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Philsbaba's Posts

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Jobs/Vacancies › Re: What Is The Job Description Of A Direct Sales Agent In A Bank? by philsbaba: 7:31am On Dec 14, 2019
sexiestharam:
Job description is marketer that would suffer. Let me give you a hint of how direct sales agents worked in the defunct diamond bank.
1.you are paid by the number of accounts and how much you bring. But your basic salary is like 18k or so. Even if you bring zero accounts, you would still receive it but your branch manager and supervisor will almost kill you with threats.
2. If you have good accounts, you can be paid higher than so many full staff. I know of a Direct Sales Agent who was paid in millions because of an account she brought. When E. T is struggling with 242k flat!
3. Your accounts only read for you for 6 months. After six months, you stop enjoying the benefits of the account as it goes to an account officer.
4.Customer Address Verification is a prerequisite for all accounts in Nigeria as directed by CBN. Na there wahala dey because only full staff can sign off a verified address. So you have to beg a full staff to sign off for you or they have to go verify with you. That one na suffer because they would do shakara for you.
5. You have no access to the pool car so waka waka is your second name.
6. Full staff collect full bag of rice and a carton of vegetable oil in December but yours is only half bag of rice and half carton of vegetable oil.
7.No 13th month salary which full staff collect. Also, your vacation days is 15 working days while for junior full staff is 20 days.
8. If you die on the job, no one minute silence for you. Every branch acknowledges one minute silence for full staff by 5pm nationwide. smiley
My hands dey pain me. I don try. wink
all these girls self don hustle oo grin
Jobs/Vacancies › Re: What Is The Job Description Of A Direct Sales Agent In A Bank? by philsbaba: 7:26am On Dec 14, 2019
pocohantas:
SUFFERHEAD marketer. Get very comfortable shoes and socks, you will need it.

You are a variant of contract staff. Salary range between N(20,000-50,000). Maybe some banks pay more. Hardly ever seen one/any.

-Your job function is retail marketing, drive savings deposits and e-banking channels. I doubt DSAs do risk assets, though they can ask you to bring any you see, for the sake of the branch paying you salary.

-You will have number of accounts target. Daily/weekly/monthly. You will also have deposit targets. Something like, 3accts a day, 15/week, 60/month. 5-10m deposit a month. You mustn't do all, 50% and above can keep you afloat.

- You might be lucky to get someone that will give you huge deposits which would make you earn big in commissions. If not, you have to start from the scratch to mobilize deposits. You go waka ehn, all the market people go know you.

- You get your pay (and commissions), leave allowance, pension, christmas rice/groundnut oil. Not so sure of their package, but nothing special.

- You'll be restricted on types of accts to open. Leave some for the bigger people (core staff).

- You will grow to be a very angry somebody when you see the bank employing core staff that are your mates and some your junior. You can't escape this feeling of anger o.

- You will start showing your anger, nagging over the poor treatment and sometimes acts of rebellion/insubordination.

- Maybe you will be an extraordinary DSA and your bank will try to convert you. It is not because they like you too much, paying you as a core staff is cheaper than your commission at that point.


I understand the country is hard, but if I have to be a banker- core staff or nothing. Know what you are getting into. E hard o.

Have a nice day. cheesy
I no know say this girl get better experience like this oo. Na olosho eyes I take dey look her before.... Well done babe
Celebrities › Re: Juliet Ibrahim Meets Cardi B In Lagos by philsbaba: 4:37pm On Dec 08, 2019
monerozi5590:
You no get eye!. See curves, hips and ass..You don't know anything.
typical afrcan man recipe for beauty.... She's just a big giant to me..... Meanwhile I'm tall before you think I feel intimidated
Celebrities › Re: Juliet Ibrahim Meets Cardi B In Lagos by philsbaba: 4:34pm On Dec 08, 2019
Pr0cter:
Lol. See who is talking.

