₦airaland Forum

officerfudo:
Bought a Nigerian used car with just a friend to help look at it, turned out the car was good, have been driving it around since January and the car dey give me joy. It all comes down to luck as some mechanics can make you waste your money becos of the little money they want to make. Don't blame them too much, we are all living in Buhari's Nigeria.

Scottz:
I need a used Camry or Honda
My budget is 1.3/1.4m

simplywhy:
Pls users, I understand that the 307 has different engines, which do you think is better?

emmancecute:
automatic transmission is as reliable as the manual. The 307 fits for ehailing. Very good fuel economy, very cheap parts.

emmancecute:
automatic transmission is as reliable as the manual. The 307 fits for ehailing. Very good fuel economy, very cheap parts.

KINGBEN1:
What's the Difference Between a Pension and an Annuity?

If you don’t have a pension, an annuity can be a great option to generate reliable retirement income.

Long before we had things like smartphones and Instagram, your career typically revolved around a single employer.

You worked for one company for decades and then, when you retired, with little to no action on your part, your company would provide you with a pension — payments that would come regularly for the rest of your life, no matter how long you lived.


Today, outside of government jobs, pensions are about as common as phone booths. If you don’t have a pension, but the idea of getting a regular payments for the rest of your life is appealing, you may want to consider an annuity. Like pensions, annuities also provide income for life, but they don’t work quite the same. So what’s the difference between a pension and an annuity?


WHAT IS A PENSION?
A pension is a retirement plan that’s offered through an employer. Pensions are known in the industry as defined benefit plans.

With a defined contribution plan, the contribution made by the company is defined — perhaps you contribute 8 percent of your salary and your company/government pays 10% of your contribution according to the Nigeria’s PENSIONS Act of 2014. However, when you get to retirement, it’s on you to decide how you’ll generate income with all the money you saved.

With a defined benefit plan, your benefit (how much you’ll get in retirement) is defined. You don’t have to worry about contributions or even how to create the income. Your company will just send you a pay every month.

In addition, many pensions will give you options for structuring your payments so that they continue in some form for your spouse after you pass away. You may also be able to take a single lump sum payment from your pension and use the money however you see fit. However, that means you’ll be responsible for generating your income, and you could run out of money someday.

Pensions are insured by a Government agency that will try to get you as much of your pension as possible if the company that backs it goes bankrupt.




WHAT IS AN ANNUITY?
Annuities are financial products built by insurance companies. They come in two main forms: annuities that help you save for retirement and annuities that provide steady income, usually in retirement. For the purposes of this article, we’re going to focus on the ones that help provide income in retirement. They’re known as income annuities.

Here’s how it works. You make a payment to an insurance company, often a portion of your retirement savings. Once you purchase the income annuity, the insurance company will make regular payments back to you over time, usually for as long as you live. That means you could live until you’re 110 or older without having to worry about running out of money.

As with a pension, once you start receiving income from an annuity, you don’t have to worry about how that income is being generated. The insurance company handles all that for you. it’s a good idea to work with a trusted financial advisor to make sure you get the right annuity for you.

As you can see, while there are some differences between pensions and annuities, the purpose of both is the same: to provide steady retirement income that you can’t outlive. If you don’t have a pension and are interested in guaranteed income for life, an annuity may be the right option for you.
Income annuities have no cash value. Once issued, this annuity cannot be terminated (surrendered), and the premium paid for the annuity is not refundable and cannot be withdrawn.

My verdict: Annuity is the best form of all the retirement plans.

Call or Chat me up to get the best retirement plan for you!

Benjamin Eyeyeh
Retirement Expert
WhatsApp 08-03-88-219-35

Urome1:
Method of Application:
If interested in becoming a Mobile Money Agent (POS Agent) in your neighborhood, send your FULLNAME, PHONE NUMBER, STATE OF RESIDENCE, and L.G.A to: posdirect5@gmail.com using POS Agents as the subject of the mail

Markstevenson:
You're reading this article because you know the value of starting an app-based taxi business.

Uberization made people fell in love with instant services.

And it's not gonna stop anytime soon.

In this article, I'm going to show you exactly how you can get started with taxi app development.

Steps to follow to get started with taxi app development:

1. Picking up the business niche and model

2. Choosing the flexible revenue model

3. Identifying the features and functionalities

4. Selecting the apt technology to create the app

5. Cost of development


Business and revenue model:

Choosing the business and revenue model helps you sustain yourself in this competitive marketplace.

The business and revenue model that suits the on-demand taxi business is the aggregator business model and commission-based revenue model.

Features and functionalities

Features and functionalities are the backbones of any mobile application. It can make or break your app growth.

So choose your features wisely. Pick features for your MVP and add additional functionalities further down the lane.

Features of driver app:

1. Trip history
2. Driver status update
3. Earnings report
4. Push notification
5. Dynamic routing

Features of passenger app:

1. Registration
2. Live tracking
3. Vehicle categories
4. Fare estimation
5. Multiple payment methods

Features of admin panel:

1. Users management
2. Category management
3. Geo-fencing
4. Promo code management
5. Payout management

Technology to create the app

What's the best technology to create a taxi app?

We say - it's Flutter.

Flutter is a cross-platform software development toolkit presented by Google.

It helps create cross-platform applications at a low cost and helps launch your app faster into the market.

Cost of development

The cost of developing a taxi app from scratch is way higher than buying a readymade app available in the market.

Here's the cost comparison:

- From scratch: 20 to 30K dollars
- For readymade app: 3 to 5K dollars

As a startup, it is good to start with a readymade Uber clone app and then further add features on top of it.

Note: The readymade app also has everything you need to get started.

gateleo:
going

Rosement:
I'm a virgin, I don't want to have sex until my wedding night. I'm a Nigerian but my bf is a white guy, he told me he loves and he wants to marry me but he wants us to start having sex while we are dating. I tired of breaking up for this same reason. What do I do?

Orubebe01:
First of all, tell us how you made the 8 melon so that I will know the advice to give you.

SocialJustice:
First thing is to put the entire money in fixed deposit of 3 months.

Then you can start researching what to do.

You have to find your way yourself. Seek a business you are sure you can excel in. Then you can start investing from the N8m into the business.

You can also buy good properties to store the money instead of using bank.

Codeofconduct:
I've had 300% ROI in cryptocurrency, in Just 1 week. i can teach you how to do that if you're interested.

Ffbt:
The vacancies are still available.
Call the numbers.

delelink:
Urgent Opening
Position: MIni Truck Driver
Location: Okota
Salary: N65,000 + Pension + HMO + (Overtime + Outstation Allowance)
Slots: (4)
Interview Date: Mon 24th – Tue 25th Jan 2021
Requirement: Must be able to read and write
Must be able to use android phone
Must be interested in interstate travels
Must be able to drive mini truck
Must have valid driver's license
Apply with CV at: No 6, Olusoji Idowu Street, Ilupeju Lagos.
Ask of Rotimi