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InvestmentRe: Crypto Currency Investors Thread by mfonox: 6:22pm On May 16, 2021
Neverlosemoney:
WoW, you are beautiful. Don’t know beautiful ladies who hustle for money with their brain are still in existence, magnificent grin
As things stand, one can no longer use their credit/debit card to purchase Cryptō on any Exchange, except you are willing to face the risk of getting your bank account frozen!!! Thanks to your government, they want the value of Naira to increase and viola, it is really increasing grin
Anyway, you can still make purchase on binancē, using their P2P platform, not hard to do, check it out.
so the women in your family don't hustle for money with their brains or they are not beautiful which one?
Human being go just open mouth Waaaaa.......
Satellite TV TechnologyRe: Solar Energy, A Complement To FTA by mfonox: 7:50pm On Mar 06, 2020
Please i need a good 200Ah battery in Ibadan. i used Sukam battery since 2016. 4 years now. but it has gone weak. someone recommended the Amaron quanta battery. is it also good? if yes. i would need one for immediate purchase in Ibadan..... Thank you
TravelRe: USA Visit Visa Part 4 by mfonox: 10:00pm On Jun 22, 2019
OmoBendel24:
“Wee you jus kip kwayet dia”? You have come again with your “potopoto” filled gibberish! Thought you would have added some sense since you went underground, alas you have even deteriorated further. What in the world are you on? What else will you use a US B1/B2 visa for when you knock these out? Visiting a friend or cousin will even fetch you that visa ahead of visiting a sibling in many instances and on many grounds too. Mtcheeewww
Lol. U Dey mind this one....At least when u are visiting a cousin or friend u won’t be comfortable enough “in most instances “ to want to remain unlike when u are visiting ur sibling.
TravelRe: USA Visit Visa Part 4 by mfonox: 9:36pm On Jun 22, 2019
AjalaDtraveller:
I shouted when I got to the part where the VO refused you. Na wa o. This US visa thing is taking a strange dimension. All this excuses where not there before. After all you stayed for only 3weeks. Chei? Pele
My dear it’s getting tougher now....while I was in the queue of all the people I noticed I didn’t see a single person handed the white slip. After the interview I thought maybe cos I wasn’t married. But I saw them deny married pple with children that weren’t travelling with their family. So what other ties are they looking for? Lol. And all of them I heard dem ask. When was the last time they visited the US meaning these are pple that have travelled before. Nothing is as it used to be anymore... I hope this phase passes soon.
TravelRe: USA Visit Visa Part 4 by mfonox: 9:29pm On Jun 22, 2019
giselle237:
the visa officer thinks you were not honest inorder to get your last visa... you said you wanted to go for wedding, next thing you didn’t go again... until a year later perhaps... then he/she is also worried that you also went to another state and then the reason you gave..you now suddenly had a friend in another state.... so they are afraid u might do same again or even stay back..
I feel there were too many changes in your circumstances as at the time you applied, got the visa and then in relation to how you used the visa.. you made your intentions to be doubted

Then he/she asked the tie questions... are u married... no... any children... no... hmmm for their mind this wan na candidate to jump visa
I understand how the VO might see my change in plans. But life happens and this is a 2year visa. A lot can change in 2 years. That I couldn’t attend the wedding doesn’t mean I shouldn’t ever use the visa again. But I see how they might view it especially following recent circumstances. It’s hard to differentiate genuine travellers from pple that want to jakpa these days. The lord is their muscle....
TravelRe: USA Visit Visa Part 4 by mfonox: 9:17pm On Jun 22, 2019
abeniagbon:
you're one of the reason why they don't give new applicants visa.

there are still many of you that they will denies to give chance for the real people,

going to America to visit a friend, and do shopping,. they need real people.
Really? Tell me about it. What other real reasons is there to visit “almighty America” u sound dumb....

I’m a lady by the way and my reason and only reason for visiting was shopping and sight seeing. Sorry that I didn’t have more elaborate plans. But I will spend my vacation how I intend to and will never lie just to secure a visa. There are other countries to visit. If us no give me another one go give me if I choose to try. If not I save my money and remain in my country. It’s not that serious.
TravelRe: USA Visit Visa Part 4 by mfonox: 12:34pm On Jun 22, 2019
Today was pink slip galore in Lagos. I also got my share of the pink slip

