I usually recommend WeWire's Virtual Dollar cards, especially for business payments - www.wewire.com

I usually use WeWire for international payments like Google, AWS, Oracle, Alibaba, meta ads, google ads. Rates are good, and the way it's set up, I can create separate cards for my finance guy and marketing staff; also, they don't give me wahala. - www.wewire.com - https://app.wewireafrica.com/auth/signup

You can also try Chippercash but their rates choke.

I've used some of these, but omo, some of their exchange rates can kill. Anyways, you can also try WeWire www.wewire.com for business or high value money transfers.

You can try out WeWire - www.wewire.com. It's a cross-border payment platform. Although its mostly for businesses, people also use it as well. I've been using them for like 7 months now... no issues

Personally, I'd recommend MyXalary.

I have been using it for some time now, and its pretty impressive for free software. You can check them out https://myxalary.com/

It has features like payroll, Leave, recruitment, requisition, and attendance, for HR people like me. Then things like salary-on-demand, a learning management system, and Wallet for my employees

Although you have to run payroll monthly on their platform to continue to use the free features.