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Investment › Re: Crypto Currency Investors Thread by mfonox: 8:59am On Feb 13

seanwilliam:
with the current market condition , this strategy works best on btc. Stick to it until the dust settles, with long term mindset , you’ll eat big. you’re not smarter than institutions dumping alts to get cheap btc o. This is for you and anyone reading this trying to play smartness on alts at the moment.
Wishing you the best sir.

Thanks. I'm only buying btc and eth for now.

Investment › Re: Crypto Currency Investors Thread by mfonox: 5:45am On Feb 13

Ammmy:
Please how low will it go? I don't want to miss out on the bullrun

No one knows. I remember waiting to catch the bottom last bull run and then when it started going back up I was too scared to come in so i missed out so i've been waiting for this opportunity to do it right this time. Now I'm just dollar cost averaging. So you can buy some now. If it goes down buy more. If it goes down again buy more. Eg. If you have 100k in total to buy. You can buy 20k or 10k worth now. And so on. I am a kinda like a beginner so I'm reading more on DCA and set it to buy a certain amount every sunday regardless of price that's another way to do it. All the best.

1 Like 1 Share

Investment › Re: Crypto Currency Investors Thread by mfonox: 3:29am On Feb 08

harry2sexy:
2. 100% drop is 1.
1. 100% drop is 0.5
0.5. 100% drop is 0.25
0.25. 100% drop is 0.0125

Nope...... these are 50% drops

8 Likes

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 2:39am On Jan 25, 2024

Lijay92:
I applied since November 22, 2022. No decision yet. No medical requests yet. Is it just me?

Did u do upfront medical? I did, My medical was updated to pass after almost 3 months of submission then the next day, I got approved.

I’ve seen screenshot of people getting medical request(those that didn’t even do upfront) after PPR sef.

You can’t predict this people just calm down. E no easy I know…

Although I had to send a webform after waiting 10 weeks. For a response and I got a response a week later. Don’t know if the webform helped, Maybe u should do that too

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 4:09am On Jan 24, 2024

00e1:
Most of you only believe in your pastor that’s why people who live here don’t come to share their experiences. I am way better in Nigeria than here I have lived here for 3 years and just waiting for few things and moved back home or move to the US and come here once a while. You won’t understand. Yeah everyone situation isn’t the same , you can say nigeria is not safe but people get killed here too, students get shot to death, people die everyday. If you have something serious going for you in Nigeria or you think earning 3000 dollars a month after tax here is better and after expenses you are left with just about 400 dollars, then make your choice. I work as a service technician in a tech company earning 24 cad per hour . I studied here, working full time now, monthly earnings supposed to be 3840 cad , after tax and some deductions like Ei , employment insurance incase of job loss, CPP , and other deductions, I am left with a little above 3100 cad. After expenses only about 400 dollars left . Car insurance here a month goes from between 150 to 300 dollars or even more. Rent $2400 add other bills.

I own houses back home with tenants before I came here , here if I fail to go to work a day I and my family will be kicked out of the apartment. The struggle we go through here isn’t worth it for us. We are not struggling before coming here. It all depends on your situation before leaving Nigeria. I have a thriving business in Nigeria, I thought I would be able to make a lot more money which was why I and my family made the move but was disappointed and sharing this with you is for you to either learn before making your own decisions but most Nigerians will never learn. We haven’t recovered a dime we spent coming here due to huge bills and was already thinking of moving to the US once we get what we are waiting for. It cost is roughly 55 million moving my family here and that was a great mistake we made and only hoping for the best now.

“Most of you people believe in ur pastors” well, that’s not me to start with.

I’m not looking to become a millionaire in Canada like you, that’s not my motivating factor. I’m just looking to be in a system where I don’t have to worry about, No light and bad roads. I just want to live my life everyday in a system that works

If I can afford to pay my rent, other bills, eat, I’m more than okay. If I even see 400CAD after expenses. I am more than okay.

You see, our motivation is different. When people have too high expectations about abroad that’s when they begin to have regrets and complains.
motivation should never be money. Then u may be disappointed.

