₦airaland Forum

hucknall:
No, with a basic salary of ₦50K and allowances of about ₦20K, you get that amount.

Basic salary of what when the minimum wage is 70k

emmyskies:
Nadal!!!

Both are 5G enabled.

I have both physical and esim; X17M and X17U respectively.

Downside is lack of configuration controls present on the airtel version like band and cell lock

So both the esim and external sim were not working for you before and are now working at the same time? Or was that esim working?

If you have unlocked X25pro, you can test the external Sim in it.

williams85:
Don’t believe whatever these CC tell you.
They don’t know anything but to take complaints.

You're 100% correct

I went back and forth with her about ODU being 4G only in 2026 but backed down because there was nothing in it for me. I mean, it's not as if I will gain anything by continuing to argue with her.

I just told her to escalate the issue to management to find a solution since Hynetflex Sims are more expensive to sub and with no actually unlimited bundles. She's even from their Enterprise department who should theoretically know better.

emmyskies:
After close to two months, MTN have activated my ODU physical sim

Interesting. Na wetin I wan hear.

I know say them go eventually make it easier to get external sim or swap esim for it. I'm not alone in wanting something portable when on the move.

I called their cc today. They said the physical sim version is 4G while 5G is esim. That's unusual because that's the first time I heard that ODU has 4G only model.

Confirm if yours is 4G only?

essentialone:
*NAICOM Recapitalisation: It’s done ✅*

Deadline was *July 31, 2026* and NAICOM just published the list. This is huge for the insurance sector.

*The Numbers*
- *43 Companies Confirmed*: 41 Insurance + 2 Reinsurance firms
- *8 More Pending*: Submitted evidence just before deadline. Final verification in 14 days
- *12-month window*: Started Aug 2025 after NIIRA 2025 was signed by President Tinubu.

NAICOM says this "enhanced financial resilience, attracted investment, and rekindled investor confidence."

*FULL LIST: 43 Compliant Companies*

*Composite Insurers* - Do Life + Non-Life
1. AIICO Insurance Plc
2. AXA Mansard Insurance Plc
3. Cornerstone Insurance Plc
4. Fortis Global Insurance Plc
5. Great Nigeria Insurance Plc
6. LASACO Assurance Plc
7. Leadway Assurance Company Limited

*Life Insurance*
1. Capital Express Life Assurance Limited
2. CHI Life Assurance Limited
3. Coronation Life Assurance Limited
4. Custodian Life Assurance Limited
5. Enterprise Life Assurance Company (Nigeria) Ltd
6. Heirs Life Assurance Limited
7. Mutual Benefits Life Assurance Ltd
8. Prudential Zenith Life Insurance Ltd
9. Sanlam-Allianz Life Insurance Nigeria Limited
10. Stanbic IBTC Insurance Limited

*Non-Life/General Insurance*
1. Anchor Insurance Company Ltd
2. Capital Express Indemnity Insurance Limited
3. Consolidated Hallmark Insurance Limited
4. Custodian and Allied Insurance Limited
5. Fin Insurance Company Limited
6. Heirs General Insurance Limited
7. International Energy Insurance Plc
8. KBL Insurance Ltd
9. Linkage Assurance Plc
10. Mutual Benefits Assurance Plc
11. NEM Insurance Plc
12. NPF Insurance Company Ltd
13. NSIA Insurance Limited
14. Prestige Assurance Plc
15. Rex Insurance Limited (Royal Exchange Assurance Plc)
16. Sanlam-Allianz General Insurance Nigeria Ltd
17. Sterling Assurance Nigeria Limited
18. Sunu Assurances Nigeria Plc
19. Tangerine General Insurance Ltd
20. Unitrust Insurance Co. Limited
21. Veritas Kapital Assurance Plc
22. Zenith General Insurance Company Limited

*Reinsurance*
1. Continental Reinsurance Plc
2. FBS Reinsurance Limited

*Sector Consolidation*: 8 firms still under review. Expect M&A. The stronger 43 will likely gain market share.

This recapitalisation was meant to make Nigerian insurers able to compete with SA, Kenya, and take bigger infrastructure/energy risks.

This is the biggest reset for insurance since 2007.

Where does Universal Insurance stand?

First trading day of August is here

EduTechTainMent:
I thought you guys initially claimed it worked better or only on the x25 pro router.

I have an airtel x25 router (not the pro version) unused. Might gv it a spin soon. I was lookin g to buy the x25 pro so I can unluck it but I dare say that may no longer be necessary considering the range of hardwares on sale by the various companies.

The pro version is pro for a reason. The performance is arguably better on the X25pro and you can infer that from my message you quoted.

The base model tends to work instantly without initial hassle. Doesn't mean the performance is better. If you have both, you'd understand what I mean.

Nadingo:
Your thoughts?

Connect boku, connect poju

Na him go decide nah

I would choose NCS as that should give more freedom, on paper, and possibly more room for the bucks.

michlins:
I bought it and it has been over four months now. It hasn't worked

Maybe that was before they phased it out, as it is said. They should bring it back and make it work.

4litres:
So for stealing data on unactivated devices, u dont have to understand that part, bottom line sha, mtn has made it mandatory for embedded sims to be used on their odu devices, even the devices are not handled by their customer service department but by their broadband team thats why the agents cant even swap even if they tried.
Maybe just stick airtel for physical sim then.

They did sell one with external Sim to at least one person on this thread.

Jamboscore:
I can tell you for free, MTN ODU is the best. Better than MTN fiberX even. Just have 5G in your location. It's superb. The only issue is the activation.

