₦airaland Forum

If you're curious about what EMTL means in the OPay app, here's everything you need to know: https://www.finng.com.ng/2025/03/what-is-emtl-for-opay.html

It's wise to understand Moniepoint's working capital (business loan) interest rate before you apply so that you will not fall into what you don't expect. Here's everything you need to know about the business loan interest rate: https://www.finng.com.ng/2025/03/moniepoint-business-loan-interest-rate.html

Here's Flutterwave’s net worth and valuation over the years: A Financial Timeline! https://www.finng.com.ng/2025/03/flutterwaves-net-worth.html

Flutterwave launches static and dynamic virtual accounts for Ghanaian merchants to collect "pay with bank transfer" payments from their customers. Here's how to activate and use these features on Flutterwave dashboard: https://www.finng.com.ng/2025/03/flutterwave-partners-with-affinity-pay-with-bank-ghana.html

The Nigerian Exchange (NGX) Group Plc, the Central Bank of Nigeria (CBN) and MinieMoney have put together a seminar on money management tips for over 200 students to mark the Global Money Week, a global initiative that promote financial education among young people.

Read full story here: https://www.finng.com.ng/2025/03/global-money-week-for-over-200-student-in-nigeria-with-ngx-cbn-moniemoney-support.html

In one of my articles, I talked about Stagflation--a situation where a country is affected by high inflation, slow economic growth, and high unemployment rate at a time. https://www.finng.com.ng/2025/03/what-is-stagflation-in-nigeria.html Another economic situation we will looking at this time is Liquidity squeeze. I discussed what it means and how it affects Nigerian Treasury bills.

Read full story here: https://www.finng.com.ng/2025/03/liquidity-squeeze-treasury-bills-in-nigeria.html

People forget their bank PINs for several reasons, including:

Infrequent Use – If someone rarely uses their card or relies more on mobile banking, they may forget the PIN over time.

Too Many PINs & Passwords – People manage multiple passwords and PINs for different accounts, making it easy to mix them up or forget one.

Lack of Association – If a PIN is random and not linked to anything meaningful, it’s harder to recall compared to a number with personal significance.

Memory Overload – Stress, fatigue, or age-related memory decline can make it difficult to remember PINs and other important details.

Recent Change – If someone recently changed their PIN, they might accidentally try using the old one out of habit.

Automatic Payments & Contactless Transactions – Many people use auto-pay, digital wallets, or tap-to-pay, reducing the need to enter their PIN regularly.

Fear of Writing It Down – Some avoid writing down their PIN for security reasons, but this also increases the risk of forgetting it.

If any of these has happened to you and you forget your Moniepoint PIN (be it business PIN or personal account PIN), this article will guide you through how you can easily reset your PIN: https://www.finng.com.ng/2025/03/how-to-reset-moniepoint-business-pin.html

Live chat is now the most useful medium to get support from customer care service nowadays. Infact, 98% of fintech companies now implement in-app live chat features in their application to give instant and ease support to customers. Moniepoint is no exception. Here's how to contact #Moniepoint customer care service via live chat: https://www.finng.com.ng/2025/03/how-to-contact-moniepoint-customer-care-live-chat.html

Have you heard about AI-driven debt collection before? it's a concept that allows fintechs, banks and online lenders to recover loans using AI. Here's everything you need to know: https://www.finng.com.ng/2025/03/how-to-use-ai-to-recover-debts.html

TikTok just rolled out "security checkup tool" that enables users to add extra layers of protections to their accounts. Now, users can turn on two-factor authentication, manage and revoke any unwanted devices, enable biometric such as facial recognition and more.

Here's more about #TikTok's security checkup and how to enable the features: https://www.mainwave.xyz/2025/03/tiktok-security-checkup-tool.html

Nilos, a global B2B payment company, is bringing cross-border remittance to francophone countries in West Africa. Businesses will be able to receive instant cash out on any received foreign currencies in CFA (XOF). Nilos will also provide multi-currency virtual accounts.

Read full story 👉 https://www.mainwave.com.ng/2025/03/nilos-b2b-cross-border-remittance-west-africa.html

Access Bank, Nigeria biggest bank by assets, is in the advanced stages of buying the National Bank of Kenya (NBK) from KCB Group. Both banks signed an agreement in March 2024, with the transaction valued at approximately $100 million.

Read full story 👉 https://www.mainwave.com.ng/2025/03/access-bank-nears-final-stage-to-complete-kcb-acquisition.html

Bank of Ghana (BoG) has approved Flutterwave to operate inward cross border remittance services in the country.

