₦airaland Forum

Welcome, Guest: Register • Login • With Google • Trending • Recent • New

Stats: 3,344,299 members, 8,511,121 topics. Date: Saturday, 31 October 2026 at 09:05 PM

Toggle theme

LoriHamo's Posts

Nairaland Forum › LoriHamo's Profile › LoriHamo's Posts

1 2 3 4 5 6 7 8 9 10 11 12 (of 12 pages)

Investment › Re: Equity Investment. by LoriHamo: 11:27am On Feb 18
Stanbic is the biggest assest managers so far....I did withdrawal from my MMF to fund equity in SAME... Stanbic

I did that on Wednesday.....and got value into my wallet by weekend.... loosing valuable trading days and yields 😎😎😎

But Cardinal and cowrywise was faster.....

Someone suggested I use WEB any other time I want to withdraw..... that it's same day value

Smattrader:
I want to go into Stanbic can you share the issue you had with them during your liquidation, what really happened and, what fund/investment ( equity or ?) you were referring to. Asking this question because I am curious and I have been hearing about how solid their liquidity is.
Investment › Re: Mutual Funds by LoriHamo: 11:16am On Feb 18
Bluearrow:
I don't think it is a wise decision putting all that amount in Stanbic. He should put part in cardinal stone, cardinal stone is big too. I doubt if Stanbic liquidity is more than that of cardinal stone. I always advise people, once your money is more than 50m, use more than one fund manager. Any day Stanbic encounter downtime & he needs quick access to cash, he will be stranded ontop 1.4b.

Investment › Re: Mutual Funds by LoriHamo: 11:14am On Feb 18
Cardinal stone is very big o
Bluearrow:
I don't think it is a wise decision putting all that amount in Stanbic. He should put part in cardinal stone, cardinal stone is big too. I doubt if Stanbic liquidity is more than that of cardinal stone. I always advise people, once your money is more than 50m, use more than one fund manager. Any day Stanbic encounter downtime & he needs quick access to cash, he will be stranded ontop 1.4b.
Investment › Re: Mutual Funds by LoriHamo: 11:13am On Feb 18
Bluearrow:
I don't think it is a wise decision putting all that amount in Stanbic. He should put part in cardinal stone, cardinal stone is big too. I doubt if Stanbic liquidity is more than that of cardinal stone. I always advise people, once your money is more than 50m, use more than one fund manager. Any day Stanbic encounter downtime & he needs quick access to cash, he will be stranded ontop 1.4b.
Investment › Re: Equity Investment. by LoriHamo: 8:01pm On Feb 17
I rebased my portfolio last week.... Cardinal stone and Truastbanc(cowrywise) really surprised me... withdrawal was swift....

But you see Gtbank and Stanbic....I was forced to send mail walahi.....

Smattrader:
I have learned a great lesson that, in any investment, your greatest loss or failure isn't always about losing money ( most probably at least the pegged +/-10 by Sec) but having your fund trapped or entangled with a manager with a frustrating and paper liquidation procedure.

Liquidation flexibility is as critical as your investment or capital.....this is why and will always respect CARDINAL STONE.
Investment › Re: Equity Investment. by LoriHamo: 7:48am On Feb 17
I am having issues with my KYC (utility bill) for Zenith.....I use prepaid meter, and my address on their payment slip is not detailed at all ...jut one vague rubbish.....my LAWMA bill is more than 3 months already and they haven't brought any bill at this year.....

That's what is delaying my KYC review..

THANKS CHIEF...
EquityM:
Zenith Balanced Fund: 22.24 YTD
Zenith ESG Fund: 29.02 YTD
Cardinal Balanced Fund: 19.43 YTD
Cardinal Equity Fund 24.31 YTD

For any other equity fund updates, kindly let us know. The aforementioned YTDs above are of the 17th of Feb.
Investment › Re: Equity Investment. by LoriHamo: 7:45am On Feb 17
My cardinal stone yield yesterday shocked me o o.... hahahaha....I want to rake it up and wait for the bear run....o o o

I am really happy....

I get funds every where (4 diff equity managers) ....and everywhere stew Wella yesterday....

