₦airaland Forum

*Money Mistake 1:*
Never borrow money that accrues interest to start a business (except if you are paying for it through your salary); only borrow to grow your business. This is because business takes a long time to gain ground and begin making profit, yet most loans repayments have to be made within a month of taking the loan or even earlier. Therefore, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2:*
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick N3,000"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3:*
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save in an INVESTMENT ACCOUNT. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4:*
When you get an opportunity to meet a very wealthy person, *never ask for money.* Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5:*
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.

*Money Mistake 6:*
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7:*
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.

*Money Mistake 8:*
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with N10,000 in your pocket when all you plan to do in a day costs N2,000. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

*Money Mistake 9:*
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

*Money Mistake 10:*
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11:*
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are at Spar and you pay N15,000 for a shoe that you can get at N3,000 at Rumuokoro, that's a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:*
Wanting to be the savior of the world by helping everyone in financial need. My sister, my brother, you are not the father of generosity. If you find it so hard to say no to a financial demand, you may think you are practising generosity when in actual sense you are committing (financial) suicide. We are not learning to be miserable here; we are learning to live *within the boundaries of reality.*


*Money Mistake 13:*
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 14:*
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of?
Do you now feel better-equipped to do better with these tips? Enjoy the journey , savers!

*Share this knowledge with your family and friends.*

Wow! You are good.....please create a WhatsApp group so that we can all work together....my number is 07034671303....thanks.

K.O

Frank Edoho got no chills, savagery everywhere.

On the cusp of their release into the public's eager embrace, here's the blow-by-blow of how the PlayStation 4 and Xbox One compare with one another. Now, fight!


Now, in a bout eight years in the making, two titans will fight for the heavyweight game console championship of the world!

In this corner, in the green and white shorts, weighing in at a massive 15.2 pounds and hailing from Redmond, Wash., in the USA, the Microsoft Xbox One!


In this corner, in the blue, black, and white shorts, weighing in at a svelte 9 pounds and hailing from Minato City, Tokyo, in Japan, the Sony PlayStation 4!

Ladies and gentlemen: Let's get ready to rumblllle!!!



Check out the chart below for more basic details on how the consoles compare.

Flashh:
How bro?

share with appvn

Reeberry:
Lies!

why would i want to lie?.

I will download it for free cos i have a way to download paid apps for free on playstore.

I recommend fishery.

Lukmann1:
they buzz on our ears because they can flied very fast when they want to sucked bloods.

Bros i need to meet your English teacher. He/she deserves a national award. ����

Pls send code to muibi0133@gmail.com i want real challenge. Thanks

Quelme:
Did the cartoonists of Johnny Bravo know?


An episode of Johnny Bravo that aired on Cartoon Network in April 2001 featured a movie poster with an image of a burning building with the label 'Coming Soon'. Five months later 9/11 happened.

this one weak me oo

Add me 08106801630

kaykaylevel:
hello Nlanders! I will be dropping a 100% Predicted matches here umpteen time so stay tuned, time unknown until it has been thoroughly investigated, odds ragging from 1.5-3.0.
I already have a Whatsapp group for this but I wouldn't want to force people to join, until you pick interest yourself. so I want the rest of this month (July) to be a test for you. keep following the thread. stay blessed.
Charges: Free for this month!!!

pls add me 08106801630

Sultty:
see for urself

Biko na which phone be dis.

Kondomatic:
Sir, your Infinix hot 4 cannot give you more than seven hours screen on time

God bless you jare. No mind the guy, like say na only him dey use hot4

rosita33:
What is wrong with the mods? Una see somebody wen dey educate people and una ban am..

how u take know say dem ban am?

U don forget wetin u wan post?? Nawa ooo

You can sue him to court anytime u are back. I am sure he will be sweating if he sees this cos u have all the evidence to win him in court. I have a feeling that he will beg u and talk u out of it since u already labelled him to be very persuasive.

Nbote:
Where dem fall go before?? Or did u hear any of their customers complain about disruptions or any of such?? Una like sensational news na.. Airtel offers same with their 6x recharge promo

so you did not hear that they've gone bankrupt? ....now trying to revive their business by giving irresistible offers to their customers and at the same time trying to gain more subscribers.

This post should make fp so the people can benefit from this great offer.

In spite of the three weeks ultimatum given to Etisalat Nigeria to Re-brand the name. The company refused to be nuts about the physical force, still have a strong interest in their customers and acting to protect the interest of their 21 million subscribers.

Etisalat has launched a mouth-watering bonus offer that may just win back the heart of must of its customers. Known as #SBORevamp, the Super Bonus Offer let users of the Etisalat platform get up to 10x value of your first recharge daily.

This means you can get 10 times bonus on the amount you recharge every day for voice calls and data to all networks for 30days and 7 times the value of your first recharge daily for voice calls only to all networks for 30days for existing customers.

According to Etisalat, the offer is also open to new customers. It says new customers will get 7 times the value of your first recharge daily for voice calls only to all networks in the 2nd and 3rd month.

To Activate The Plan
Simply dial *819*1#

Regardless of the tariff plan you are using, easystarter, easycliq, talkzone or cliqlite #SBORevamp will work for you, so in order words, all Etisalat subscribers are eligible for the offer!

naijaboiy:
[color=#1980BC]Send down the rain- Majek Fashek

Call my name- Daddy showkey

Konko bilo- Lagbaja

Olufunmi, 4 years - styl plus

Yahooze- Olu Maintain

Alanta- ArtQuake

Oruka- Sunny Nneji

Danfo Driver- Mad melon and his companion.

Lead us well - African China

Gongo Aso - 9ice

Story for the gods- Olamide

Shoki- Lil kesh

Limpopo- kcee

e.t.c[/color]

from the bottom of my heart.....thank you so much and God bless you.

This is very sad to watch....they could have the poor man killed without considering he was actually doing his job by following orders. Man must chop

Brother remain blessed, you just spoke my mind, I have recently be contemplating suicide, life is meaningless for me, I am worthless.
All the money is vain to me, I can't breathe properly, my Blood pressure is so high.

About Cops investigating, the have to get the source code from this website and contact Seun to give them access to his database, for them to track our Ip addresses, mine is not Static, my phone number is cloned, my email used in opening this account is encrypted, even with spatial sequence tracking and GPS or Geospatial Information, it will take days, Nigeria police don't have the availability of technical support now, only DSS has it.

And the Analyst that can do this tracking is not on sit now, he is sick, the have only 1 in Nigeria, the next people that can track are Etisalat GSI administrators, those people are very good And MANY.
Se.un can't track me, he can only ban, I'm invisible.

I will be offline before 24 hours, Goose chase Bro
I'm not proud or bragging, but I manipulated an Embassy, Nigeria police or DSS dey learn work

wow you are good!

Devlish woman.



God please give me a good wife that will be ready to sacrifice her life for me instead of taking mine.

Jorian1:
See the Kind Brest she wan used be lesbians. Succulent

God bless u ....I think say na only me sight am.

Now i know Naija is doomed.