simply a guide...... I personally, totally ignore that usage limit........😂

Rule of thumb : Don't over leverage yourself..... Use what you can easily and conveniently payback..... Simple.....😜😁

My credit score might drop a bit, but when it rises..... It goes up like the rod of Moses (I have never missed a payment + never gone over my limits)..... This 2 factors, are the koko.......😁

The money cubana pledged, would still cause big wàhálà, amongst themselves.........

LORETA:


Thanks,
I have called and they are scheduling an appiontment with a gynecologist in a NHS hospitil..but it will be private funded by me..says consultation fee is 210 pounds, but not necessary to come with the money ..

Goodluck and best of luck .........👍

Yes, the bill would forwarded to you by post & e-mail......

How come more than the judge is now watching this video....... Liar......🤣

This is the start of corruption........ 2 office's for the 1st and 2nd lady........😁

Let's hope he does not marry a 3rd/4th wife .........😁

LORETA:
Good morning house,
Thank you for all informations here.
Please help a sister, I am looking for where I can do fibroid surgery more affordable, here in the uk.
The NHS procedure is not encouraging.
Please the pain am going tru now it's too much, and its start affecting my job.
Please help a sister.

Search for Nuffield health, to make all your consultations and enquiries....... Unfortunately, the operation would still be undertaking at an NHS hospital (but privately funded)........

See how dollars full hin breast pocket.......😂

profemebee:
bro, na we dey do ourselves ooo

There is no reason why Nigeria can't have a national carrier.... managed and profitable.. especially with the nos of travel to/fro ..

Corruption

The main reason Nigeria cannot have a main carrier, is due to the historical debt, hanging on Nigeria Airways neck + all the unpaid hotel accommodation debts + landing charges debt, logistical debt, broken trust issues etc etc ........

Most countries, would simply impound the jets........😁

Financial cost of employing illegal workers.......

https://www.bbc.co.uk/news/uk-northern-ireland-68669224.amp

It's Hoooooge........ 🤣😂

lastkingsman:


Cardosso a.k.a Cardi B is trying sha (even though he's behaving like person wey dey take sth wey dey strong like cocaine). Yes, increasing interest rate is a big mistake because majority of the excess liquidity they want to mop up is outside the banking system and Cardi B is still increasing money supply (printing) from his end. You see why I said he's taking sth very strong?

The problem is just 15% monetary and 85% fiscal which is supposed to be pushed by Wale E but that one has disappeared like his predecessor Ahmed Zainab.

If the structural fundamentals are not fixed, monetary policies would not work .........

Bobo Chicago cannot sack wale, because nah padi padi government....... Name me 20 of Bobo Chicago's over-bloated ministerial list, that is performing...... I dare you ........🤣😜

AgentXxx:
Shey I fit get one Ijebu sis from you make I fit give some of my progeny ijebu blood 😝. I already got Lagos vs Oyo combo.

Me sef no gree fellow jebusite, nah Ibadan I enter.......😂

lastkingsman:


The truth is binance provided a platform for people to exchange USD/NGN (digital BDC) and it was very efficient because of the kyc and verification setup. Binance was a problem in the sense that it was acting as a market maker and somehow setting the price of USD/NGN for the general market.

When govt first moved against them, they put a cap on sell limit to correct this. Binance is never the reason why naira is depreciating.

GEJ did 2.3m bpd in oil production, today it's around 1.3m bpd. Where's the 1m bpd difference that could help us with forex?

GEJ did 4.5b USD per annum in foreign direct investment, today it's less than 300m per annum USD. Where's the 4.0 bn USD that could help us to stabilize naira?

Instead of focusing on the issues, they are busy chasing shadows. They have now reverted back to the failed policy of using reserves to defend naira. Kwakwakwa

Cardoso is busy chasing FDA, in an unstable economy (on all ramifications), increasing interest rates to encourage investors, in the process killing local investors, which would lead to another bout of hyper inflation and worsen the unemployment situation......

Chasing $, which might never come and further killing the ₦........😜

All this posturing.....Nah initial gra gra.....😁

lastkingsman:


Looting and moving the money outside Nigeria is what has been killing Nigeria since 1970

FX and fuel subsidies are fraudulent schemes designed to make fuel and dollars cheap for Nigeria on quote but in essence, a great arbitrage for the powerful and connected for round tripping

Do you know whatever happened to that Nigerian e-currency......

Imagine the amount spent to launch that white elephant..........

Now the same FG, is chasing binance....... Why are they not chasing bybit and others........ 😂

A damning report on the issuance of COS licenses.......

https://news.sky.com/story/home-office-granted-275-care-worker-sponsorship-visas-after-forged-application-13102185

Unfortunately, the video embedded was centered on a Nigerian visiting a food bank, run by another Nigerian...... (I am not reading meanings o)...... 🤣😂

Mamatukwas:


Makes sense. Will definitely look into it. We don nearly ripe.