May God help you in ur quest to US or wherever in search of greener pastures. I just know you won’t be coming back here…. All the best

6 Likes

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 9:45pm On Jan 23, 2024

Predator188:
What 00e1 said about shoplifting or shop theft is absolutely correct I went the other day to buy baby formula/milk that cost 71.97 dollars in one superstore in Brandon Manitoba canada..I could not find it on shelve I asked a lady that works in the shop..why is the formula not available...she said some people are getting away with the formula without paying..that I should go to the customer service..I went to the customers service and saw the formula where they kept it so that they can keep an eye on it...

But this happens in US, Uk, or any other country that allows self check out. Not peculiar to canada. It will also happen more in naija if self checkout is implemented.

The truth is that no matter how grim a picture he paints. If u ask him to return to naija he will not come back.

Most people looking to relocate abroad have had enough with absolutely nothing working in naija and there’s no kind picture u want to paint that will make them change their mind. So why try?

He’s talking about people not being able to afford mortgage in canada. How many people fit buy house for naija?

I’ll rather hold on to the possiblility of a better life in Canada than remain in the hopelessness of naija. Everyone’s grace is different.!!!! Say he no work for A no mean say he no go work for B

Leave people to pursue their dreams!!!!!!! What’s the worst that can happen?

21 Likes

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by mfonox: 9:31am On Jan 10, 2024

HealthCoach1:
Hello, please I have a question

I once applied for a student visa but i was denied. I did biometric in which my passport was carrying my maiden name then. I want to update my passport to my new surname, please will it affect me as I intend applying for the visa again

It shouldn’t. As I’m sure you’re going to submit all necessary documentation to show U’re married and ur change of name document in ur new application.

Also visit the Canada study visa thread instead of this. You’ll get faster responses there to help with ur study visa application.

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 5:29pm On Jan 09, 2024

sos404:
Please I have an important question house. I want to apply for trv visa, I have been refuse for US visa before but I am not sure if it’s 2 times or 3 times but I am very sure of being refused us visa 2015 and 2017 respectively, I am thinking it was 3 times but because it’s been years back, short memory. I can’t just remember, what can I do? ? I am just confused. Pls I need your best respond expert in the house

Stating this 2 that you can remember is enough. Nobody is going to say u misrepresented because you didn’t mention all 3 times. It’s only a problem if you don’t state that you have Been denied visa at all.

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 12:32pm On Jan 09, 2024

austino677:
correct no be small obsession i miss old thread where you read a valid and correct information..

He’s always in a hurry to answer questions he knows nothing about. Person Dey ask of GIC he was busy talking left left. Collect from aboki and deposit. Lol

You don’t need to answer if u don’t know. Allow people wey know answer. mba.

4 Likes

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 11:52am On Jan 09, 2024

MatrixReloaded:
My people gist don land.. this is the compulsory documents if you ever consider moving to Canada through study route.

https://www.legit.ng/people/1572171-full-list-5-important-documents-nigerians-canada-study-visa-2024/

You’re still fighting yourself? It’s time for u to move on. This ur obsession with this topic is giving “me..n…t…a…l problem”.

I submitted my transcript and certificate to my school to get admission. I didn’t need to submit it to the VO to get my visa approved and I got it. If anyone has to do it. By all means do it. As a lot of people have mentioned. There are instances u may need to submit it for visa application and there are instances that it isn’t compulsory. Stop shoving ur “compulsory documents” down our throat. I’m tired of coming here and seeing u whine about transcript and certificate. Move the F…..k on!!!!!!!!

I believe everyone seeking for visa approval needs to focus on 2 major things
1. POF- Prove that u have sufficient funds to cover ur tuition and living expenses. Include all proper documentation to prove ur source of funds(read through the thread to see all documentation u will need) avoid lump sums without proper documentation/explanation
2. Home/Economic tie- Try and prove to the VO that u have sufficient ties in nigeria to bring u back home after study.(eg. Your family, your job, your business etc)

There are Other areas to focus on like your SOP. Write a clear, self explanatory SOP. Highlight your points clearly. Let it be easy for anyone to read and understand.

