₦airaland Forum

KashApp:
No! It's only available on iPhone.

Ehyaa...
Thanks anyways...

StarryV:
My dear. We're pushing them gradually o. Have paid soko people except one. And they have messaged my contacts already. So I'll jump to the patient ones. I'll settle them before I come back to the impatient ones . The pressure don calm down small

You get mind oh...
Like for how long has you loan been overdue?
All my eyes are swollen from crying but God will take control... I'm having issues at my work place, my business got destroyed with flood.. and plenty loan apps all in my neck... But I will pass this phase... Let me know how you did URS at least it will push me forward

KashApp:
Do you have an iPhone too? If yes, try carrotpay. Very nice too.I tried it today and they approved it...gave me 7k to pay 8050k for 1month. So carrotpay approved me on iPhone and Branch on android... I will be dealing with the 2 and be a good customer I will never default but you see those thieves like sokoloan, I just wish one of them approve it... I will tell them straight to learn from the likes of branch and stop robbing people.

I don't have iPhone oh can't I download it on Android

StarryV:
Branch will actually give you a peace of mind.

How far have you gone with your loan

KashApp:
I've read about carbon and aella...they are nice with better interest unlike those thieves. That's why I like the 3 - sadly, only branch approved my loan. Try aella too...its nice! Happy weekend!!

Let me try this aella...
I'm still owing carbon though they've not call me yet... Thanks for this...
Happy weekend

KashApp:
they've denied before but I will try it again. Did you borrow from Carbon, Branch and Aella?

I did not borrow from Aella..
But carbon and branch are on my list...
My carbon loan is due today...
I've paid branch and deleted it I'm getting tempted to download it again and borrow

KashApp:
exactly what am thinking*

Try lcash fes

KashApp:
Whenever they are doing there usual review, the next response will be; loan denied....even carbon.

Me self I'm looking for new loan app but no 1 is approving my loan ..
Or maybe they are tired of giving out loan

KashApp:
and all due now? But those apps are denying me oo...only Branch approved my loan and I've settled them. The rest denied me.

Yes...
Although I've paid 1...
Whats there response when trying to apply for the loan

StarryV:
This was why they messaged your contacts

I'm scared of picking thier calls

No loan app is giving me again oh...
Maybe they've blacklisted my BVN...

StarryV:
Maybe you were not picking their calls. Mine is upto a month and they haven't messaged my contacts.

Yeah I rarely pick thier calls oh... The calls are too much so I switched off my phone most times...

StarryV:
How many days overdue?

Today make it a week

[quote author=Mixedfraction post=105399855]Thanks allot pls delete...
Sorry for replying late
I greatfull

StarryV:
Carry your wahala and follow someone else Mr. Follow Follow. You read but do not understand. If you read my comment without that your biased mind you would have seen that i never said i refused to pay. So please keep your advice for your village people or better still give it to your loan company and advice them on a better way to recover debt. Mtcheeeeeew!!!

He is their agent

Xcredit has messaged my contacts
I've been receiving calls from some of my contacts... I told my mom that they are scammers should in case she receive their messages

Layormiii:
yeah, I haven't seen him advertise the lashes in a while tho

That na him business oh...
He has made a lot of money me I'm still here trying to stand on my 1 feet...
Abeg make I mind my business

Layormiii:
Bob oooo
With all this money you're spending on photoshoot, clothes, gold jewelry, expensive hair, parties, nails, shoes , cars etc just to pepper Dem on Instagram... Do you have a house of your own? Asin you don buy house? Then why not open a big shop/boutique and start a mega business too? With your plenty online followers you go sell ehn.. you don buy house for your parenting? Are you taking professional courses you know.. for self development?

What I am trying to say is that what are you doing to save yourself from rainy days when your market no longer sell and Nigerians no longer fancy you.
You're still young tho . Just 30.. time still dey And what do I even know..

He has a brand of eyelashes that I know off, different brand self.. check it on Google... His cheapest lashes goes for 1500

Mixedfraction:
lol. You dey mind those people.. I remember one like that, I was sincerely begging them to arrest me instead of sending messages to my contacts but the loan company refused.. thank God wey give me the wisdom to use do some stuffs for my phone now na them dey beg me..

One mannerless lady from Lcredit called me after I had done the stuffs I did in my phone and I begged her but she replied "are you high?" Inside my mind, I just laugh.. them mumu well, well...

