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LuvlyIva's Posts

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TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 8:12pm On May 16, 2020
Dear house many thanks for all your responses. I really appreciate. God bless u all. U guys are always the best. I have gone through y various responses and I feel good . Thank you all.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 1:49pm On May 16, 2020
MamaEEE:
If she started telling to stay back bcs she recently got her PR, then something most be wrong. Just Maybe she no longer want you around BCS I see no reason for her to tell u to stay back y she comes visiting, for God sake you u guys r not dating. How does she expect the marriage to work that way. When single folks are trying to pull there partner over .
Then as regards ur ? If u should move over or not BCS of 13th month pay. Life is not all abt money alone, think abt the future of your kids. Ask your self is Nigeria going to get better the answer is NO, were you moving to are there room for improvement YES...
with the 200k u r recieving now with no security and basic infrastructure for u I need not mensure the rest... Now that you have the opportunity make use of it... except madam no want u around ooo .
Thank you for your response. I will keep persuading her.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 1:46pm On May 16, 2020
icon8:
I noticed that you ignored the rest of my questions, but here you go...

If your missus doesn’t want you to join her, the best advice to you would be to stay put and develop your career in Nigeria, while you take turns to visit each other, maybe once every year. I say this for the sake of peace and your marriage.

That said, let me share a short story with you. I know someone who was earning about 4 times your monthly salary in Nigeria before deciding to join his family in the UK mid last year. Today, that amount is what he sends to Nigeria as monthly Naira savings, after taking care of his UK bills and reasonable amount of savings in Pounds Sterling. Maybe he was just lucky, maybe not. It depends on a lot of factors.

By the way, why are you so fixated on further studies? You can undergo series of trainings and certifications to get better and make yourself a lot more employable, without necessarily going back to “school” at a huge cost, which you certainly can’t afford at the moment. You’re even talking about government loan, for what? You don’t even need a University degree to get a good job and earn a decent living in the West.

Long story short, you can make it anywhere, even more so in the UK, but you need the right support system, including that of your wife, who you’d be moving to join. If she doesn’t want you to join her, please don’t, lest you regret leaving everything behind and throwing away whatever you have right now. You’ll need her 100% support if you make the move, and if you have the slightest hunch she won’t be giving her 101%, stay happy in Naija and enjoy your peace of mind.
Thank you for your response but, I did not ignore y questions. I summarised all the questions u asked.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:44am On May 16, 2020
DisGuy:
Why is the 13th month so important if i may ask, if you get paid well...
Yes you get paid annual leave, 23-29 days
Maternity leave 6-1 year
Paid Paternity leave 2weeks or more depending on circumstances
Study leave...
All these are standard....as long as you dont work for DisGuy and sons ltd



The koko is getting a job in a country that suits your personality or lifestyle
Ok. Thank you. Hmmm bros 13th month is big money for Nigeria. Enough for you and family to spend Xmas well.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:40am On May 16, 2020
icon8:
Did you say your wife doesn’t want you to join her? Or what’s her ongoing complaint about? Is it that UK is difficult because she’s the only one there and she needs you around to share the burden? Or is the complaint to discourage you from joining her?

That said, individual circumstances are different, and what works for A may not necessarily work for B. Your decision should therefore be based on your personal circumstance, including but not limited to the answers to my questions above, your wife’s visa status, your family situation (kids, dependent parents/siblings, etc.), your wife’s employment status and earnings (can she support the whole family - including you - during your settling in/unemployment/underemployment period, which could last between 3-24 months), and so on.

No one has to convince you that anywhere is better. It’s your life, your decision, but most importantly, what does your wife want, being the one you’d be joining? Is she excited about you making the move or she’d rather you stayed put?
Honestly she is discouraging me ever since I got this 200k monthly job. She keeps complaing all the time. UK is hard, will you be able to work longer hours. Will u be able to do care jobs, u can't further y studies here, the fees is very expensive but, a friend told me I can collect govt loan to further my studies when I get permanent stay. ( Pls how true is this?) these are all she keeps telling me since she got her permanent residence. She started advicing me to stay put, that she can be visiting for now. I am confused
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:29am On May 16, 2020
mamacajah:
Did you say you studied German Language or that you speak German? Do you understand it fluently? If yes, then you can consider Germany for options. Right now, all countries are going through challenges because of the corona virus..however no one has declared recession yet, so I don't think it's that bad yet. It all depends on the individual's circumstances... even Americans have complained about their own countries and relocated to other places. That didn't change the fact that others are doing well there. Life is all about taking risks and addressing challenges as they come. No place is perfect.

