₦airaland Forum

Drenimarcus:
If you bought stock and never sold it since buying on the app, you have to pay zero in taxes on them. If you have sold, and held it for less than a year (I'm assuming you haven't held shares of stock on Robinhood for >1 yr), it gets taxed exactly like job wages

Drenimarcus:
Hi, I use Robinhood and it was funded with my US account. I think I used my state id for verification

Drenimarcus:
i am buying stocks with my stimuli check

MelesZanawi:
Bro, out of all of them, you can't mention a single one that all of us know? Haba now?

Mcy56:
Check below the comment, you will see: 'quote', 'report', 'like' and 'share'................... click quote for anyone you wish to quote.

You cant receive dividend if you sell before qualification date. It means you didnt qualify nau.
You will only receive for the 100units you left unsold.

Infinitisi:
You can try Everdon BDC. I reside in Abuja and they are located in Lagos. I have never been to their office before and I have used then severally in the last 1 year.

Contact them using the details on their website everdonbdc.com and once you complete your kyc documentation all you need to do is credit their naira Account and they will credit your dorm account with the dollars.

emmanuelewumi:
Buy Eurobond funds, FG bond or mmf.

There is a rumour of currency devaluation in the next 4 weeks, Eurobond Fund won't be a bad idea

Or buy shares of companies who earn in dollars eg Seplat, Airtel, Dangote cement earns in dollars from his branches in other African countries

ibechris:
I joined the banking industry in the year 2012 where I met a colleague who joined from a bigger bank,although I joined as a graduate trainee while he joined as very senior officer.

One blessed day I engaged him in a talk on how we could have side hustle added to our salary,he said everything boils down to Capital for which he had none due to the project he had at hand. I quickly asked like how much are we looking at and he said at least a million naira. And lo and behold,I had just N360,000 as a fresh graduate. He requested I bring the cash and that was how we started,he showed me how to draft the agreement and how to recover funds from customers.

The first cash we gave out happened to be my money and the interest was shared on a 60/40 basis but as time went on,I was reinvesting my interest and the money kept coming.

2016, I resigned my appointment, because the stress was getting out of control and my mentor had already left to join another bank being a professional and very intelligent at his work.

That was how it has been ever since 2012 and currently, i have very solid customers base through referral that I can transact business without going to their offices or even meeting them. To further preserve my capital, I was able to secure about four landed properties in Abuja one in my village.

The loan business is very lucrative,as I have introduced my wife into it and my younger brother is coming on board.
Caveat is; get a mentor and have a targeted market and u will succeed. Do not listen to people as many will talk u down.

Funny enough no one has ever owed me since over 7years.

Bbbwings:
the issuing house you see on the return page will have an email and phone number on google
contact them with the details you got

Bbbwings:
Type your names on this site first and see if anything comes up.


https://sec.gov.ng/non-mandated/

Follow the instructions on the return page if you got a hit.

isangjohnson:
GURUS IN THE HOUSE PLEASE HELP ME IN THIS ANALYSIS.
My brother bought 3bedroom apartments from Federal Mortgage Bank at 9.2m. 10% equity paid leaving a balance of 8.280m. This will be deducted from his salary starting from January next year. He has 20yrs left in the service.
The young man is totally confused now.
First, he is planning to invest 4m in Tb, roll it over for 3yrs or 4, use whatever will come out, add it to whatever must have been deducted from his salary for the same period and pay off the loan.
Second, he is planning to drop the 4m and subsequent savings with FMBN to reduce the balance as well as what will be deducted from his salary.
9.2m with mortgage calculator gave me 14.2m @ #711,840 a yr for 20yrs and 12.5m @ #838,452 a yr for 15yrs.
Should he drops the money with FMBN to reduce what will be deducted from his salary or he should rather invest the money in Tb, roll it over and add to what will deducted at the end of 3 to 4 yrs and pay off the loan?

Godisgreatest1:
Attach floor plans

NIGHTLIFE100:
Hello Tbillers, abeg help me with latest rate Ecobank gave me 11.25% on 9.5m on Friday it’s been back and forth since 2weeks negotiating like Oshodi market and I feel my account officer want to take advantage of me because I’m not in the country advising me to continue with fixed deposit @ 9%. I plan to mail head office tomorrow advice pls

cy4cent:
Thanks for the input. I'm not in Nigeria, if I were i would have gone to the bank, do the TBills, and request another account officer before her very eyes. Waiting for her to help me get a new ATM card, before I tell her I'm insisting on TBills. If I tell her before she gets it, she may backpedal.