VO- Good morning pls pass ur passport
Me- Good morning
VO- What are u planning to do in the US
Me- I’m going on a vacation to visit my cousin and his family. I also recently opened a small clothing store in the city where I work I usually source for goods locally so I’m thinking while on vacation I could also shop around for one or 2 things for my store
VO- When last were u in the US
Me- Oct 2017
VO- How long did u stay
Me-3 weeks
VO -You applied for a visa in 2016 and didn’t go till 2017 why?
Me- As at when I applied I planned to attend my cousins wedding but I had some work emergencies at the time of the wedding so I couldn’t attend so when I was able to get off work in 2017 that was when I travelled
VO- where did u go when u travelled
Me- New York
VO- when u applied u said u were going to x why did u go to a different state
Me- As at the time I was able to get off work. My cousin and his family had to be in Nigeria at the time. So I just visited a friend in New York
VO- How long did u stay
Me- 3 weeks
VO- what were u doing at that time
Me- I was on vacation so I was just aight seeing, shopping and generally relaxing
VO- are u married
Me- Not at the moment
VO- do u have kids
Me- No
VO- I am sorry u do not meet the requirements for a visa at the moment. The pink slip will explain further
Me- thank u. I carry my self commot.

Na the visa fee pain me for this one cos I wasn’t even planning on travelling with this visa. Only wanted to take advantage of the Dropbox and avoid interview that’s why I went to Renew it. Unfortunately they returned the passport after I submitted in March and asked me to reschedule an interview date.

It is well sha. Pls someone help me tell what is wrong with this in case of next time when I want to apply again. Thank u
InvestmentRe: Mutual Funds by mfonox: 10:00pm On Jun 05, 2019
Good day house. Pls is there a maximum amount I can request for at a time from AXA mansard?I want to withdraw N1.3m can I do it at once or I have to do it in 2 or more installments. Thank u
TravelRe: USA Visit Visa Part 4 by mfonox: 5:22pm On May 23, 2019
mfonox:
Please gurus. is this no wedding thing a red flag or i have nothing to worry about? another question. i filled in the form that i want to travel in june. 2nd or 3rd week not sure again. now i want to reschedule for October? does it matter? although i saw an opening for june 22nd. but im thinking October will it matter or i should choose june? pls help

ok. thank you. it just didn't work out and it was called off....long story. (Do you think i should go into details when asked?) i also filled single the last time too tho. i only mentioned verbally at the interview then that i wanted to use the opportunity of attending my cousins wedding to shop for my up coming wedding)

i couldn't travel for my cousins wedding then cos of the heartbreak. my parents went tho. i just visited later for the 3 weeks holiday.
TravelRe: USA Visit Visa Part 4 by mfonox: 3:58pm On May 23, 2019
ozymes:
They would ask you about the wedding: as I supposed, you filled in your renewal form that you are still single
ok. thank you. it just didn't work out and it was called off....long story. (Do you think i should go into details when asked?) i also filled single the last time too tho. i only mentioned verbally at the interview then that i wanted to use the opportunity of attending my cousins wedding to shop for my up coming wedding)

i couldn't travel for my cousins wedding then cos of the heartbreak. my parents went tho. i just visited later for the 3 weeks holiday.
TravelRe: USA Visit Visa Part 4 by mfonox: 3:04pm On May 23, 2019
Good day house,

i applied for drop box on the 29th of March, i just went to get my passport today and was asked to schedule an interview. i just want to know what my chances are for this interview. i got a 2year visa that expired july 2018. i used the visa once in November 2017 and stayed for 3 weeks. i have also been to SA and dubai prior to my US visit. i am a single Lady and my monthly salary is 250k.

The last interview i attended with both of my parents we were planning to attend my cousins wedding. i don't know if i got lucky with the visa the last time cos my aged parents went with me(thats what i believe. i may be wrong). i also told the VO then that i was planning my wedding then. but unfortunately the wedding didnt happen.

Please house. what are my chances...........
TravelRe: USA Visit Visa Part 4 by mfonox: 3:55pm On May 15, 2019
[quote author=olawale360 post=78414785][/quote]You have to fill the form separately. Every individual is filled separately. at the point of scheduling the appointment, then u can schedule together as a family.
TravelRe: USA Visit Visa Part 4 by mfonox: 7:47am On May 15, 2019
TWoods:
If you’ve ever wondered why US visas are harder to get even for established travelers? Look no further than this example of willful disregard for the law.