No document is compulsory in Visa application except the normal ones listed on IRCC website that is compulsory..( That’s why everyone that has come here to drop PPR has a different list of document. Each unique depending on what they feel is important. Add everything if it makes u feel comfortable

All the best

15 Likes

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by mfonox: 8:56am On Jan 09, 2024

olabanji88:
can you help with this info but the experience cannot be used for pr application

Sorry I don’t understand what you mean.

I’m asking if I can get support work as an international student. Just to work whilst schooling.

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by mfonox: 5:26am On Jan 09, 2024

Good morning house. Can an international student do PSW in Calgary? What certifications will I need to start and how long does it take to get it.( I am not in the health sector)

Are there any certifications I can do from naija before I arrive to qualify me to do the job when I arrive?

My school starts in May. I should arrive in April by God’s grace.

Thank you

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 4:37am On Jan 09, 2024

Mamaoseme33:
Are you saying that one can not buy to GIC account? Example I want to buy 10k each with my name so I can have 20k are you saying it's not possible? Pls explain to me thanks

You can only do the 20k once. If u do 10k first. The other 10k will not be accepted.

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 9:45pm On Jan 04, 2024

MatrixReloaded:
Hmm!!! This ppr seems unsual where is your school Certificate and Transcript? Nysc discharge cert? No trace of your previous academics qualification. Well done as you scale through!!! All d best...

Lol. Even me that is not out here forming guru. Knows that all these things u mentioned are not requirements for a study permit application. Wetin concern VO with my transcript and NYSC certificate and academic qualifications? Am I looking for admission? Guyyyyyy. Try Dey calm down okay….. I’m still celebrating my approval.. All the best to you too

10 Likes

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 7:59pm On Jan 04, 2024

PPR ALERT!!!!!!!!!!!

Finally!!! Been waiting for the day I’ll come and give my testimony here like others. Today is finally here. Thank you Jesus.

Special mention goes to Zubizareta. Amazing, amazing guy. I contacted him to help write my SOP in July 2023. I am so glad I did. he left no stones unturned and helped me write a compelling SOP and also advised me on things to add to boost my application. Please don’t hesitate to ask for help from any of the many guru’s here if u are feeling stuck

Details of my application

—41years old
—Single
—First time Student Visa applicant (I was denied a Visitor visa last year)
—Self sponsored
—1 year Certificate Program for Jan 2024(deferred to May because of delay in getting approved)

—Upfront Medical- July 2023
—Application submitted- 13th October 2023
—Medical passed/ BVL- 3rd January 2024
—Passport Request- 4th January 2024

Documents submitted
1. GTB 6 months MBS and PDF statement with Opening balance 9m closing balance 11.3m. No lump deposit.
2. Letter of non indebtedness from GTB
3. School Letter of Acceptance
4. Full tuition payment receipt 19,750CAD
5. GIC Certificate from CIBC(10,000CAD)
6. Employment letter
7. Work place ID Card
8. 3 months payslip. (Salary less than 300k)
9. Letter of introduction from employer
10. Recent Salary increase letter
11. IBTC Pension fund statement (bal 12m)
12. Police clearance certificate
13. Vehicle particulars
14. Picture with parents/ siblings
15. Mum’s Medical report where she was receiving treatment in the city where I live
16. Picture with Mum
17. Upfront medical sheet
18. Certificate of business Registration
19. 3 copies Purchase orders from clients
20. 3 copies Invoices to clients
21. 3 copies of Receipts of goods purchased for supply
22. Detailed SOP/LOE

I had to send a webform on the 28th of Dec when I wasn’t seeing any update on my application. Pleaded with them to look into my application as my school was scheduled to resume on the 8th of January. I wish everyone on this journey Success. IJN. Amen

19 Likes

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 1:55am On Dec 28, 2023

lady25:
PLEASE HELP
1. Do I need to go to the bank (gtbank) for reference letter to add to my bank statement?
2. When getting the bank statement for POF do I indicate that It should be sent to the canadaian embassy or I should just download it to my email and then Upload on the ircc website. Im Really confused.

