₦airaland Forum

megawealth01:
It will become the biggest bank in Africa if they are sincere with us shareholders

I agree with you on this. They have the potential to be bigger than Standard Bank within the African continent. It also seems that they are preparing for a time when cross border trades and investments will be the norm and increasingly encouraged across Africa. This will result in the removal of several barriers hindering growth across the continent.

Babygal2020:
Please how safe is real estate land banking? The one that offers about 35% ROI

Be very careful when people introduce you to land banking. The Land Use Act does not support land banking especiallyholding for the long term. Whenever you acquire a property ratified by the government, you are expected to develop it within 2 years or else the government can acquire it for public interest at any time. Many have lost their lands in Abuja and Lagos as a result of this.

If government is sincere and can be focus on reducing corruption, I feel when they align structures for financing the real estate sector to a minimum of single digit rates, it will lead them to start massive acquisition towards creating housing for the low to middle income class structures.

The Surulere LGA when conceived and developed by the LEDP several decades ago is a fantastic example of how government can create new towns and cities.

megawealth01:
Nigeria can target Zero tariffs with America: But………….

The past few days got me an honest conversation with Mark Meadows (President Trump’s close ally and Ex Chief of Staff) amongst a good number of smart, African-loving congressmen and government executives.

You see, America has over 100 million “functional unemployed” people and Trump’s administration is desirous of getting them to work … well, somehow.

To do so, their industries from tech to agriculture must hit production but there’s an impediment… the Nixon’s 1970’s EPA.

What’s the catch for Nigeria you may ask?

America is in need of supplies to operate its factories … better still, establish production centres in countries with cheaper labor. Can Nigeria take advantage of this market opportunity?

Away from Oil & Gas; Nigeria has abundant reserves of various minerals needed for the world’s 4th Industrial Revolution.

You read that well.

Sustaining the world’s cyber physical systems requires a constant supply of our God-given earthen resources. Monazite, columbite-tantalite (coltan), bastnasite and xenotime are some of the abundant rare earth minerals found in Kogi, Adamawa, Gombe, Taraba, Borno, Niger, Katsina, Bauchi, Cross River, Kaduna, Kebbi, Plateau states … yes Plateau state… I always nursed a sinister thought towards the several ill-fated community killings in the guise of religion. ITS ALWAYS BEEN RESOURCE CONTROL!!!

Now agriculture, our fertile lands suffer no hurricanes, no winter frostbites, no wildfires, no earthquakes. Nigeria can position herself as a major organic products supplier to America . Example Neutrogena, an American skincare and cosmetics company can sign a trade pact with Nigeria’s Shea butter cooperatives just like France’s L'Occitane deals solely with Burkina Faso’s Shea butter community and Body Shop’s with Ghana.

Let’s talk about Information Technology. Harnessing the redundant large labour force, Nigeria can establish smart hubs and take most of the call centre jobs from India. No hating but an average Nigerian speaks in clearer accent than an average Indian.

Developing these 3 sectors (amongst the lot)can position Nigeria as a formidable trade partner with America while creating business opportunities for our youths, jobs in abundance, generating good revenue for ourselves and country while overall eradicating poverty.

What needs to be done?

1. African Growth and Opportunity Act (AGOA) : Nigerian government needs to advocate for the renewal and expansion of the AGOA beyond 2025.
2. Deepen trade dialogues with America wedging the 2000 U.S Trade and Investment Framework Agreement (TIFA)
3. Just like my Gold Reserve Bill (underway); Nigeria needs to implement laws and policies to ensure proper regulations for the extractive industries - environmental protection, social impact, supply chain security and even manufacturing of some commodities before export. This will stop illegal mining and environmental degradation. The goal must be simple: Nigerians must enjoy wealth and prosperity from their God given natural minerals.
4. Ambassadors to America (and other countries) must be business oriented individuals who are smart and strategic enough to harness foreign investment opportunities for Nigeria. American business owners want to invest in Nigeria but need efficient and honest networking events where mutually beneficial partnerships can be built. Trust me, many American farmers are willing to enter joint venture agreements with Nigerian farmers to grow produce needed to support their food industries.
5. Lastly (not about so) is POLITICAL WILL and TRUST!!! No one will bet their hard earned money or risk losing investments in politically unstable and dishonest sociopolitical environments.