You honestly should never be issued a visa again. You have no right to simply enroll your kids in school to “keep them busy”. You don’t pay property taxes that maintain those schools. Those school may be “free” to you, but they cost the average American home owner thousands of dollars a year.
If you knew keeping them occupied would be a problem, why stay there for 3 months....SMH. Nigerians are a special breed. why weren't they in school here? their long holiday here is not up to 3 months. i believe your initial intention was to relocate, then for some reason u decided to come back and restrategise......Nigerians una well done ooo. and u come here seeking for advice without telling the entire truth. like people here cant see through your bullshit.
TravelRe: USA Visit Visa Part 4 by mfonox: 8:57pm On May 09, 2019
sirmel:
I submitted on the 18th of March 2019 for renewal. Today is 09 May 2019 and I haven't got my paspport back, I went to DHL yesterday and was told it now takes 6 to 8 weeks, that i should wait for a notification.
Hmmm. Na wa. We wait then...What happens when it doesn’t come out before the date u filled to travel? Will they still issue u the visa?
TravelRe: USA Visit Visa Part 4 by mfonox: 5:25pm On May 08, 2019
Chips101:
Check your status here

https://ceac.state.gov/ceacstattracker/status.aspx
Thank you. i just did. it just says Application recieved as at 1st of Apr. no other update. i guess i just have to wait then. Hopefully it is ready before the travel date i stated which is in 2nd week of june. if not. hope they wont refuse me because the travel date has passed.
TravelRe: USA Visit Visa Part 4 by mfonox: 11:56pm On May 07, 2019
Good day house. Please I have some questions. I applied for us visa renewal via Dropbox in Lagos since on the 29th of March. No update on my appointment schedule page, when I track with my passport number it says no update also. Is this normal? My friend said she got hers in less than a week in Abuja. This is my first time using Dropbox. What do I need to do? Or should I just wait? Thank you
InvestmentRe: Mutual Funds by mfonox: 12:08pm On Mar 14, 2019
Yem0350:
I don't think so bcoz of the low rates in Tbills
True, i was surprised that it came up cos tbillz has been low for a while. oh well........we enjoy it for a day or 2 then
InvestmentRe: Mutual Funds by mfonox: 11:51am On Mar 14, 2019
Axamansard MMF @15.29% as at ysterday....Very nice, i hope it stays that way for a while.
InvestmentRe: Mutual Funds by mfonox: 5:50pm On Feb 07, 2019
megacontrol:
yes the accrued interest will be added to form your capital for the subsequent month.
i don't know about other money market fund managers. but for AXA mansard. the accrued interest is only added as part of your capital after every quarter. not every month
InvestmentRe: Mutual Funds by mfonox: 1:17pm On Jan 25, 2019
Akin3891:
Hi guys, i know little on how money market work but i want to ask question regarding my plans of kind of investment. I want to put some money, say 7m but i will need to withdraw 300k monthly from the acc, then proceed to keep the account for a year .ie: i will safe 7m for a year but it's a must i withdraw 300k every 2nd of every new month till the end of one year , can this work out without having to pay for any kind of penalty charges that could affect my capital. Kindly advise, God bless u all
There will be no penalty for withdrawal. your interest will just be calculated on the on ur new account balance after every time you withdraw the 300k ie. if u put 7m in February, interest will be calculated for 7m until 2nd of march u withdraw 300k. new interest will be calculated on 6.7m and so on and so forth.
InvestmentRe: Mutual Funds by mfonox: 5:40pm On Jan 20, 2019
fnglng:
Hi guys,
I have some money I am not using till next year, but.... I am confused about where to invest in, Mutual funds or Treasury bills, can someone please explain the pros and cons of these two. Thanks
The little i know.... One pro of Mutual funds is that you can liquidate anytime with no charges. Treasury bill if you want to liquidate before the expiration of your tenor you will be charged some percentage. A pro of treasury bills. your interest is paid upfront, so incase you want to invest the interest in something else...For mutual funds its calculated daily. i dont think the overall annual interest is much different between these two. so u may need to base your choice on whether or not for some reason u might have need for the money before the end of your tenure.
InvestmentRe: Mutual Funds by mfonox: 9:32pm On Oct 30, 2018
Yes it has....Thank you
Yem0350:
It was a general issue. Login now, all interest has been added up to-date including that of yesterday
InvestmentRe: Mutual Funds by mfonox: 5:15pm On Oct 30, 2018
Good day house,

i just registered for AXA mansard money market for about 2 weeks now.

i noticed that my the last day interest was added to my account is the 25th of october.

is anyone else experiencing this or knows the reason why?

Thank you
TravelRe: General UK Visa Enquiries - Part 3 by mfonox: 8:07am On Apr 25, 2017
justwise:
Your salary is good and since you will not be paying for accommodation two months of will salary is good enough for cost of ticket.