Anything wey wan happen....make it happen....TIME takes care of any RED...we go again today

THANK GOD I FOUND YOU AND EVERYONE HERE.......

EquityM:
Zenith Balanced Fund: 22.24 YTD
Zenith ESG Fund: 29.02 YTD
Cardinal Balanced Fund: 19.43 YTD
Cardinal Equity Fund 24.31 YTD

For any other equity fund updates, kindly let us know. The aforementioned YTDs above are of the 17th of Feb.
Investment › Re: Equity Investment. by LoriHamo: 9:59am On Feb 16
Good morning chief....

I checked out the Zenith ESG....I think it has low liquidity..... getting out may be a bit difficult....aside their usual 180 days minimum holding period... with 10% penalty for early withdrawal....

EquityM:
Based on their current YTD at the moment.

Quantum Zenith Balanced Fund 51k: Returns 58k+ (topped up first week of Feb with 40k; I had 11k last December)

Quantum Zenith ESG 25500k capital: Returns 29k+. Started last week Tuesday.
Investment › Re: Equity Investment. by LoriHamo: 9:02pm On Feb 14
It's easy to onboard.... once your app is ready....

Open your app.... scroll down to INVESTMENT.... click on see more......it will take you to investment page......click SUBSCRIBE... and all their available funds will pop up....click on the equity and follow the prompt

It's easy boss mî....

And they give value quicker than some others


Good luck and happy Valentine's

Smattrader:
Please, how do I onboard with GTco Equity via App or Web? Somebody should please provide with the link or the app. Trying to avoid getting the wrong one.

Regards.
Investment › Re: Equity Investment. by LoriHamo: 8:56pm On Feb 14
The app is Gtworld

Smattrader:
Please, how do I onboard with GTco Equity via App or Web? Somebody should please provide with the link or the app. Trying to avoid getting the wrong one.

Regards.

Investment › Re: Mutual Funds by LoriHamo: 5:42pm On Feb 14
Getting gtbank rate is wahala...but it's more than 17%

I usually ask when I go to the bank

Babygal2020:
Please how can I check GT mutual funds rate?
Stanbic don tire me
Investment › Re: Equity Investment. by LoriHamo: 9:50pm On Feb 13
I was disappointed....and with the new cowrywise update....it was difficult to get the true picture of afrinvest trading today...

But I gained in Cardinal stone and Gtbank...

Better to use more than one fund manager mbok....

If all my funds were in Afrinvest....I for dey weep now... because what the hell....today was good....

I gained about €18 on top 300k.... meaning just #6 per 100k... hahahaha...

In all....I am grateful it wasn't a RED....let me manage my #18 naira like that édákán

Uberchic1:
wow 2.06! That's amazing. Afrinvest moved up only 0.01% so I'm guessing it's not invested much in the stocks that did great today.
Investment › Re: Equity Investment. by LoriHamo: 2:16pm On Feb 13
Thanks chief....the zcrest app?

EquityM:
UCAP is not doing well; Zenith or Zedcrest should be your targets now. 1/2 equity fund managers are okay as you want to grow your funds rapidly. My 2 cents: if you have 100k, split it into half and use it for the equity fund managers you decide to go with.
Investment › Re: Equity Investment. by LoriHamo: 1:24pm On Feb 13
Thanks chief....I have created an account now waiting for KYC review and approval....

I have been lazy about moving funds around....I have woken up from slumber o o....how I go dey dull sef....

Meanwhile....I have created UCAP as well...
EquityM:
Yes, Zenith Bank Asset Management.
Investment › Re: Mutual Funds by LoriHamo: 11:09am On Feb 13
Chaiiii this comment enter me o o o....I was only trying to point out that the "equity" thread would have gotten more input so we can all learn that this particular thread that talks mostly about Money Market...

No vex boss....

I do know that they are all mutual funds....

My apologies ègbón

Harddiskng:
I trade stocks myself, I have like 6 months experience and I am still learning my YTD is 16%.

Someone please tell me how experienced investment managers of Stanbic IBTC are doing 10% YTD undecided

All Stanbic’s returns across different investments lines are getting really really ridiculous angry



Equity fund is a type of “Mutual fund” incase you don’t know.