I’ll end this here.

However, the last few days I spent interfacing with the good ol’ Americans, I’ll say; the world is Nigeria’s oyster, let’s invest in human capital and honestly strengthen the entrepreneurial ecosystem then watch the world dance to us.

Senator Natasha H Akpoti Uduaghan
Kogi Central to the world

Oga MegaWealth, Olowo Nairaland

You can create jobs but do the people have the skills to work in those environments. Another question to ask ourselves is, are they willing to take up such opportunities when they present themselves irrespectiveof the remuneration?

Before we go down the route of mineral resources, I still believe there are more than enough jobs within the agricultural value chain for our teeming population. Agriculture can be our major area of comparative advantage for our own people but the skills, equipment and willingness to get involved needs to be optimised.

Once value can be added to our production for both local consumption and export, we can leverage that to expand other areas of the development indices of the country.

Do not try anything forex trading with your money o! It's one of the worst things that has happened to many Nigerians.

If you want Dollar returns on your money, take your Naira, convert it to Dollars electronically through any of the CBN licensed financial institutions, invest it a Dollar mutual fund with any of the SEC registered asset management firms and see your returns accumulate gradually within a high safety investment product that is regulated.

That forex trading thing is a rabbit hole that is surrounded with sinking sand and anyone wise will not even dine at its table talk less of using a long spoon.

Be warned o!

Mankind2024:
A LETTER TO MR CHUKA MORDI AND ELLAH LAKE MGT TEAM

Dear Ellah Lake Management Team,
It is no longer a secret that your performance has been terrible, disappointing and disastrous for minority investors. The promises and reassurances given to investors seem to be fading away. Forum members of Nigerian Stock Exchange Market Pick Alerts(NSEMPA) are currently exposing the root of your business. It appears you are running an intangible audio business, as there is no single uploaded video of your integrated farm on the internet.

You pride yourself as the first agriculture company listed on the NGX, having been listed in 1980 according to your website. However, it seems Ellah Lake lacks direction towards achieving its stated vision of becoming the best and prototype integrated farm in Africa. You have failed, and failure is now associated with your mission. Yes there is no crime in failure, not using it as a stepping stone is a potential recipe for future disaster.

We no longer hear about the fishing business or news about the Tellura farm you acquired. Are they still generating income? What is the current state of the rice ,soyabeans and cassava plantation?There is no video evidence of the 5,000 hectares of palm plantation and the piggery.
The integrity of your management team is now a subject of discussion on Nairaland, and your financial statement is under public scrutiny. The figures don't add up, and the more I read them, the less clarity I get.

https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/8993

It's noteworthy that CBO Capital, one of your largest shareholders and partners, disinvested 81 million shares in November/December 2024. Time is running out; it's time to prove your critics wrong.

https://nairametrics.com/2024/11/13/ellah-lake-declares-zero-revenue-for-two-consecutive-years-as-cbo-capital-sells-down-81-million-shares/

I personally own 2.5 million units of ordinary shares in your stagnanted company. The phrase "all noise, no action" comes to mind. I was once convinced by a feedback report quoted in Business Day, which mentioned a delegation of stockbrokers visiting Ellah Lakes Plc's plantation in Edo State.

https://businessday.ng/companies/article/stockbrokers-laud-ellah-lakes-strategic-investment-in-palm-plantation-livestock/

https://www.proshare.co/articles/ellah-lakes-plc-ceo-issues-statement-on-post-rights-issue-ongoing-operations?menu=Market&classification=Read&category=Stock%20%26%20Analyst%20Updates

However, it's unimaginable how an Agric ⁶company wouldn't declare any revenue and profit in 4 consecutive years. Poor revenue, poor operating income, poor cash flow, negative retained earning, always in capital deficit. These are pointers to an unsustainable failing business.

The antecedent of Ellah Lake is consistent with that of a company that lack transparency, struggling and may be delisted.