Since you want to travel by August there is no need applying next week, first week of June will be good and by then you will have more money in your salary or savings account.
Thanks alot
TravelRe: General UK Visa Enquiries - Part 3 by mfonox: 5:09pm On Apr 24, 2017
Good day Justwise,

i need your advice please and those of the good people here.

i currently work with a telecoms company in lagos and i earn 253k monthly. i have previously been refused uk visa once in 2015. one of the reasons was because i hadn't travelled b4 so i applied for a south african visa and travelled for about 7 days in 2016.

other reasons for refusal was based on some inconsistencies in my application which i intend to address in the new application. like i wrote that i was travelling alone but my mum also applied to attend my brothers graduation also. i wrote that i was travelling alone because we didnt plan to travel on same day. i also wrote that i was staying with my brother for 3 days but i also included a 4 night hotel reservation. truth is i filled the application in a hurry and i really just thought it was something easy so i just did it anyhow without much thought.(my mistake)

i want to try the uk visa again. i have about 750k in my salary account which i have saved over time. i just want to know if that amount is enough for my application. or i just wait a few months to build the account more. i intend to travel in August. but i wanted to submit my aplication next week

i also have a savings of about 500k in mutual benefit i have saved overtime, i could include that statement too

My brother and his wife are inviting me. he is married to a british, i will be staying with them, so i wont be paying for accomodation.

he has sent me his utility bills and statement of account. but he doesnt have much money in the account. i am sponsoring myself fully for the trip

Thank you for your assistance
TravelRe: General UK Visa Enquiries - Part 3 by mfonox: 4:20pm On Nov 25, 2015
Thanks a lot funlover1. I wish I found this forum too. The truth is I don't know if I can get a lawyer to draft an agreement for the people involved as I only really know about one or 2 of them. The coordinator is my landlord. Do u think d option of issuing receipts is OK? I'll be sure to do a detailed cover letter this time. Thank u
TravelRe: General UK Visa Enquiries - Part 3 by mfonox:
Good day Justwise and other good people in the house. Thank you all for your help and support for others. I will appreciate your advice on my visa application.

I applied for visa on the 28th of Oct and i was refused a 6 months visa application on the 15th of Nov. Reason for refusal was that I stated in my application my net salary of 200k+ which I supported with pay slips, bank statement etc. However they notice that on the 5th of October there was a cash deposit of 1.5m which I didn't explain the source therefore they are not convinced that that money is available for my use.

The 1.5m was contribution I was doing with a total of 10 other pple at 150k per month and it was my turn to collect end of September.

I want to know how best to explain the contribution. In my statement. They will notice a monthly direct debit of 150k to a particular person. That person is in charge of collating all d money and paying to d person whose turn it is to collect. And it was that same person that returned the 1.5m to me less 5k for admin services so he paid 1495000 on d 5th of Oct. I plan to print my statement from January to highlight the contributions.

As at date of application the balance in my account was about 1.2m

Since after application, I have spent some of the money. 357 on rent. I loaned first 150k to my cousin then another 80k which will be highlighted in d statement and she will pay back this month end.

Closing balance as at today is about 500k. I want to reapply after this month end. After my salary, refund of 230k from my cousin and a little bonus I am expecting I should have a little over 1m.

Im sorry this is a bit lengthy. I just want to know how best to explain d 1495000. Apart from highlighting in my statement the transfers. The guy in charge of collation has a personal biz. Is it OK if he issues me receipts monthly for collection of 150k to attach to my application?

I hope the 230k from my cousin will not be considered lodgement if I highlight the transfers of 150k and later 80k

My sister in law has also sent me 400k one time in april. And another 800k in July to help pay for some goods for her. Altho it wasn't raised as an issue b4 should I still explain it?

I operate a single account for both salary and every other transaction so there are soo many transactions on the account. Do I need to explain every single money that entered my account since January. Or just maybe the ones say over a certain amount.

I plan to submit again first week in December. Thank u for your kind assistance.

Once again I apologise for d length of my enquiry.
FamilyRe: I Read My Sister"s Diary And She Is Planning To Commit Suicide by mfonox: 12:16pm On Jan 03, 2013
your sister wants to commit sucide and u're worried about what she'll think if she finds out u read her diaryhuh??
Nairaland GeneralRe: What Is So Special About January 1st? by mfonox: 9:33pm On Dec 31, 2012
Why do accountants choose the last day of the month to do stock take? Why do companies choose a day to do their year end? As humans, we should also set aside a day to take stock of our lifes, reflect on the past and plan for the future. It doesn't have to be jan first, u can choose to do urs daily, monthly or quarterly. Most pple just prefare to do theirs yearly, cos then u can include both short and long term goals. and since jan 1st is the first day of the new calender year, why not?

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