₦airaland Forum

Barrytone:
Please like I said, my case was different because I am graced up, look well and make a choice. But never rush with the crowd because you might missed the fortunes. Now it's Canada Waka, all your life, you are used to 37°C and now you want to try -8°C because of money, bros look well because even Canadian are running away. No allow money kii u

FMCASH:
I've once managed a 20,000 capacity catfish during my service year in Agudama, Yenogoa, Bayelsa state. But currently managing vegetables, poultry and piggery in South west. We do catfish here to but my boss has yet to stock another batch.

babyfaceafrica:
in somebody thread.. Can't they open their own?

Phillmore59:
its obvious u dont know the difference between opinion an critics

emeka55:
This one probably did not even read the thread. He just drew conclusion from the end and came here to argue.

claremont:
Excellent and refreshing thread here.

In my opinion, I think most people in the diaspora have a misconception on what the definition of ''home'' is. My ''home'' isn't where I was born and raised (Nigeria), but rather, it is where I can live a good life, raise a family and have peace of mind with the knowledge that every penny of tax I pay is being used for what I pay it for. Nigeria is where I was born and raised, the UK is my adopted ''home'' and where I would be buried.

A ''home'' shouldn't necessarily be the country of your birth, it should be the place where you and your family are currently comfortable and living a good life. We live in a global village. I'm Nigerian by birth, British by passport, Kenyan by marriage.

On a side note, this thread shouldn't be moved to front page. It will get invaded by dodgy characters from politics section etc.

bjprodint:
God,I want to live a life free of debt,let my kids be comfortable and not go hungry daily,let my kids be educated without sch.fees or books palaver so DAT they can bring me out of this life of "I no get " that am living.Amen

noobs123:
The truth is you can’t compare Europe with America not even Norway. Things are just very easier in America, chances for a black man succeeding in Europe is low compared to America.

It’s easier to save more in America than Western
Europe, things are just fucing expensive compare to America. Small house with high rent, small car with tax, high car insurance and high cost of gas.

You are more welcome in America than Europe and then we have the major problem which is language.

No matter where you live in Europe, they will first look you as an African refugee before seeing you as student. It’s not common for Europeans to start a conversation with a black man, it happened many times in America.

Europe is good if you are lazy, like quiet life and not aspiring of living large. America is good if you want to earn more, live bigger and have hope.

I rate as follows .

1. Nigeria if you are rich or have a good stable high income. Things are very very cheap (No where is sweeter than Naija if you are rich or living above average) The law is more relaxed for rich people which is opposite in most western countries.

2. USA

3. Australia ( yes they earn more than America but America got everything happening ( shopping, social events, entertainment and proximity.

4. Canada.

5. New Zealand

6. Europe.


I have lived in both continents( Europe and America) The only thing scary about America is their stupid gun law)

fineguy11:
Lapo MfB SPV Plc Issue Of Up To NGN 6 Billion Series 2 Bond is Now Open. For further details check my thread https://www.nairaland.com/5709091/lapo-mfb-spv-plc-issue

unite4real:
Let me repost my previous response on this below.


It is usually very tricky with FGN bonds. One rule of thumb is, always keep your eyes on the yield to maturity. For example, a bond could have a coupon rate of 15% and you are told that the yield is 10%. If u don't want to mess up with your head, just look at that 10% as your annual interest on your capital. Although you will be earning the 15% but on a lowered principal. For example, if you want to invest 8M on a bond paying 15% coupon and the yield is 10%; you will buy that bond with more than 8M depending on the year to maturity. Let's say you got the 8M bond at 10M, your coupon payments every 6 months will be 15% of 8M and your principal at maturity is 8M and not 10M. At the end of the day, if u factor in your initial 10M put in the bond, you will realize your interest is actually 10%. So if u want a bond, keep an eye on the yield unless you are getting it in the primary market and it's a new bond issue.

Your bank or discount house should help you. With banks, always patronize the headquarters or main branch Inna state or region so u can easily meet people with the knowledge