Mr. Chuka Mordi, time is of the essence, and money cannot buy it. I urge you to come clean and do the needful and execute your remote plan of delisting if this is your agenda for Ellah Lake and consider relisting in the future at a better price when there are tangible and profitable plantations, as it appears investors are only investing in an intangible palm plantation. This shouldn't be a reason to toll the path of one of your kinsmen Mr Dozy Mmobuosi of infamous Tingo Group.
https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26086

Oga, you get strong mind o and I admire your courage doing this

It is about time for shareholders to start calling out these directors with respect to their actions.

Someone should have written a similar letter to First Holdings PLC (formerly FBN Holdings PLC) for that crappy dividend they declared for their shareholders.

Well done for this initiative and boldness.

https://punchng.com/pwan-not-licensed-to-operate-in-nigeria-sec-warns-investors/#google_vignette


With this news, PWAN's feet may start to buckle under the weight of the SEC if they do not register with it. Many of them should fall under the Real Estate Investment Trust Schemes but we know as Naija be na.

jonnysessy:
Is Makanjuola the CEO of CAVERTON ?
Just asking because I don't know.

Yes o! Bode and his brothers run the different operations within the Caverton Group.

Jerrygotswagg:
Bro , I’m just coming back from the future. It’s not easy. You will lose a lot of money for so many years before you win , that’s if you win . I quote “if” …..

I don’t want to write long episodes . But the reason I’m here learning about mutual funds and tbills is because of the stress and loss you will have to take before you can become Dangote and the rest of them . I lost millions in 4 years trying to make it quick and big like the likes of dangote and Otedola. I don’t have that time and energy anymore because I don’t know if I will lose more . So I’m here investing in low risk investments.
your 150M can make you a billionaire in few years (less than 8 years ) if you invest and reinvest the daily profits in tbills , mmf , shares etc .. wisely . . That’s 75 million can give you half a billion. Use your head .
Wise and old men here advising you.

Thank you for this post. You have indeed seen how thw future presents itself with all these businesses. The major issue with all these business proposals that people introduce to others is that they are laced with hidden risks that they do not reveal. If anyone cannot give you a guarantee that your investment is covered comprehensively via an insurance or custodial policy, do not step into thw ring of business with them.

Just like many keep touting and screaming at the top of their keypads, if business generates high percentage returns per annum, there is no reason why the owner of such businesses should seek for additional funding. This is because the effect of compounding those returns will transform it by almost 10X to 20X or more in a few years.

Like we say in the stock market, don't go and use your hard earned money to pay school fees o! Guard your money and ensure your principal is protected at all cost.

My advise o Oga @AmgAmg still remains to invest in a Securities and Exchange Commission (SEC)registered money market mutual fund that currently gives close to 20% (due to the stability being experienced in the foreign exchange regime), convert the proceeds of your monthly interest to USD and invest it in an USD money market mutual fund.

In a few years, you will be amazed at how much you have amassed due to this almost risk free investment strategy. At the point you are getting comfortable with a specific amount of returns, you can use your predetermined allowable excess on your terms from the USD or NGN money market funds to invest in quality bluechip stocks which will fetch good dividends and capital appreciation in the mid term.

In all these, your initial capital or principal is not only preserved but constantly growing whichbalso keeps the interest or retuens growing as well. This strategy is well scripted, tested , trusted and used by many rich people to transform tonwealthy individuals wherein they preserve and grow their capital or principal.

Just like @JerrygotSwagg has said in clear terms, use your head o! No invest in wetin go carry you go where you no know o!

Selah. 😎 💰 🙌🏽 💯

ositadima1:
A Street investor said my technical analysis is like Agba's—it doesn't work. MCY56 minus 1, on the other hand, told me to let the gurus speak first.

Despite all these jabs, I persevered. Is Champion finally going to answer my call or what?

Osita, you suppose know say you be ogbonge chairman for this business and our bulletproof jacket na one in town.

Take am softly with our brethren.

In Mr Macaroni's voice, "You are doing well".

