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Small businesses and large organisations are recording dwindling sales as a result of consumers’ low purchasing power. As such, there is a need for business organisations to revisit their overall marketing strategies.

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A business survey. If u have any issues with one or two of the points. Kindly let us know.

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Crap crap crap . Where did you copy this from? Wikipedia?

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Many different issues must be considered when starting a small business. It is important to plan properly and avoid common pitfalls. As you determine whether or not to start a business, consider NeedMyservice’s suggested dos and don’ts of starting a small business.
Dos

Do consider risk versus reward. Business ownership is a balance between the reward of success and the risk of failure. Each individual must define success and consider how much risk is tolerable.

Do take the time to write a good business plan. It is very important not to skip this step or rush through it. The time you spend planning before you open your business will pay off in the long run.

Do understand that starting and operating a small business is extremely time consuming and can be very stressful.

Do keep in mind that a new business can be very demanding on your personal financial resources. If you are having trouble making ends meet personally, starting a business will likely make the situation worse. Remember, the new business owner is the last person to get paid and often does not get paid.

Do pay your taxes. State and federal tax agencies assess heavy penalties for late payments and can file liens, seize assets, or even close the business if taxes are not paid. As a business owner, you must be knowledgeable about your tax responsibilities.

Do understand the government regulations that affect your industry (FIRS, C-A-C, etc.) as well as the costs associated with complying with the rules and regulations.

Do have a clearly defined target market. Understanding your potential customers will help you in determining the demand for your product or service and enable you to develop a more successful marketing strategy.

Do be prepared to use your own money to start your business. Most businesses are started with money from personal savings, family, or friends. Keep in mind that lenders are usually not willing to loan you all of the money needed to start the business.

Do determine whether or not your business idea is feasible before going into business. Developing a business plan which includes financial projections is essential in determining the feasibility of your business idea.

Do consider working with professionals such as an accountant, bookkeeping service, and/or an attorney as part of the cost of doing business and include those costs in your budget. Most people who avoid the expense of using professionals for specialized services make mistakes that cost them both time and money in the long run.

Do determine the types of records you will have to keep for tax purposes as well as for management control before you start the business.

Do have your bookkeeping system in place before you open your business. Consider working with your accountant to help you establish that system.


Don’ts

Don’t assume the financing process will go quickly. Allow plenty of time to obtain financing. Keep in mind that obtaining a business loan is more involved than obtaining a personal loan.

Don’t underestimate the costs of starting and operating a new business. It is important to obtain actual price quotes related to starting and operating a business. Don’t just estimate!

Don’t over project sales. A common mistake is to be overly optimistic regarding expected sales levels in the first year of operation. Keep in mind that it often takes longer than expected to build sales. Therefore, it is important to be conservative.

Don’t forget to budget for adequate working capital for your new business. The cost of starting a busi­ness isn’t limited to the actual costs for equipment, inventory, fixtures, etc. You will also need to make sure you have enough funds for operating expenses as you build the business.

Don’t underestimate the length of time it takes for a business to be ready to open. This is especially true if construction is involved or specialized equipment must be ordered. Keep this in mind when determining the amount of funds required.

Don’t underestimate the competition. Many new businesses too narrowly define their competition and don’t really understand the number of businesses that are competing for their potential customers. Be sure to consider both direct and indirect competition.

Don’t underestimate the amount of marketing (and time) required to build a customer base in a new business. You must develop a good marketing plan in order to reach your market and convince them to purchase your goods/services.

Don’t assume there is demand for your product or service. You must research whether or not ad­equate demand for your product or service exists.

Don’t assume that you can obtain a grant to start your business. Small business grants are scarce. To our knowledge, there is no grant money available for starting a small business. For more information on grants, review our Small Business Grants page.

Don’t assume you will be able to obtain a loan. Obtaining a loan to start a new business can be challenging.

Don’t use all of your personal resources to start your business now and assume you’ll get a loan later for the rest of the money you need once you get the doors open. Keep in mind there is never a guar­antee that you’ll be able to obtain a loan. In addition, lenders often view this situation as poor plan­ning.

Don’t sign leases or contracts before financing is in place unless those agreements are contingent upon receiving financing.

Don’t assume that your workers can be independent contractors. Many small business owners assume they’ll save money by classifying workers as independent contractors rather than employees. How­ever, this determination is based on IRS guidelines. Misclassification can result in significant financial liabilities.

