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Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 11:16am On Apr 08
Actively Buying

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Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 10:31am On Apr 07
MrSharply:
Actively Buying

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Cash Mailing

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Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 8:31am On Apr 04
MrSharply:
Actively Buying

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Active Bosses
Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 8:02pm On Apr 01
MrSharply:
Actively Buying

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Venmo
Chime
Money Gram
Cash Mailing

Personal Tag Available
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Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 8:43am On Apr 01
MrSharply:
Actively Buying

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Cash Mailing

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Happy New Month
Trade with us today.
Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 9:03pm On Mar 31
MrSharply:
Actively Buying

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Venmo
Chime
Money Gram
Cash Mailing

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Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 8:16am On Mar 31
Actively Buying

PayPal
Venmo
Chime
Money Gram
Cash Mailing

Personal Tag Available
Instant Confirmation
Good Rate and Fast Payment!!!💯

Whatsapp +2347043777814
Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 8:11am On Mar 31
MrSharply:
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Technology Market / Re: The Xiaomi Thread Store by MrSharply(m): 5:47pm On Mar 29
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Phones / Re: The Xiaomi Thread. by MrSharply(m): 5:36pm On Mar 29
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Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 8:06am On Mar 27
MrSharply:
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Active and Buying
Business / Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by MrSharply(m): 10:31pm On Mar 26
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Car Talk / Re: Use This Checklist Before Buying A Naija Used Car by MrSharply(m): 2:16pm On Mar 14
AutoJando:
Truth of the matter is that more Nigerian used cars are being recirculated among different users than ever before. The affordability of foreign used cars is at its all time low. From November 2023 till date, the prices of cars(naija & foreign used) have almost doubled.

Case in point: Honda Accord 2008 that I bought in September for just 1.8m, restored it and resolved to an end User for 2.6m in November is now worth at least 3.5m with abeg.

One of the most common reasons why people are buying Naija used cars is that they are extremely enticed by low price. Today, there a lot of distress sale cars out there that have actually distressed the owner from daily use. A good percentage of distress sale cars today are sold right after leaving a workshop or at the workshop itself. Dealers keep numbers of mechanics to be able to buy the so-called distress sale cars that they will manageably "repackage" and sell to you the unsuspecting innocent buyer.

Buying Naija used car is not a sin, but falling for the price/urgency trap is what lands many new car owners in an irredeemable mess.

Here are a few tips to keep in mind before buying a Naija used car;

1.Set a realistic budget.
What do I mean?
Okay, check it. Let's take a Lexus RX330 2006 as a sample space. Now, a Direct toks of this vehicle will be retailing for around ₦9-₦13m as at the time of typing this. If you are looking to buy a Naija used one, set your budget around 60-70% of the price for a Toks. If you do the math, that's roughly between ₦6-8m.
Around this price range, you will get a car with good history that the owner probably swapped with a dealer for a higher car like RX350 2010. The dealer might have valued the car at ₦4m and then the deficit was paid by the buyer. So if he sells between 6-8m, he will be very happy with his trade and be willing to go the extra mile to fix minor issues that the car came with. He might spend some money on it to restore the minor problems that will make the early days/weeks/months for the new owner to be problem free.

2. Read/research about the common problems.

Every car you see on the road has common problems. These are problems that the car came with from the factory that you will definitely experience at one point of the car's lifetime. Some of those common problems were so severe or posted safety concerns that the Automakers actually issue a recall on the affected cars. For some, the problems were fixed during the recall process, for others, the cars have been shipped outside the recall coverge area/warranty period.
For example, 2008-2009 Toyota Camry Muscle/Spider/Voltron with 2AZ engine is known to have a factory detect of oil burning. I don't care which grade of oil you use, I don't care whether you bought it Toks, more than 70% of the Camry Muscle you see on Nigerian roads today with that 2AZ engine will have this problem. This problem is due a poor design in the engine oil control groove oil drain holes in the piston. The holes were so tiny that instead of oil that has been scraped by the oil rings to flow into the groove and squirt down the holes to return into the crank case, the oil actually makes its way upwards into the cumbustion chamber and gets burned. This problem is so serious that Toyota replaced the engine with 2AR engjne(aka "venza" engine) in 2010 model starting from late 2009.