😂

AmgAmg:
Sorry , that message was actually meant for the other man talking about mutual stuffs

A good friend of mine always states that Mr Time is always the best friend to any investment opportunity available because it shows people whether they took good, bad or terrible investment decisions.

Anyone who wants you to invest your funds without providing any form of insurance cover for the investment does not have to your best interest at heart.

With NGN150 Million, you shouldn't be looking for any fast paced or risky investments at all. A NGN money market mutual fund gives you at least 20% per annum while a USD eurobond mutual fund will give around 5% to 9% per annum.

Another aspect of investment you must also consider is the cost of reinvestment from the dividends or proceeds of the cash flow you realise as well as the ease of entry and exit (especially emergency exits if there is an urgent need).

Selah. 🙏🏽

Ollyb2020:
Yeah , what an honest feedback. I completely understand your perspective and truly respect your preference for transparent, straightforward models.

That said, I believe this executive car rental model can be designed with exactly that kind of simplicity and control in mind. Unlike gig platforms where oversight is difficult, this business allows us to implement clear tracking mechanisms. For instance, we can integrate GPS and usage tracking software in every vehicle, and all bookings and payments can be done digitally, allowing for full transparency.

Additionally, the model is asset-based. The vehicles themselves are appreciating assets in our market segment, especially high-end SUVs like the Land Cruiser series. Even in a worst-case scenario, the resale value ensures minimal risk—something that's not common in many other business models.

We can also structure the operations in a way that you will have full visibility into bookings, revenue, and vehicle usage—either through periodic reports, shared dashboards, or an app interface.

It’s absolutely possible to make this model as straightforward and data-driven as basic math. I’d be happy to walk you through a sample setup, so you can see how it can operate without ambiguity.

Thanks again for considering it—I’m confident we can make this something that works on your terms.

When you consider the USD value, vehicles are not appreciating assets. The unfortunate situation of the economy is what has made Nigerians have the illusions that vehicles are appreciating assets. They also need to be serviced using spare parts etc. If they are not new vehicles, you can never tell how badly they have been compromised.

Luxury car rentals is no different from registering your car under an Uber service to make returns to you. Na story dey usually end am last last (just ask around from people who have done it before). The only way you have it done is if it is being handled by an insider to an organisation and blandest premium charges are billed to the organisation using them.

ololufemi:
Oga AmgAmg, ignore the messenger 8f you don't like them but focus on the message they bring to you. This brother is right with his minimalist risk assessment. Anything that gives you significant returns above the risk free investment like Federal Government Treasury Bills or Securities and Exchange registered Money Market Funds is a huge risk with potential danger lurking in.

Most.of the people who do them will not tell you of their experiences with the inherent risk until you have locked your funds into them.

Another thing he spoke about which I mentioned is the effect of compounding.

To know how long it takes to double your investment, take the rate of return of that investment and divide it into 72.

You've got a lot of cash so don't be too in a rush to double your money with investmentsthat have high risks.

All those trading, real estate, foreign currency trading, etc are high risk investments. If y9u don't believe, as anyone them to give you a complete comprehensive insurance cover for such investments with a reputable insurance company.

My advice to you is to look for good, stable and risk free investment products that are covered and can allow you go to sleep at anytime without the fear of losing your funds.

Lastly, I always advice people that if you do not understand the investment product like a ten year old will understand it and there is no ease of engagement with the point of entry to the point of exit (ease of entry and exit), just carry your money, hold it tight and run from them o! 😎

gagzee:
You are not a serious fellow, you can't eat your cake and have it.
Looking for higher gains equals higher risk.
Compound 20% for 5years. But no you dey find 40%. No worry person must eventually scam you, and worst to happen be say the person go sleep jail but that your money go don vanish.

Oga AmgAmg, ignore the messenger 8f you don't like them but focus on the message they bring to you. This brother is right with his minimalist risk assessment. Anything that gives you significant returns above the risk free investment like Federal Government Treasury Bills or Securities and Exchange registered Money Market Funds is a huge risk with potential danger lurking in.

Most.of the people who do them will not tell you of their experiences with the inherent risk until you have locked your funds into them.

