₦airaland Forum

tracy0803409:
Goodafternoon Everyone, please how can I link up with Nigerians in Thunderbay, I will be so glad for any positive response, Thank you Family

aestake:
OCAS has their fees and try and see if there is any other restrictions. Try to register until you meet the payment page. Do you have grade 12 subjects or are your O'levels and stuff relatively fresh?

Ifetech4u:
Good morning,base on my little Knowledge,you can easily be addmit into License practical Nurse diploma in any College in Canada, because their requirements are not much.

kingmurainah:
Hello good morning,
I’m planning on to do Gre class at Edugrade, so I want To ask if there GRE class is good.

babakb:
HND holders can't secure admission to MSc directly anywhere in the world, better do a HND-BSc conversion in Nigeria now, I'm also a HND graduate and I have started my conversion program, hoping to finish next year August then I will start my Japa plans properly.

Oshiozee:
Self contain available for 3months rent.
Not room mate, you to your apartment.
Rent will be due in april but I’m relocating to another state.
Available is big size mattress for sale & half paint of 20ltrs in case you want to repaint.
It’s a self contain apartment and area has good power supply.
You can quote or email me if you are interested.
Agent please don’t contact me.
Location is Jakande first gate.
Thank you.

yusufmurry:
How much?

And did he guarantee you that you would check/access your result after like 6 months and beyond? GRE is valid for 5years and TOEFL for about 2years. To confirm if you can access your portal and result because many of these guys registering below the official price use a voucher that would result in ETS withholding your result for cashback

Chimma5:
Please between Edugrade and Examplanet which is a better and legit GRE link and at a subsidized price. Kindly add me to a GRE study group thanks
08056594445

NozinoGroup:
Do you have a list of Universities you are hoping to apply to? Check their admission requirement. I believe TOEFL is easier but IELTS is more useful. I didn’t write any but I got into a few unfunded PhD. My regret is not applying broadly. Hopefully I get into a funded PhD soon. Good luck on your TOEFL/IELTS


Edit: I just noticed you have a Masters degree, I don’t think you have any issues at all. I’m sure you’d get into most if not all Programs you apply to if your cGPA is great.

Nozino:
Of all the sob stories and Scams you could think off, is this the best you could come up with?

samhardy:
Hello my bosses in the house, can I still fund my flutterwave account to pay for WES?

Is this strategy still working?

Hlp me fellow brother in the house!!!

Markswag101:
IPhone 8 64 GB Fairly Used 100% Battery Health
Price:60k
Location: Aguda, Surulere
Call or Whatsapp: 08167536019

renyx:
I also plan on writing gre this July. kindly send whatsapp text via 07062147753. thank you

Modupeola25:
8k sir

Mizzhelen:
OX Plus Giant 60" ceiling fan available for sale
Location- Fadeyi, Lagos.
Price:10k
Contact on signature

Babagirls:
Yes I can fix it... Is my job...call 08187717244.

SilverSnow:
I just got this 25" Duravolt ceiling fan( short blades) a week ago. It turned out to be too small for the room. Make an offer and come and pick it.
Receipt and cartoon available
Location: Ibadan

Wizdeen:
Self con in iyana oworo available, its the flat where i live currently, Send me a message

Lindakam:
Hi. I am new here. Although I have been following as a guest. A situation whereby you have the funds in naira but you proceed to buy dollars from black market due to fluctuating Naira rates. Would it fly? I don't intend to spend the dollars. If yes, which SOA do I use?.. Thank you


quote author=WeAreDLucky1s post=96370823]

Hey AyeeshaB,

CAVEAT: I AM NOT A VO neither do I process applications for people, but like most people in this thread, I have applied for this, I want the best for everyone and surely, my application is in good stand. So, whatever is written below is an unbiased interpretation of what is on the IRCC's website alongside proven personal experience and knowledge from this forum.

I am particularly taking a keen interest in this question even if it has been answered multiple times before. This is because I delayed my "plugging" into the pool for almost 2 years searching for how to gather the POF, how to meet the requirement while ensuring that I abide by their rules (since 2017). Also, I feel it would be quite informative if I pour out all I know about it and the "general" confusion surrounding POF AND THE SIX MONTH SOA (Statement of Account).

I see the majority of your questions centers around POF, as such let's take a quick view of what qualifies in order to present an acceptable POF. (no sentiments attached)

So, I made a quick road trip to the IRCC's portal on the page with the sub-header "WHAT WE ACCEPT AS PROOF"; Link HERE. Image below.

In the image, I made some inkings with 4 Colours; - let me explain;
1. RED: What you cannot use - in your case, this has no effect, so we will skip it since you'll be using "Money in the Bank" (let's call it Cash). This by all means is the easiest form to prove because it is the sole form that meets their requirement 100%.