So if you read/researched about the car you are buying, you will find that you would already know what to look out for even before engaging a dealer to get you a car.

3. Find a trusted and educated mechanic.
To be frank, trusted mechanics are very difficult to find, so also are the educated ones. Many mechanics go rogue after spending some time in the auto repair industry due to low compensation for jobs. There are others that were trained to be crooks by their bosses. In fact, your so-called trusted mechanic can be compromised upon arrival at the point of inspection. The dealer will give him a covert casual signal and they will both connive to mislead you just because of extra 20k that he will be getting from the dealer. He will now later use your car to be solving his family problems little by little. An educated mechanic will probably know the root cause of most problems he fixes on cars, so if he's giving you green light to buy a car with a particular problem, he will tell you exactly how he will arrest the problem with the potential cost to be incurred.

So the thing is, before you set out, ask your trusted friends to connect you with a mechanic with the above qualities. You might be lucky to find one or two in your area.

4. Cut your coat smaller than your size.

This sounds counter intuitive but lemme explain real quick.
For perspective, I am fairly a well-to-do guy, I won't say I am currently wealthy but I solve all my financial problems myself and also render assistance to people in need when I can. I have a good business that generates sustainable income that can afford me to live a flamboyant lifestyle to drive a "BENZ" or a "BMW". When I decided that I needed a daily car, i bought a Direct Toks 2006 Toyota Corolla S. As at that time, i could afford to buy a fairly 2010 Mercedes-Benz E-350 or a Lexus ES350 2010, but no, i chose a direct Toks corolla which i bought for just 4.2m. This was Feb 2023. If had added just ₦1-2 to that amount, I could buy the Benz or the Lexus. I didn’t do that becasue I wanted a car that will serve me, not the one I will be serving. Lolz! I would have paid more money to inherit someone else's problem.

Till I sold the car this year Feb, I dont think I spent upto 200k in repairs money and the fuel economy also saved me a lot of unnecessary expenses when subsidy vamoosed. The biggest thing I replaced were full set of tyres (which i bought immediately after buying the car), front shocks, starter brush, fuel pump, brake pads..dazzool I can remember.

So the deal is, the car was like a toy that i can play with without fearing what next would break because no matter what, it will never take away 100k from my pocket for just 1 spare part. So that's that.


5. Prepare your mind for repairs/restoration.

Many are mad, few are roaming!
Many of the Nigerian used cars you see on the road have at least one type of sko-sko that is waiting to blow alarm. The best ones are the ones with minor cosmetic issues that you as an end user won't find appealing. Dents, scratches, unlapped bumper lines and so on might be hiding a car with pristine mechanical/electrical background. You won't know! Becasue it looks haggered and tattered, you will tell your dealer to just pass.
The rule of thumb here is, lets say your whole budget is ₦10m for a naija used 2014 toyota Rav4. Look for a car around ₦9m-9.5m max. So that after you purchase and settle everyone involved, you will have money to buy tyres if they are worn out. You can change the oil to the recommended manufacturer spec which would prolong the engine life and give you a trouble-free experience from a mechanical standpoint. You might need to to drain all other fluids and use the OEM recommended ones just to fulfil all righteousness.

6. Pray to your Creator to guide you.

See ehh, even though this is the last tip, it is much more important than I can explain. Prayer will make the money you transferred for a potentially problematic car reverse even if you kept trying over and over. Prayer will make the dealer tell you that, my chairman, I no go lie, you no go enjoy this, increase your budget small make I give you that one. That prayer is what will touch the hearts of fellow human beings that you are relating with to AT LEAST treat you fairly. Make dem no go dey see you as one mugu.


So there you go, everywhere hot now, before you spend shingbai on top car mathias, you gas to use 99% intelligency...you hear me oo??


@Autojando

3 Likes

Car Talk / Re: Use This Checklist Before Buying A Naija Used Car by MrSharply(m): 2:15pm On Mar 14
Well said
Technology Market / Re: Export Goods From Nigeria To more than 250 countries|5-8days business days by MrSharply(m): 12:23pm On Mar 01
Gimporters:
You are just a call away to send your items abroad.