1. Yes u have to go to the bank for reference letter
2. You can either request for MyBankStatement. That one is sent to the embassy. But they’ll provide you with a slip. That slip has a passcode. You’ll upload that slip in ur application. With that code, the visa officer will be able to view ur bank statement(only the period you ask the bank to send to them not ur entire bank statement) . (b) You can also download the pdf copy of ur bank statement if u want and upload that instead. A lot of people go for the first option if they don’t have space to upload multiple pages of bank statement to their application. I did both just to be on the safe side. If space is not an issue. You can do option B. Or both. If space is an issue. Option A is fine. If u choose to upload multiple pages of ur statement, ensure that if u have to compress it due to space, the content is still very visible to the visa officer. All the best and whichever option u choose is fine

3 Likes

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 2:48am On Dec 27, 2023

Good day house,

I applied since Oct 13th no response from IRCC. I had to defer my admission to May. Even though May is currently full for my program, the school suggested to put me on a waitlist to see those that will drop/defer for May so they can find a space for me

Do I need to inform IRCC this on the web form I intend to raise? If I don’t. When they are treating my application say after my resumption date which was supposed to be 8th January. Is this grounds for denial or is it possible for them to approve my application even after my start date has passed or too close to my start date?

Please advice.

2. The school also gave me an option to get a confirmed September admission or the waitlist and I chose the waitlist option. Do u think I should opt for the September instead? If I choose the September. Will this study permit(if approved) serve me for September? Or I’ll have to do a fresh application.

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 2:36am On Dec 27, 2023

Johnbosco1:
I did. A nairalander that I met here also did and both of ours are out. Maybe, you should if your resumption is January 2024.

Thank you. Kindly assist me with the link to raise a web form. My resumption is in January

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 1:32pm On Dec 23, 2023

Johnbosco1:
Finally, Nairaland is back.

PPR dn drop, finally guys!
It dropped 30 minutes after my deferral request was approved. 😂

Timeline:
Submitted application on October 18
Upfront medicals and biometrics had earlier been captured in my 1st application (This is my second application)
No update or progress whatsoever on my dashboard until Dec 18, when I received PPR. Till now, eligibility is still in progress as with background check. Lol

After I had done my findings, I came to the realization that there were number of things missing in my first application, and it had failed in a number of places so I decided to bring reinforcements on the second application.

First application was self-sponsored, and the refusal was due to insufficient funds even though 70% sch fees was paid, 10k GIC, and 5m for other small stuff.

I applied for gcsm note but didn't get any so I reapplied.

For the second application, here are the documents I submitted:
1. Passport Data Page
2. Affidavit of Return
3. Certificate of State of Origin
4. Police Character Certificate
5. Certificate of Birth
6. E-medical information Sheet (Upfront medicals)
7. Statement of Purpose
8. Academic/Professional resume
9. Letter of Introduction
10. Professional certifications
11. Property ownership (land and a car)
12. Full tuition confirmation receipt
13. 10k GIC certificate
14. Mybank statement
15. Pension Reg Certificate
16. Pension Statement
17. Contract Agreements
18. Employment Letters
18. Payslips
19. Tax Clearance certificate
20. Acceptance Letter
21. Nysc Certificate
22. Degree Cert
23. Statement of results
24. Students transcript
25. Waec cert and testimonial

I wanna thank y'all for your contributions on this platform, all of you! Y'all have such a great community. Didn't have to ask many questions because the questions were already asked and the answers provided accordingly, all I needed to do was to read through each page.

Congratulations!!!! Still waiting for mine. Submitted October 13th. This is wait no be here…. Did u raise any webforms? Wondering if I should.