Of all the girls you have tidied in your life, set any of them fine or reach Juliet Ibrahim level?
she no reach!!!! It's a shame that you use her beauty as a bench mark. You no get level at all
Celebrities › Re: Juliet Ibrahim Meets Cardi B In Lagos by philsbaba: 3:46pm On Dec 08, 2019
Pr0cter:
Oga keep quiet. Juliet has a phat assss not a phat body
I swear you no get taste
Celebrities › Re: Juliet Ibrahim Meets Cardi B In Lagos by philsbaba: 3:37pm On Dec 08, 2019
Pr0cter:
I swear Juliet Ibrahim beat Cardy B for banging body.



Juliet tall pass am

Juliet waist and curve big pass Cardy B own

Both of them fine shaaa




But the oga patapata of them all na for fuuuuck and I sure say Juliet Ibrahim go sabi ride prrrick pass Cardi B
You're calling a fat body banginghuh You dont know anything angry
Sports › Re: Anthony Joshua Vs Andy Ruiz Jr. II - Rematch (Live Updates) by philsbaba: 10:10pm On Dec 07, 2019
turnabout:
(Download Video)Tiwa savage sextape goes Viral on Internet
embarassed kiss kiss

The Whole world is in shock right now as what appears to be Tiwa savage sextape is released online. Watch Video… More details on the Way


CLICK TO WATCH OR DOWNLOAD
your brain is full of relaxer
Sports › Re: Anthony Joshua Vs Andy Ruiz Jr. II - Rematch (Live Updates) by philsbaba: 10:07pm On Dec 07, 2019
What if they fix this fucking match againhuh
Romance › Re: Kingreign Gets Married Today!! by philsbaba: 10:03pm On Dec 07, 2019
Why does this girl look like my ex gf that I dated while I was in 100L?
Romance › Re: I Don't Know What My Problem Is With Men And Dating by philsbaba: 9:56am On Dec 03, 2019
Erums:
Im postive you got good features, but this doesn't bless a man.... Be mindful
the gold digger Wan reap where she no sow...... Rubbish angry
Romance › Re: I Don't Know What My Problem Is With Men And Dating by philsbaba: 9:53am On Dec 03, 2019
Harlequeen:
Yes i am. I am feminine, soft, good company, intelligent, just starting out my career, well read and so much more. The man who i end up with will be truly blessed.
so this is all you have to offerhuh This is all you have to offer for all that great characteristics you mentioned in that post..... Sorry oo, but the type of man you want would never want you angry
Christianity Etc › Re: Lady Twerks In Church During Tithe And Offering by philsbaba: 2:43pm On Dec 02, 2019
missjane:
Normal church dance na. Nobi twerk..just that she's hippy
don't mind the idiots that couldn't just watch the video... It's just normal dance
Romance › Re: ok by philsbaba: 9:36pm On Nov 24, 2019
Ladylite:
You have made a fatal mistake. Simple make amends.

Send me a mail and let's thrash it out.
I did same, kindly advice
Forum Games › Re: How Good Can You Rant About Rant by philsbaba: 11:11am On Nov 23, 2019
Ok
Culture › Re: Oba Elegushi’s 2nd Wife, Hadiza Steps Into The Palace 6 Months After Wedding by philsbaba: 2:59pm On Nov 21, 2019
majamajic:
money is good


u can march shoes on top foot rest , after all na dry cleaners go suffer am
she's ugly af
Properties › Re: Surulere Super Shopping Plaza On Fire by philsbaba: 9:56pm On Nov 20, 2019
Blogger wey post this news is not worthy to be called a journalist. See blunders nw grin
Business › Re: What Business Can I Set Up With N600k? by philsbaba: 10:20pm On Nov 18, 2019
Fyzt:
Pure water business
can 600k start pure water business?
Travel › Re: Share Your Nigeria To Abroad Stories Here by philsbaba: 1:38pm On Nov 08, 2019
He
Celebrities › Re: Lady Becomes Nicki Minaj For Halloween (Photos) by philsbaba: 2:08pm On Nov 02, 2019
oloriLFC:
Dem resembu. Just that one has pawpaw bweasts and the other has orange grin
the difference is in the breast, the breast is the difference
Phones › Re: How Samsung Is Taking Over The Nigerian Mid-range Smartphone Market by philsbaba: 7:33am On Nov 02, 2019
Huawei is taking over... Who be Samsung in Nigeria �
Romance › Re: I Don't Care, I'm Going to Reveal It [Picture] by philsbaba: 1:15am On Oct 31, 2019
iLegendd:
I was thinking of purchasing a power bike this week, then I recalled a line from Think and Grow Rich and also a line from Rich Dad Poor Dad and I said to myself, "I'll turn this power bike's money to more money by empowering someone."