Call/WhatsApp: 08163069073.
Check WhatsApp
Nairaland / General / Re: Ship Your Food Stuff To UK, US, Canada... by MrSharply(m): 6:58pm On Feb 27
Olajumoke2025:
Kindly send your contact
Hello how can i reach you
Family / Re: Men, Can You Take Your Wife Back After Cheating On You? by MrSharply(m): 11:23am On Jul 27, 2020
Munzy14:

No.

Even in relationship it is a deal breaker in addition to stealing for me. If you are my woman, and u do this two, or even one, Game over..

Reasons;
1. If she cheat, I am no longer enough for her. In fact if the new man is hitting her on center of gravity where e deh sweet her pass, I av automatically become an Impedance for her.

2. Due to me becoming an impedance, she can eliminate me easily,because she cooks my family meal.

3. I am likely going to commit murder, I knw what i can do. I really don't want anyone to awake the demon in me..cheesy

4. A lot of beauty and cool headed with brain ladies out there, so I really don't need to keep a time bomb(cheating wife) under my roof..cheesy

5. She will corrupt my kids, especially the females. Because mother goat weh deh chop yam, the pikin go copy am.

6. Its difficult for a woman to cheat, but ones she does, she has crossed..

Lastly, there are tendencies of a woman to bleep easily for material things, Just like we have the tendencies of a man to bleep just to release konji wit no strings attached.

And cheating is a choice.
Career / Re: Why Smart Work Minus Talent Equals An Average Career by MrSharply(m): 9:26pm On Jul 21, 2020
Fastestmanalive:
The poster is actually very right

But if I may add a point, having a successful career is a combination of talent and hard work. None is more important that the other.


IQ , EQ , SQ , AQ

.....According to psychologists, there are four types of intelligence:

1) Intelligence Quotient 0(IQ)
2) Emotional Quotient (EQ)
3) Social Quotient (SQ)
4) Adversity Quotient (AQ)

1. Intelligence Quotient (IQ): [/b]this is the measure of your comprehension ability", solve maths; memorize things and recall subject matters.

[b]2. Emotional Quotient (EQ): this is the measure of your ability to maintain peace with others; keep to time; be responsible; be honest; respect boundaries; be humble, genuine and considerate.

3. Social Quotient (SQ)
This is the measure of your ability to build a network of friends and maintain it over a long period of time.

People that have higher EQ and SQ tend to go farther in life than those with high IQ but low EQ and SQ. Most schools capitalize in improving IQ level while EQ and SQ are played down.

A man of high IQ can end up being employed by a man of high EQ and SQ even though he has an average IQ.

Your EQ represents your character; your SQ represents your charisma. Give in to habits that will improve these three Qs but more especially your EQ and SQ.

EQ and SQ make one manage better than the other.

Pls don't teach children only to have higher IQ , but also to have higher EQ and SQ.

Now there is a 4th one :
A new paradigm

4. The Adversity Quotient (AQ):
The measure of your ability to go through a rough patch in life and come out without losing your mind.
AQ determines who will give up in face of troubles and may abandon their families.

To parents:
Expose children to other areas of life than academic. They should adore manual work (never use work as a form of punishment), sport and art .

Develop their EQ, SQ and AQ. They should become multifaceted human beings able to do things independently of the parents.

*Finally*, do not prepare the road for the children. Prepare the children for the road.
Technology Market / Re: 18 INCH 10 WATT YOGA SOLAR STANDING FAN by MrSharply(m): 8:54am On Jul 14, 2020
Sent you a whatsapp message
surrogatesng:
Get it now
Investment / Re: MBA Investors Forum by MrSharply(m): 7:08am On Jul 10, 2020
GREAT PIECE

aremso:
THE POOR, THE RICH AND THE BANK!!

1. A bank is a broker between the poor and the rich.

2. The commonplace where the two meet is in a bank.

3. The poor bring money in the form of savings.

4. The rich take it, through borrowing.

5. A poor person saves money because they have more money than their thinking capacity.

6. They keep the money in the bank so they can go and think of what to do with the money they have saved.

7. On the other side, rich people come to pick that money, through borrowing, because they have more ideas than the money they have.

