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NL1960's Posts

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InvestmentRe: Mutual Funds by NL1960: 10:29am On Mar 27, 2025
emmasoft:
The fund management business of Investment One was sold to GTCO about 3 years ago, which is what birthed GTfundmanagers.
Hence GTfundmanagers is the asset management arm of GTCO.

In my candid opinion, I think they don't seem to get the business right. I hope they learn fast and know that fund management is different from banking. Please note that it doesn't mean your money is not safe with them if you decide to go with them. All parties to the fund are intact.
They took the business but did not take the online access aspect along. Investment One had a strong online presence and good customer service. GTfundmanagers mismanaged that aspect. I had to quickly port when it was becoming too frustrating.
Car TalkRe: Car Talk Chat Room by NL1960: 3:44pm On Mar 04, 2025
2cribz:
Then i dont know whatelse buy ladies bike then. Buy something sha
Iam going for the engine. Everything is a risk. That is why iam asking for price range in order to do a comparison.
Car TalkRe: Car Talk Chat Room by NL1960: 2:10pm On Mar 04, 2025
2cribz:
My best take ,close eye sell am,buy any toks car,even if na 300k remain after sales to buy toks car,with complete ac.alaye man up,buy am. Mechanics are not worrh it. A tokunbo car is better than a tokunbo engine or nigerian car.any day,any time
Sell for how much and buy toks for how much?. A mechanic will still work on a tokunbo car. Tokunbo cars are not a guarantee. You will still be visiting mechanics.
Car TalkRe: Car Talk Chat Room by NL1960: 12:53pm On Mar 04, 2025
2cribz:
Nah.just minus 300k from whatever price they gove to u.drag it with them. Check all the engine if everything is complete aside hose.just pray....
You really sabi the game wella. Another mechanic i called gave me a price that is N400k above what my regular mechanic gave me. grin grin grin
Car TalkRe: Car Talk Chat Room by NL1960: 12:34pm On Mar 04, 2025
2cribz:
That was then,not now. 2 years is a very long time. Tho its a 20,/80 thing. Most are refurbished to toks standard.
Ok. Do you have an idea of the current price range?.
Car TalkRe: Car Talk Chat Room by NL1960: 11:08am On Mar 04, 2025
2cribz:
Before you take the car to quacks,when u buy the new engine or b4 u buy the new engine. Forget bench test bullshit, tell the seller to open the spark plug,he should bring 1 spark plug out and u inspect,inspect the exhaust holes if they are dirty black or tan brown. Tan brown good sign,dirty black,burning oil..make dem no go sell dead engine give u.ladipo boys are evil.im talking to u corolla bank type users. Don't rush to mount engine ,do engine flush first be4 mounting toks and change all plugs first. Keep the follow come at home.
I have spoken to somebody that the mechanic bought engine for about two years ago and he confirmed that he has had rest of mind since then and he uses his own Toyota Corolla for Uber.
Car TalkRe: Car Talk Chat Room by NL1960: 11:07am On Mar 04, 2025
jceesquare:
That light showing is caused by worn-out main bearings (aka metals) and or worn-out crankshaft.
You can either replace both crankshaft and bearings (metals) if the crankshaft is way out of spec or get a good machinists to measure and cut the crankshaft to an acceptable size and get it's corresponding bearings for it.
That should fix your problem.
While at it, try and thoroughly clean sludge off all oil passages and inspect the oil pump.
The mechanic said that fixing the issues will not give a long lasting solution. The car is now old. Do not want to go back and forth of repairs again.
Car TalkRe: Car Talk Chat Room by NL1960: 9:08am On Mar 04, 2025
NL1960:
Goodday Car gurus,

I noticed that this red light comes on my Toyota Corolla(Bank Type) once the temperature gauge gets to centre of the gauge especially when iam in traffic but once i rev, it disappears and also when i leave traffic and the temperature gauge drops below the centre, it disappears.

Please what could be the issue?.
A quick update on this issue. After so much back and forth of repairs with no permanent solution, iam thinking of replacing the engine completely. Please does anybody know the price range for a complete engine for Toyota Corolla(Bank Type)?.