Another thing he spoke about which I mentioned is the effect of compounding.

To know how long it takes to double your investment, take the rate of return of that investment and divide it into 72.

You've got a lot of cash so don't be too in a rush to double your money with investmentsthat have high risks.

All those trading, real estate, foreign currency trading, etc are high risk investments. If y9u don't believe, as anyone them to give you a complete comprehensive insurance cover for such investments with a reputable insurance company.

My advice to you is to look for good, stable and risk free investment products that are covered and can allow you go to sleep at anytime without the fear of losing your funds.

AmgAmg:
I recently received an inheritance and now have over ₦150-million just sitting here, doing nothing. I need solid advice on how best to invest this money. I’m looking for a moderate to high-yield investment that won’t be affected by the depreciation of the naira.

Let’s be real ….. we’ve all seen how bad the naira has devalued over the years. The last thing I want is to put my money into something, only to wake up in a few years and realize its value has been slashed into half. You know what I mean. Even if the business is in naira, it has to be highly profitable so that currency depreciation won’t eat away it.

I don’t want meaningless or negative suggestions…. only serious, well-thought-out opinions . I’m open to meeting up as well….. to discuss solid business ideas, and trust me, a handsome reward awaits whoever brings the best proposal.

That said, let me be clear:
I have the Commissioner of Police and EFCC on speed dial. If anyone thinks this is an opportunity for a scam, just know that any fraudulent attempt will be dealt with the full extent of the law.

If you have a genuine, profitable, and well-researched idea, let’s talk.

Congratulations on your new bounty. I pray the Lord gives you the wisdom, knowledge and understanding to manage it properly and invest wisely.

My suggestion will be to invest the amount in a money market fund with a SEC registered fund manager at about 20% per annum. I prefer this to Treasury Bills because it offers you the flexibility to change when rates increase or decrease.

This should fetch you about NGN2,500,000.00 every month. You should then take at least NGN1,500,000.00 or more out of the NGN2,500,000.00 and invest in blue chip stocks like GT Bank PLC and or Zenith PLC, Presco PLC and or Okomu PLC, UBA PLC, NB PLC Aradel PLC, etc which pay regular dividends (minimum dividend yield must not be less than 7% per annum) which in turn will be invested as well thus compounding the amounts reinvested, thus growing your capital or principal investment.

Within a few years, you should be inching close to NGN1 Billion upon which you can now liquidate part of it and use the proceeds to purchase a bond (Naira or Eurobond) that gives double coupon rates depending on the stability of the currency to which you will use the proceeds of the coupon to rinse and repeat the earlier steps mentioned in the first paragraph.

Selah. 🙏🏽

KarlTom:
NB sem to have turned the corner...

https://doclib.ngxgroup.com/Financial_NewsDocs/43808_NIGERIAN_BREWERIES_PLC.-_QUARTER_1_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2025.pdf

Oga MegaWealth saw this several months ago and predicted it on this platform.

More grease and bountiful rewards to your elbows, Oga MegaWealth.

May your ministry continue to blossom and flourish.

We celebrate you, Sir.

🙌🏽 🥳 👏🏼 👍🏽 🙏🏽

Valthegreat:
Yes, if out of over 20 products only Maltina, Amstel Malt and Fayrouz are non alcoholic that's 85% alcoholic products focus and 85% result in school is 'A' score.
Hope my philosophy general course lecturer taught me logic well?

Big bro, the malt drinks you quoted here contain some little pints of alcohol because of the barley, wheat or sorghum present in them which has undergone a small fermentation process to aid its consumption. That's why you have some slightly bitter aftertaste when you consume those malt drinks.

As a matter of fact, the alcohol used to disinfectant wounds actually goes into the body system though in small quantities not capable of causing damage.

The no alcohol in the body na sakamaje mantra because humans need alcohol (in at least minute quantities) to survive on earth.

Some people even believe that one of the things that saved Africans from several plaques that devoured the earth was the early use of alcohol on the continent.