There are some men who are willing to do okada business for me if I purchase bikes for them. They'll be submitting 5k each per week.

I have sent my younger brother to go price the bikes. If they are 100k or at most 120k, I'll purchase some and get started with this business.

You see, growing wealthy is all about thinking. Money for 1 powerbike will be turned different okada bike and finally to millions profit. Most times, delayed gratification is the key to success.

Stay in your room and use your fingers to make money online by writing books, then use the money you made online to empower people offline.

To make lots of money, you must make other people make money. The reason Jeff Bezos, the owner of Amazon, is the richest man in the world is because he helped people like us to make money, so in turn, we we help him make make more money.

We take our share, he takes his. It's called kill and divide. Whoever provides a platform for others to use and enrich themselves, will be wealthy.

If you wan make am, make sure say you make other people make am too.

That is the secret of wealth. It's empowerment.

Legally empower people online and empower people offline, then do kill and divide and you'll never be poor.

Sadly, empowering people online in a country like Nigeria a scary — everyone is forming smart. In the end, this smartness leads most Nigerians to fraud.

If only we Nigerians are honest, none of us will be poor.

Dishonest is one of the reasons we Nigerians are poor. The dishonest people make the honest people appear untrustworthy to the eyes of the beholder.

Dishonesty = suffering.
Honesty = trust — which equals wealth.
I had this in mind too. But someone told me it's a high risk business. They can come today and tell you your Okada has been stolen. What will you do grin
Politics › Re: Reps Pass Bill To Criminalise Estimated Billing by philsbaba: 7:26am On Oct 04, 2019
I must commend them. This bill is a good step towards development and the warfare of Nigerians. It's just a shame that it might never be enforced or allowed to stay due to this same corruption.
Christianity Etc › Re: The Secret Truth About Witchcraft That Everyone Should Know by philsbaba: 9:42am On Sep 22, 2019
electroTech:
Witchcraft, Juju, God, Demon, Satan, Heaven, Hell, etc, all falls under the category of superstition.

It is truly beyond me why any rational person can not laugh in the face of these absurdities in the 21st century
body go tell you
Business › Re: Can A Budget Of 10 Million Naira Compete With Nairaland by philsbaba: 11:03pm On Sep 21, 2019
Google adsense ban you, you con laugh.... They con send you mail to add their code back some time later..... Dey lie small small nw angry
iLegendd:
Yes, but you must have a long-term goal and make sure you focus on just one niche at first like football, relationship, fashion, music, etc.

With your success in one niche, begin to expand into news and general topics. In the past, Se.un owned different websites to test the market and later in 2005 joined all of them to form a forum called nairaland.

Naijaloaded was solely for exam tips and paper, then moved to music, and finally all round entertainment and news.

You need to sneak into the industry by providing solution to people's problems on a popular niche for free to gather a fanbase and loyalty.

If you rush like a big man and start promising to pay per post like NNÚ, you'll only attract hungry youths who want money to play bet or take a slay queen out to impress. Your site will look like a brand new MM.M to them. The moment the money stops, they'll run.

Also, have some good SEO experts look into your contents for better keyword and ranking.

I started a forum with 10k in late 2016 and it has millions of page visit without a single paid promo, so 10 million is a lot for a start. Think big, but start small.