Talking of benefits here and there, you may not really know until you spend time there. Is our health system one to compare with UK or other developed nations? When Nigerian doctors and nurses are leaving in droves, you want her to come back and enter a system that is already ridden with problems and bureaucratic bottlenecks? Yes people pay a lot money for taxes but they also benefit from it. Just look at this corona issue and the countries are giving back to their people to help them in this period. IS Nigeria able to do likewise?

Does your wife's visa allow for you to work there? If yes, then you can go do a trial run and see if you like the environment. If not, then I pray, that God would help you make the right decision.
Nigeria provided alot for its citizens during this Corona ooo! A lot of food items.

Yes I studied Germany in the university but, not very good in speaking.

My wife just got her permanent residence.

Thank you for your previous response
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:24am On May 16, 2020
DisGuy:
If you are comfortable in your country, you should stay put and visit whichever country you like.
You wont get 13th Month salary in the UK and they don't share rice and veg oil at Christmas either, you might get plenty of chocolate at the office
They don't speak German in the UK...
Your wife is in a better position to tell you all the difficulties
Thank you for your response. But do they pay leave allowance for all job? Are they other benefits one get why working that can cover the 13th month?
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:20am On May 16, 2020
profemebee:
Hello Bro.

I just moved in October and i can say i have never been at peace in yearsssssssssssss..

i no longer wake 4.20am... no longer drive out like an armed robber at 4.50am just to avoid traffic...

i no longer see traffic... that alone is a killer..

I no longer worry about putting on generator when the power goes..

my earnings and savings been improved immensely...

i can provide more for my peeps in naija..

etccccccccccccccccccc
Lol! No more up NEPA!!! Thank you. Please give me more u are enjoying
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:18am On May 16, 2020
dustydee:
It depends on your personal situation and preference.
You or others may not necessarily agree with my position but I will speak only for myself.
I had a very good job in Nigeria and decided to accept an offer here after my education. In the first 2 months I was enjoying my job and learning a lot. A few months later I started having regrets. I still sometimes wish I hadn't left and plan to go back if I can find something equivalent to what I had before I left. What I left was effective a job for life, excellent allowances and pension and many benefits which no employer in the UK I know offers. Someone talked about our health system not being comparable to the NHS, that is true but there are hospitals in Nigeria that are better than the NHS. I had access to some of those through my employer then but the "ordinary" person may not be able to afford it. For some, Nigeria is a hell hole and will do anything to leave, if you fall in that category then please move. As for me it was not my intention to remain here but made a decision to accept the offer. I am still not convinced I made the right decision but I have learned a great deal and overall I am better at my job (which I am tired of and thinking of a career change).
The major downside for me will be security and poor infrastructure.
Thank you. I appreciate your response.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 11:12am On May 16, 2020
dafemnet:
If you're on 200k monthly then UK is better if you can cope with the weather.
Thank you for your response but, our money is not the same. 200k in Nigeria is lot of Money. So how much can I be earning in the UK. And what is the minimum salary for one that doesn't have a certificate. What kind of job can I do as I come in UK. Thank you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 1:37pm On May 15, 2020
Hello house I was just discussing with a friend, she told me that my country is better than UK. She said I should not border to come to UK, that the country is hard. I told her my wife is in UK, she advice I can be visiting her. Please house I need help o for those of you that live in the UK. What are the advantages and disadvantages. Those of you that left Nigeria to UK, is UK better than Nigeria? What were the experience, Am I better off in Nigeria than UK? I am working presently and earning up to 200k, with medical, leave allowance of 200k and 13th month. (Can I get all these benefits in the UK?) My wife also keep complaining that UK is difficult. I am confused. I was just contemplating telling her to come bk and get a health care job . I need advice please my bros and sisters on how you guys were able to make it in the UK. What are the advantages of me staying in the UK. I studied Germany language, what can I start to do to get a good job. How can u guys convince me that UK is better. Thank you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 12:04pm On Mar 31, 2020
Lexusgs430:
Does your wife know you're not getting any younger?