KarlTom:
I fully agree with this 💯

One widely acclaimed reason for their longevity was their natural lifestyle: fresh fruit, fresh food, natural herbs, exercise (those long trecks to the farm etc).

Alcohol has never been bad in its real sense.
It's used as a disinfectant, a preservative etc.
It's the abuse [or misuse] that creates the stigma we know today. Same goes with marij**na

Disclaimer: this is not about alcohol consumption

Baba, I agree with you that alcohol has never been bad. It has actually saved mankind from diseases and communicable diseases. The misuse or addiction to it just like the misuse of anything is what leads to terrible consequences. If you misuse or drink too much water, it could have fatal consequences.

In earlier centuries days during the advent of tropical medicine (started by the dark skinned people), alcohol was used as a sterilising agent to cure ailments and disinfect items. It was widely known that when you visit a new village, town or environment you are not used to, you must wash the first few item 7 you eat and drink there with some gin or edible alcohol to neutralise any effect of food poisoning that could result in diarrhea or loss of body fluids. Alcohol still has the same effect on the body till today.

Even the good book admonished that a little wine is good for the body. Ecclesiastes 9:7: "Go thy way, eat thy bread with joy, and drink thy wine with a merry heart; for God now accepteth thy works." 1 Timothy 5:23: "Drink no longer water, but use a little wine for thy stomach's sake and thine often infirmities.

Many should wonder why most herbs in those days were required to be soaked in edible alcohol to extract their effective components into the drink and provide efficacy. Water was not as clean as it is acclaimed to be today so alcohol was a better option due to its sterilising nature.

🙏🏽

Dear Brethren, I pray this message finds you well, and the week started on a positive note.

I sincerely hope that none of our members on this platform was caught up in the CBEX issue that is currently sweeping through town.

It seems over NGN1 Trillion has been wiped off by the scammers and owners of that investment platform that promised investors to double their principal after 30 days.

It is sad to see that many Nigerians continue to fall prey and remain gullible to these ponzi schemes during tough economic times.

May the Lord continue to bless us with the wisdom, knowledge and understanding to avoid the treacherous scenario evident in the Nigerian economy.

RodgersAkpafu:
This is where you are also wrong as well
As we speak, the bank I worked for pays its new hires (not tellers o) over 600 grand

I'm not gonna go into specifics about my earnings

However, just so you know again, a lot of top shots left the country
I know of an entire unit that was decimated in 2022 because the RM up to the Head were all planning Jaapa and left the same time

I even know the head of Central clearing of a sister bank that jaapa in 2023, I know him in person cos he has bailed me out of sheet years and years ago

They have all left
I left as well

So that assertion that (relative) topshots were not "jaapaing" is not true

Only maybe EDs and four steps below that are the ones that I can say didn't jaapa as much

But you see SBO, AM DM, even PM
Them jaapa danu

A number of AGMs to EDs proceeded on the japa move as well o! The finances wasn't adding up for many of them again especially relating to payment of undergraduate school fees and cost of living for their wards in the abroad.

Those who didn't japa had to bring their wards back to the country to try out at private universities. For some of them, they had become too expensive for the financial institutions to manage and cost had to be cut.

The sector is still yet to recover from the whole thing starting from the Covid-19 experience.

SonofElElyonRet:
@ololufemi
I had said before just like @GeeKudi that lawlessness is not a sign of low IQ.. even criminals all over the world sometimes have very high IQ

My brother, people who continue to wallow in lawlessness cannot tell me they have an average IQ. Many don't realise how low their IQ is until they are caught and punished depending on the degree.

If younask those who have been caught electronically and fined by the cameras on traffic signals for driving through red lights or with expired vehicle or road worthy license on Mobolaji Bank Anthony Way or the Oworonshoki to Tollgate Highway, they tell how stupid they felt especially when they kept kicking the can down the road for renewals.

They suddenly realise that they could have avoided such if they behaved in a smarter and acceptable way to prevent the embarrassment and fines that come with those misdemeanor.


Look at the way "Money na Water" handled his EFCC charge on mutilation of NGN notes. He humbled himself to behave properly and avoid such incidents whereas it was different for another "Risky" guy. 😂

ololufemi:
It is deliberately done my brother because they see Peller as than individual who can continue to fry the brain cells of the teenagers and young adults in society.