Read the topic of this trend. You have now learnt something new today.
Investment › Re: Equity Investment. by LoriHamo: 9:38am On Feb 13
Zenith bank?

What's the app name please...

Good morning boss mî

EquityM:
If you have some extra cash, port in to the Zenith ESG fund. It is currently at 22.09, currently ahead of Zrosk, CardinalStone, and others.
Investment › Re: Mutual Funds by LoriHamo: 9:34am On Feb 13
One other thing....I think market was slow yesterday shaaaa....based on my earnings from three other equity manager compared to Wednesday earnings...

Why are you not asking about this in the EQUITY group though...

Good morning boss

Harddiskng:
It is like Stanbic and gross underperformance are 5 & 6 now.

Why on earth is their Equity fund doing 10% YTD undecided

People keeping money with Stanbic obviously have nothing better to do with it
Investment › Re: Mutual Funds by LoriHamo: 9:32am On Feb 13
I do not want to believe they are that bad.... my mind tells me it's a deliberate shortchanging/ rip-off of their customers.....

I am tired already....I want to re-base my portfolio with them....I made a withdrawal for some part of my MMF with them into my wallet....I never get value..... and I wanted to put the money in their Equity and Imaan fund o o

Made same day withdrawal from Cardinal stone....I have gotten value since yesterday morning....


Says a lot about traditional banks and fear of "online" app...

Mtchewwwssss

Harddiskng:
It is like Stanbic and gross underperformance are 5 & 6 now.

Why on earth is their Equity fund doing 10% YTD undecided

People keeping money with Stanbic obviously have nothing better to do with it
Investment › Re: Mutual Funds by LoriHamo: 11:36am On Feb 12
Exactly....and the Saturday and Sunday earnings for MMF is updated together with the Monday earning around same time on Monday...

My observation..

rukyboy:
Ok
Investment › Re: Mutual Funds by LoriHamo: 9:18am On Feb 12
Good morning boss mî....
I just dey reason something......from cowrywise app....the pulled mutual funds is now 16.57%....i want to ask, what rate are they now using to compute daily interest for people that initially funded Trustbanc via cowrywise..... because obviously the rate is higher than the aggregate rate they quoted there?

Creditalerts:
only MMF can give such with conservative risk,if you no get mind to lose money commot body for equity o,especially if u be high blood pressure patient 😁 in MMF you make money without tears and you go sleep with your two eyes /peace of mind go wan finish you😁✌🏾


With 50m invested in either GT,cardinalstone,FirstAlly or Trustbanc MMF 15-20k daily is sure.


Bitter truth


I'm not an agent to any investment company just my personal analysis ✌🏾😁
Investment › Re: Mutual Funds by LoriHamo: 12:04am On Feb 12
What is GTb rate?

Where do you check?

Princewalexy99:
With GT MMF, if you invest with 30M, u would be getting about N14,600+ daily with their present rate.


So with 50M, You are guaranteed of more than £20k on daily basis!
Investment › Re: Equity Investment. by LoriHamo: 8:20pm On Feb 11
Okay boss.....I want a little growth prospect....

Like 20% of ALL my funds to be in equity and dance with the seasons.....

I am NOT leaving mmf entirely..... imagine 2k on top 5M every day.....na savings account pro-max be that o o o

Hahahahaha.....

All these money I have invested is just around 600k....the gtbank own is my daughter's ( she has like more than 10 years to let the funds weather the storms)....

I intend removing 1M from the 5M in mmf to try Stanbic equity and Imaan funds....

What do you think boss?

Please note that I have NO immediate need for the money for now and even in more than 2 years time

Thanks for your concerns....it's well appreciated.....

Beeron:
please in as much as Equity investment is sweet now. Don't put all your eggs in one basket.

The economy moves in seesaw pattern with MMF VS Equity/Bond, so it will be smart to plant your seed everywhere.