Let's start asking the difficult questions - :
- Number one....

Who is funding this application?
In what percentage terms?
Off course she knows. The both of us are not younger again.

I am the one going to fund the application
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 9:51am On Mar 31, 2020
dustydee:
It does cost a lot. At the moment, you come across as desperate to move to the UK and that may, in my opinion, make her feel you are only interested in the move and not necessarily in her. She may well think you settle, you may start looking elsewhere. Try to make a decent living for yourself in Nigeria and even she will not hesitate to move back to be with you. It's obvious that she is struggling in the UK.
I am not desperate to be in UK but desperate to be with my wife to start babies. family. We are not getting younger
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 2:40am On Mar 31, 2020
justwise:
Bro are you living in an alternative universe? Give her time to start fulltime work when this pandemic is over
Ok. Is just the pain of leaving apart for years, not easy on me. But I will do as u said. Thank you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 2:37am On Mar 31, 2020
dustydee:
From information available on google, it is a charity and not an NHS hospital although they work with the NHS. You need to communicate better with your spouse so you will stop suspecting each other. Why don't you focus on your job in Nigeria and plan to visit her and vice versa pending when the visa issue is resolved?
I am praying seriously. We have been apart for years. And traveling to visit vice versa cost us alot
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 2:34am On Mar 31, 2020
Soknown:
You are right, protective isolation.
I am praying seriously. I feel the pain. We have bin apart for years.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 1:32am On Mar 31, 2020
dustydee:
From information available on google, it is a charity and not an NHS hospital although they work with the NHS. You need to communicate better with your spouse so you will stop suspecting each other. Why don't you focus on your job in Nigeria and plan to visit her and vice versa pending when the visa issue is resolved?
Ok thank you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 9:56pm On Mar 30, 2020
Many thanks for all your responses I appreciate. One more question she works with st. Andrew health care. Northampton. I want to confirm is this hospital is under NHS? Is there anybody that knows the hospital. They you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 8:47pm On Mar 30, 2020
Soknown:
She must have been here awhile to be able to work for agencies alone, if she came back to Nigeria to remarry you then please trust whatever she said. Some nhs trusts are not allowing agency's staff because they move around a lot and they can bring whatever they are exposed to in Trust A to Trust B etc. Some Trusts allow only Bank Staffs that are not working elsewhere. She needs your support whatever the reason for not going to work.
Some friends that are going to work, do so with doubts and fear, not knowing if they have been exposed in one way or the other.
The government and the Society is trying to encourage them because they know if the healthcare staff strenght breaks then we are all doomed.
Ok. Thank you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 8:43pm On Mar 30, 2020
thiagoteres:
In addition to what soknown said , it appears ur wife has a medical condition that makes her high risk in this covid era.
I have colleagues that been asked to shield at home for next three month so they don't catch anything.
Relax ur mind , be supportive and pray this drama ends soon.
Ok. But will your colleague be paid full salary.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 8:41pm On Mar 30, 2020
LagosismyHome:
It's a difficult time for a lot of people in many ways..... covid has caused so many untold disruption.

