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Stats: 3,344,315 members, 8,511,171 topics. Date: Saturday, 31 October 2026 at 11:51 PM

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NJV's Posts

Nairaland Forum › NJV's Profile › NJV's Posts

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Career › Re: To Pay 1m To Get A Federal Job Or Use 1m Start A Business by NJV: 1:48pm On Sep 15
Why is everyone normalising paying to get a job in the first place?? I don't get it. Is that even legal? Isn't this corruption?
Foreign Affairs › Re: Bishop Taiwo Michael Fakunle Killed In South Africa by NJV:
Too bad
Celebrities › Re: Stan Nze & Blessing Obasi Renew Their Vows on 5th Wedding Anniversary (Pics,Vid) by NJV: 6:19am On Sep 12
Nice one. Congratulations 🎉
Family › Re: Woman Banished By Ohafia Women For Sleeping With Husband’s Brother In Abia by NJV: 7:20pm On Sep 10
In as much as I condemn what the woman did, this only happening because this woman is poor and ignorant of her rights.
So what happened to the man?
Where is she banished to?
Would they try that if it was a wealthy and educated woman?
The laws she broke are those of God Almighty and not of the state, so therefore she cannot be displaced like that.
Pls the govt of that state should look into this case.
Investment › Re: Mutual Funds by NJV: 4:44pm On Sep 08
inze:
Any reason why Sir ?
They don't update accrued profit regularly enough. You'll be seeing the same figure for days
Investment › Re: Mutual Funds by NJV: 9:28am On Sep 07
I am not liking this ARMOne.
Forum Games › Re: IQ Test (Photo) by NJV: 1:18pm On Aug 26
B and D
Crime › Re: Swimming Coach Molested My 10-Year-Old Sister At Amazing Grace Park Ipaja - Lady by NJV: 12:26pm On Aug 25
But the elder sister should never have left the minor alone. That way the young man would not have had the opportunity to be following her into the bathroom.
Investment › Re: Mutual Funds by NJV: 8:07pm On Aug 15
emmasoft:
Rates differ because of the type of underlying assets that each manager invests in. There are different Shariah-compliant products with different risk and returns, so the rate of a particular Halal fund with one manager is bound to differ from the other. For the same reason, you see the MMF with First Ally or Norrenberger higher than that of Stanbic or United Capital; it's all about the management team and assets invested in at a given period. For you, as an investor, your concern should be the category your investment choice belongs to ie if it's low, medium, or high risk, which determines what you get in the long run.
Ok, it's clearer now. Thank you again
Investment › Re: Mutual Funds by NJV: 6:12pm On Aug 15
emmasoft:
You are looking at two different firms doing the same thing, maybe using different methods. It's like MDBs. It's just like asking what is the difference is between a savings account at GTBank and one at Zenith Bank. A savings account has the same structure irrespective of the bank but the rate may differ slightly, as may customer service or the method of account opening, etc.

