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Nairaland Forum / Nairaland / General / Jobs/Vacancies / Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having (19562 Views)
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Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Bebson007(m): 12:38pm On May 02, 2021 |
Are you referring to me sir?
Yes sir pls i need ur reply thanks. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Gubularaska: 12:44pm On May 02, 2021 |
Thermythorpe: Unto how much self? |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by holophs: 12:48pm On May 02, 2021 |
That job as a credit/loan officer will turn you to another person entirely. It is pure madness both in office and on field. 1 Like |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by kabanayol9(m): 12:49pm On May 02, 2021 |
Bebson007:Ok sir, from my own little knowledge, we have 3 types, it depends on the one you want to start; we have 1) Unit microfinance bank; it requires at least 200million naira as start up. It's not permitted to operate by opening branches or money centres apart from the main office. 2) State microfinance bank; requires a minimum of 1billion naira in the capital base to start, it requires approval by the CBN to operates in the same state when a new branch wants to open. 3), National Microfinance bank; requires the highest cash as startup capital of 5billion naira and it can operates in all States of the country although it must be approved by the CBN for each branch that is to be opened. 1 Like |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Lilpen3758: 12:54pm On May 02, 2021 |
kabanayol9:Amen brother |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by kabanayol9(m): 12:55pm On May 02, 2021 |
captainking:Bros it isn't the most irrelevant question sir, i love doing legit jobs to put food on my table but if the working conditions aren't favourable, you mentioned something of moving on when one's is tired, how do you intend to do so, when some of this loan institutions tied you down stylishly by saying your debt profile must not be above 5%, money you gave out to customers o, do your findings before reaching conclusion sir. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Bebson007(m): 1:05pm On May 02, 2021 |
Bro some mfb gives individual loans. I knw alot of their staffs salary has been pinned down due to overdue. And who told u bad debts are written off after 6months? Those monies are recovered it might take time. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Bebson007(m): 1:10pm On May 02, 2021 |
Did u browse this write up? U can start small even with 5hundred thousand or 1 million. I thought u are into d system. I needed some raw information. 1 Like |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Nobody: 1:15pm On May 02, 2021 |
kabanayol9: Every credit should be backed up with an agreement, possibly with a lawyer or police involvement . |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Zachsneider: 1:16pm On May 02, 2021 |
[quote author=Bebson007 post=101309789][/quote] I'm just kidding though |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by LagbajaTheBEREAN: 1:40pm On May 02, 2021 |
LAPO affiliate can relate... Happy Sunday by the way... |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by AuroraB(f): 1:43pm On May 02, 2021 |
mrnairaland1:So, a chronic defaulter will stop being one because a lady just happened to be his/her account officer You no wise. Your 'likers' inclusive 2 Likes 2 Shares |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by chubinwa(m): 1:56pm On May 02, 2021 |
I am currently working as an LO. there is cool cash if you work hard. and the job is hyper frustrating |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by captainking(m): 2:36pm On May 02, 2021 |
kabanayol9:Bro.. No loan company can stop you from resigning.. I have been in credit and loans for 7 years and have worked with 4 finance firms officially and 1 unofficially.. It's true..some don't pay so well.. Esp those unit mfbs that disregard employees welfare...state and national mfbs or finance houses are a great place to work.. All the Same... Carefully study the offer.. If it's true that you can't resign if your debt profile or PAR is above 5%..then that's pure slavery... I would like to know the name of the finance firm or mfb thats doing this.. I want to check something... |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by phililp(m): 2:36pm On May 02, 2021 |
patriotic007: Don't call him ignorant! You seem to be working LAPO or Grooming MFI Well this is the strategy most MFIs uses which still boils down to same thing OP is pointing out, whether Union purse or not the job is stressfull.. As a Credit Officer or LO you have to indulge in frequent loan drives because not all leaders and secretaries want to dent their image for a company that don't pay them a dime except stipends given to them by fellow clients.. So OP, you are right, the job is extremely hectic, but not all the time,if you are lucky to work for some the biggest MFIs in Nigeria their pay is manageable(Mostly above 70k) you can still do it.. Just seek for advice from a good source. There is always a way around everything 1 Like 1 Share |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Henryifi: 2:54pm On May 02, 2021 |
hakeem4:What do you mean by pallbearer .explain more pls |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by phililp(m): 3:02pm On May 02, 2021 |
Henryifi: Don't you use Google sir.
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Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by toyinsalammy(f): 3:37pm On May 02, 2021 |
I did that job for just 3 months n it was like 3 years. Had to run for my life. I almost lost my manners n beliefs as my colleagues were always telling me gentility wouldn't work on d job,. It was terrible. I remember a particular customer who continuously defaulted told me one day "u better be careful if u want ur parents to still continue seeing you" . The Mama na all those diabolical women n my boss never wanted to follow me see her yet they were always deducting from my salary. I ran n left my money with them self. The job isn't really advisable. It brings the worst out of u. 3 Likes |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Thermythorpe(f): 3:38pm On May 02, 2021 |
Gubularaska:for peanut ooo the thing tire me 1 Like |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Gubularaska: 3:43pm On May 02, 2021 |
Thermythorpe: Quote litigator. Me and am be discuss one time. I go remind am if e still vacant. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Nobody: 4:13pm On May 02, 2021 |
If you can't operate like Carbon does, it's not loan but extortion |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by UndissolvedMeta(m): 4:15pm On May 02, 2021 |
Will like to discuss with you please sir. I need counsel on matter like this tradepunter: 1 Like |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by omoolababs(m): 4:25pm On May 02, 2021 |
choice17:I'm with you on this. I presently work as a Loan Officer. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by UndissolvedMeta(m): 4:34pm On May 02, 2021 |
Can you please put me through on how to involve the police or military on debt recovery ? jimmyolasun: |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by ofiko123(m): 4:36pm On May 02, 2021 |
I really and seriously doubt it... |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by omoolababs(m): 4:38pm On May 02, 2021 |
Sewa90:same here ma'am. Do your due diligence before giving out a loan 1 Like |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Richthekid: 4:50pm On May 02, 2021 |
No |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by kabanayol9(m): 5:40pm On May 02, 2021 |
Bebson007:That is Cooperative and credit society or investment company. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by kabanayol9(m): 5:47pm On May 02, 2021 |
toyinsalammy:Thank GOD for your life, some CO's/LO's ain't that lucky, you really know how bad the job is. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Mac2016(m): 6:20pm On May 02, 2021 |
Arkmanbuddy:Long time ago actually. 2013. With Lafayette bank or so. |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Thermythorpe(f): 7:05pm On May 02, 2021 |
Gubularaska: litigator |
Re: Can You Accept Job Offer Of A Loan Officer? Considering The Troubles It's having by Nobody: 9:46pm On May 02, 2021 |
kabanayol9:mr man these kind work is for agberos,i shout run for your life,run for your unnecessary stress, run from quick depression 2 Likes |
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