2. YELLOW: Borrowed Funds. Well, the only way the VO can prove that the money is not borrowed by you presenting ONLY A LETTER (This is what is requested) is by ensuring you have a history with the bank or financial institution, thus, the reason for the AVERAGE BALANCE FOR THE PAST 6 MONTHS. Note: this will be low if you just recently dropped a lump sum or rarely use the account. - A red flag. Also 6months Average is not 6Months SOA, in fact, you're actually giving the VO work to do by converting your raw data (cash entries) into 6months Average. - Sorry, no yellow inking on Nairaland

3. GREEN: Readily available cash for settlement aka "everyday spending". This is where "CASH IS KING" got its entitlement and the edge over every other means for POF. Remember - CASH IS KING. I am a witness to this.

4. BLUE: How to Prove your money. This, clearly stated with 5 bullets and 4 sub-points what is required to effectively prove you have the minimum required money needed for settlement in Canada.

Now that we know what and how to prove a POF, let's have a deep dive into your questions.

1. Is it okay if the bank letter/ statement is up to 3 weeks old before the application submission date or what is a safe acceptable timeline?
- Please let's assume you stick with what is requested - A LETTER - NOT STATEMENT OF ACCOUNT! In this case, if you have always had your money since forever in that account, you may just pull up a recent letter that meets those requirements in the bullet. Note, recent here is subjective, however, if you can get a letter of 3weeks old in their requested format, I doubt it will be an issue.
ANS: It is Okay. There is no "safe acceptable timeline" per the information on the IRCC page.
Mine: First POF - a week old, Second: 2 weeks plus. - Never got ADR for Fund. - Never! (FYI: Submitted POF twice because of the new addition, although my first already covers for the new addition(new baby), I just prefer to make documentation easy for the VO - Choice)


2. In a case where I want to include salary inflows into my account do I need the whole account statement for the duration or I can take a screenshot of the exact inflow days?
No one really asked for SOA (Statement of Account). This is just a conception someone coined possibly to avoid unnecessary suspicion and probably to explain some certain inflows. Well, today it has gotten general acceptance - I blame no one.
ANS: There is absolutely no need to highlight or screenshot specifics. If you want to add SOA, it should be because you want to "sleep well or at least give yourself the benefit of doubt" that you were able to prove your POF or cover your tracks, as the case may be.
MINE: First - Only the official letter from Zenith Bank - Savings Account, Second - Only the official letter from Zenith Bank - Savings Account! No SOA whatsoever - Na! I don't buy that. I believe in the simplicity of my application. Note: both letters at the 2 Instances met their bullets - I ensured I drafted it for the bank and had them give me in that format. - You can PM me if you want a copy - signed/stamp and on their Letterhead. - Never got ADR for Fund. - Never! (My application was confirmed approved in 3months, if not for Corona wey come pour sand inside my garri, and now baby come join I no go kill myself nah )


3. Do all the addresses on all my documents need to be the same (current address, PCC, bank statement/letter, Pension letter). I have not updated my addresses in some of my banks.
ANS: Hey, worry less! The majority of these documents do not even have your past, current, or future address lol. Seriously, don't worry about all these. There are days ahead where you'll pray to sleep only because of endless thoughts about your submitted application and the wait. Please don't start this way. No Nah. Please get your document and upload it.
PCC - Purple page - No address, Bank Letter - No address, RSA/PFA - No address. So, why the headache.


4. Is it okay after application to move money from where it was, I do not intend to spend it, I just want to Invest it while I wait for PPR because it has been lying in my dollar account for months with no interest.
ANS: Please do not make things complicated, in fact, try to make it simple for you, yourself, and everyone. What I would advise you is to put on a scale, the benefit of both decisions - That is, if you leave your money the way it is in the bank VS if you move it. Trust me, if you do the latter it throws a red flag should they mistakenly ask for Schedule 4A - ADR for POF (You've got only one shot away from straight rejection - surely, you don't want to be in this situation) or even if your application has been approved and you fly, how do you want to explain to any "overzealous" CBSA officer at your POE.
My advice is please leave the money there, after all, unless you plan to stay ONE YEAR after PPR before you travel, then you can invest after PPR, the ROI on most investment isn't that glorious, anyways! When you reach your apartment for obodo Canada, you can make it the first in your TODO list
MINE: Family of 4 yet, I allow the money to stay stupid there in the bank by now (11months) it would be close to another Million if invested in ordinary yeye 12% Mutual Funds self. But 1M isn't worth a rejection abeg, only IELTS self take almost 600K from me. Biko I cannot come and settle fight with VO wey no like to hear word.

Once again, I personally want to say the issue of POF is one that has hindered many, caused rejection, and has caused many headaches to plenty. Like all issues of Money, always remember the easier it is to explain the better it is to convince, anyone.

_{I hope this has been informative and helpful, and I'll like to thank you for reading.}