Don’t underestimate the value of employer-provided benefits such as insurance and leave time if you are currently employed. Many people believe that they can make more money on their own rather than working for someone else. However, you must calculate the costs of supplying your own benefits, for example, when considering whether or not to own your own business.

Don’t rely on positive comments by friends and family to determine if you have a good idea for a business. These comments are rarely honest feedback and are based on assumptions rather than research and fact.

Don’t depend on someone else to write your business plan. This is your business. Once you have a basic plan in writing, seek an outside evaluation or review of that plan.

Leaders are dealers in hope. They are not hope-dealers because they are more optimistic than the rest of the team but because they are less afraid – not unafraid – to follow their instincts. They smell out water and follow the chase, some have died before they found water but the ones we celebrate today…
Often times, their chase is not entirely rational especially at first, at least to the onlooker. It is not that leaders are entirely irrational but often operate with different hues of rationality. Much more than others, the leader is much more prone to cross-examine herself; as she is operating by a higher yardstick. The fears and criticisms of onlookers help her in this quest – to verify her persuasions, hence the necessity of these.

She is special, like the rest of us are and her task also is; so she thinks herself double so and with this,heaven agrees.
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The aim of investing in any kind of business is to make profit and anything contrary to that is unacceptable to entrepreneurs.

One way to ensure that a business keeps growing is investing wisely and according to experts, this involves certain characteristics that an investor needs to have in order to build wealth.

Business analysts say an entrepreneur begins to build wealth when passive income reaches a point where it can give financial independence.


Entrepreneur and author, Joshua Kennon, says one step to investing wisely is for an investor to do what works for him.

He also highlights other rules for reinvestment, and they include:

Never owning something you don’t understand

According to Kennon, for an investor to avoid financial heartache, he must not buy or hold anything he cannot explain in simple terms such as how it can generate money, what its potential pitfalls, and how that money found its way into his hands.

He adds, “Do you know the difference between a share of stock and a master limited partnership unit? No? Then don’t buy MLPs through your broker. They look like stocks, trade like stocks, but are most definitely not stocks. You can be in for an unpleasant tax surprise if you start collecting them without knowing what you’re doing.

“Do you know how preferred stock differs from common stock and corporate bonds? No? Then don’t buy them. The same goes for everything from convertible shares to real estate investment trusts. There’s plenty of time to learn about these securities and you can always buy them later.”

Protect yourself against the downside by proactively managing risk

Kennon says risk is ever-present but that managing money and investing wisely require an investor to respect it while simultaneously reducing it.

He adds that if an entrepreneur fails to reduce risks a lifetime of savings may be compromised.

“There are the three types of investment risk, there’s liquidity risk, there’s inflation risk, there’s market risk, counter-party risk, fraud risk. On and on it goes. This is one of the reasons it is so important to focus not on absolute returns, but on risk-adjusted returns; to actively, constantly, strive to reduce risk,” he says.

Take advantage of the power of compound interest as early as possible

Experts say investing wisely means harnessing the power of compound interest. According to them, the earlier an entrepreneur starts, the easier it is to amass a good net worth.

Kennon says if an entrepreneur wants to know how to get rich, the secret is either to put a lot of money to work, let it work for a long period of time, or both.

Minimise taxes

According to experts, the more an entrepreneur can save on taxes, the more money he will have working for him. They add that every entrepreneur must learn how to take advantage of deferred tax liabilities, but should avoid cheating on taxes.
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The common question that gets asked in business is, 'why?' That's a good question, but an equally valid question is, 'why not?'

Good morning all.
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Are you about to start a business, Currently running a business or contemplating whether to enter into partnership with someone on a particular business?
Then you will most likely need two or more of these tips which are very vital for the success of any business:

Don’t be scared of starting a business or taking up new challenges in your business. An entrepreneur is a risk taker and the higher the risks, the higher the profit. Be open to new opportunities. You only need to apply wisdom and discretion in choosing the risks you take up, also don’t feel too big to seek the opinion of others, especially those who have recorded successes in your line of business.
In other words don’t be lazy, don’t even look at the economic state of the nation or the world, remember the proverb that ‘’he who looks at the weather will not reap or harvest’’.

Your business should be something you love and enjoy doing, i.e you must have a passion for what you do. If you don’t really love what you do, sooner or later the business will start deteriorating. Don’t just start or engage in a business because your friends are doing it and they are successful in it, make sure it is what you love.