Halal generally is a faith-based investment irrespective of the firm that is managing it. So what you have in the two firms you mentioned has the same structure but may be managed differently.
Thank you for your response. I asked my question because the rates are totally different in both apps and I wonder why so. Though I'm still not very clear on it though.
Investment › Re: Mutual Funds by NJV: 2:10pm On Aug 14
Pls what is the difference between the Halal investment funds in ARMOne and First Ally? I'm not understanding it🙏
Properties › Re: Can This Type Of Ceiling Be Repaired Or Covered Up.. by NJV: 7:52am On Aug 11
The kind of questions people ask on this Nairaland is so tiring. Simple things that you and your friend should know who to call to repair, or at best ask people around you in the same compound or neighbourhood is what you come to Nairaland to ask. Very lazy generation we have now.
Well, to your question, I suggest you call a vulcaniser to repair it for you and your friend.
Investment › Re: Mutual Funds by NJV: 9:53am On Aug 10
Iamblessed8888:
Did you select the give away option while registering?
I didn't see any option like that
Investment › Re: Mutual Funds by NJV: 3:37pm On Aug 08
My only observation now is that I subscribed to the Halal balanced fund and upon processing I'm seeing that my principal amount has reduced by about 3%!
Investment › Re: Mutual Funds by NJV: 8:15am On Aug 08
emmaBS:
They are big (currently managing about 410 billion naira assets under their mmf). Their mmf rate has remained consistently above 17%. Deposit is instant. I withdrew only once and I got credited within an hour.
They automatically send your interest to your account at the end of every quarter, so if you want to reinvest your profit, you'll have to send it back to your account every quarter. Deposit attracts 100 naira charge. Capital remains there unless redeemed.
I once sent them an email on a Sunday and they replied on that same day(Sunday) and fixed the issue, so I'm thinking their customer service can be rated high.
They've been in asset management since 1994.
They need to improve the user interface of their App, especially for stocks trading, but the App works fine.
Thank you for your response 🙏
Investment › Re: Mutual Funds by NJV: 2:53pm On Aug 07
Hello everyone. Pls for those who have had a good experience about mutual funds, kindly share your thoughts on investing with ARMOne. Is it a good option pls?
Crime › Re: Blind UK Man Arrested For Driving 150 Miles While Drunk by NJV: 1:36pm On Aug 05
It's really true that wonders shall never end grin cheesy grin cheesy
Celebrities › Re: Emeka Ike & Nyesom Wike's Age & Looks Compared (Photos) by NJV: 12:35pm On Aug 05
It's idle people that make these type of comparisons
Foreign Affairs › Re: Nigerians In South Africa Protest The Murder Of Chika Ibe (Video) by NJV: 7:46am On Jul 28
What are those guys still doing over there? Never stick around where you're not wanted!
Education › Re: Which One Of These Are You In School? by NJV: 6:54pm On Jul 25
A combination of 1, 5, and 6
Education › Re: Accepted A Nairaland First-class Challenge In 2023... Today, I Completed It. by NJV: 11:08am On Jul 22
Congratulations OP. May you continue to excel and soar higher. Don't mind the discouraging comments from a few, some people are always in the habit of talking down on what they couldn't attain. Keep your head high.
Fashion › Re: What’s One Fashion Rule You Think Everyone Should Follow? by NJV: 6:26am On Jul 17
Be clean and decent, not exposing private parts and cleavages.
Culture › Re: Bereaved Son Share Burial Demands From Village Group, Sparks Debate by NJV: 6:24am On Jul 17
This is absolutely crazy and I've never supported this burial tradition. Why should a person who's already bereaved be put under so much pressure to feed an entire clan or village?? In these hard times? A bereaved family is supposed to morn and bury their dead in peace. Most of these backward traditions should be abolished ASAP
Health › Re: Nigerian Caregiver Reportedly Dies Abroad After Working 3 Days Without Sleep (Vi by NJV: 4:55pm On Jul 15
Na wa oooo. So what's wrong with completing the house in December or next year January?? Must it be August?
Crime › Re: Kidnapped Pupils & Teachers In Orire, Oyo Rescued (Photos, Video) by NJV: 7:18pm On Jul 10
God thank you 🙏🙏🙏🙏🙏🙏🙏🙏. Thank God.
Crime › Re: 35-Year-Old Nigerian Who Raped A Child In Canadian Store Arrested (Photo) by NJV: 12:55pm On Jul 04
Very bad news. But according to the report the child went shopping with the parents. So where were the parents when this guy was doing this evil?
Career › Re: Ford Rehires Human Engineers After AI Fails To Match Quality Checks by NJV: 5:59am On Jul 01
Mattswaggz:
AI can hardly replace humans given that it is only as good as what humans put into it or train it to do......another angle is that AI can be trained to elite level which would mean that provided the right engineers and resources is being put into it's training it is expected to get better with time and could still serve as a threat to human expertise in certain aspects of human endeavors... nonetheless,this move looks like a Greek gift....these self centered employees are looking to have these rehired engineers train the AI with their own knowledge/expertise which could mean that if everything goes well, they will still be disposable in the nearest future....if I were them I will either refuse to train the AI or ask that my pay be made x10 or even include a huge payout clause on my contract that if I am fired to be replaced by AI I will be paid a huge amount of money as compensation.
God bless you. You said exactly what I wanted to.
Family › Re: 5 Ways To Raise Brilliant Children In Nigeria by NJV: 6:55am On Jun 29
Very nice post. Your points are all valid especially #5. I personally engage my kids in such mental exercise right from early age cos I deliberately wanted to build thinking capacity.
Romance › Re: Here's Why I Didn't Have Sex Till 42 Years by NJV: 8:15pm On Jun 25
I don't even understand this thread. @OP what exactly is your problem/desire? Shouldn't you be thinking of someone to get married to at your big age? Is sex the ultimate right now? Pls set your priorities straight. You're over 40 already. You should be with a family by now. Don't waste further time.
Education › Re: Ondo Expels Students, Withholds WASSCE Results Of Students Over Sign-Out Chaos by NJV: 4:28am On Jun 25
yinkeys:
You dey mind hypocritical politicians wey Dey rig election
Dey claim moral police lol
Nigeria is a movie
Some of them na forge nysc certificate dem get o
So what exactly are you and your likes implying with these kind of talks?? That because our politicians are corrupt and morally bankrupt, so you should now allow your children to become irresponsible and wayward?? Kai. I weep for this generation 😭😭😭😭😭
Family › Re: DNA Confirms All My 4 Children Are Mine But….. by NJV: 4:14pm On Jun 15
@OP I think your problem is that you don't have enough problems to deal with.
Politics › Re: Kidnappings: Yoruba Monarchs To Invoke Deities Against Bandits by NJV: 5:42pm On Jun 13
Adonispco:
Like one guy suggested ;
Every state governor should place a N500k bounty on any bandits caught dead or alive.
This kidnapping mess going on in this country will immediately stop.
The problem is what happens to the kidnappers after being caught?

1 2 3 4 5 6 7 8 9 10 (of 32 pages)