Unemployment has really dealt with this country called Nigeria, to me i think the easiest job offer to get as a nigerian graduates who do not know oga's at the top is the job offer of a loan/credit officer, i just wants us to share our opinions about this, will you accept the offer considering the troubles the job entails?
You give out loans to men and women who does business and they are to pay back either on a weekly or monthly basis, to collect money � sweet die, to return am as they have promised is a problem, even it does happen amongst us either with our friends or families when they seek for monetary help and you help them with it, it is when they are to return your money back to you, they start giving you stories and excuses of non repayment.
Would you advice someone who doesn't have a job to accept such offers? thank you.

Na wa o, all this people for job vacancies thread no just send person, even to comment, for where?

God go bless us all !!.

Thermythorpe:
if not for the high unemployment rate in the country,these loaning institutions would never thrive..
Is it how you toil to mobilize customers abi d way dey deduct customers defaults from your salary abi d late hours of work,omo u go wan kpensh on top d job..
Op,Just plan ur exit abi escape route from first day of resuming work..
keep the hope alive
God go bless us all !!.

Honestly madam you made sense, is like you have experiences about whole thing, after toiling under the sun and in the rain to mobilize customers and at the end of the day if they defaults, they remove from one's salary, i do not think i will advice one to start it at all but the person will be like shey nah you go dey give me money to maintain? Thanks Temitope.

no sir u can keep the change i dont need it.....dont thank me go nd hutsle

вeιng a loan oғғιcer ιѕ very proғιтaвle υnтιl yoυ loan a naтιve docтor, and нe reғυѕed тo pay yoυ вacĸ
wιll yoυ call тo тнreaтen нιм❓❓

Most ladies will thrive here, but most guys will be frustrated out of job

I can't work as a loan officer. I'm too soft hearted for that. I will end up letting go of the loan.
That job is for strong-hearted people

No, but I can do the job of a pallbearer, it is very lucrative in this administration.

I won't try it

hmmmmmm

Na risk ooo

I have ran a debt recovery contact centre before. It wasnt much of the officer/agent's issue even though the agent has a target, it is more of the business wahala. Yours is just to do the talk and follow up using a script.

It is safe to assume that that is better than those customer facing debt recovery agents sha

Tinubu

So far you have big muscles... No wahala

You can blow your way through.

kabanayol9:
Unemployment has really dealt with this country called Nigeria, to me i think the easiest job offer to get as a nigerian graduates who do not know oga's at the top is the job offer of a loan/credit officer, i just wants us to share our opinions about this, will you accept the offer considering the troubles the job entails?
You give out loans to men and women who does business and they are to pay back either on a weekly or monthly basis, to collect money � sweet die, to return am as they have promised is a problem, even it does happen amongst us either with our friends or families when they seek for monetary help and you help them with it, it is when they are to return your money back to you, they start giving you stories and excuses of non repayment.
Would you advice someone who doesn't have a job to accept such offers? thank you.

When we get there, we will know what to do.

I presently run a microfinance institution and I can boldly say never will I accept the job of a loan officer. sometimes, I pity the staffs whenever I go round to check how they faring in all branches and I eventually had to sign an agreement with the police and soldiers to assist in loan recovery so to ease the stress the LO face on field..

naa, the business dey lucrative for someone like myself tho.. naa cool cash

Why not?
The most important thing is to do your due diligence before issuing loan to anybody and have legal backings to tackle defaulters.

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I would accept the offer but must come from 9ja Cash I need to meet a lady in that company, I have unfinished business with her.

People working for Lapo are what sef

sokoloan 9credit and all those Fintech if you work there and person you embarrass trace u fit kill u o.

Dem no mind whether they owe ur company or not....

Those chinese who have stolen enough from Nigeria contracts they didn't execute finish open these shark loan apps and employ Nigeria staffs for little pay,then send you to embarrass someone(defaulter) like sending criminal messages to all d lender contacts even if u defaulted a day on a short 7days loan of 1500aira or 2000naira with super interest

It was a miracle how this offer skipped me. I wept! Never knowing that it was God that didn't want me to suffer.

You have to loose your conscience, manners and your believe to do this job, especially when you go for loan drive. Sometimes you think you get your money back by being devilish until you meet some clients who are the devil themselves. It takes all your time from Mon - Sun. My dear run for your life...

Apply wisdom in all decisions

That's not an easy job

I don't know why you guys sweat over load repayment.

Your due diligence is bad in the first place because you all use the same format and the person in charge of the due diligence are not passionate, because they just wanna make their cut.

Due diligence is more like intelligence gathering in a covert manner, forget legalities.

The moment you ask for loan is the moment you risk profile comes active. Meaning you are fair game to any form of due diligence outside the normal standard one.

Lemme bust you guys head, we handle a case... The guarantor connived with the applicant to present a forged document against an asset that was to be used for a loan of 45 million.

The overall boss as an old risk analyst from DIA reached out... On investigation the plan were all mirage because it had a chain of flow to make it appear real.

In summary covert intelligence gathering was used to uncover lots of lots of set up that a risk analyst won't see...

Loan business have created an ecosystem that includes professional forgers... One of which was busted by covert investigation.

I can never ever try such job.