Your motive for entering into the business is germane. Yes, we do business so that we can make money to cater for our needs, but your first motive for going into business should not be to make money but to meet a need. You might say this sounds crazy but it’s true because if your business seeks to meet a need, money will always accompany that need you are meeting. But when a business is solely based on making money, the business will focus on money more at the detriment of meeting other people’s needs then deterioration sets in. So, are you looking to start a business? Search for a need in your community, school, work e.t.c and try to meet the need.
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God should be thanked for books, cos through books, man has innermost intercourse with great minds.

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Longevity means we have to evolve, that we have to change and be able to change.

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Never give up, never give in, and when the upper hand is ours, may we have the ability to handle the win with the dignity that we absorbed the loss.”

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“The single biggest problem in communication is the illusion that it has taken place.

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In this post we are going to nail down every single point of debate in order to decide what is the best craft for you to make and sell. We’ll tackle it in seven steps. Here goes.
1) Take measure of your skill and talent

This is the starting point ready. What are your strengths and skills. If you are proficient at knitting you obviously will not make a woodworking craft. The thing to consider is whether you’re current skills are up to the mark. You can easily do this by being unbiased or getting an unbiased opinion from friends and family whose opinion you can trust. Also look at what’s available in the market and compare it to your work.

The thing is that when you are in business, you need to constantly evolve and develop. You will get better with practice that’s for sure. But in case you need to get better before you start selling, there are a few ways you can do this.

Practice new techniques.
Join a short-term course/night program.
Download an e-course.
Join an online remote teaching course.
Become an apprentice to an experienced crafts person.

What we are trying to say is that you need to ensure that your skills are in line with the craft business you decide to start.

“Many people tend to get influenced by what they think will make the most money. The truth is that we firmly believe that you can make money with almost any craft.”

What is really important is that you stay inspired and interested in the work that you do. That is crucial to your long-term growth and profit making ability.
2) Match the demand

It is a great joy realizing that you just can’t make enough. People love it and can’t stop buying it. You should study your craft and how it meets the consumer demand. We also advise getting as exclusive as you can with your customer. That’s where the real money and the profit is. Keep reading, we will explain how you can go premium with your craft.
3) Can you do the ‘branding’

We believe in a mantra. You can sell and make money with almost any craft. And by taking the right steps you can make even more money. The key is branding.

Two businesses can be doing the same thing, except that one can be a roaring success while the other one fails to lift off the ground. The product is the same but the sales are drastically different. Branding involves doing a few key things. These things make your business and your craft :

More appealing.
More trustworthy.
More popular.
Of more value.
Deserving of a higher selling price.

You can do all of the above things to virtually any craft by following correct branding methods. So do not get too hung up and decide intelligently what craft you want to make and sell.
4) Find the ‘all elusive’ niche!

Let’s not scare you though. We say that because it sounds cool end not because a niche is elusive. Many people confuse a niche with doing something completely different. They are wrong. Working in a niche is doing something different alright but only just enough in order to stand out and get attention or be better in someway.

Sometimes it’s not doing anything different at all except narrowing down on a speciality. For example, your craft business can be about only knitting hand gloves. All kinds, colors, shapes , sizes and fabrics. That becomes your niche.

People soon learn that if they want to buy gloves, there’s no better place to go than your craft store. They know that you’ve probably got them covered with what they need, you’ve got a great variety and since you are a glove making expert, quality is likely to be stellar.

With this kind of specialization comes a distinct novelty and the ability to charge a higher price for your craft. Before you know it, your product begins to enjoy all the privileges of the premium craft. We will get into making premium crafts next.
5) Go premium

Going premium is essentially about two fundamental things. making less and charging more. What that roughly translates into is less work and more money. But in order to get to the less work stage, you first have to work towards it.

Now, creating a premium craft is similar to creating a niche. You need to create a craft that is so exclusive and different that people can only get it from you.

If not actually create an exclusive craft, you have to create the exclusivity around it. You have to make your craft something coveted and to be desired for. There are many things that people do to make their product exclusive.

You can do it by making a limited edition item. People pay more to get something that they believe is going to be not available in the near future. You can actually create something that no one else is, or very few are.
Once again you can use exclusive branding to make your craft something special. Usually with the assurance of superb quality and guarantees.
Define a niche for yourself that is exclusive. Dig deeper to find a niche within a niche. These micro niches will help you to go premium and charge more for the craft you make. Consider the example of hand gloves we mentioned. Going premium is really the only way to make big money and crafting.