Think of it critically na. Do you think Peller and his idiocracy mob content will survive countries like Japan, Israel or China?

Think am na. It is being done deliberately to weaken our society. With Peller's rise to fame and fortune, people see no need to get a high school diploma anymore to earn serious money or contribute positively to society. 🤷🏽‍♂️

https://www.youtube.com/watch?v=MjmNrlEtp5M?si=WE8VUt-PtWfnaRta

crownprince2017:
What amazes me must is, the majority of the people donating money to peller, portable et.al. are Nigerian guys living in abroad, they are living in a supposed good society but low IQ. why..

It is deliberately done my brother because they see Peller as than individual who can continue to fry the brain cells of the teenagers and young adults in society.

Think of it critically na. Do you think Peller and his idiocracy mob content will survive countries like Japan, Israel or China?

Think am na. It is being done deliberately to weaken our society. With Peller's rise to fame and fortune, people see no need to get a high school diploma anymore to earn serious money or contribute positively to society. 🤷🏽‍♂️

SonofElElyonRet:
So your argument is that hygiene attitude, lawlessness generally equates to low IQ?
Your argument also is that Africans who had no exposure to western education before colonization had basically low to zero IQ..
IQ is intelligence quotient.. not formal education related. And assuming but not conceding it is, which type of formal education? Western?

Please my brother, don't show a lack of history about Africa (I don't mean it in an abusive way).

Do you know that the Greeks who taught the Romans how to organise their society got their knowledge from Africa in places like Alexandria in Egypt and others where you have the Pyramids and great cities along the Nile that were advanced in agricultural practices?

Timbuktu and Mali which were homes to Mansa Musa (acclaimed by even the westerners to be one of the richest man that ever lived on earth); you also have cities like Benin in Nigeria that had a defensive wall longer than the great wall of China and the inhabitants were already using street lamps to illuminate the streets of their cities before the Europeans.

Our African societies were way ahead of many of those Western Societies we know today. Our people just lost it at some point and things went downhill for African societies.

The dark skinned people popularly called the Moors in those days were from Africa and they occupied and ruled places in Britain, Spain, Portugal, etc. They were vast in knowledge and esoteric things and taught the westerners most of what they know today.

Unfortunately Africans have been blind sighted to believe that they are inferior and their terrible behavioural patterns has not made things better for their societies.andnits people as well.

There was even an African from the Northern part around Libya who became Emperor of the Roman Empire and was domiciled in Britain at some point to protect the british people from the barbarians ravaging through Europe at that time.

Streetinvestor2:
The massive economic development happening in China is not being championed by degree holders

The degree is only being considered because of the decadence in the standard of education in our society. Within a society of globally accepted average IQs, a high school diploma is enough to get you to be skillful enough to make a change in any society.

You don't need a first degree to learn about sales, trading (whether financial or physical markets), discipline, ethics, hard work, proper governance, etc.

As a matter of fact experience is what matters rather than the degree. The degrees are usually used by people who want to act as gatekeepers to certain areas within any society.

A lot of professionals in developed countries learn courses that improve their skills not focusing on degrees that are becoming obsolete as the years run by but still being used as gatekeepers in the underdeveloped economies.

mikeapollo:
Let's stop the exaggeration and empty boastful talks

The US had been built by some other race before Nigerians flocking there going there for greener pastures.
Where do you put the Jews, Asians, Indians etc. that had been achieving back-to-back landmark success in US?

This is the reason why I said Nigerians that are outliers in such societies can not eliminate the fact that the presence of the globally acceptable IQ levels from the Jews, Asians, British and Americans helped those Nigerians to step up their game in host societies.

emmanuelewumi:
Or a society where Silver Bird gave Peller the award of the most powerful influencer and content creator.