Better than FibreX? I like your excitement and I hope it lasts.

4litres:
As long as it's mtn, just zero ur mind on the physical sim thing 4 now because it is new policy from the top brass in the company to make the odu an embedded sim device in order to combat retailers who keep stealing data from unactivated devices via sim swaps and reselling at lower rates 2 end users. Personally i don't mind the trade offs because for me, compared to Airtel, mtn is very reliable, i think Airtel re not serious yet.

That's only one side of the story. There is another side. Maybe other sides.

As for stealing data from unactivated Sims, I don't know how possible that is and how it then becomes impossible for esims.

I just want to test the MTN ODU and definitely would prefer external sim I can use on the go like I do with Airtel.

ogawisdom:
Yet to receive NAHCO bonus shares in my portfolio, anyone in this shoe?

Check your CSCS. I will wait for a while before emailing Investment One to do the needful. I don't know why brokers take long or wait to be instructed/reminded before crediting shares already in one's CSCS account to their account in their own portals.

Gshems:
Immediately I connected VPN, it started working fine

Should be paid vpn because free ones won't help.

Gshems:
Airtel and issues. Speed test hitting 70mbps but the video I am streaming is buffering.

Maybe you're streaming torrents.

Meanwhile, I entered MTNN major office in my state and asked of ODU. They have it but I insisted on external sim which seems alien to them. They said they only have esim and don't do swaps for ODU. The manager is not open minded so I left.

I will wait until I'm sure the sim swap works before buying the ODU.

Hullabaloon:
I use the web version. Just add dot app to that name. It will take you straight to their platform.

The web version works. The mobile apps dey use ads and unreliable servers, including the one they said is proxy version.

Unfaized:
Guys does the Airtel ODU unlimited sub work on the normal X25 router?

It works more seamlessly in the normal X25 than the X25 pro. The performance may be better on the X25 pro but sometimes it takes time to connect, something I never witnessed in the base model.

olujosh301:
... Anytime my g5f starts acting up all I need to do is take it work and use it there then return it home and it starts working back flawlessly.

The major problem with any of the ztes is just the low battery life of the ups. I have had many issues and the solution is just to take the sim out and put inside another odu, once it start working I return it back into the odu that wasn't working before and it starts working back.

Airtel would make you to start thinking out of the box because the former fix might not work the next time you have another issue.

A new theory

deathwing:
N10 interim dividend. To be paid on August 14. Companies are now paying dividends earlier.

They are yet to pay the final dividend of N14.66 they declared.

Sunrisepebble:
And I don’t think they’ll pay less than this interim in Final

That will be more than the total amount I bought the stock

Omoo

OLATUNJIOHSA:
It's not fake bro, I saw a friend name on it, his dad is a custom officer too

No be small thing. So the rumour that circulated about some states getting disproportionate number of officers was fake after all.

saint2ace:
I can confirm the ZTE G5FA+ is the worst ODU ever, for 3 consecutive days, network will go off for hours and would only return after a restart, I was so pained cos my whole family were home ( wife, kids and relatives) without Internet until I got back from work cos no one could restart via the web interface. Did a sim swap on Saturday and jejeli put the sim in my x25 pro, since then I've not had the erratic network fluctuations.

The ease of access to the X25pro made me use it for the past 2 months or so.

My G5F still works any time I try it. I'm glad I got that particular ODU when it was in circulation.

michlins:
there's no theory that I haven't heard as regards this Airtel ODU

There are more to come

Gensanusi:
🚨 BREAKING NEWS 🚨

The Nigeria Customs Service (NCS) has announced the Final Recruitment List for the Assistant Superintendent of Customs II (ASC II) cadre.

Congratulations to all successful candidates! 🇳🇬🎉

Applicants are advised to verify their status only through the official Nigeria Customs Service recruitment portal and follow all instructions provided by the Service. Be cautious of scammers demanding payment or claiming they can influence the recruitment process.

I dey see 35 names per state for one pdf like that. Could that be real? All the states have the same 35 names. Seems kind of fake but we'd see.

VirusVaccine:
Please Sir and guru in the house.
I have been following this trend and I need information on which brokerage app I can use.
I have bamboo and coronation and will like recommendations on which is best to use please.

There is no best. It depends on what you want. I use Morgan Capital, Investment One, Cowry Assets, GTL and Stanbic.

I use Morgan Capital more often because of their trading platform. They only have a web app. You can view it on mobile but the experience is not the same.

Stanbic and Investment One have mobile apps but they are nothing compared to the UI of itrade portal used by Morgan Capital and a few other brokers.

Morgan Capital has fixed the WAPCO issues

Hullabaloon:
You are welcome.

Whats the name of the movie though?

Knight and Day.

I was not able to stream it too.

NSEstudent:
Just searched and found a specific movie I have been trying to stream on torrents without success. I will try it later. Thanks for the update.

Servers I tried didn't play. Not full screen on TV too.

Hullabaloon:
Google cinehd. Go to the all section, not the AI mode. First result.

Just searched and found a specific movie I have been trying to stream on torrents without success. I will try it later. Thanks for the update.

Common man will thrive on coincidence and luck.

Amen.

Unfaized:
Apparently Chief.
Current Airtel expires by month end. If no solid improvement before then I'm dumping the mtn.

If Airtel goes by their performance in my place for the past week or so, I will sub it for one year. But we've been here before.

Unfaized:
Yes on phone.

So the device and or the odu registration are the problem.