8. On a practical side, please who can show me one billionaire who got rich through saving.

9. I will show you a million Africans who have money saved in the banks and are still renting the houses that the Millionaires and billionaires build through the poor people savings which the rich borrowed from a bank.

10. I have now realized that the best savings and interests are acquired through investments and not savings.

11. It will surprise you that the only money that the rich allow in their account is the minimum balance to keep it alive.
Every cash they have is seen on one investment or another.

12. Take a risk in your life, if you fail you will learn, and if you succeed you will be a good example to others.

13. The only shame you must avoid is to have shame.

14. You must know that all Millionaires and Billionaires you see today were once starters.

Decide today to remove that money from your account and look for an investment to reap twice in due course

TAKE IT OR LEAVE IT THE CHOICE IS YOURS!
Nobody will force you

1 Like

Technology Market / Re: Professor On Any Type Of Generator. by MrSharply(m): 2:39am On Jul 06, 2020
Investment / Re: Pennywise Wealth Management - Real Or Scam? by MrSharply(m): 2:34pm On Jul 05, 2020
thegoldfish:
Pennywise wealth management real. I did a lot of research before I invested my money. It is still the best investment scheme have come across so far.. I started few months and I bless the day I came across the platform..I can show you my account if you are in doubt. If you are interested reach me on 08079229868 (WhatsApp only).
You won't regret your action.
Investment / Re: MBA Investors Forum by MrSharply(m): 2:32pm On Jul 05, 2020
Nonsense question

Slimzzy00:
Is MBA Forex still paying, please?
Investment / Re: MBA Investors Forum by MrSharply(m): 2:19pm On Jul 03, 2020
Less than 10% self
Pgltm:
At their office, beehive of activities. I don't think the percentage of MBA investors on nairaland is up to 20%.of their total number of investors
Technology Market / Re: Professor On Any Type Of Generator. by MrSharply(m): 11:24pm On Jul 02, 2020
Greetings everyone
What's the best liquid solution to clean air filter?
European Football (EPL, UEFA, La Liga) / Re: Official Manchester United Fan Thread:''20 Times EPL Champion by MrSharply(m): 9:08am On Jul 02, 2020
Grealish will be a great addition to the team, my kind of player (confident and skillful). We need serious squad depth to battle for the tittle next season, we almost there. GGMU
Technology Market / Re: Professor On Any Type Of Generator. by MrSharply(m): 1:17am On Jul 02, 2020
Tighten or lose the number 3 screw?

suco01:


okay. you can call me or you read back on screws to adjust, we have talked about it couple of times
Family / Re: House Clearance Sales.. Come In Here!!!! by MrSharply(m): 2:01pm On Jun 30, 2020
I need this
Drop some pictures
Where in Delta?
Gr8mind07:

Self-adhesive panel decal waterproof pe foam wallpaper for tv walls sofa background wall decor.
With the right stickers for your wall, you can make your room look more upbeat and fun. Unlike wall paints, wallpaper stickers are easy to apply and easier to remove.
Such stickers can change the way your wall looks in no time. Express yourself with wallpapers and stickers.
Take any drab room, and turn it into your creative canvas with wall these stickers.
Price is #1500
Location is Delta state.
Waybill is only to close by states like Edo, Rivers, Bayelsa, Anambra and Imo.

How about your contact?
Politics / Re: Governor Akeredolu Reacts Agboola Ajayi's Detention By The State Police by MrSharply(m): 10:13pm On Jun 21, 2020
PDP APC
They are all the same
CRIMINALS!!!

1 Like

Family / Re: Need An Affordable Smart TV's and Home Appliances, Check In Here by MrSharply(m): 5:56am On Jun 17, 2020
How much is this AC?
Do you have in stock
Onlinealaba:
AC waybilled Warri
Washing machine waybilled Asaba
TV Delivered palmgrove
Thanks for patronage
Family / Re: House Clearance Sales.. Come In Here!!!! by MrSharply(m): 2:37am On Jun 13, 2020
price?
tempest12:


I have used inverter LG 1.5 HP... Very clean , in good condition

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