Don't uproot from one completely to plant in a new one rather plant everywhere, in due time, you will enjoy the dividend/fruit from all investment.
Investment › Re: Mutual Funds by LoriHamo: 8:08pm On Feb 11
Hahahaha

This your question e e e

We are falling over ourselves responding to his questions......e bi like him don blank us sef

bassdow:
How much have you got ?
Investment › Re: Mutual Funds by LoriHamo: 6:56pm On Feb 11
Lol..... except for MMF.....there are no guarantees with other portfolios o o o

As for MMF.... maybe around 50M will surely give you around that figure you quoted

Lol

Sirchiboy:
How much can I put to be getting 15 to 20k daily
Investment › Re: Equity Investment. by LoriHamo: 5:34pm On Feb 11
I am actually doing their mmf, equity and balanced fund...but it's with my daughters money....my daughter is only 8 years and not rich o

I started on January 22nd

Mmf .....110k.....1108 interest
Equity .....50k......3159 int
Balance..50K...2050 int

Make of this info anything you want, I don't know their rates....I only ask at the bank

Make nobody laugh my pikin o o.....na small girl



Uberchic1:
Is anyone doing GT equity fund by gtco? Can't find their ytd anywhere even in the app smh. But I'm seeing they did 80% last year as at Dec 24. Their customer service is also shit.
Investment › Re: Equity Investment. by LoriHamo: 3:05pm On Feb 11
Chief abeg....what is the account number for CD equity.....I don't understand what I am seeing o o

9PSB as bank

Even JAMB enter for the account name...

Abasi mbok

The problem is from OPAY..

Let me use GTBank

EquityM:
Yes, I think she should put like 120k in a balanced fund and 80k in equity. If red comes, she might not handle it well. Anyway, Mama Equity wan fire..
Investment › Re: Equity Investment. by LoriHamo: 2:56pm On Feb 11
I intend to leave it for long term....I have learnt that no matter what....equity mostly recovers with TIME....

EquityM:
Yes, I think she should put like 120k in a balanced fund and 80k in equity. If red comes, she might not handle it well. Anyway, Mama Equity wan fire..
Investment › Re: Equity Investment. by LoriHamo: 1:14pm On Feb 11
I like different fund managers o o

Bulk of my funds are in MMF and Tbills

These are growth funds...

I might throw in 100k in balance but 200k goes to equity...

July far o o

Hahahaha

Jayce242:
Me I for suggest u put the 200k in cardinal balanced fund. From the screenshot a member posted above, it is almost at par with equity & far more profitable than mmf. Let it not be all are in equity since u are already in afrinvest equity & also proposing to join zrosk equity soonest, it is also good to spread tents. It is just a suggestion oh
Investment › Re: Equity Investment. by LoriHamo: 12:47pm On Feb 11
Exactly

I have removed my money in trustbanc mmf to Afrinvest Equity...

I want go fidelity now and move 200k to cardinal equity.....these are funds I can play with.....

Mmf is childs play..... though I am waiting for my TBills to mature in Late July....Zrosk here I come

EquityM:
Better choice; the earlier, the better. When bear arrives, your profit will shield your capital from any losses.
Investment › Re: Equity Investment. by LoriHamo: 10:37am On Feb 11
From Zrosk right?

Just wow

EquityM:
The CSOF is 100m for minimum subscription. Individual trading is cool; however, the timing, stress, and also trade volume are what made me go for equity. I already made 500k+ in 4 days now with 9.5M as my capital. I only have 25,000 naira in MMF currently, as I see it as a savings pro.
Investment › Re: Equity Investment. by LoriHamo: 10:33am On Feb 11
I believe those guys make way more than the rates they update for their investors...

Lol

Congratulations though...

Harddiskng:
Why i dey always beat Cardinal Stone Equity fund by 1%

My deal still stands, I do my stock picks myself but any month they beat my % return i would invest in their equity fund.

Btw current I’m doing over 16% return in stocks, I am beating Stanbic Money Market fund, no be juju be that grin
Investment › Re: Equity Investment. by LoriHamo: 10:24am On Feb 11
I be woman o o... person mama o o

Abasi mî mbok

Salarys:
No, chief.

1 2 3 4 5 6 7 8 9 10 11 12 (of 12 pages)