Abeg help me share some of the wisdom tips you used with me abeg...

EJONI1524:
Miss efe pls is it true that they can block my bank accounts and get me arrested?

I'm as scared and clueless like u now, I really don't know....
Starryv should help ask her...
and try reading all the comments here

EJONI1524:
Pls I borrowed loan from 4 different app, LCredit, Palmcredit, NEWCREDIT and Xcrosscredit to invest in a business hoping to repay before my due dates I was scammed and now all 4 Credit apps are on my neck and I don't have money to pay the total payment is suppose to be 76k now they calling my contact list and threaten me...it's really traumatizing I don't know what to do pls I need help.

We are all in the same boat..
Welcome on board

Dufil:
Don't get scared.

I'm trying not to be scared.

Ameboperoo:
Are they your emergency contact?

Yes

Lollittaa:
Sue yourself

He had already sued himself

My Dad called that some Xcredit and lcash called him even my sister i just explained to them,,, my sister said she will them its a wrong number that i shoudnt worry...
While my dad says he ask them not to call him again because they didnt call to inform him b4 giving me the loan.
Na some comments for here dey give me small small mind... I was even thinking of suicide but im strong...
Thanks to u all

miccoy:
First, you need to calm down!

Nobody is coming to your house to arrest, nor kill you. Debt is a civil wrong and not a criminal offence. You haven't committed any offence. Under the law, police no dey arrest person wey dey owe and no court go jail you. Na negotiation dey always end am.

It's a good thing you have paid 1 out of the 12 companies you are owing. Relax, don't overthink, don't overwork yourself.

Now, try and work out convenient repayment plans for yourself. One apps at a time. Start with the app with the least amount. Gradually you will pay off.

* Don't uninstall the apps. Rather, go to settings, apps, permission and deny access to read messages, contacts, denial access to everything.
* Get a new ATM card and change your internet banking details.

If any of them threaten you, let them threaten. But just be focus on your repayment plans. The worst any of them can do is send derogatory messages to your contacts. And if it happens, bear it! It's not the end of the world. Na owe you owe you no kill nor steal from anyone.

And this may sound harsh, but if any of the apps send derogatory messages to your contacts, make sure you don't pay that particular app. No government anywhere approves such cruel method of loan recovery.

Take care!

Thanks alot... Im holding on to this...
Thank you.. I'll do as u you,ve adviced

StarryV:
you need to meet ekene101 for counseling .

Nobody is coming to your house. This your imagination is too wide mbok.

Pls ekene101 can i whatsapp u for counseling? I am having sleepless nights

Dufil:
They are doing same to me too.

Only that I told my siblings 2wks ahead and uploaded it on my status. So, they knew what's coming..my loan is 2wks overdue, no fret still.

God help us.. I can't even sleep

Dufil:
My dear don't be scared. Someone introduced me too bcus i hate borrowing. I m sure they won't come to ur house...dont fret.

They have started calling my Dad

I've paid 1 remaining 12...
I really scared they will come to my house and arrest or kill me...
God help us all

[quote author=Dufil post=105267085]Mine just 3. Okash, Lcredit and kashkash, I'm worried about these apps as they may attempt to physically assault.

But don't fret, for now have blocked my ATM telling them I was robbed.

Don't kill yourself with unnecessary fear, but the guy above, has scary story.
I was with just 3 before oh, they keep introducing me to to more apps because i do pay on time,andfool for downloading them... Before rain destroy all my sales... And I mistakenly paid easy credit twice I called them to refund me my money and they refused that's when problem started....
Those loan apps are all blood suckers..
I'm really really scared...

IamKizzbrown10:
I borrow 28k frm okash june 8 and i was unable to pay bck after due date, they threaten to blackmail me and attempted to commit sucide at a nearby hotel upon all the sniper i drank after 2 hours the break down the door and they cal police to cm and pick me up thinking i was dead, well i survive and i was detain for 6 days and got bail on 100k bail. Till nw am unable to pay bck the loan and the amount has rise to 55k and my atm is default wic means i cant take loan frm any loan app. Well am stil withdrawing money frm the card. Tel him/her to be strong, i learnt so many things frm the experince. Till wen i have the money i wil pay, afterall nigeria are stil owning cbn debt.

Okash arrested you?