That should give you an idea of the type of country we have and the future of the country

That award should have been given to deserving motivators like Tunde Onakoya (Chess to Slum guy) rather than the Peller guy. It is shocking to know that he has made his partner to forget her project of promoting AI and and encouraged her to submit to his idiocracy community and their behavioural patterns. 🙄

emmanuelewumi:
Or a society where Silver Bird gave Peller the award of the most powerful influential and content creator.


That should give you an idea of the type of country we have and the future of the country

It's funny to even know that the Silverbird man called himself the common sense senator. 😂

I even think that the award recipient guy and his cult followers are being supported strongly by some persons to fry and damage the brain cells of our teenagers and young adults.

The damage that guy and his cult follwership have done to our society is just at the incubation stage and not fully manifested o!

emmanuelewumi:
When accountability and corporate governance are aberration in most Nigerian owned faith based organizations, even though the people who brought these foreign faiths to us are accountable to their members, how can we then expect accountability from our political leaders

Oga Emma, you have said it all o! The focus on accountability and corporate governance are key to the sustainability of any association or society.

I have always held the view that if the prosperity message was substituted with firm teachings on ethics, morals, diligent work, accountability and proper governance and being taught sincerely in our religious communities as a prerequisite to getting to heaven, we would gradually see the difference in our communities within a short period of time.

SonofElElyonRet:
I disagree.

Well, you don't need to agree to it.

How do you improve the IQs of persons when you don't get them acquainted with the requisite knowledge and proper orientation like it is being done in schools and communal associations at an earlier age.

Orientation is usually done to enable you accelerate your norms and attitude with the behavioural patterns and norms within a society you are within.

This occurs within our schools, workplace, clubs and associations, etc. These things affect the standard of living everywhere whichever way you look at it.

If you took the people currently residing in Nicon Town,Lekki and placed them in Alagbado, they will transform Alagbado to be similar to their former place of residence with significantly improved living conditions over time.

However, if you took the curent residents of Alagbado and placed them in Nicon Town, the place will become a glorified Oshodi or Alagbado with lower standards of living conditions over time.

This is clearly evident in places like Surulere, Aguda, FESTAC, Satellite Town, Apapa, Agbara Estate, etc. The influence of people with lower IQs decimated the conditions of living and infrastructure in those places to unimaginable levels.

Agbalowomeri:
Nigerians outperform every race in the US. That should tell us something

Yes they do outperform in those society because they find themselves in societies where the mean population has a globally acceptable average IQ level.

I addition to that, the cost of consequences to actions that depict a low IQ level are higher with punishment for terrible ones in those societies.

You must also note that those outliers in those societies are usually outliers in the Nigerian society as well though shadowed by the mean population who dwell in that low IQ phase.

Papa Emma has said the same in his earlier post. Our society doesn't seem to want to appreciate people who follow the rules and have good or high standards except it provides some rewards to those with that low IQ mentality.

SonofElElyonRet:
That's orientation not IQ. It's deliberate. Not that they don't know it's wrong. It's just an attitude of impunity. Wrong in every way but that's not what IQ is all about..

Dude, orientation will always affect the IQ level of an individual no matter how you look at it. Orientation usually requires transfer of knowledge and behaviour in ways and patterns that help the lower party gain understanding to become better versions of themselves.

Anyone who has a bad or no orientation can never be smart up to the level of achieving a globally acceptable average IQ level and will always be left out or denied certain privileges that society or the universe makes available.

This is why Nigerians have missed out on a lot of opportunities that they ought to have taken advantage of several years or decades ago.

An example is the removal of petrol subsidy saga in 2012 which if accepted at that time rather than kick the can down the road would have seen the economy overcome the challenges it faces today.

Orientation and IQ levels are not mutually exclusive. One could be seen as a subset of the other whichever way you look at them.

emmanuelewumi:
It is a crime to be normal in an abnormal society.

A society where people believe in short cuts and unmerited favours over hardwork, productivity and value creation as solutions to their economic situations

It is ridiculous to demand accountability in a society where everyone believes cheating others and being financially reckless with the resources of members of the association or group is the norm. And they will rather ask God to judge the leader of the association or group


We will always get the type of leaders we deserve, since normal people are an endangered specie and are a minority in our society

💯💯👌👍🏽