As long as you try and compete at a lower level, they will always be someone who will try and beat you at your prices. You have to create an exclusivity and the brand image around your work so that the people are willing to pay more to buy from you just the same. That’s the only way to earn the right income for your efforts.
6) Get online

In today’s day and age you cannot afford to ignore the online market. People are shopping heavily for crafts online. Thousands of crafts get sold on Etsy every day. And then there is eBay. So whatever you’re craft is, consider making items that you can sell online. They have to be items that are not too bulky, heavy or perishable in a short time.

For example, you can still ship preserves as they will probably not get spoilt during the transit journey. Therefore, when starting out, try to choose a craft that is ideal for selling online and shipping to remote locations as well.
7) Selling without the craft of his own

Open a craft store in a physical location or online. But instead of selling the crafts you make, start outsourcing them from various crafters. Just as we suggested selling on consignment in our post seven places to find a craft job, turn the tables around. Have other crafters provide you their creations to sell on a consignment basis. Many of them will be happy to do so.

A person I know it does exactly this and very successfully. She has a couple of beautiful craft stores where she puts up beautiful crafts from all over the country. Big items and small. Including , bags, paintings, jewelry, party items, crockery, furniture, vintage items, you name it, she has it.

The thing that she does right is that she manages her inventory and supply very well. She always has fresh and new crafts for display and sale every couple of weeks. This is a great idea if you want to work with a lot of crafts, have your own craft store and really don’t have a craft of your own to sell.

Let us now talk about a few very popular categories of crafts that you can consider making your own for your craft business.

Sewing and knitting

If you are into the craft of sewing and knitting the following products do rather well in the market: clothes and accessories for children. And babies. Custom dresses. Bags of all kinds. Mobile and tablet cases and covers. Custom wedding dresses.

Quilting

Well made quilts really demand a good price these days. Specially the homemade custom ones. So if you are a quitter you can make some high profit crafts. Other similar crafts include embroidery and crochet work. Handmade embroidery is rare and is becoming rarer. People who like embroidered things are ready to pay top dollar for it.

Woodworking

If you are into woodworking your choices are endless. Some of the popular what jobs include toys, small furniture, picture frames etc.

It is downright impossible to list all the popular products. But there are other ways of getting a fairly good idea about what’s selling. We love to suggest that you explore it jumia, konga and yudala. You will be able to tell by things like ratings, reviews, feedbacks, comments and repins, which crafts are the popular ones.

In fact if you do intend to sell on jumia,olx and konga, we highly recommend that you do, getting on there and exploring the marketplace should be an important part of your research. It will give you a great idea about the popular setting trends in the field of art and craft.

Well, that’s it for this post. If you apply the above points you will be in a pretty great position to choose the best craft to sell. All the best and do write your comments below if you have questions or anything to add. Thank you for reading. We wish you all the best.
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Recession is defined by economists as two consecutive quarters of negative Gross Domestic Product growth rate in an economy. It is a confirmation that economic activities in a country have contracted. We believe by now, you have been inundated with news of an impending recession and what it could mean for Nigeria and your business.…. But how should small businesses respond to the threat of a recession? Nairametrics hopes to address this question by suggesting a list of things businesses can do to deal with the impending recession.

Review your funding structure

A recession typically starts by ravaging through the balance sheet of companies focusing on the company’s sales, profitability and then cash balances. Your business starts to record a decline in revenue followed by losses and then you start to run out of cash to pay for recurring expenses. This has to be your number one priority as the moment you start to experience cash shortages in your business, then it is clear that recession has caught up with you.

To avoid being in this situation, you will have to immediately review your funding structure. This involves identifying where most of your cash comes from, how much you have in your bank account and how much you owe (debtors plus suppliers). If your business is heavily
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Nope, full story is in the link

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Is that all?

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Haddassah’s Clothing is a made in Nigeria fashion brand which fuses class and simplicity in creating stylish and fashion-forward pieces for the male and female gender. Haddassah’s was founded not only to provide quality and affordable clothing but also to get as many homeless children out of the streets of Nigeria.

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You want to be original, you want to be yourself, and whether that's accepted or not accepted, thats not as important as being you.

Good morning.

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