@ kingreign
@ masciv
@erico2k2
TravelRe: Cost Of A Nigeria International Passport by NL1960: 12:06pm On Feb 27, 2025
Goodday all. Please after biometric capture, how long will it take for the passport to be ready?. Moreover, will the person be notified or will it be updated on the passport application tracker?.
Car TalkRe: Car Talk Chat Room by NL1960: 9:40pm On Feb 21, 2025
erico2k2:
Ok cool, there are two places water can mix with your oil,One via the gear box oil cooler,this does not get into the Engine, or if you head gasket is gone, number two yu will see the creamy bit inside your Engine oil sump, the 1st yu will see the creamy bit inside your gear box, so did they tell you which one was it?cos as we speak, I have same problem with my RRS but its the Gear box oil heat xchange unit, Its not serviceable and oh there is also an Oil cooler right under or by your oil filter too .So keep checking your radiator for oil in water or check your oil deep stick for water in oil. Monitor it for a week or two, I bet you any money that's where your problem lays, it has to do with oil.
The mechanic mentioned something about the gasket. That has been replaced. I will continue to monitor. I hardly change mechanics because once a repair is done, I give feedback if I notice something else. Having driven the car for more than 10years, I can easily sense or notice when it is not what it is.
Car TalkRe: Car Talk Chat Room by NL1960: 8:27pm On Feb 21, 2025
erico2k2:
OK we getting somewhere, how does it get to the Oil? Did they tell you?B4 now could you see oil or creamy tea like substance inside your expansion tank ??
No. They have fixed that. The car was worked on for two days this week. The creamy tea like substance only came once. I did not see it when I check the oil this morning. It was normal. Also the water was not short. Will check it again tomorrow morning.
Car TalkRe: Car Talk Chat Room by NL1960: 8:12pm On Feb 21, 2025
Bola4boy:
Pls what brand of spark plug can I get for my honda eod. I need a brand I car order online. All these fake ones around don Taya me
Plug is another thing that gets one tired. Once you replace and another mechanic sees it, he will say it is fake and replace it and another says the same thing. So it becomes a cycle.
Car TalkRe: Car Talk Chat Room by NL1960: 8:10pm On Feb 21, 2025
erico2k2:
Did they find out where the water goes?
They said that it goes to the oil.
Car TalkRe: Car Talk Chat Room by NL1960: 8:07pm On Feb 21, 2025
erico2k2:
Wrong OIL,if your car was made B4 2008 the correct weight is 5W30 after 2009 it is 0W20,
On your Engine Oil cover it should be written on it.So you have been using the wrong oil ever since, who ever told you to use that Oil had no clue, just like so many self acclaimed Engineers aka road side. This is why I advocate for owners of cars to at least invest 1 to 2 hours of thier life to familiarize themselves with the kind of fluids and what the correct measure of it is to their car so that they can make informed decisions. People always want to sell what they have in Nigeria no one is honest when it comes to selling what they have and don't have.
Thanks for this key information. I avoid roadside mechanics for servicing because of this. I expect that Total servicing in Total filling stations will know and that is why I have been doing it there for more than 10years. I will adjust appropriately during the next service or do you suggest I drain out the present oil and switch to the 5W30 immediately?.
Car TalkRe: Car Talk Chat Room by NL1960: 4:58pm On Feb 21, 2025
erico2k2:
was that what your manufacturer specifies?what car is it again? cos al you need do in google is type what Engine Oil do I need for toyota blah bla 19 da dadada or 20 dadadada
The car is Toyota Corrolla(Bank Type). I have been using that grade since as it was recommended at Total as i have been doing the servicing there for many years now.
Car TalkRe: Car Talk Chat Room by NL1960: 4:56pm On Feb 21, 2025
sunnymighty:
Aside the areas the other guy mentioned above, the sump was opened to clear the sludge, i changed my radiator to a brand new one and voila no issue again.
The car has been shorting water but was fixed yesterday. Despite the heavy traffic yesterday evening, this morning when i check, the water was not short
Car TalkRe: Car Talk Chat Room by NL1960: 4:14pm On Feb 21, 2025
erico2k2:
You do not need to gauge your oil daily, but since its an issue you should monitor it.Regards the sensor, make sure you buy a brand new one.Also ask them to check to see that your oil pump is working proper,.Do not change your oil,this is waste of money
Let me ask, what is the weight of Oil used? do you know? is it something like 5W30?thickness
Total QUARTZ 5000 20W50. Most times, i go back to service once the car has done 3000km.
Car TalkRe: Car Talk Chat Room by NL1960: 3:46pm On Feb 21, 2025
sunnymighty:
.

This particular issue showed me shege, listen to the man above.
The thing is funny. Never had such issue before for the more than 10years i have been using the car. The car was bought brand new then. So i have been very meticulous in the servicing. I even traveled with it for Xmas from Lagos to Edo North without issues. It just started middle of January.

Btw, what was the final diagnose of your own and how was it fixed?.
Car TalkRe: Car Talk Chat Room by NL1960: 3:43pm On Feb 21, 2025
erico2k2:
That sign shows up with something to do with the level of your OIL
Could be
Oil gauge sensor malfunction
Oil shortage
Sign your Oil pump is failing.
Either of that is Dangerous.
Do you gauge your Oil in the morning?
"Do you gauge your Oil in the morning?". Every morning before i leave the house.