@Lexusgs430 you should put together a mini ‘UK finance for beginners’ course for us that are still floundering in this sea of information. Pity us abeg

Also thanks @kode12

You classify yourself a beginner.......😂😜

Shanid:
Hi everyone ,
I need your advice/guidiance on this issue please...I plan to invite my parents to my graduation in june, both are retired hence , their statement of account is almost zero. I and my elder brother will cover for all their expenses .
Please, how do I convince the Visa officer that money is not the problem and that they will go back after 2 weeks.
Please help.

Your financial documentations + letter of invitation, would speak on your behalf.......😁

AgentXxx:
Baba You should have studied accounting in school, your brain is like calculator .

We the jebusites, don't like wasting money ........🤣😜

AgentXxx:
I will keep monitoring and wait for a better entry 😋

You are reading my mind ....... $RDDT would be a very good share to short......... 😁

AgentXxx:
Baba Lexus… Agba yin ma dale 🙌. I have been sharing the IpTv love with friends ever since you introduce me to it. More blessing Baba.

Why pay £60 per month, when you can pay £30 per year...........😂😜

AgentXxx:
You dey mind that one? 😏 If na like that, Reddit and Quora for no Dey exist

Reddit even floated an IPO, few days ago ...... IPO was released at $34...... Reddit is now selling at $67 per share........

This is not financial advice...........🤣😜😁

Regex:


She die?

Lumi is what she called the car ........

Lumi is dead ........ What's now going to happen to her meet and greet party, slated for Lagos .........

She is alive...... The most important of all ......😁

Peerielass:


Clear balance or move to another 0% balance transfer card on expiration of the 24/36 months. Rinse and repeat and never get to pay interest on the old balance. You need to be financially disciplined for this to work - no new spends on the credit cards as the internet will be due immediately.

If you can't clear balance......... Simply apply for another balance transfer card ........😂🤣

By the time you BT twice, one would understand the game and be more financially savvy ........😁😜

AgentXxx:
God bless everyone that shared info about this 0% purchase credit card 🙌. I just got approved for 0% for 21months with a generous credit limit. I will start preparing for ILR payment using the card.😋

To the brother who shared the initial issues, God bless you as your gist brought solution to so many people.

I will end my post with a quote from our own Prof: Layi once said “InFO la fi nFO” if you don’t understand ask a Yoruba friend 😝

Why you no go read the conversation, for google........😁

That's why people so miss the point of NL........ A sequence of conversations, painting a brighter and colourful picture.(in a language we all understand)......🤣😜

ReesheesuKnack:


But even with 0%
One must pay balance transfer fees (typically 3.99% - 4.5% of balance to be transferred).

Absolutely..... But that's all you pay, till your BT period expires (hopefully person go don clear balance).......😁

Some lenders offer 0% fee, but with shorter BT periods.......😜

Who say then no get sense......😂

Santa2:


The way I rationalize paying hefty immigration sums upon renewal is that, its my way of getting another passport while paying in instalments. lol. Back in 2015 -2017 a few friend were shelling out between $60,000 to $100,000 to get a second passport, I just dey look they ask "where una dey see this money"? So in order not to scatter my mental health I tell myself that na same thing I dey do but Home office just dey allow me do instalment payments. . What you wrote up there resonates with me. I have been looking at getting zero percent interest cards that one can pay over 2 years in readiness for the next renewal. One thing I have learnt from this thread is the importance of building a great credit profile and using using credit responsibly.

Any main credit card with even 100% Apr ...... It does not matter....... Simply get another balance transfer card with 0%, and move balance....... 😉

Clear balance within the 24/36 months....... Bob's your uncle..... 😂

Tier4Dependant:


When they say pay in £1500 into the account, must it stay there till the £185 is paid.

Hustla...... Come answer question o....... 🤣🙄

ubby26:
Guys, I have been trying to get an extended warranty for my 2012 Ford fiesta, but every warranty company I have tried (AA, RAC, Warranty wise) says my car has to be less than 12 years old. The mileage on the car is 57k.

Please what other option do I have?

Check that your vehicle does not have the dreaded ecoboost, aka ecoboom engine..... If it's not the ecoboom engine....... Just put about £45 aside every month (to cover emergencies).......🤔

Vehicles don't normally go wrong, if appropriately maintained and serviced...... 😁

Warranty companies, usually shy away from older vehicles (you suppose sabi why)....., 🤣

ukay2:
Any one invested in Solar Energy and Batteries please?

I am thinking of going solar panels and batteries and go off the national grids. I may even sell the excess energy l will generate to the national grids and get paid by the energy companies

At Lexusgs430 et al.... Advice please

I have heard people do it, but they did not have anything good to say about it ......

Remember, you would require consent from your mortgage provider, prior to mounting those panels......😁

https://www.moneysavingexpert.com/utilities/free-solar-panels/

Lexusgs430:


Nah now you go sabi say, recourse to public funds..... Nah scam.....

That moment you required the funds, it was never made available...... I hope you don't need PF, but if you do (it's always available)...... 😊🤣

NB: If you have children, start collecting child benefits (invest all funds in kids/junior ISA)..... 😍

Reesheesuknack - Are you the real Rishi Sunak ......😂

It was mentioned in my previous post ......😜

I love this guy ....... 😁😜