Read full story: https://www.mainwave.com.ng/2025/03/flutterwave-cross-border-payment-ghana.html

Converting excess airtime to cash in Nigeria is simple and easy using the right apps or sites. In this article, I've unveiled the top 5 mobile apps and websites that offer Recharge2Cash services. I compiled them based on these considerations:

1. rate of conversion
2. ease of use
3. network flexible
4. speed, and
5. platform interface.

read the full story here: https://www.mainwave.com.ng/2025/03/best-apps-and-sites-to-convert-airtime-to-cash-nigeria.html

Chipper Cash scams me with their hidden fees. They blocked my withdrawal and automatically converted my funds from NGN to USD to settle USD's maintenance fees without my consent. Here are proofs: https://www.mainwave.com.ng/2025/03/chipper-cash-convert-my-ngn-to-usd-for-hidden-m.html

Looking for ways to switch between accounts on the OPay app? This article explains everything you need to know about logging out and logging in to another account on the OPay app without getting flagged: https://www.mainwave.com.ng/2025/03/how-to-switch-accounts-on-opay-app.html

Yes, you can create two OPay accounts without any consequences. However, if you create more than two accounts, you may face consequences from financial authorities. Here's how to create two OPay accounts and potential consequences you may face when you have more than two accounts: https://www.mainwave.com.ng/2025/03/can-i-have-two-or-multiple-opay.html

Here's the list of popular #crypto exchanges that have listed # (PI) on their platforms for users to buy, sell, store and trade the token. https://www.mainwave.com.ng/2025/03/crypto-exchanges-listing-pi-coins.html

These #loan apps can give you N50,000 instant loan in Nigeria, even as a first timer: https://www.mainwave.com.ng/2025/03/loan-apps-that-give-50000-naira-instantly.html

If you've successfully migrated your mined PI to your mainnet wallet in the first migration circle and you've continued mining PI, this article detailed how to migrate your transferable the in the second circle of migration: https://www.mainwave.com.ng/2025/02/how-to-migrate-pi-to-mainnet-2nd-time.html

Here's a detailed video that explains how to migrate #PI to mainnet wallet the second time:
https://www.youtube.com/watch?v=y0H_OnvbXe4?si=s4nQwiqccCwTisRR

If you want to sell your in Nigeria, you need to first read this article: https://www.mainwave.com.ng/2025/02/how-to-sell-pi-coins-in-nigeria-naira.html

What happens to your unverified #PI, transferable PI after deadline if you’re not migrated or still on the migration queue? Can pioneers still mine PI after deadline? This article discusses everything you need to know about the potential impact of the February, 28th, 2025 deadline: https://www.mainwave.com.ng/2025/02/what-happens-after-pi-kyc-migration-deadline.html

Zap Exchange, part of Zap Africa, is Nigeria’s pioneering non-custodial cryptocurrency exchange, co-founded by Moore Dagogo-Hart. It enables users to trade cryptocurrencies directly from their personal wallets—making it much easier for users to retain full control over their private keys and tokens. Here’s everything you need to know about the platform: https://www.mainwave.com.ng/2025/02/zap-africa-exchange-buy-and-sell-crypto.html

Have you stopped mining #PI? No, don’t stop until the deadline. There’s still chance to earn more transferable and migrated . Here’s everything you must know: https://www.mainwave.com.ng/2025/02/keep-mining-and-earning-pi-coins.html

However, if you’ve not been able to migrate your PI or you’re stuck at KYC, read this post: https://www.nairaland.com/8349329/100-working-method-migrate-pi

The long-awaited #Spotify HiFi is coming in the nearest months. Here’s everything you need to know before it arrival. https://www.mainwave.com.ng/2025/02/spotify-hifi-price-release-date.html

Are you still having issues migrating your mined to Mainnet wallet? Here’s exactly what work for me.

#PI Network has set a deadline for PI coin (PI) migration to 28th of February 2025. Any PI that’s not been moved by then will be lost.

So, if you’re stuck in KYC or pending migration, here’s how you can easily solve your problem: https://www.mainwave.com.ng/2025/02/pi-kyc-migration-mainnet-wallet.html

If you’ve not been able to activate USSD code on your PalmPay account, here’s a comprehensive guide that simplifies all the complex processes of activating and using the USSD banking on PalmPay: https://www.mainwave.com.ng/2025/02/palmpay-ussd-banking-code.html

From 19 Feb, live videos will only be saved for 30 days before being deleted.

Older live videos will also be removed, but users will have 90 days to download them — plus an option to delay deletion for 6 months.

New tools coming soon to help with downloads! Learn more about it here: https://www.mainwave.com.ng/2025/02/facebook-to-delete-live-videos-after-30-days.html

If CBN fails to “reverse the patently unlawful, unfair, unreasonable, and unjust increase in ATM transaction fees, it will face legal action,” Socio-Economic Rights and Accountability Project (SERAP) threatens. Get full details here 🔗 https://www.mainwave.com.ng/2025/02/serap-threatens-cbn-with-legal-actions.html

The investment will allocate a new greenfield grinding unit near Addis Ababa to boost Mugher Plant’s production to 5 million tons of cement per year. Get full details here 🔗 https://www.mainwave.com.ng/2025/02/dangote-cement-plans-to-invest-400-million-dollars-in-mugher-cement-plant-in-ethiopia.html