I have been on the issue. The electrician that now worked on it this week said that it is the oil gauge sensor and will need to change it instead of repairing. The mechanic that even repaired it this week also change the oil. The mechanic and electrician were both on it.
Car TalkRe: Car Talk Chat Room by NL1960: 12:34pm On Feb 21, 2025
erico2k2:
This has nothing to do with satisfying the Authority rather to save your pocket, How on earth can someone be driving and they do not know the Engine Oil symbol? just How ? and that Symbol is the worse one to ever show up in motion it is usually accompanied by catastrophic Engine failure.
Well, i read a lot on it as i always do my service and information was that it can be tricky sometimes and not necessary an oil issue. The car moves very well and does not even make any sound. It only begins to show when iam in traffic for a long period and the temperature gets to middle. once i begin to drive and the temperature gauge drops, it disappears. Btw, i do not use roadside oil to service as i service from the filling station of one of the major marketers. My alarm started triggering when it started occurring during traffic.
Car TalkRe: Car Talk Chat Room by NL1960: 11:19am On Feb 21, 2025
erico2k2:
You mean to tell us you do not know what that sign means? Really? and you have a driving licencehuh
This situation is like being a banker and do not know what a calculator is
Leave that one. How many people go to driving school?. You can even get a driver's license without going to a driving school.
TravelRe: Cost Of A Nigeria International Passport by NL1960:
Goodday all,

If a passport renewal application is made, does a person still required to go for a biometric capture and if so, will signature be captured?. Iam asking because i want to change the signature on my old expired passport.
InvestmentRe: Mutual Funds by NL1960: 5:22pm On Feb 17, 2025
temi4fash:
This norrenberger guys are really on top of their game.

StanbicIBTC is really frustrating me, am just regretting putting my money in there.

Make them give me back my money, i no do again..

Asking for utility bill with my name on it, where them won make i see am. Do i owe a house.

Inshort... Those guys are very nonsense...

I cant wait to get my money back and just stick to FBNQuest and norrenberger.

Just had to vent.. Am so pissed
Open the account online. Some of these staff do not know anything. I have opened StanbicIBTC account online for many people. It is my landlord's name that is on my utility bill and i used it to open for myself and my wife.
Car TalkRe: Car Talk Chat Room by NL1960: 10:08am On Feb 14, 2025
kingreign:
Call a mechanic to cone check the car or tow the car to your mechanic garage. Also, check your oil filter
Thanks. The mechanic has taken it to his garage this morning as i did not drive it to work.
Car TalkRe: Car Talk Chat Room by NL1960: 10:24pm On Feb 13, 2025
masciv:
Do not even start that engine to warm up. That's if the damage has not been done already anyway.

You are either low on Oil, burning oil badly, having oil pump issues, having oil leaks or your oil level sensor is acting up due to wiring issues.

Start praying it's the last of the scenarios indicated.
How do I now fix it or take it to a mechanic if I cannot start it or if a mechanic comes and wants to take it to his workshop?.

I checked the oil and it is not low.

As I said earlier I can drive without the light showing if there is no traffic and the temperature gauge is below centre
Car TalkRe: Car Talk Chat Room by NL1960: 9:38pm On Feb 13, 2025
kingreign:
I said stop driving that car immediately, shut it down or else you risk damaging that engine badly.
Ok. Thanks
Car TalkRe: Car Talk Chat Room by NL1960: 8:03pm On Feb 13, 2025
kingreign:
Loss of oil pressure. Stop driving that car immediately. Have it checked by a competent technician.
Thanks. Can I drive it to my mechanic's place?.

Moreover, what is the implication of constant driving?.
Car TalkRe: Car Talk Chat Room by NL1960: 3:43pm On Feb 13, 2025
Goodday Car gurus,

I noticed that this red light comes on my Toyota Corolla(Bank Type) once the temperature gauge gets to centre of the gauge especially when iam in traffic but once i rev, it disappears and also when i leave traffic and the temperature gauge drops below the centre, it disappears.

Please what could be the issue?.

FamilyRe: How Do I Reach Ajah From Alapere, Ketu by NL1960: 10:04am On Feb 11, 2025
Eddodoh:
Please, how do I reach Ajah around Abraham Adesanya from Alapere, Ketu?
Goto Ketu garage from Alapere and you will see a direct vehicle to Ajah. The Ketu garage is by Ketu fruit market close to Ketu police station.
InvestmentRe: Treasury Bills In Nigeria by NL1960: 8:34am On Feb 11, 2025
[quote author=aieromon post=134093742][/quote]Why is it saying offer opens December 16, 2024 and closes December 19, 2024?. We are in February 2025.

EducationRe: The medical students and aspirants thread by NL1960: 2:38pm On Feb 07, 2025
Tyg3rFvry:
Laptop is good but it is not really necessary. In all she should make sure to master her slides and use textbooks for reference and further understanding. Its UNEC right? She should be very fast when studying because time is very short and of essence. She should study very well there is no time.
Thanks. It is not UNEC. Let me leave out the University for now. Apologies.
EducationRe: The medical students and aspirants thread by NL1960: 12:56pm On Feb 07, 2025
Liuedai:
You could ask her if she'd be okay with using the PDF versions/copies of these books. Aside from having all her books wherever she is, it'll also help cut on the costs.
Corollary: The specific text books will be dependent on the particular school she attends, so she can ask her seniors for advice. Some schools don't even emphasize the use of textbooks, lecture notes might be just fine (though not for every course/subject). So it depends, but she should definitely get Netters Anatomy Atlas.
Thanks.

They were given an orientation by their Dean before the holidays and were advised to get a laptop as it will help them better to read the PDF versions from a laptop instead of from a phone. So iam getting her a laptop.

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