Just bear and be patient
Ok. I will. Thank you
TravelRe: UK Spouse Visa/Appeal Process-part2 by LuvlyIva(m): 6:56pm On Mar 30, 2020
Hello house trust u guys are keeping safe? Please I need y advice I am confused. I and my wife remarried this year in Nigeria, she left to UK and promised applying for me when she gets bk, just for her to call me and said that the hospital she works is not allowing agency, that government said that agency is cheating on govt and not paying their taxes. So I asked her what she wants to do, she said she wants to start full permanent job by March and I have to wait for six-months for her to fill my papers. I said ok. Just for me to ask her yesterday, she told me that she is not working, staying at home bc of the covid. I was confused. She said some of her colleagues are affected with the virus, so I don't know if she is scared to go to work or because of her sugar problem. I am confused. How can she bring me to UK if she is not working. Kindly advise me. Thank you.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 6:54pm On Mar 30, 2020
Hello house trust u guys are keeping safe? Please I need y advice I am confused. I and my wife remarried this year in Nigeria, she left to UK and promised applying for me when she gets bk, just for her to call me and said that the hospital she works is not allowing agency, that government said that agency is cheating on govt and not paying their taxes. So I asked her what she wants to do, she said she wants to start full permanent job by March and I have to wait for six-months for her to fill my papers. I said ok. Just for me to ask her yesterday, she told me that she is not working, staying at home bc of the covid. I was confused. She said some of her colleagues are affected with the virus, so I don't know if she is scared to go to work or because of her sugar problem. I am confused. How can she bring me to UK if she is not working. Kindly advise me. Thank you.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 6:02pm On Dec 13, 2019
phyl123:
What she needs to do is to avoid confusion, she can pay herself an income from the business account into her private account and pay all her bills from her private account.
Ok. Thank you
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 4:47pm On Dec 13, 2019
justwise:
I'm not sure where you read that from but this is the official link here https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/783641/Appendix-FM-1-7-Financial-Requirement-ext_1_.pdf

I also attached the section that deals with self employment. Your wife needs to go through it and see where she fits in.
Please Justwise kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 4:45pm On Dec 13, 2019
Lexusgs430:
Would not work with payslips, submitting payslips would be tantamount to application suicide......

The prerequisites for self assessment/employed, is more stringent than the PAYE route........
Hello lexus please kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 4:42pm On Dec 13, 2019
LagosismyHome:
That is not the rules of a limited company . Check HMRC website to see the expenses a business can claim , anything outside that is looking for trouble if HMRC does audit the company . It is best to seperate her personal life from her business bank account.

The earning your receives and declare is different from the income your business receives , except if you are declaring to hmrc that it is the same and paying the appropriate tax. A business is not a person for what you are trying to achieve . you will also need to show proof of that money been paid to your personal account from the business as salary or dividend
Sorry please the question I posted was incomplete. This is the exact question.

Please kindly assist. I was chatting with a friend who just got his spouse through self employed route. He said I need my personal account, and business account. I told him that I don't have personal account, only business account, he then said I will be denied visa without the personal account. Pls how through is this? My wife works as health care assistant, under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account in the spouse visa application? I will appreciate advice please bc we want to apply through self employed. Thank you.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 4:14pm On Dec 13, 2019
assistant under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account? I will appreciate advice please bc we want to apply through self employed. Thank you.
TravelRe: Living In The Uk/life As A UK Immigrant by LuvlyIva(m): 4:13pm On Dec 13, 2019
Lexusgs430:
Would not work with payslips, submitting payslips would be tantamount to application suicide......

The prerequisites for self assessment/employed, is more stringent than the PAYE route........
assistant under agency. She uses her business account to receive her salary and she open the business as private limited company with companies house. She is paid weekly and it is from that account she pays all her monthly bills. The guy I discussed with said that it is not right to use her business account to pay all the bills. Pls I am confused. Is it compulsory for her to use her personal account? I will appreciate advice please bc we want to apply through self employed. Thank you.
TravelRe: Canada Spouse Open Work Permit (sowp)timeline by LuvlyIva(m): 8:01pm On Sep 16, 2019
DBlessedofGod:
Just out of curiosity why don't you want to use Ikoyi registry?
For personal reasons.
TravelRe: UK Spouse Visa/Appeal Process-part2 by LuvlyIva(m): 1:46pm On Aug 31, 2019
SasaOgs:
Why not ikoyi
Personal reasons and very expensive.
TravelRe: Canada Spouse Open Work Permit (sowp)timeline by LuvlyIva(m): 10:45pm On Aug 30, 2019
Nellykuch:
Do you have a church wedding certificatehuh?
No I don't have.

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