ublight:

Quote me on a dead thread

Boss, how do i make money on betting on my phone?

Guys, confront her one on one and ask her why did she called you a COWARD when your life is at stake.

Humans can be funny shaaa

Nice one......

BiafranBushBoy:
If you have decided to improve your financial condition this year, then this post is a must-read. Inside this post are some of the mindsets you should avoid if you want to succeed this year.

Just like most working class graduates out there, my finances aren’t perfect; but within the last few months of last year, I learnt a lot I implemented, and it worked wonders for me. Making progress on financial issues can prove to be difficult. To say “I want to be debt free” is general – as there is no starting point or call to action. Setting up your financial house isn’t impossible; you only need to start from somewhere.

These are the basic steps I took, and you can also use it to improve your financial condition as a white collar jobber man.




Pay yourself first

This basic step to improving your financial situation is to pay yourself first. It might seem a little bit odd, but it is the one convenient ways to improve your financial condition. As soon as the paycheck drops, you should take out an amount and pay yourself first, before looking out for other debts to clear. This was how the richest man in Babylon came about.

Paying yourself means taking out a portion of your income daily, weekly, or monthly, then you save or invest it. If I were you, I will choose the former as the best way to pay myself.

Several times when an investment opportunity springs up, one of the common excuses to hear is “I don’t have enough to invest.” This isn’t because you don’t have enough; it is because you didn’t pay yourself first.

Just learn to pay yourself first, and then you will be fine.

Don’t Save to Spend, Save to Invest

Nothing scares me more than when I hear someone say “I need to save to buy a new car.” No one should save his hard earned money to spend it; rather you should invest it into something reasonable, then you use the passive income and accomplish your needs.

According to Wikipedia, passive income is a cash flow received on a regular basis, which requires minimal to no effort by the recipient to maintain it.

Passive income has been the best thing since pizza. To improve your financial condition or status, you should have your eyes all opened for streams of passive incomes.

There are several ways to earn passive incomes and improve your financial condition, and a few of them are;

- Invest in an already established enterprise
- Negotiate for higher pay
- Take up side jobs/projects

You can either speak to your financial advisor or reach out to me using the comment section and I would guide you properly.

Have a Budget and a Financial Calendar

Have you ever seen the big corporations and organizations making financial plans and projections? That’s exactly how you should run your finances. The only way to improve your financial condition without any side income is to stay with or below your budget.

But what if you don’t even have a budget?

You should really learn how to draw up a budget now, keep it real with a financial calendar and then make projections.

Having a budget is one task, spending within your budget limit is one hell of another task on its own.

Read and Master Financial Numbers

It might not sound too interesting at first, but it is a crucial and basic step to improving your financial situation. I was never a finance student in college, but I am working on correcting that right now. I need to know what the banks know, so I am reading up on stocks, taxes, interest rates, and 401(k).

There is a lot to learn, so I am taking my time, and it has really helped me make better plans. This means I can now take decisions without hurting my financial condition.

Put money out of your reach

Credit cards and ATMs for those in Nigeria are one of those things that will aid you go broke before you say Jack Robinson. A simple rule is to make sure you don’t have any of them for your ‘real’ savings account.

You should also not keep a large sum of money in the house, as the urge to spend on irrelevant things will always crop up.

Learn to shop online during festive periods

Easter, Halloweens, Christmas, Black Fridays, and New Years are known for one thing “DISCOUNTS”. If what you need to get now isn’t so urgent, you can wait for a festive period to buy it at a more discounted price.

A premium theme I bought $65 is now selling for $9 just because of the New Year promotion. It was urgent then, so I have no regrets.

Start Something

The best was saved for the last. If you sincerely wish to improve your financial condition, then you need to stop running from poverty and chasing wealth. How long can you keep cutting cost just to stay afloat, when you can live the way you want by minding your own business?

No business is little as long as it generates revenue for the owner. As a working graduate, couple or single parent, all you need do is start something no matter how small. If you manage it properly, you may just live the life you dreamed of.

To improve your financial condition is not rocket science. It is all about making plans and getting down to work. You may plan all you want about improving your financial situation; but if you don’t take actions, you might just keep making movements without covering any distance.

Remember to insert your email below and get articles like this delivered to your mailbox.

The Almighty God will see you through......You will go and come back in Jesus name, Amen!!!!!

Angelanest:
This is really touching. A mother's love can not be quantified, even in the face of imminent danger... A mother was pictured praying for her son ahead of his posting to the northeast to fight against Boko Haram terrorists. The picture shows the soldier on his knees while receiving prayers and words of encouragement from his mother.

The picture which was shared online has melted the heart of online users who have reacted to it.

Source; https://www.nationalhelm.co/2018/01/soldier-gets-knees-mother-prays-posted-north-photos.html

LesbianBoy:
So i saw this on Instagram and decided to share it here. Who is to wash the dishes in this scenario.

Please let's use the LIKE button to vote

Nice one.....My question is, what if the sister is your elder sister?

On top water ba............

Lanretoye:
I'm sure they will blow siren...

Nice one guy but don't start what you cant finish.......

itspzpics:
I want you guys to check out this Lovely pre wedding photos of this Nigerian couple.

Naija no dey carry last sha….

Gist from Praizeupdates

http://www.praizeupdates.com/loveup-pre-wedding-photos-of-this-nigerian-couple-is-amazing/

Yea.....100% real

crownedprinz:
Can this be real dada? abi artificial dreads

Please i need one......

Guy, read before you comment....

Kingofrudy:
The man na mumu. Why must he chase bus with bicycle when he knows the former dead body is angry?

Meaning?

eezeribe:
The artist looks neither like a boy nor a man... I was expecting to see a 'young boy' as the bloggers projected it...

Someboby's future wife...................