Yem0350:
It depends on your risk level. Money market fund has the lowest risk level
However, there are more than 2 products for stanbic. We also have
Bond fund
Equity fund
Balance fund
Ethical
Imaan

OgogoroFreak:
Well, wouldn't want to mention the item for personal reasons.

But my ₦15,000,000 gave me roughly $75,000. I got the item at bulk price of $100 each and bulk ship at $10 per item. I sold them here in naija around 68k - 70k each when dollar was almost ₦500.

Agbeni33:
please i need explanation on this issue.

I went to stanbic bank last week(12 /02/2019) for last week auction. i filled the form and it was submitted. the lady said are should come back on the 13th which is the real day for the auction to know the rate at which the TB will be bought.when i got there she told me that she bought the TB from the primary market that i will receive email and debit alert message. since then i didn't see any email message nor debit alert. to my greatest surprise someone else paid money into my account and i discovered that the money i recommended for the TB as been deducted without debit message and email message. my question is, does that mean that my bid as been successful? if yes, why is there no any evidence? the lady attended to me said are should be expecting message since last week. please what is the solution?

HeliosHay:
I never said anyone is dumb. However, you can choose to remain ignorant if you want. There are better ways of doing things and perhaps it's beyond your reality to think it possible to earn such an amount on a monthly basis. It's your choice

Kemade2007:
I walked in to Stanbic bank in my area. Met with the asset management officer. He gave me the form to fill since I don't have account with them.,I went to my bank for transfer to SMMF account then came back with the transfer form.So that's all.

Odunharry:
. I doubt.
. For new subscribers:
*Fill in a subscription form and issue a cheque or
draft for the units applied for.
*Make a draft payable to Stanbic IBTC Money
Market Fund.
*Send your cheque, filled in subscription form and
other documents to any of our offices in Lagos,
Abuja or Port-Harcourt, or any branch of Stanbic
IBTC Bank.
Within five days, we will send you an email
confirming your purchase of units and telling you
how to log into your account.

For existing subscribers :
You can buy additional units using the channels
below:
ATM
Our secure online portal
Quicktellee.
Direct debit.

https://www.stanbicibtcbank.com/Nigeria/Individual/Saving-and-investing/Money-Market-Account

Kemade2007:
Pls house I need your advice on this
I have #300k with Stanbic MMF which gives me #149-#150 per day. My questions are
-should I continue with the MMF or
-redeem it and put it in Treasury bill since I don't need it in the next 6months. Thanks

unite4real:
If you do private banking, yes.

tundebabzy:
I did not have any issues with diamond bank when I bought my tb early this year and they got me at the exact stop rate at the time.

Uzee24:
Please House, does anyone here use Diamond bank for NTB transactions? I submitted a bid at my branch even though I was asked not to specify any rate, I am still yet to hear from dem. I would like to know if anybody on this thread bidded for Feb 15th using Diamond bank and if so, did the person go with the bank rate or specified his/her own rate and what is the outcome?

allhavesinned:
Can someone who's outside Nigeria invest in T-Bill

slimtriggaman:
to the best of my knowledge (Gurus in the house can correct me), there are three major scenarios;

1.) If you go with bank rate, the success or failure of your auction depends solely on the bank

2.) If you go with your personal rate and your rate is higher than CBN stop rate and your bank uses a lower rate within CBN stop rate, your auction would not be successful.

3.) If you go with your personal rate and your rate is higher than the bank rate and lower than CBN stop rate, your auction would be successful, assuming the bank acknowledges your auction request.

locodemy:
Only if you can hear.........run away from FO.......its repeating oando scenario while oando is set now to move.
No be today we dey for this market..........2006 till date no be moi moi.

pressplay411:
On IPOB's invitation not US govt I'm sure.lol

nellybadas:
Please anyone in the house. When will the next treasure bills be sold in 2017

Fynebouy:
Hi all, I have been reading this thread with passion because this year I must not be financially foolish. I must be supernaturally productive and na who no ask dey fall hand...

Please I currently bank with FBN, Eco, & GTB. Pease which of these are the best for TB purchase from the primary market. I am looking at N1.5M for 91 days.

Thanks for the response (s)

40manlappy:
Hi, what is the name of the app that you used to blot out your personal information in the document? Thanks