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 9:15pm On Dec 16, 2023

Kunfy:
I got refused too on 6th of December, pls how does it take to get gcms note. My resumption date is May 2024
How long does it take to get GCMS note.?

One month

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 8:22pm On Dec 13, 2023

Atturu:
Is it US $ or Canadian $ that schools in Canada accept?

Canadian dollars

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 9:02pm On Dec 12, 2023

Danilvex:
I think it’s all October 18 applicants downward that hasn’t been replied !

Oct 13th here. No response. Some are lucky to get response on time. Some not so much. I hear it can take up to 10/11 weeks now……still hopeful

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 1:35pm On Dec 12, 2023

Prosperkossy:
Please guys how were you guys able to transfer money to gic account. I transferred the money(10,200cad) from my Canadian bank to my brother’s gic account but got rejected by the bank. See attached

The name on the GIC must be thesame as name initiating the transfer. So you might have to send the money to ur brother to do the transaction himself

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 1:25pm On Dec 12, 2023*

Prosperkossy:
Please guys how were you guys able to transfer money to gic account. I transferred the money(10,200cad) from my Canadian bank to my brother’s gic account but got rejected by the bank. See attached

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 6:30pm On Dec 11, 2023

Johnbosco1:
Hi Gurus in the house,

My resumption date is Jan 8, 2024, and I haven't even gotten any update from IRCC regarding my application. Heck, it still hasn't even started eligibility check despite biometrics and upfront medicals done (none of which have been updated so far). I submitted it on 18 of October and this is my 2nd application.

Gotta get you guys advice/suggestions here. I am thinking of deferring to May 2024 if I don't get any response from IRCC by the end of the week. My question is should my school provide a new admission letter with a resumption date of May 2024, can I upload it as a webform to my existing application, would it be considered by the VOs?

What would be the best course of action in my scenario? Abeg time no de again

Same boat. Applied 13th October. I have written to my school for a deferral to May. since the last day for deferral for my school is 13th December.

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 6:06pm On Dec 09, 2023

Momoney77:
Good evening all,

I have a sponsor who can foot all the expense for my schooling and personal expenses too. Do I need to have up to 10k$ CAD in my account before applying.

You just need to prove the relationship btw you and ur sponsor. He submits job/business documents to show how he came about the money. Then he transfers part/all the living expenses to you to show commitment on his part.

1 Like 2 Shares

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 9:36am On Dec 09, 2023

Ultimateagent:
Please when did Canada use to approve Proof of Funds.....is it before biometrics or after biometrics?

They don’t approve proof of funds on its own. You will submit ur application, do ur biometrics before they begin to review ur application in general. Your proof of funds is included in ur application.

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 11:16am On Dec 08, 2023

Glock22:
You cant use black market rate for an application. You would be shooting yourself in the foot

Black market rate is always higher than official rate. So using black market rate to calculate POF is actually a plus and not “shooting yourself in the foot”

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 11:34am On Dec 06, 2023

Kimzy4u:
No I didn't, cos it was clearly written.

That’s a generic response for when they have an issue with ur POF. It doesn’t necessarily have to be because the amount isn’t enough. It could be a lump sum that they think Is for demonstrative purpose, could be u didn’t show how u got the funds. Etc a lot of reasons. Best advice Is to get ur GCMS note to know the exact reason not just adding money to ur POF

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 3:09pm On Dec 03, 2023

Munchbite:
Good afternoon house, please is it true that Canada doesn’t give visa to people that has third class in degree. Is there anyone with third class that has gotten a visa recently?

Visa or admission? I think ur concern should be getting a school admission. Nothing concern visa officer with ur 3rd class degree as long as u get LOA

1 Like

Travel › Re: Canadian Student Visa Thread Part 23 by mfonox: 4:39pm On Dec 01, 2023

Badadvisor:
Hello please how much does Nigerian banks like Access or FCMB domiciliary account charges when sending $7500 to 8000 usd for the gic payment?
How much should i budget for the transfer fee so I'd know how much I load into my domiciliary account once and for all

Gtb charged me about $75 for $7519

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