If you're desperate to see return on investment, then owning a forum is not for you. I wasn't after the money, but building a brand, so when the money started coming, I wasn't bothered.

When Google Adsense banned me, I just laughed and removed the ad code. A year later, they messaged me to add the code back, but I ignored them.

So, passion before the money. If you're going for the money without passion, then I'll urge you to invest that money in Amazon book publishing business.
Christianity Etc › Re: Cultism, The Spiritual Consequences And Deliverance Through Christ by philsbaba: 2:25pm On Sep 19, 2019
It's necessary I hide my details, cos with my story a lot of people will want to contact me, good and bad ones inclusive and I'm not here to draw people to myself,but to draw them away from Cults of all kinds.
The Bible says wisdom is profitable to direct.
I know your doubt isn't about me hiding my details, your doubt actually comes from the fact you don't like the things of God,so you're indirectly trying to discourage others,but you have failed,just like others failed also.
I know all the tricks bro, I was in the game for too long.
How CAn I send you a message bro... I can't find your email
Celebrities › Re: "Stay Off Drugs Kids" - Wizkid Advises by philsbaba: 6:55pm On Sep 18, 2019
Dem no dey tell blind man say rain dey fall. Ee be like say wizzy don learn the hard Way
Career › Re: Bloggers Based In Ibadan by philsbaba: 8:27pm On Sep 03, 2019
sakanifemi123:
I need bloggers based in Ibadan to work with, i can write unique content with free plagiarism.
If you can hire me to work with you, you we enjoy my service.
Please drop your whatapp number to talk more
read what you just wrote and judge yourself.
Romance › Re: I Sent N500k To My Fiancée To Open A Shop, She Used It To Settle Family Issues by philsbaba: 5:54pm On Sep 01, 2019
Liliyann:
Your mates are spending more than that on their girl and you are here crying coz of 500k!!!

If you are truly in love with that girl, everything about her should come first!!
I can't date someone that doesn't have the welfare of my family at heart!!
So, you allowed her to use the money to settle family issues when you could have done it as her boyfriend!!

You are such a pathetic broke ass guy!
Free that girl so that she can be with someone that loves and value her!!

MODIFIED!!!
See dem broke ass niggas quoting me!!!
103 quotes in one post and still counting!!!
Its only the broke ones that wail coz of money!!
Real guys spend lavishly on their girl without crying online!!!
Welfare of your familyhuh? How about his own family. Gold digger. You need help....
Romance › Re: I Sent N500k To My Fiancée To Open A Shop, She Used It To Settle Family Issues by philsbaba: 5:52pm On Sep 01, 2019
MhizzAJ:
Who is thos cocoNUT head above me.

How is she a useless girl.

Its not by force to be in a relationship

If you cannot cope with her , leave her alone.

Some men are very capable....they wont complain..
They wouldnt mind spending all their savings for her afterall shes your girlfriend.
Stingy man
ode. Tell your brother to spend all his savings on his girlfriend nw. Omo shaku shaku
Christianity Etc › Re: Daily Dreams Interpretation by philsbaba: 10:47am On Sep 01, 2019
Raphael81:
The ceiling in the realm of the spirit signifies a source of spiritual covering from problems and attack of the evil one, from your dream you must pray for God's protection you can use Psalms 91&16. God bless you
thank you
Christianity Etc › Re: Daily Dreams Interpretation by philsbaba: 7:43am On Aug 31, 2019
Raphael81:
I decided to open this thread because of several people who have contacted me, hopefully as we walk together side by side God will give us the perfect interpretation to our dreams as I shall painstakingly try to narrate several dreams I have had and what they turned out to be. A person that doesn't dream is as good as a sleeping person because dreams are one of the numerous ways God usually communicates with his people, hence he gives his people good dreams but the devil in his cunning and devious nature also give people bad dreams to scare them because Satan feeds on the fears of God's people. Hope we all enjoy this thread together and grow stronger and better. Amen
hello bro, I had a dream about being in a room with leaking ceiling. This is the second time I'm having such dreams. What do you thik it could mean?

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